Ji Xiang Fang is a restaurant that looks like a painting boat in the West Lake on Hepu Road. It is a relaxing place to drink wine and admire lotus flowers.
Here, Lu Ming met the most important figures in the Wei family.
Baoyin Bank is a family property of the Wei family. Originally, all the shares were in the hands of the Wei family.
Moreover, since a hundred years ago, the various branches of the Wei family that received inheritance rights have no longer dispersed their equity.
For example, in Wei Baozeng's branch, starting from the ancestor's generation, the family property can be divided, but the equity of the bank account is only passed on to the eldest son.
With this change, Chairman Wei also transferred all the shares he held to Wei Baozeng.
Today, the Wei family has equity interests in more than thirty branches, all of which were dispersed at the earliest stage, and were more dispersed in the past, but some have been repurchased by the major shareholders surnamed Wei.
Among the more than 30 branches that hold shares, four hold more than 5% of the shares.
Originally, Chairman Wei held 42% of the shares, but now 2% has been transferred to Lu Ming. Wei Baozeng holds 40% of the shares of Baoyin Bank and is the largest shareholder.
Lu Ming holds 30% of the shares and is the second largest shareholder.
An uncle of Wei Baozeng, named Wei Qingzhong, holds 11% of the shares and is the third largest shareholder.
Another cousin, Wei Qingfeng, holds 7% of the shares.
A cousin, Wei Baoku, holds more than 5% of the shares.
These five major shareholders already account for more than 90% of Baoyin's equity.
As for the equity transfer, Wei Baozeng, who originally held the largest shareholding, only transferred 2% of Lu Ming's shares, and the remaining 28% was transferred from other companies.
This was also an opportunity for Wei Baozeng to reshuffle his cards.
Because we originally discussed with these cousin shareholders about hiring Ruide Law Firm to transfer the shares, many cousins felt that Baoyin Bank was finished, and they all hoped that Wei Baozeng would buy his own shares to transfer, and most of them would be sold at a low price. After all, even if
If you win the lawsuit, it seems like nothing will happen, let alone if you lose.
There was an ancestor of N who did not understand the law and had been relying on the bank for generations. He was even worried that the bank would go bankrupt and he would be in debt, so he directly sold half of his shares to Wei Baozeng.
Although the intermediary attorney was replaced by Lu Ming, their internal equity transfer agreement remained unchanged.
Therefore, after the lawsuit was over and Lu Ming officially entered the board of directors, Wei Baozeng and his ally Lu Ming held 70% of the shares. From then on, the board of directors was no longer afraid of constraints, which was a good thing.
But today, there was an undercurrent at the table, and Lu Ming could feel it.
Especially Wei Qingfeng, the fourth largest shareholder who holds 7% of the shares, the one Wei Baozeng calls his eighth uncle, his face is extremely ugly.
Lu Ming looked at the internal equity changes and listened to Wei Baozeng's words.
This Uncle Wei was originally the second largest shareholder of Baoyin Bank, holding nearly 30% of the shares. On the board of directors, many old and young people listened to him, and he was also the biggest obstacle to Wei Baozeng's promotion of bank reform.
Now, Uncle Wei only has 7% of his shares left. Most of his shares, more than 20%, come from this Uncle Wei.
Uncle Wei Ba was very shrewd and understood the law. Wei Baozeng could still give away other people's shares, but he couldn't. Seeing that the building was about to collapse, he heard that Ruide Law Firm needed equity in a lawsuit. He took the initiative to talk to Wei Baozeng. If he could win the lawsuit,
He was willing to give up 20% of his shares to Rhett.
He also knew that Wei Baozeng's father, Mr. Wei, had saved a lot of gold, which had been passed down from his ancestors.
He asked Wei Baozeng to exchange gold bars.
Of course, the asking price was extremely low, it could be said to be a cabbage price, and he estimated that Mr. Wei could afford it.
Those gold bars are the survival money left by the Wei family, used when the situation is desperate, and each generation will save some.
After hearing Uncle Wei's conditions, Mr. Wei took out all the gold bars he could without saying a word, in exchange for more than 20% of the shares.
Uncle Wei could be said to be extremely shrewd, but he never expected that not only would he win the lawsuit, but Baoyin Bank would also survive the crisis.
Looking back now, looking back on his 20% shares, it can be said that it was like a liquidation, I am afraid it was a discount.
Therefore, his expression was gloomy, which had nothing to do with the festive atmosphere.
Originally, this meeting was to welcome Lu Ming to the board of directors, and to meet with some of the most important shareholders for team building.
Uncle Wei's face was like a shoehorn, his goatee was twitching from time to time, he was leaning on a cane with both hands, and from time to time he would make a long cough.
Wei Baozeng just pretended that he couldn't see that Uncle Wei was acting like a monster. He raised his wine glass and said with a smile: "Today, we only discuss business matters and not family ties. Dear directors, we have to thank Director Qianxing for the rescue of Imperial Bank. Come on, let's work together."
Here’s a toast to Director Qianxing!”
The head office of Baoyin Bank had just been unblocked, and depositors immediately came in droves. Chairman Wei's statement on respecting privacy was, in fact, not very attractive to ordinary depositors. Besides, banks that have already experienced bank runs, who can still
Can you trust it?
However, some major customers are in a wait-and-see mode.
I believe that if the crisis cannot be resolved as soon as possible, these big customers for many years will directly call the Wei family to ask the Wei family to refund their money and close their accounts.
Wei Baozeng was anxious at that moment, and then a cash transport truck with the Imperial Bank logo came, and someone began to spread the news to the depositors in the long queue that the Imperial Bank had backed up the treasure.
Because if Baoyin Bank really collapses, it will also have a huge blow to Donghai's financial industry.
Sure enough, the depositors in front were able to withdraw money smoothly.
Some depositors hesitate when they are in line. After all, they are fixed-term deposits. If you withdraw them now, there is no interest.
What's more, if you only have a Baoyin Bank account, when it comes to writing checks, Baoyin Bank's checks feel superior to others, because its checkbook is extremely exquisite and luxurious.
I was reluctant to transfer to another bank in the first place. If there were rumors that Baoyin Bank might be a dirty bank, then why bother to withdraw the money?
Throughout the morning, depositors were able to withdraw money smoothly. Gradually, depositors who were queuing up began to leave. By the afternoon, there was no queue outside, only a few people would come to withdraw money.
The crisis is basically over.
Wei Baozeng later learned that his father had reluctantly borrowed the money from many old friends as he was suffering from illness. It was also because he won the lawsuit that some old friends were finally willing to lend a helping hand.
Lawyer Lu also took out one million, which was said to be a loan.
Wei Baozeng has nothing but gratitude for Lawyer Lu.
Of course, within one day, the money was almost at the bottom. Fortunately, there was no danger, and the imminent crisis was finally overcome.
Fortunately, with enough excuses, only the head office has opened for business, while several other branches are still temporarily closed for rectification.
The cash transport truck with the Reichsbank logo painted on it is also fake.
These were all Lawyer Lu’s ideas.
However, I heard that the Imperial Bank would soon be interviewed by a reporter. The bank did not admit it, but it also did not deny it. After all, the reputation of rescuing the market is still good.
Of course, there is no need to tell these details to these directors, especially since the Imperial Bank's loan to Baoyin Bank to bail out the market is a smoke bomb, and there is no need for them to know.
Wei Baozeng raised his wine glass, looked at Lu Ming, and said with a smile: "Qian Xing, you must drink this glass!"
Lu Ming smiled and was about to speak. Next to him was Dang Dangdang, but Uncle Wei was holding a cane with both hands and punched the floor several times.
"Baozeng, is this all my business?" Uncle Wei's goatee grew taller and taller.
Wei Baozeng smiled and said: "Eighth Uncle, come, let us first pay respects to Director Qianxing!"
"I can't drink it!" Uncle Wei stood up abruptly, and the boy who was at the stairs of the boat hurriedly ran over to help him and slowly went downstairs.
"What's wrong with Eighth Brother?" The speaker was Wei Qingzhong, the third shareholder. According to seniority, he was the same as Wei's Eighth Uncle. Wei Baozeng called him Thirteenth Uncle, but he was younger than Wei Baozeng. He was as thin as a stick, but he held two walnuts in his hand.
Turn, it seems, it is just an old joke like playing eagles and fighting dogs. Indeed, I am still confused now. Looking at Wei Ba's back, I don't know why the old eight brother suddenly got angry.
Wei Shisan is also a stupid person with stupid blessings. He lives on the shares passed down from his ancestors, indulges in fun all day long, and is an afterthought to everything.
He didn't take the big incident at Baoyin Bank seriously and didn't know its seriousness.
But Wei Baozeng came to talk to him about buying his shares and transferring them to new shareholders, but he didn't agree with anything. He just said one thing clearly, my father, your third grandfather, told me before he died, unless I starve to death tomorrow.
, otherwise, the bank’s shares cannot be moved.
Wei Baozeng didn't try to persuade him, otherwise, he wouldn't be able to deceive his relatives?
Therefore, now that Lu Ming has entered the game, Wei Shisan has become the second largest shareholder in the Wei family, with Baoyin Bank holding 11% of the shares.
"Lawyer Lu, come here, let me toast you." The person who picked up the wine glass was Wei Baoku, Wei Baozeng's cousin, who holds 5% of the shares and is currently the fifth largest shareholder of Baoyin Bank.
In the past, Wei Baoku stood unequivocally beside Uncle Wei Ba and always opposed Wei Baozeng.
But now the weather was about to change, but Wei Baoku kept smiling and talking to Lu Ming. After all, they were looking for a new dock.
With that cousin, I felt a little embarrassed to suddenly gossip, but with this lawyer Lu, it was completely possible to become good friends.
Lawyer Lu, on the other hand, only has ten points less equity than cousin Baozeng. The thirteenth uncle who listened to him in a daze, plus himself, standing next to Lawyer Lu, cousin Baozeng is still not enough.
.
I don't believe that this young upstart will listen to Baozeng when he comes to Baoyin Bank.
