Volume E, Chapter 18: Harmony, New Industry

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 After walking out of the small courtyard, Baochai and Tanchun couldn't help but breathed a sigh of relief, and then glanced at each other subconsciously.

Thinking of her performance today, Baochai felt a little embarrassed. Why couldn't she help being irritable and angry? Is it because she felt the pressure from the probing girl?

Seeing that Tan Chun was still a little angry, Baochai felt relieved again. This was just a test that Brother Feng used Sister Lin's dowry to do. Why did he take Tan Chun so seriously? He really took Tan Yatou so seriously.

His anger was also aroused, which was incredible.

When Tanchun stepped out of the small courtyard, he also realized that he had lost points for his performance today.

Why did she behave so aggressively in front of Brother Feng? Sister Bao seemed to be irritated. She would never say such words normally. Why did she have to argue with herself today?

And he didn't seem to know what was going on, so he became so irritable?

When the two pairs of eyes came together, Baochai couldn't help laughing, and burst into laughter, "Tan girl, my sister has been embarrassed by you today!"

Tan Chun's face also burned, and he couldn't help but hugged Baochai's arm and said coquettishly, "Sister Baochai, you also said that the little sister is so embarrassed today. Brother Feng probably never thought that the little sister would

So, oh my, little sister doesn’t even know what to do. When facing Brother Feng in the future,..."

Baochai felt the slightly undulating and elastic touch of Tan Chun holding her arm and twisting it in her arms, and her heart moved slightly.

This girl has also grown up. She is only two years younger than herself. She is also fourteen this year, Sichun's age. No wonder... But has this girl thought about the future? Does Brother Feng know?

"Brother Feng won't care about this, well, as long as we don't care." Baochai still likes Tanchun's temperament, which is much more generous and cheerful than Daiyu's sensitivity, but not as overly bold and generous as Xiangyun.

, she likes this kind of neatness and discipline.

"After all, Brother Feng is too bad. He deliberately used this method to tease us two and make us fall for it unknowingly. As a result, he was watching the joke alone..." Tan Chun had already understood.

He said angrily: "He knew we had different ideas after seeing our planning strategies, and he deliberately used this method, huh, especially at the end when he asked Sister Bao what she thought of our planning, the little sister saw

It’s because he deliberately wanted to provoke fighting between my younger sister and Sister Bao..."

"You know that, so you still want to be fooled?" Baochai couldn't help but joke, and the two of them walked hand in hand.

"Hey, who made Brother Feng deliberately create such a posture, so that people would follow his words without knowing it..." The more Tan Chun thought about it, the more he thought about it, then he tilted his head and said angrily: "Little

It’s okay for me to be fooled. Why is my sister, a calm and indifferent person like me, losing her composure today and being like my little sister?”

Baochai laughed dumbly, how could this girl be beaten down in this way? However, he did treat her as a younger sister and let her go a lot of the time, so it seems right to say this today. As for the reason?

That's not fair to outsiders. Could it be that telling the other person that you are a little jealous?

Unable to resist pinching Tanchun's plump cheeks, Baochai chuckled and said, "Who makes you so aggressive?"

Tan Chun curled his lips and said tentatively: "Sister, I'm afraid it's because you're in front of Brother Feng, right?"

Baochai's face felt slightly hot and she pretended to be calm. At this moment, Brother Feng had just gotten engaged to Sister Lin, and his affairs could not be made public yet, so Tan Yatou's words were a bit heartbreaking.

"Stop talking nonsense!" Baochai wanted to tear Tanchun open again, but Tanchun put his face firmly on Baochai's shoulder to avoid it, but refused to forgive: "Sister, it seems a little shy?"

"Damn girl, keep talking, keep talking..."

Feng Ziying stood in the flower window of the small courtyard, watching the two girls outside the courtyard laughing and playing, but her heart felt extremely sweet and comfortable.

He didn't want to see Baochai and Tanchun become enemies because of this matter, so he was even a little uneasy before, but now it seems that he still underestimated Baochai and Tanchun. Both girls are amazing in this regard.

sensitivity and self-control.

Maybe they all vaguely felt something about each other, but they knew very well that Feng Ziying would never want to see certain situations happen, so even if they happened, they would erase them very well.

*******

Duan Xigui took a deep breath. After months of intense work, he was already too tired to get up.

From Shandong to Yangzhou, he never had any leisure time. Feng Ziying drew him an extremely big cake, so big that he thought it was worth it even if he died of exhaustion.

The equity capital of Haitong Yinzhuang may reach more than five million taels of silver, and the entire Yinzhuang will cover the entire Great Zhou in the future, and may even go beyond the Great Zhou to Southeast Asia, Japan and Korea.

He still remembers the night when Feng Ziying chatted with him. For two hours, Feng Ziying's voice became hoarse.

He kept talking, describing, and planning and outlining, and he just listened with his eyes wide open and his mouth wide.

From the structure to the scale, from collecting savings to lending, from risk assessment and review to subsequent loan recovery, to the provision and disposal of bad debts, he was dizzy after listening to it.

In the following week, he kept asking Feng Ziying, and then came back to take notes. Countless questions came up every day, and then he asked the other party. Some questions were answered by the other party, while others were unclear and others were unclear.

I know, it’s not mentioned in the book about Xiyi, so I have to slowly explore on my own.

He simply couldn't believe that Feng Ziying could obtain these things through reading (Feng Ziying explained). This was obviously beyond his imagination, but otherwise how could Ziying understand these things?

But that was the fact, and he could only accept that maybe this cousin really was a genius.

Months of hard work are about to bear fruit.

From being ignorant at the beginning to gradually becoming familiar with it, and then being directly pushed to the stage to personally plan and build from scratch, from contact and conversation with each businessman to persuasion, and finally turning them into shareholders or

The customer who opened the account.

Except for the first few businessmen, Duan Xigui studied with Feng Ziying to see how the other party convinced these people. Ten days later, he started his apprenticeship and started his own performance. Later, he also taught Jia Lian step by step. Well, of course Feng Ziying was also there.

Tips.

His mouth was a little dry, and his vision seemed to be hazy. Duan Xigui's heart was pounding. He had tried his best to suppress his emotions, but his palms were sweaty. He subconsciously swallowed saliva and took a deep breath...

After various performances, Duan Xigui finally found that he seemed to be much more stable all of a sudden when he saw Feng Ziying's calm appearance and chatting and laughing with the Yangzhou Prefecture magistrate, Tongzhi, military personnel, water transport officials, etc. who came to attend the opening ceremony.

"Cousin, this is Zhou Changshi, the long history of Prince Zhongshun. Today I came from the capital city specifically to congratulate you. Second brother Lian should know him..."

"Cousin, second brother Lian, this is Mr. Hong, he is from the residence of the Governor of Denglai, Mr. Wang..."

"Cousin, second brother Lian, this one is Mr. Su, the Minister of Household Affairs in Nanjing..."

"Cousin, second brother Lian, this is Mr. Zhou, his brother is from the Ministry of Industry..."

There was too much to handle, but Duan Xigui and Jia Lian, who had time to rush back, cheered up and started to receive guests. The guests who came today alone were the leading figures in Yangzhou and even South Zhili. They had never or could not be contacted before, but as

Today, Haitong Yinzhuang officially opens for business. They will directly face these customers from all over the world, and they will have to occupy a place among them in the future.

Haitong Yinzhuang chose a large house in the most prosperous Nanhexia Street in Yangzhou City. It faces the inner warehouse, is surrounded by Chaoguan to the west, and Zhong Street and Beihexia Street to the east.

This is the golden market of the entire Yangzhou city. In addition to a large number of salt merchants' mansions built in this area to the east, there are also a large number of guild halls gathered here, including Huguang guild hall, Huizhou guild hall, Shanshan guild hall and Longyou guild hall.

wait.

In order to achieve this, Feng Ziying also took great pains, and Lin Ruhai's sudden passing left him in a hurry.

It turned out that many problems that could have been easily solved by relying on Lin Ruhai's reputation now had to be dealt with in person.

Fortunately, Kaihai has brought him a lot of prestige and influence. Even the officials and gentry who have nothing to do with Kaihai are not willing to offend Feng Ziying. Who could have expected that this person might become the official in a few years?

How about coming back and becoming a magistrate?

As the auspicious moment arrived, Duan Xigui and Jia Lian, who appeared on the stage, clasped their fists and saluted one after another. Duan Xigui cleared his throat: "My lords, colleagues, and fellow villagers, today is a good moment for our Haitong Bank to be officially listed. Thank you all.

We are deeply frightened and happy to have such great love in our shelter..."

Duan Xigui memorized the lyrics that he had written long ago for several days.

"Many brothers and friends have come to ask me what is the difference between Haitong Bank and other money shops, or what is the purpose of such a big battle? I will use the shortest and most straightforward words in this paragraph.

Let me explain it to you with words..."

"... If you have a few spare cash at home that you don't normally use, but you hide it at home but are afraid of being missed by thieves, then I suggest you store it in our bank, where it will be safe, reliable, and you can deposit and withdraw freely at any time.

Pick up as you go,…”

"If you are a businessman, no matter whether you are doing business or opening a workshop, deposit and exchange, we will do it in Jingshi, Yangzhou and Datong within this year, and next year we can do it in Suzhou, Guangzhou and Jinling

, you put your money here and go to Datong to buy horses and skins, no problem, just kick it on your body with a silver note, and you can go to Datong at your leisure, just spend it there..."

"If you want to make a living and start a factory and need money turnover, you are welcome to come to Haitong. No matter how much you borrow, no matter how long it takes, no matter what industry you are engaged in, we dare to say this. As long as the business you do is approved by the court, you can just do it.

Come, if it is supported by the court, we can also provide discounts and exemptions on interest. In a word, you will find that compared with those loan lenders outside, our Haitong will make you feel more trustworthy than friends and more trustworthy than relatives.

Benevolence and righteousness,..."

As he got further back, Duan Xigui became more and more open-minded, especially when he entered a state of self-release, where his firepower was fully unleashed.

"Everyone who comes today to negotiate a loan will receive a 10% discount on the interest rate, no matter how much...and anyone who comes to deposit money today will receive a small gift from Sun Jia Nan Store and Gu's Silk Satin Shop."

See you off, first come first served,..."

The sound of firecrackers and the smoke filling the air signify a good start.


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