Chapter 491: Eloquent Dowry (Thanks for the unblocking of resurrection 0010)
After hearing Wu Jian's words, Ding's father couldn't help but sneer, "Are you sure that Zhengjun's cousin can fully represent your Wu family father and son?"
Wu Jian and Wu Zhengjun both nodded.
After hearing this, Ding Xiaoyun looked worried.
This time, when the Wu family father and son came to discuss the marriage, Ding Xiaoyun didn't hold much hope. Now it seems like he is desperate!
Isn’t this a nonsense to ask a young man in his early twenties to come to talk about marriage?
Ding's father said, "Okay! I like to speak quickly and don't like to beat around the bush. You have also seen the situation of our Ding family. Both of us work in the company and earn not much salary every month, but it is still stable. After retirement, we will also have pensions. For Xiaoyun, there is not much burden. We are quite satisfied with Zhengjun, the child. Otherwise, Xiaoyun and Zhengjun would have been interrupted long ago."
Zhao Xu nodded and said, "Yes!" and interjected, "Zhengjun and Xiaoyun have a foundation in love. Xiaoyun is also worthy of Zhengjun's pursuit."
When Zhao Xu met Xiaoyun for the first time, he felt that this was a girl of duty. However, he had a bad impression of Xiaoyun's parents.
From the beginning of entering the door, Ding's father and Ding's mother looked unwilling.
Ding's father said: "I have heard about some of the situations in Zhengjun's family. Are you still renting a house outside now?"
"Yes, it's about renting a house." Wu Jian nodded.
Ding's father said: "After the children get married, they must have their own house. After marriage, they must have children. Occasionally, we elderly people have to help take care of the children, so we have to buy a house of 130 to 150 square meters, right?"
Zhao Xu nodded and said, "A house is the guarantee of life. If young people want to work hard for their careers, they will be much more stable if they have a residence. You must buy a house! However, starting from 130 to 150 square meters, isn't it too luxurious? I think the couple can buy a house that is 70 to 90 square meters first. After saving some money, the child has just grown up. It would be better to change to a big house."
After hearing Zhao Xu's words, Ding's father couldn't help but frown.
Zhao Xu started from the actual situation of the Wu family and naturally cooperated with Ding's father's opinions.
Ding's father glanced at Zhao Xu and said, "If we buy a smaller house, it's not that we can't accept it. But once the couple has children, we will go over and help take care of the children. Where can we live there?"
Zhao Xu said: "Use the money you saved from buying a big house, and then hire a confinement nanny to help you take care of the children. The confinement nanny will be more professional in serving the children, and it will also save your two elders from working hard. Anyway, your Ding family also lives in this city. If you want to see your grandson, you can go over and take a look at it at any time!"
Zhao Xu is reasonable and well-founded, and seems to be considerate of Xiaoyun's parents. After hearing this, Ding's father was speechless!
Zhao Xu continued, "You two elders have not retired yet! You don't have that much energy to help take care of your children. When the children are older and can walk and eat, you can put the children at your grandmother's house to help take care of them. Let Zhengjun and Xiaoyun pay some of the hard work for the two elders and the living expenses of the children!"
Ding's father and Ding's mother looked at each other. They had already thought about the wording of the previous bride price. Unexpectedly, they were overthrown by Zhao Xu as soon as they came.
Ding's father was silent for a while and said, "Okay! However, the house cannot be less than 80 square meters, and it must be purchased in full. Otherwise, if you have a mortgage, you will be under too much pressure from two children. What money will you use to raise your children in the future?"
"Uncle Ding, it is really difficult for them to buy a house in full based on the current situation of the Wu family. Ninety percent of the young people nowadays use loans to buy houses. Zhengjun and Xiaoyun are still very young, and both have jobs. Calculated by the housing price of 12,000 per square meter in the provincial capital, a house of 80 square meters costs about one million. According to the down payment of 30%, it is 300,000, which does not include decoration and purchase of home furnishings and home appliances. The remaining 700,000 can be achieved by Zhengjun and his age for 30 years. According to the current interest rate level, they will only pay about 3,000 yuan per month. Zhengjun's current income is 18,000 yuan, and a mortgage of about 3,000 yuan can still be afforded. You see, you don't want to break up Zhengjun and Xiaoyun because of this, right?"
Zhao Xu kicked the ball directly to Ding Xiaoyun's father!
If Ding Xiaoyun made an excuse to break up, he could only say that this person was unkind.
Ding's father thought for a while and said, "Then the loan is OK! But we have to make it in advance. Wu Zhengjun is responsible for the mortgage alone, and we Xiaoyun will save the money we earn to raise children."
When Wu Zhengjun heard Ding Xiaoyun's father agreed, he was overjoyed and said, "Uncle! Don't worry. I guarantee that I will pay for the mortgage alone."
Ding's father said "hum!", and his impression of the Wu family was obviously reduced a little.
Ding's father continued: "Now in the city, every family has a car. It's more convenient to have a car. Our car is more than 100,000 yuan. Xiaoyun and Zhengjun got married, so why do they have to buy a car worth 300,000 yuan?"
Zhao Xu nodded and said, "Uncle Ding! You are right. As a means of transportation, the car has entered thousands of households. It is already a standard for the family! I agree to let Zhengjun and Xiaoyun get married and buy a car."
When Ding's father heard this, he was proud and thought to himself: If his daughter buys a car worth 300,000 yuan, he will drive his car worth more than 100,000 yuan for them to drive to work!
What Ding's father didn't expect was that Zhao Xu said again: "But! A car is a transportation tool. It's just a transportation tool! A car worth 300,000 yuan and a car worth a few dollars, except for the different car logo manufacturers, other cars worth more than 300,000 yuan should be available, and a car worth tens of thousands of dollars is also available. So, I think the couple can buy a car for a car. You should know that the car will depreciate as soon as you get it. It's a consumable! After the six-year inspection exemption period, you have to inspect it every year. The basic car elimination rate is five to eight years. Now the models are changing with each passing day and can never keep up with the pursuit of the times. Just like a mobile phone, various models are iteratively updated every day! New models will be released, and new models will be launched soon in less than a year! When Zhengjun and Xiaoyun have money, they will change a good car at that time."
Ding's father glared at Zhao Xu and said, "What do you know? The car is the storefront. If you buy a car worth tens of thousands of yuan, you will be ridiculed as a shabby person! A car worth 300,000 yuan is an intermediate car, and driving it out is a face, do you know?"
Chapter completed!