Han Lie did not lie, he really prepared three secrets for his customers to make money. Lure

And it took a lot of effort to make a detailed comparison table.

With foresight as a guarantee, Han Lie showed extremely strong self-confidence, scolding Fang Qiu on stage, and his whole person seemed to be shining.

"The third part of today's lecture, which is also the core topic, is very simple and crude in nature, that is - when I am a layman, how can I make money in the market safely and stably?"

On this page of the PPT, there are no pictures or tables, only a line of bright red characters.

The customers below looked at that line of words, like bulls aroused by the red underpants, snorting and eyes glowing.

After a pause, giving everyone enough time to react, Han Lie started with a smile.

"Ever since I started to make some small achievements in the market, people will often ask me like this - Teacher Han, I know nothing about stocks, but I am not greedy. Is there any stupid way that a layman like me can do it?" Earn money? It doesn’t take much. The interest rate is higher than that of bank deposits. It would be great if it can keep up with inflation. The temptation

Please evaluate whether this kind of person is greedy or not?"

"Thick thick..."

The audience suddenly burst into laughter.

Han Lie's lecture style is very novel. He is not rigid or boring. He is like a psychological master who is good at playing with emotions, and can always make people follow their thoughts while relaxing.

This ability, to some extent, is even more important than the technology itself.

With level 4 skills + a bad personality, if something goes wrong, you may end up on the rooftops.

With level 3 technology and level 4 cheating, you can earn hundreds of millions and billions just by cutting leeks. Lure

And now Han Lie has level 5 technology + level 5 psychology + level 5 magic trick. Once he fails to control the output intensity, he may turn the lecture into a large-scale missionary site...

So, in fact, today he held back part of his power, which is ridiculous.

"Quite greedy, full of beautiful things, right?"

Han Lie smiled, his smile suddenly faded, his back straightened, and his whole aura became sharp and powerful.

"However, he really asked the right person. There are indeed ways to make money with your eyes closed, and there is more than one. Today, I will share three of them with you, and you can start taking notes."

There was an instant sound of turning paper underneath.

The execution of orders and prohibitions means that the emotions of the audience have been completely controlled by Han Lie.

While he was fiddling with the rhythm, Han Lie's voice and tone were also changing. His superb line skills allowed him to show ease in changing the emotions of his vocal output.

"The first method, based on the current special environment, I call it the compound return of capital gains and dividends.

First we need to understand what dividends are.

Dividends are the profits that shareholders regularly receive from listed companies at a certain rate. Dividends are the remaining profits distributed to shareholders in proportion to their shareholding after the listed company distributes dividends.

In short: a listed company makes a profit and then distributes dividends to its shareholders.

So if we want to obtain long-term and stable dividends, we must find companies that are stable and profitable in the long term, and then select those companies that are willing to pay dividends.

Regarding this step, I have solved it for you.

There are only five companies worth looking forward to - the five major banks that have established diplomatic relations with China, Agriculture, Agriculture and Industry.

There are many listed companies with long-term stable profits, but only the five major banks are willing to pay stable dividends.

They have been listed companies with the highest dividend payout ratio over the years, and they pay dividends every year, solidly shouldering the responsibility of a large bank to grow together with shareholders.

Taking the Agricultural Bank of China as an example, last year's plan was to distribute cash dividends of 77 yuan for every 10 shares, with the equity registration date price being 61 yuan, and the actual dividend rate was 78%.

Taking ICBC as an example, last year's actual dividend rate was 29%.

There is a slight gap with Agricultural Bank of China, but not much. Generally speaking, it has maintained a dividend rate of more than 6% for many years, and occasionally it can reach 7%.

Does anyone realize it?

In recent years, the five-year fixed deposit interest rates of major commercial banks have ranged from 65% to 55%, and the highest one year has not exceeded 55%.

As for our company's hybrid graded fund [Tianji No. 1], the fixed income of the priority part is 5%, and the funds of the inferior part are used as a soft guarantee.

Many customers want to buy our priority and think it is very cost-effective, even cheaper than the agreed interest rate for large-denomination certificates of deposit in banks.

The only bad thing is that the amount is too small and it is difficult to buy.

But if we average the dividend rates of ICBC and CCB in the past five years, we will find that their average dividend rate has reached about 25%.

A little worse than us, but not limited.

What does this dividend rate mean?

If you buy 35 million ICBC shares now, about 16 years later, you will receive a total of 35 million in cash dividends, and those shares worth 35 million are still there and will continue to generate a steady stream of dividends.

So, what makes many people unwilling to use this method to deposit funds in disguised form?

Yes, the bank friend was right, it was because of the "Dividend Income Tax on Listed Companies".

This part of the income is subject to 20% personal income tax.

After this calculation, our actual dividend rate immediately dropped to just over 5%, which is no longer so attractive.

But I can tell you very clearly that this tax is currently under discussion for removal and abolition.

Because it hinders our long-term and stable stock holdings, is not conducive to listed companies obtaining long-term and stable financing, and also affects the long-term stability of the stock market. The temptation

In the not too distant future, it will inevitably be abolished.

At that time, dividends received from holding a stock for a long time will be tax reduced or even tax-free.

The distinguished guests here include many senior executives of banks and securities companies. You feel it the most. Am I right? You should make your own judgment."

Before Han Lie asked the question, many people's expressions changed.

Such as Jinxing, such as Professor Du, such as Tang Xintian's sister-in-law, such as a certain director of the China Securities Regulatory Commission...

In fact, this tax will be exempted in 15 years. Han Lie is actually using future facts to pretend to be a prophet of the present.

But at a higher level, the relevant voices do exist.

It's just that because this matter involves three departments, namely Finance, Taxation and Securities Regulatory Commission, it requires a relatively long period of internal demonstration, multi-department consultation, respective resolutions, joint reporting and other processes before it can be finally realized.

Judging from the current situation, since the necessity is not very high, the actions of various departments are not urgent, and it seems that the actual implementation is far away.

But Han Lie knew very well that once the stock market crash occurred, this policy would be implemented within a few days.

So, for now, it's a little secret.

Those who didn't understand just didn't know how serious it was, and the few who really understood it were "scared" by Han Lie.

Good guy, Comrade Han Lie, where have you already inserted your tentacles?!

Han Lie looked at the bottom of the podium with a smile, and looked into the eyes of those who were scrutinizing and doubting each other. His posture was leisurely, and the smile at the corner of his mouth looked confident and mysterious.

Yes, he did it on purpose.

There are quite a few relatively high-level financial people here today, so it’s not convenient to name them all.

If you want to shock them, just making money is not enough.

Simply having a high level of trading can make them say "amazing talent" at most, and then everyone can do their own thing.

For example, the Modu branch of the Workers' and Peasants' China Construction Branch is a level 1 branch. If a vice president comes in at a lower rank, there is no need to pick on Han Lie. There is no reason to treat him as an onion.

No matter how powerful you are, Zhongmei's size is there now. If you use two products, you only have 7.5 billion in funds.

If someone's personal interests are not related to yours, do they need to talk to you?

But when Han Lie very cleverly used dividends to fake this, the situation was completely different.

The higher the position of a person, the more cautious they look at him.

Their thoughts are almost the same——

Indeed, with Han Lie's ability, it is very common sense that some high-level officials value him and appreciate him, and even entrust him to handle family assets...

After Han Lie's small exposure, when most people didn't react, he lightly skipped this section and continued his lecture.

“Of course, before relevant policies are implemented, cost is still an important factor that we have to consider.

But as I said before, this is a compound income plan built in a special period. Don’t forget the capital gains. The temptation

What are capital gains?

Roughly speaking, we can simply understand it as the profit brought to us by the increase in its price after buying a stock.

Some people may think that if the bull market really comes, how much can bank stocks rise?

Compared with other stocks, its growth rate must be at the bottom!

So why didn't I turn around and buy something else?

Please remember that this is a long-term compound income plan that can span the bull and bear cycles. The core is dividends, and capital gains are supplementary.

Our first goal is long-term stable dividends.

This kind of dividend must be stable for at least 10 years to have the original conditions to survive any economic crisis.

Unless it rises to more than 3 times the purchase price over a long period of time, we will only earn dividends and will not consider selling the stock.

If you want to speculate and double your assets quickly, that is another topic and another plan.
To be continued...