Chapter 1233 Golden Coupon
Since ancient times, there has been a saying in China.
Antiques in prosperous times, gold in troubled times.
It means that when a peaceful and prosperous era, antiques will become popular and have immeasurable value.
Yin Jun has seen the antique trend around 202.
But there was not only a period of crazy hype of antiques in the prosperous era, such as the Kaiyuan prosperous era, the Northern and Southern Song dynasties, the Kanggan prosperous era, etc.
Compared with antiques, gold has not much room for speculation, because its basic value is already fixed there.
In a peaceful and prosperous era, you can't say that I can get a painting by Qi Baishi with a pound of gold, right?
However, if the times change, gold will appear to be precious in times of chaos and chaos.
By that time, nothing else worked, only gold was the only hard currency.
A corn bun can be exchanged for a yellow-flowered daughter on one night, and a liang of gold can also be bought for a yellow-flowered daughter. However, Qi Baishi's paintings are not worth a penny, and everything may not be exchanged.
Therefore, the meaning of the two is completely different, and it cannot be compared in general.
The atmosphere in Xiangjiang is a little nervous now.
With the continuous game between China and Britain, the situation was quite unstable. In addition, the current governor is Yuri, not the respected MacLeho, so it is even more uncontrollable.
At this time, the Kowloon City Village also took the opportunity to make trouble. The police officers were doing their best to maintain public security until they did not collapse, and the government could not take care of the rest of the matter.
People who should immigrate, want to escape outside during this period of time, are crazy about those who are unwilling to immigrate but have no sense of security in the future, will choose to find something that gives them a sense of security.
Obviously, gold is one of the projects.
A hard currency like gold has extremely precious strategic value around the world, so under normal circumstances, countries will not allow gold to soar, which is not conducive to the country's financial reserves.
But this year is different. The economic situations of various countries have subtle situations, so since this month, gold has continued to rise in prices.
Now that it has been August, the price of 50 grams of gold has increased by more than 500 Hong Kong dollars compared to the beginning of the year.
This is a very terrifying increase.
But just like buying a house, people who buy gold also buy the rise or not the fall.
The more they see gold rise, the more they want to buy, and the more they want to buy to maintain their value.
However, everyone wants to buy gold, and Xiangjiang's gold reserves are not as good as their currency. They use US dollars as reserves.
The gold in Xiangjiang is purchased from outside through commercial gold shops and jewelry stores.
Basically, it is just seven or eight other schools including Chow Tai Fook, Chow Tai Seng, Xie Ruilin, Xie Liyuan.
However, ordinary people can think that they buy gold when they arrive at a gold shop, but this is not the case when they run a company.
In fact, for these gold shop merchants, they do not like the surge in gold.
The stable gold price is the time when they are most at ease and make money.
It is impossible for them to buy thousands of kilograms in one go, and tens of thousands of kilograms will be kept. What if you just bought it and the gold has plummeted before it even arrived in Xiangjiang? What if you just endured the pain and then suddenly rose?
If you repeat this a few times, which gold shop can stand it?
Therefore, no matter how gold prices rise and fall, these gold shops and jewelry stores have their own series of plans. It is impossible to blindly follow the trend and hoard a large amount of gold and wait for the continued surge.
Not to mention hoarding gold, even their own gold jewelry has not been saturated. Basically, there is very little inventory, just to control risks.
The overall inventory of our gold shop industry is small, and we also encounter the urgent and enthusiastic desire of the people of Xiangjiang to buy gold, which creates a situation where the products of several gold shops are snatched away as soon as they are put on the counter.
Especially 50 grams, 00 grams, and 500 grams of gold, they will be snatched away in minutes as soon as they are taken out.
Such a hungry market performance further pushed up the rise in gold prices in Xiangjiang, which made people feel a little panic.
However, there are still smart people in Xiangjiang.
As long as they can make money, what do they dare not do?
In the future, there are so many fake and second-hand goods in the mainland, and I don’t know how many of them entered the mainland through Xiangjiang.
Now that their legal system is not sound, the Kowloon City is still there, it is even more unscrupulous.
The same is true for the gold market.
Seeing so many people want to buy gold, how can you not think about making a big profit?
For example, Xie Liyuan Gold Shop, one of the top ten gold shops in Xiangjiang, is the most active one.
Speaking of Xie Liyuan, Yin Jun could still see him when he went to Aomen for more than 30 years later.
But Aomen's Xie Liyuan Jewelry is not the Xie Liyuan Gold Shop in Xiangjiang today. Although their ancestors were all family members, their operations were completely separate, which can be said to be of no connection.
However, today's Xiangjiang Xieliyuan Gold Store is also well-known in Xiangjiang, and has developed very well. It is also a time-honored brand.
Xie Liangzong, the head of Xie Liyuan Jinshou, is very smart and has always been known for his flexible mind.
Since he took over the helm of Xie Liyuan Gold Shop more than ten years ago, he has actively expanded his business and has invested in and developed in all aspects.
More than ten years have passed, Xie Liyuan Gold Shop has become a large company.
In particular, the "Thousand-Pile Gold Accumulation Plan" launched by Xie Liyuan Gold Store in the 1970s has become one of their signature brands.
The so-called "Thousand-Perfect Gold Repository Plan" means that customers open a gold account in Xieliyuan Gold Store and purchase gold at the price of the day. Xieliyuan Gold Store will give you a gold voucher as a credential.
With gold vouchers, you can choose to take this gold immediately or store it here. While receiving interest, you can also enjoy the convenience of gold appreciation and preservation.
For example, if you take it out three years later, you will not only have a considerable amount of interest, but you can also make a fortune through the appreciation of gold.
Xie Liyuan Gold Store is very famous and is also an old brand. Of course, the people of Xiangjiang people believe them. So in the past seven or eight years, Xie Liyuan Gold Store sold a large number of gold coupons, and it was awesome.
But the problem is here.
The gold vouchers launched by Xie Liyuan Gold Shop are the same as bank certificates of deposit.
When the bank certificate of deposit expires, the principal and interest must be redeemed together, otherwise it will be a breach of contract and may easily lead to a run.
For this reason, banks in Xiangjiang have to pay a certain amount of US dollars to the government as their deposit margin.
So, are there any guarantees for the gold coupons of Xieliyuan Gold Shop?
No.
No guarantee at all.
The money they sold with gold vouchers was not known whether they actually bought gold and saved it, or did something else.
The customers bought gold vouchers all with decades of trust and obsession with gold, without considering the serious risks.
In the past seven or eight years, people in Xiangjiang have been proud of owning gold coupons from Xie Liyuan Gold Store.
Many times, this gold voucher can even be circulated as a bond and currency.
Because Xie Liyuan Gold Store recognizes tickets but not people, anyone who takes the gold coupon can repay them directly. It is okay if you want gold or money, just exchange it directly on the price on the same day.
Over the years, of course, it is not that no one has ever gone to Xieliyuan Gold Shop to ask for redemption. Every time it is redeemed, so its reputation has always been very good and no one has ever doubted it.
But now the problem arises.
Because the economic prospects of Xiangjiang are unclear, many people think that it is very likely that war will be fought, and people are so panic that they don’t know what to do.
Some investors have begun to sell their properties, and rich people have also accelerated their migration. However, more people can only honestly use the most practical methods to add some protection to themselves.
What is security?
Of course it’s gold and US dollars!
These two are hard currencies that are popular in the world and are available anywhere.
On the one hand, everyone is desperately exchanging US dollars in major banks, and on the other hand, they are desperately buying gold.
In this case, the gold coupons from Xie Liyuan Gold Shop come in handy.
Although gold vouchers are paid at any time, they are still not as reliable as they are in your own hands at this time.
Because one day, Xiangjiang will become a battlefield, and then he will run away with gold in his arms. It will be more convenient than going to Xieliyuan Gold Shop to get gold at that time.
So, starting from August, many people came to Xieliyuan Gold Shop to exchange gold with gold vouchers that they had saved for several years.
Xie Liyuan Gold Shop was not cheating, but they immediately posted an announcement at the doors of several of their stores, indicating that too many people were coming to exchange gold. They were not prepared so much for a while, and could only limit the exchange of gold worth HK$0.00 per day. But every day, please don’t panic. Redeem it in order. Xie Liyuan Gold Shop will definitely fulfill its promise.
It is not a chaotic world now, and the reputation of Xie Liyuan Gold Store is still there, and everyone thinks it is reasonable. In your rush to pass, the various reserves of others will certainly not satisfy you. After all, there are still so many gold making gold jewelry, etc.
So in the first few days, the gold vouchers exchanged at Xieliyuan Gold Shop were still in order.
When we were queuing up at several shops, we asked if the share was full today, and we would leave and prepare to come early the next day.
The ordinary gold jewelry trading business of Xie Liyuan Gold Shop has not been affected at all. There are still many guests, and there are many customers who buy gold jewelry.
However, this situation suddenly changed on the seventh day.
Chapter completed!