The girl in Santana's car was Wang Jiake, whom Yu Yan and the others had been struggling to find.

In terms of facial features alone, Wang Jiake is very beautiful, but there is a sense of anxiety in her whole body. Her state is like that of a heroine in a horror movie - she panics and chooses the road, and every intersection and corner of her path is...

Some monster might suddenly appear. Her whole body was trembling and she was restless.

The driver glanced at her in the rearview mirror and turned up the heater: "What, is it cold?"

Wang Jiake nervously crossed his arms to his chest and shook his head.

There were a lot of red lights on this road, and the driver was very bored, so he naturally used the pretty girl next to him as a pastime and asked her: "What kind of money did you borrow that you can't pay back? Is such a beautiful girl on drugs?"

Wang Jiake: "I didn't."

"What about gambling? It doesn't look like it." The driver pinched her with the corner of his eye and said, "It can't be a redemption, right?"

Wang Jiake had a tender face, but he dared not speak out in anger at being teased by such a second-rate man, and his face turned red.

"Just chatting for a few words," the driver said fluently, "You're here for the Chinese New Year, I worked so hard to pick you up, and you're angry just for a joke? You girl has such a bad temper, how can you get along in society?

ah?"

Wang Jiake had just graduated, and he still had a natural awe for the term "mixing in society". Some young people - especially young girls who were taught to be "gentle, courteous, thrifty and modest" since childhood, always have the habit of saying first when they feel offended.

Reflect on whether you are too much, rather than decisively judging that the other person is a fool.

When the driver said this, she was stunned, actually feeling a little embarrassed, so she softened her tone and confessed honestly: "I...actually just borrowed money to buy a box of cosmetics in the beginning."

The driver was actually not interested in her history of blood and tears. He only brought up the topic to make fun of her. He snorted and motioned for her to continue. His two eyes almost parted ways - one barely stayed to look at the road, and the other

One moved to the temple and directed obscene glances at the girl.

Wang Jiake didn't notice it and was focused on picking at the seat belt: "That day, someone in our group bought a second-hand holiday limited edition set. It was out of stock worldwide and was out of print. Her brand new one was not unpacked. It was really good.

It’s rare…I really want it too, as if I’m obsessed with it…”

But it was nearing the end of the month and she had no money.

Being a music teacher in a middle school is an enviable job, because as we all know, middle school music and art classes are the back garden of the old monsters in the math group. The No. 33 Middle School where Wang Jiake works is a small school and does not recruit students.

A student with a specialty in music, she attends one class a day on average, and occasionally helps organize recreational activities, so she doesn't have to sit in class at ordinary times.

But her job is leisurely, and accordingly, her income is not high.

Because there are few classes, Wang Jiake’s monthly salary is only a little more than the basic salary. Children who have money to study music in Yanning will find famous teachers at the conservatory. She is a little-known young man, even if she wants to study privately

Even if the class opens, it won't be able to recruit many students.

At the end of January, that little money is not enough to do anything.

There are a lot of rumors about her on the Internet, and they are getting more and more sinister. Some people say that she wears famous brands from head to toe and drives a Maserati when she goes out. Others say that she often frequents high-end places and never stays in anything less than five-star hotels. In fact, it is completely nonsense.

.

Not to mention "Maserati", she doesn't even own a Shaqima. She takes the bus to work every day. She eats three meals a day and two in the canteen at work. Most of her clothes and shoes are bought on Taobao, and she occasionally goes to physical stores in shopping malls.

, it was just a taste of trying on clothes. The only thing in her body that had anything to do with luxury goods was an entry-level bag from a big brand that she bought for herself when she first started working. The design was very perfunctory and full of trademarks.

, not good-looking at all, but because of its high worth, with such a respectable appearance, it actually enjoys the most careful care from its owner.

She is in her twenties, working, a member of society, and has one or two tricks to show off. Is this too much?

Even though this appearance made her crawl and pay off her credit card for half a year.

The monthly salary, excluding necessary expenses such as rent, water and electricity, is only enough to survive.

People on the Internet say that girls should start using eye cream to fight eye wrinkles at the age of twenty-five, and that they will start to age at the age of twenty-five, and their youth and beauty will slip away like sand between their fingers.

Those ugly girls of the same age as her who were originally mediocre, all shared their tips on makeup and clothing in the circle of friends, and became more and more dazzling. She is so beautiful, she stood out from the crowd from a young age, and her beauty has almost become the basis of her self-confidence.

But he has to live in disgrace at this young age, and he is not as good as those ugly ducklings!

Is it too much to occasionally buy one or two exquisite little things to dress up?

Do you want her to go out and apply a few pounds of glycerin to her face?

But in a few years, she will turn into a yellow-faced old woman whose makeup is stuck in powder!

With one or two little things like this - a few lipsticks, a bottle of essence, people on the Internet first said, "My husband and boyfriend can't even satisfy you with these things, how cheap are you?", and later they said, "You can't even satisfy me with these things."

You have to rely on men, how cheap are you?"... She doesn't care much about women's rights or not. Anyway, no matter what the opinions of the pros and cons are, in short, the things themselves are "insignificant", and you can't be "cheap"

.

It is these trivial things that make her "Huabei" and credit cards always have a deficit. The first thing she does when her monthly salary arrives is to pay back the money.

But there are always surprises in life. That month, she just bought a pair of shoes and was still saving for the balance. Her phone was stolen on the bus. This unintentional disaster was the straw that broke the camel's back. She ran out of new phones.

All her lines of credit.

There is less than a week left until wages are paid, and Wang Jiake still has 80 yuan and 50 cents left.

Sometimes, people will be obsessed with something, crazily wanting something, and the less they can get it, the more they want it. The netizens who sell cosmetics are very kind, because they are second-hand goods, and they also mark up the original price.

It was 20% off, but she just couldn't afford it. That day, Wang Jiake's grievances after graduation were all brought out by this little incident. He felt so sad that he cried for half the night.

"It happened to be that day that I received a text message about a small loan," she said softly. "My colleague got a loan to buy a house. I've seen him go to school to get various certificates, mortgage, and interviews.

It was extremely troublesome, and the bank was afraid that he would run away. I saw the message that said, 'No mortgage required, fast and convenient, and the account will arrive in three hours'... I couldn't help but want to try it. I thought it might be my life."

"What fate?" the driver said, "Don't you get these kinds of harassing text messages every day?"

"Really? I've never read the advertising information carefully before and didn't pay attention." Wang Jiake raised his head blankly.

"How much did you borrow?"

"Two thousand, actually give me one thousand nine hundred and fifty. The fifty yuan is the handling fee, and you can pay it back in a week." Wang Jiake said, "Nothing else is required. Just sign a loan contract and you will get it right away."

money."

The driver sneered, feeling that contemporary female college students were so easy to deceive. The interest rates on loan sharks were called "handling fees," but they didn't even recognize them.

"I saw that the amount written in the loan contract was 6,000, and I didn't dare to sign it at first. But they said that because loans are generally secured, their business is small short-term loans, so they don't require physical collateral.

The extra four thousand yuan is equivalent to a 'mortgage'. As long as I can repay the two thousand yuan on time... They were afraid that I would be worried, so they gave me a supplementary contract, which stated that the two thousand yuan should be repaid on time.

Pay off all the debts." Wang Jiake whispered, "If our school does not default on wages, it can be repaid no matter what."

When she said this, a look of grievance appeared on her face: "But one of my credit cards happened to be due. For convenience, I set up automatic repayment and forgot to apply for installments, so they just transferred my salary away."

"They sent me ten text messages a day, asking me to be careful not to overdue the money. If I don't repay the money, I will be fined for the deposit, and it will also damage my credit report... I don't quite understand. In short, they said it seems that I can't get a loan in the future.

I took the high-speed rail. I didn't dare to tell my family. I asked a few colleagues and they all said that I couldn't get any money out after paying off the credit card debt... I was embarrassed to ask. At this time, the person who had been helping me apply for a loan

He called me and said that his boss treated him badly and that he no longer wanted to work at this company and wanted to leave. He also took all the customers away and asked me if I would follow him. If I did, he would give me money first.

He asked me to pay back the money I owe here and sign a new loan contract with him. I will be fined and I am desperate, so I agreed to him."

"After he learned about my situation, he offered to do me a favor and said he could sign the contract until next month. I was very grateful, so when he asked me to do him a favor, I agreed without thinking."

The driver heard something about it, looked at her with interest, and felt that he had a new idea for making a fortune: "What do I want you to do?"

"He talked about the new company and wanted to boost its performance, so he took me to the bank, put 100,000 yuan on my card, and then asked me to print out a bank statement for him, and then pay the extra 98,000 yuan back to him.

He signed a "yin and yang contract" - in fact, I borrowed two thousand, but on the surface I borrowed one hundred thousand, and I didn't take the one hundred thousand. After going around like this, he paid it back himself, which is all performance.

.”

"If you extend it for one month, you won't have to pay back the money, right?"

"I originally wanted to pay it back," Wang Jiake said, "but the loan manager called me again and said that the new company was under too much competition. He also wanted me to help him improve his performance again, and asked me if I wanted to pay it back.

To extend the loan for one month, you only need to pay a handling fee of 50 yuan... I was already tight on money and had not paid off the other installments, so I agreed to postpone it for a while. So he took me through the procedure again."

"...Later, because that shabby purchasing agent kept urging me to pay the balance, and said that if I didn't pay the balance, he would blacklist me and post my three-dimensional information on the Internet. So I went to ask the loan manager to lend me another loan.

A sum of three to two thousand is enough, but he said that I already have more than four hundred thousand in debt in my name and can't borrow any more."

"I was shocked. How could it be possible? I have never seen so much money in my whole life. It was just a fake loan that I had promised..." Wang Jiake said, "But when the money was not paid, those people started sending people

They followed me, went to my school to block me, called me every day, and put notes on my door... I couldn't bear it, so I moved back to my parents' house, but those people followed me everywhere, and even said it was useless to call the police.

You want to sue me... because I typed the bank statement myself and it has legal effect... Isn't it just printed on A4 paper? It's such a long roll, and no one told me that it was useful... The bank didn't remind me either.

It was something important to me, I thought..."

"Later, the loan company contacted me at first and said that a former employee of their company was doing bad things outside and reminded customers not to be fooled. I almost cried and said, why didn't you tell me earlier? They quickly sent a lawyer.

When the lawyer came to see me, after hearing what I said, he said that there was nothing he could do about it. They had evidence in their hands and I couldn't explain it clearly. He had to find a way to pay back the money first. He went to talk to me.

The company said it would help me advance the money first, but the amount is too large and I have to pay interest..."

The driver laughed and said, "You don't know that these two people are in the same group by now, do you?"

Wang Jiake lowered his eyes and stared at the road ahead: "So what, I'm desperate anyway."

The girls in her shopping group found out and said they could help her find ways to make money and took her out to eat a few times. They told her that this was not considered "accompaniment" - it was just a simple meal.

Isn’t there a woman on the table?

Even the big business bosses have to socialize, don’t they? It’s just that they socialize for the sake of business. They are more simple, they are professional social workers, making extra money by enlivening the atmosphere of dinner parties and serving tea and water to others.

, a bit similar to "the waiter who serves the table", ranging from a few hundred to a thousand per round.

She can barely catch up with the interest on her debt...but it's still not enough.

So when the girl in the shopping group came to ask her if she wanted to go to a very expensive dinner, she agreed without hesitation.

"I saw her there." Wang Jiake said in a low voice.

"who?"

"Teacher Yang." Wang Jiake whispered, "I read her articles when I was in school, and I believed everything she said... I also joined her group and tried every means to add her on WeChat, but she never

Ignore me and only play with those who have money."
Chapter completed!