Chapter 55 Business Loans
Xu Chong nodded repeatedly and said that he had remembered what Shang Yu said. "Brother Yu, I'm fine now. Then let's go to the Yanhuang Bank Magic City Branch to handle the business of entrepreneurship loans."
After looking at Xu Chong's face, Shang Yu was still a little worried and asked again. "Are you really okay? You don't have to hurry up on the matter of entrepreneurship loans. Your health is the most important thing." In Shang Yu's mind, it's okay to apply for an entrepreneurial loan, but Xu Chong's body cannot be dragged down.
It’s just after the treatment, it’s better to go back and take a day off.
"I'm really fine. I can apply for a startup loan now." Xu Chong didn't want to delay this matter, and he felt that he was much better and didn't force himself.
Hearing Xu Chong's words, Shang Yu held his chin with his hand and thought for a while, but he didn't agree, so he was still worried.
"You'd better go back and rest first. I'll do it alone." After watching Xu Chong leave here, Shang Yu felt relieved. In the next time, he could go to the Yanhuang Bank Magic City Branch to apply for an entrepreneurial loan. He was planning to borrow 1 million yuan, and with today's turnover, he could add 10 new branches.
He is planning to open a branch in other urban areas at the address of the branch. At present, JA District has 10 experience halls, which is barely enough.
Just as he was thinking, the taxi came to the Magic City Branch unknowingly. At this time, there were not many people in the Magic City Branch, and only a few people used self-service ATMs. After taking a look, they stopped paying attention and went directly to the Magic City Branch.
Today is the weekend, but there are still staff on duty who explain the situation to the staff on duty to let the other party prove the authenticity of the contract. As long as it can prove success, you will not worry about starting a business loan at all.
The loan process has seven main steps.
The first step is to prepare materials. These materials include identity proof, marital status proof, personal or family income and property status proof documents; relevant agreements, contracts and so on in the purpose of the loan.
The second step is to fill in the application. The applicant submits an opening plan (or loan project letter) to the loan guarantee recommendation agency or opening expert. Those who pass the argument can apply for the "Opening Loan Application Form".
The third step is to obtain recommendations for entrepreneurial loans. The recommendation agency organizes opening guidance experts or relevant personnel to conduct a demonstration on the application project and signs recommendation opinions on those that meet the requirements of opening loans in the recommendation column of the "Open Loan Application Form";
Step 4: Identity confirmation. The applicant goes to the street employment service in the place of household registration to obtain identity confirmation and sign and seal it in the identity confirmation column of the "Open Loan Application Form".
Step 5: Bank acceptance. The applicant submits a loan application to the designated bank’s acceptance point with the “Open Loan Application Form” with the signed recommendation and identity confirmation opinion, and provides relevant materials.
Step 6 Loan Review. The bank will make loan review opinions within ten days from the date of acceptance, and fill in the opinions in the bank review opinion column of the "Open Loan Application Form" and submit it to the opening guidance service center. If you do not agree to the loan, you should notify the applicant in a timely manner and submit the consultation opinions.
Step 7: After accepting the bank to obtain the loan guarantee opinion, you can handle the lender’s personal (or unit) guarantee procedures and loan procedures within five working days according to the bank’s credit rules and regulations.
As long as the "Contract for Special Talents Obligations and Rights" is proven, this is the most hard-core material.
Follow the steps step by step. Because it is a special acceptance, each step of review is very fast. It takes only one hour to complete it. The efficiency is not the same level as before. If there are people on the top, it is easy to do things.
When he left the Yanhuang Bank Magic City Branch, Shang Yu carried 1 million with him, all in a brand new bank card.
These funds can take his career a step further, and the matter of registering a company in a few days can be completed. Owning a contract can indeed save a lot of trouble.
Everything has been done. Shang Yu is preparing to return to the Second World VR Experience Hall. Today, something thrilling happened. He fought against the kidnappers to rescue Gu Fei, entered the public security office to record the transcript, and after he came out, he registered a company and applied for a business loan. Too many things happened in just one day.
Thinking about it now, I feel that these experiences are a bit incredible and have never encountered them by ordinary people.
When we returned to the Second World VR Experience Hall again, it was already four o'clock in the afternoon. At this time, the crowds of people in the experience hall were surging, and the customers who were experiencing were wearing equipment to enter the virtual world. As for other customers, they were discussing content related to the Elf Kingdom in a low voice. The atmosphere in the entire experience hall was very active.
At this time, Feng Lin discovered Shang Yu and came to the experience hall and was about to say hello, but Shang Yu stopped him.
Feng Lin was cleaning, and Shang Yu didn't want to disturb the other party's work. After a round of inspection, he sat on the office chair, took out his cell phone and started to check the gains.
The daily tasks are still not completed. As for the total number of technology points, it has reached 850 points, and there are still two hours before getting off work. According to this situation, you can find a new branch address tomorrow.
The entrepreneurial loan plus today's turnover is exactly 1.2 million, so we open ten branches in other urban areas.
Now the speed of obtaining technology points has increased greatly, and you can get hundreds of points in a day. Of course, the speed of obtaining technology points will decrease after you get technology points. Relying on skills improvement, you can only depend on luck. Today, you have better luck, so you get a lot of technology points.
After turning off his phone, he began to lie on the office chair and meditate. After getting off work at six o'clock, he had to use VR equipment to complete daily tasks, so he was going to wait here for two hours.
I did a lot of things today, and Shang Yu spent too much energy and fell asleep after lying at work for a while.
Feng Lin already knew what happened this morning. She did not expect that her old classmate's martial arts value was so high that she did not notice any abnormalities in three years of college.
I took a look and couldn't figure it out.
However, it is working hours now, and Feng Lin is not a stubborn person. After thinking for a while, he stopped thinking, but continued to think about it. Instead, he continued to work.
Two hours can only be said to be a flash of time for a sleeping person.
"Boss, it's already six o'clock now. It's time to get off work. Do you still want to stay here?" Feng Lin's voice reached Shang Yu's ears.
I opened my eyes and looked at the clock on the wall, and found that it was already six o'clock in the afternoon. "Since it's time to get off work, you can go back first. I have something to do here. I will leave after I finish the work."
After hearing Shang Yu's words, Feng Lin left the experience hall without saying much.
Watching Feng Lin leave, Shang Yu stood up from the office chair and was about to use VR equipment to complete daily tasks, but unexpectedly...
Chapter completed!