Chapter 921 The Law of Savings in Life
But from various perspectives at this time, the United States is far from the level of war II against Iraq, and there is no reason to continue to use military force against this poor Middle Eastern country.
The current President Clinton has less than a year left in office. He has always advocated the development of the new economy and does not agree with the big fight against Iraq. His economic policies have indeed greatly improved the US economy and become the only golden period since the 1980s, which makes him very proud. If it weren't for the impact of the zipper door incident, he would probably have risen a little in the US presidential ranking.
Bush, who had the Second US-Iran War, was still the governor of Texas at this time. He dealt with his cows all day long, or gnawed raw corn to show his importance to the planting industry.
Therefore, Sheng Yuan did not think that the threat of war would come back after more than a year, and he just thought it was Fan Wubing who said a joke casually.
"I heard that you have a large comprehensive city in Hangzhou?" Sheng Wei suddenly asked.
".&, there is indeed." Fan Wubing nodded and replied, "I received a lot of land at the beginning, but other things were difficult to do, so I built a large number of chain markets, including special electrical appliance markets and comprehensive markets, mainly based on local actual needs."
Perhaps women like to visit the market, especially Weiwei, who heard that the city in Hangzhou is very large and can basically buy anything in it, so he became interested and wanted to go and take a look.
"Okay, I'll call them and ask them to arrange someone to come and pick us up." Yu Wubing immediately called the headquarters and asked Hangzhou to arrange this matter.
In less than twenty minutes, the store manager of the city in Hangzhou drove over to pick up Fan Wubing and the others.
In fact, it is only ten minutes from the city to West Lake. When Shengwei was taken to the city, he realized that the scale of the city was indeed large. It should be said that it is a large mall. There are boutique stores on the outside of the city, which looks like hundreds of stores, and the interior is very large, with a total of more than ten floors. Each floor is as large as four football fields, and the content inside is also very rich and colorful.
Basically, except for things that are not allowed to be sold, everything can be found here. Moreover, the shopping guide functions provided by the city are also very powerful. They are completely computerized management, allowing you to find the specific locations of the items you need on any computer terminal at the entrance and exit, such as how many floors, which area, who the shopping guide is, etc.
After seeing it, Sheng Che couldn't help but sigh, "The convenience brought to people by institutional technology is indeed unexpected before."
"In fact, online malls will become popular in the future. Recently, major chain companies under Fan's Investment Group are working hard in this regard, striving for convenient payment channels, and gradually entering the field of online shopping. Some achievements have been made in this regard." Fan Wubing and Sheng followed the store manager and said to Sheng Wei.
In fact, it is not a very troublesome to change the city to the Internet. The only thing worth considering is whether the payment and logistics channels are smooth. Therefore, the current attempt is only to pilot the city in some large and medium-sized cities. When the opportunity is ripe, it will be promoted to cities across the country.
"When can we go overseas?" Sheng Hui asked.
"It has gone overseas ones," Fan Wubing replied with a smile, "In fact, sales to overseas have already begun, overseas sales channels are relatively convenient and profitable."
Under the guidance of the store manager, the two entered the city. It was indeed crowded and crowded. Obviously, not only locals came here, but also a small number of tourists.
As a large tourist city, there are many migrant populations here, and it is also a large group of people in the North Korean and Second Cost.
Shengwei is very interested in the clothing area and decoration area, but Fan Wubing has paid attention to other issues. Although the children's toy area is rich in variety, it seems a bit crowded. Some children are eager to unpack when they get toys, but due to the city's management regulations, they cannot do this before leaving, which has also caused complaints from many parents.
After seeing this situation, Fan Wubing said to the store manager, "This problem needs to be solved.
"It's not easy to solve!" the store manager replied with a scratching head, "Once it is released, it will be in chaos.
"You can consider this, free up a floor alone and open up a children's play area." Fan Wubing thought for a while and replied, "Parents can spend a small amount of money, or use shopping receipts to put children of appropriate age in it to play. A dedicated person is assigned to manage it here to ensure safety. Parents can continue shopping during this period. In this way, adults can't shop because of their children."
"That requires a lot of investment! The gold price is actually not expensive, it is just a waste of a whole floor, and the price is too high." The store manager replied with a little distressed feeling.
"Investment always returns," Fan Wubing replied with a smile, "I remembered an example. Indonesian President Habibi told me something."
Habibi once told Fan Wubing a story about his friend. The friend was named Durham, who served as the president of a large bank in his thirties. Compared to those senior financiers and bankers in their 60s and 70s, he is an authentic junior. Although the bank he manages is famous in the city, his superficial resume is still ridiculed by the financial giants and bank leaders, believing that he is the helm of the flagship of the banking industry, which is simply an international joke.
Sure enough, Durham made a ridiculous decision at the beginning of his term of office, asking his men to put all newborns within twenty kilometers of the bank on a list.
The employees were puzzled by his actions, but they did so.
Three days later, all the newborns on the list received a letter from the bank, congratulations on coming to this wonderful world and this beautiful new district at such a lucky moment.
From then on, at the right time of each year, these children will receive letters from Daram Bank reminding them that their birthday is coming. When they are old enough to read stories, Daram Bank will send them a storybook to tell the benefits of savings in a story-telling way. If it is a little girl, she will receive a Barbie doll as a birthday gift with the full name of Daram Bank printed on it. If it is a little boy, he will receive a baseball bat with the bank's name on it.
Over the past few years, this expense alone has been quite considerable, but the benefits are not obvious.
Durham also renovated the most important floor of the bank office building into a children's playroom. It contains carousels, slides, seesaws, bumper cars, sand piles, and a capable administrator who guides the children to have fun.
Daram has made the bank the most popular place among children. Many young mothers are looking for bank storage in Daram. Some mothers even leave their children here after completing their business and go shopping or visiting friends with peace of mind.
Durham's approach began to show some benefits, but the returns were not much compared to the previous investment. Some people began to question Durham's ability, thinking that a president who only attracts housewives would not do much.
However, during the period of economic difficulties in Indonesia, a large number of industrial and commercial enterprises went bankrupt, and the bank's operations were difficult, and some large banks declared bankruptcy. Durham's banks strongly supported by absorbing a large amount of family deposits. Only then did people realize that personal savings were a huge gold mine! After the economic difficulties period, Durham's bank's good reputation brought huge returns to customers, and Durham once gained fame.
Thirty years later, a storm of and the whole of Asia once again pushed the banking industry to the cliff.
Durham, who is already in his sixties, has once again been favored by God. Many of the children who played in his bank back then have become famous entrepreneurs and social elites, and have maintained good cooperation with Durham. They have invested in Durham's bank to save it again. They said that they are just saving their childhood dreams. Durham's bank has their childhood dreams, and they have learned about financial management from Durham's storybook.
Durham's savings back then finally received a generous reward.
"Duram's approach is indeed foresighted, and more importantly, we have a new rational understanding of the principle of savings. First, the principle of reciprocity of savings. Generally speaking, people think that banks should save by others, but Duram thinks in reverse, believing that banks should also save, that is, save people's trust and emotions in the bank. The two parties save each other, forming a good cooperative relationship of mutual dependence and mutual benefit; second, the principle of accumulation of savings, that is, the bank's returns will develop with the improvement of depositors' benefits, so future investment is also an essential demand for survival and development; third, the principle of savings is to take risks, that is, savings often develop risks with changes in domestic and international policies, social and economic turmoil and financial storms, and the near and near rain. Banks should consider long-term, detect risks, avoid risks and resolve risks." Fan Wubing explained to the two people, "For us business people, this principle is also applicable, or it can be used as reference."
Chapter completed!