Gu Shihong remembered what his daughter had called him yesterday to give him instructions. She said that she agreed to lend money to her brother. The first reason was that Gu Lei had spoken, so she, as a sister, would definitely help. The second reason was that

In order for Feng Xiaoqin to be able to live in peace and harmony in the future, she should not embarrass her father-in-law and grandma because of the down payment, or get divorced. Finally, the little tiger has indeed grown up, and having a room of his own is good for the child's growth.

But when she got up after a good sleep, she felt that she had thought too simply, because apart from the down payment of 1 million, there was also a loan of 1.5 million, corresponding to a monthly payment of 7,000+. What would Gu Lei and his wife use to repay the house?

After buying it, you have to renovate it, buy furniture and appliances, pay deed taxes, etc. These are all big expenses. Can they afford it based on their financial resources?

What should they do if they can't get the money? Don't buy the house? Is it impossible?

She borrowed one million from her sister, and it was always a bad idea to ask her a second time. After all, that night she talked to Feng Xiaoqin in a roundabout way, saying that she also wanted to buy a house, a mansion in the Century Residence, and this hundred

Wan Hui borrowed it from his colleagues.

After borrowing from the richest person, you have to borrow from the second richest person around you. Who is that person? Gu Shihong!

As a middle school teacher with an intermediate professional title, based on the salary level in Shanghai, his annual income before retirement is at least more than 200,000 yuan. Even after retirement, a monthly pension of 6,000 to 7,000 yuan is guaranteed, and he can decorate and buy furniture and home appliances.

The money comes from here. If you can't pay the monthly payment, you may have to ask the old man for subsidies every month, because after all, he is his son. You can't just watch Gu Lei fail to pay the monthly payment and the house is taken away by the court.

Let's auction it.

Gu Qingyu told him that from a psychological point of view, if you borrow money from someone who has lent you money before, even if he has not repaid it, your success rate will be much higher than that of someone who has never opened his mouth before.

If Feng Xiaoqin opened it, he would borrow endlessly ------- the kind that he never thought about paying back, so he had to hold tight and never open this hole.

"dad……"

When Feng Xiaoqin saw that Gu Shihong was silent, she felt no embarrassment and pulled the sofa closer: "Dad, I know you must have prepared a pension fund. Part of this money will be left to Gu Lei in the future, right?"

, I just thought, if I can pay it out in advance, it would be considered an emergency, don’t you think? Oh, don’t worry, in the future when you get old, if you can’t move anymore, just lie on the bed, I promise you, I will take care of you.

You definitely don’t have a lake.”

She looked at the old man expectantly.

The old man's eyes were wandering from side to side, and his breathing was a little quick. Borrow it, but I can't explain it to my daughter. Don't borrow it, and I can't wipe my face.

There is only one word to describe the feeling that a people's teacher, an out-and-out cultural person, feels when facing a shameless rural woman, and that is embarrassment.

Lin Yue was enjoying watching on the balcony. His upper lip touched his lower lip. I promise you that in the future, when you are old and lying on the bed unable to move, I will never serve you without mercy. Tsk tsk, this is a blank check.

It's better than those private business owners deceiving newly graduated college students.

It would be an absolute fool to believe someone like her.

Isn't it shown in the TV series? When he didn't borrow the money, he said in front of the little tiger that his father was worthless and a coward, and picked on the husband in front of the old man and Gu Qingyu. After the money was borrowed, the house sales contract was signed, and the same

Do not give your husband face in front of aunts, aunts and other relatives.

Gu Lei also complained about this to Gu Qingyu, who replied, "Who told you to marry such a powerful wife?"

A person who is not grateful even after borrowing money, even because his sister-in-law persuaded his brother to move out, he should be more careful and find out how much money the family has. His name must be on the house book, not just Feng Xiaoqin.

One person is anxious to go back to his hometown. Is Gu Qingyu right? Feng Danian is called his younger brother, but he is actually his son. If the house and deposits are unclear, and another person comes to compete with the little tiger for the family property in the future, what will the Gu family's contribution count? What should I do?

Charity?

She eavesdropped on other people's conversations and thought they were guarding her. In a fit of rage, she went back to her hometown and eventually killed Gu Lei. She had an illegitimate child in her hometown and couldn't be honest in her marriage. How dare she think others were treating her like an outsider? Like this

Such a person, you expect her guarantee to count? Haha, what a big joke.

Take for example dealing with the salesperson at the sales office. When the money is not paid, he will serve you tea and pour water with great care. He will say nice things one after another. I wish I could treat you as an ancestor. But as soon as the money is handed over, you will

He is now a grandson.

Feng Xiaoqin used to work in insurance sales.

"Tsk, tsk, tsk, Feng Xiaoqin, you are so shameless when you even think about raising money for dad's retirement."

"Gu Lei, tell me again." Feng Xiaoqin glared at her. It didn't matter if he wasn't there to ask for money, but he still dared to make sarcastic remarks. He was going to die!

"I said you are shameless. It's such a big deal to buy a house. As for the Gu family, Sister A has already put out one million. Do you want to discuss it with your family and give us some money? Oh, no, it's a loan. We

I will pay it back, I will definitely pay it back."

"My parents have no money."

"But they have a house. I don't think it's better to let them sell their house and raise a little more money. Let's bite the bullet and get a three-bedroom apartment. When the renovation is completed, we can take them over to live together and let them enjoy it."

How about enjoying yourself?" Lin Yue said very seriously.

If you want to ask him what he thinks, it's very simple. Waiting for Feng Xiaoqin to take over her parents and keep their family in order. This is in line with his style.

"Gu Lei, you are going too far. How can my family's conditions be compared with this one?"

"Why not? Aren't their houses going to be left to you in the future? I remember you called your family before and told them about the demolition of an old house in the outskirts of the county. It would cost more than 200 square meters plus a yard? According to the housing prices there,

, it can be sold for less than 700,000 to 800,000 yuan. If the house here is upgraded, the two-bedroom apartment of 2.5 million yuan will be turned into a three-bedroom apartment of over 3 million yuan. A down payment of 1.8 million yuan will be made.

A loan of 200,000 yuan, with 360 installments, and a monthly repayment of just over 5,000 yuan. My salary can just cover it. How great is that."

"No, the family house must be reserved for the New Year."

"That is to say, you don't have a share in the inheritance. My dad will pay for the house here and you promise to take care of him. Your parents will leave all the property to Danian over there. When they get old, Danian will take care of them, right?

"

Feng Xiaoqin never expected that he would be waiting for her here.

If she said yes, Gu Lei would have a reason not to let her bring her family to live here in the future, but why would she buy a house outside? Isn't it just to bring her parents to Shanghai to enjoy life, and also to give her eldest son a place to stay? Say no,

Then help raise money.

"this……"

Gu Shihong breathed a long sigh of relief and relaxed completely. Usually when Feng Xiaoqin made excessive demands, Gu Lei would sit aside and not dare to say more than half a sentence. Today was good, he blocked Feng Xiaoqin's path with just a few words.

Feng Xiaoqin said: "It is natural to honor your parents, how can it be tied to money?"

Lin Yue asked back: "Then you tell me that the house must be bought. If my father and sister don't even help me with this, then take me back to your hometown in Anhui. From now on, bridges will return to bridges, and we will never see each other until death."

?”

"this……"

Feng Xiaoqin frowned and stared, wishing she could kill him. Seeing the old man being forced into a corner by her, she shuddered and nodded in agreement. Wasn't he deliberately trying to cause trouble by making such a fuss here?

Gu Shihong looked unhappy. What did his daughter-in-law mean by saying this? Did he and his deceased wife raise their son to such a big age for the Feng family?

…

Early the next morning.

Lin Yue was woken up from his sleep by the little tiger: "What's wrong?"

"Dad, mom is gone, look at this."

The chubby little hand handed a piece of paper to him.

"My friend asked me to go to Nanjing for a few days. During this time, you can take care of the little tiger."

Oh, in the TV series, Feng Xiaoqin failed to borrow money from Gu Qingyu, so she stayed in a fellow villager's house in anger, and used this method to force the Gu family to submit. Here, she tried to undermine her in front of Gu Shihong, but in the end she failed to borrow money, so she got angry and committed a crime.

The runaway trick.

Do you really think that the Gu family can't survive without her?

"Let's go, daddy will take you to school today."

Lin Yue got off the bed, got dressed first, handed the schoolbag to Xiaohu, and told him to check whether he had brought his homework and whether the stationery was complete. He then went to the living room to pour the antihypertensive and antidiabetic medicines that the old lady would take in the morning.

Come out and put it next to the water glass, then go to the balcony to take down the clothes Gu Shihong will wear today and hang them on the hangers. Go over and knock on the door of his father's room and tell him that he is going to send the little tiger to school. He doesn't need to make breakfast. He will pack two portions.

Go home with fried dough sticks, soy milk and steamed buns.

In the TV series, in order to show Feng Xiaoqin's ability, they naturally tried their best to slander Gu Lei. She even broke her thumb when sending her children to school, as if the Gu family could not take care of themselves without her.

The old lady doesn't remember how much medicine she took. Wouldn't it be better to call the community doctor?

I can’t find the clothes. That’s because Feng Xiaoqin usually packs them up. Can I remember to wash the clothes and put them away by myself in the future? In old age, you have to carry a basin to the small river at the entrance of the village to wash clothes, and you have to wring them out after washing.

Drying, now what? Find out about the washing and drying machine.

When it comes to cooking, if you're lazy, just order takeout. If you're not lazy, just cook it yourself. After Gu Shihong retires, he still wants to show off his style and become the director of the owners' committee. Would such a nosy person be a lazy person? For four people to eat, let's have breakfast.

I bought some ready-made food downstairs. The children and son are not at home for lunch, so just the mother and son can cook something casually. We will come back for dinner. I have one afternoon to prepare. Is it difficult to stir-fry four dishes?

Yes, cleaning is a time-consuming and labor-intensive job, but except for people with mysophobia, is it necessary for ordinary families to do a general cleaning every day? As long as you learn to use garbage bags correctly, your home is not a place where people come and go like a hotel or restaurant, and it should be cleaned once a week

Totally OK.

Do you really think that other families wouldn’t be able to survive without her?

In this society, there are often stories of old men getting into trouble and losing their income and their families being ruined. It is rare for an old woman to quit doing housework and go back to her parents' house to be so angry that her husband's family can no longer survive.

The so-called supply and demand relationship determines the value of services and goods. The salary of a nanny in Shanghai is high, ranging from six to seven thousand a month. The salary of a nanny who lives at home is reduced because it saves the cost of renting a house, and rent in big cities is very expensive.

.As for those with a monthly salary of over 10,000, they are either highly educated, have special skills, or are technical talents like confinement nanny. What does Feng Xiaoqin have? So the value of her serving a family every day is equivalent to a monthly salary of 5,000, and that has to be taken into account.

Given her service attitude, as for going to bed with a man... For a 38-year-old woman, 200 a time would be too expensive for others.

Therefore, in order to give middle-aged women a sense of enjoyment that we can no longer do without our families, TV dramas do not even use logic.

…
To be continued...