President Li came with the file bag and went with the file bag. From beginning to end, he did not get the name of Gong Qiao, and he was unable to submit his carefully prepared and signed deposit certificate to Gong Qiao.

He watched Yang Rui take photos with Qiao Gong, and listened to Qiao Gong's various praises and comments to Yang Rui - although only a few people met, President Li knew very well that these details would eventually be spread.

Even if others don’t say it, he can’t help bragging at the banquet table, let alone if Qiao doesn’t do it well, he will write it into Qiao Gong’s “Daily Notes”.

This made President Li feel a little lost. Although he is a department-level cadre, the bank's department-level cadre has been able to see Mr. Qiao once in his life, which is already a chance to worship Buddha three thousand times and kneel down for two hundred miles. He does not expect to get the evaluation of "talent" or even the promise of "showing all his talents". However, it is also good to register once.

The moment he walked out of the old Qiao reception room, President Li was extremely regretful. If he had known, he would have prepared more, at least he would have considered his clothes. If he had known, he would have put more effort into Yang Rui and ask him to speak kindly, it would have been more useful than working hard for decades. If he had known, he would have shouted before leaving, I am Li Zhongxue of the People's Bank of China!

"President Li." Director Hu's voice sounded like thunder, in Comrade Li Zhongxue's ears.

Li Zhongxue turned around as fast as he had in his life, showed a clear smile, and greeted: "Director Hu."

"President Li, please wait."

Director Hu's voice sounded so warm to President Li.

President Li couldn't wait and said, "I'm here..."

A completely unnecessary word, but he had already held back. Otherwise, he would have wanted to call out what he thought in his heart now: Mr. Qiao, please call me, Mr. Qiao, please call me back and ask.

"Mr. Qiao..." Director Hu spoke.

President Li's eyes lit up.

"Mr. Qiao... I need some information here." Director Hu pointed to the file bag in President Li's hand.

"Oh...oh!" President Li lowered his head and noticed the file bag he carried with him. He quickly handed it out and bent over.

"Thank you." Director Hu thanked him politely. Before leaving, he ordered: "President Li, Yang Rui is doing loans and other matters. If it complies with the policy, try to give the interest as low as possible, and the term can be set longer and the conditions are more lenient. After all..."

Director Hu thoughtfully and said, "Comrade Yang Rui has paid a lot. Even if there is any failure, he cannot be allowed to bear all his debts... We cannot make the soldiers bleeding and cry, nor can we let the scholars who do research carry forward with the fate of the nation, and let him bear the unspeakable burden..."

This sentence made President Li feel deeply moved and frightened. He said carefully: "Don't worry, I will study the policies carefully and give appropriate loan plans as much as possible."

Director Hu smiled and said, "Then I'll trouble President Li. Regarding Yang Rui's side, please contact me if you have anything to do."

Then, Director Hu handed over a business card to President Li.

Zhang Zhang Li was reluctant to jump up, so he immediately sent Director Hu out.

When he trotted to the parking lot, President Li got into the car panting and looked at Yang Rui again. His expression refreshed into a smiling face again, as if it was a downtime and restarted.

"Director Yang, what are your requirements for loans?" President Li waited for the car to start and asked in a low voice.

Yang Rui was a little funny and asked: "What are the requirements of the bank?"

"According to the loan interest rate implemented after August 1, 2015, the current six-year working capital loan has an annual interest rate of 7.92%, but it can only be borrowed for one year. If you use fixed asset loans, the time will be longer, from one year to ten years, but the interest rate will become higher. The one-year period is 7.92, the one-year period is 8.64, and the one-year period is 10.8% for more than 10 years..." President Li looked at Yang Rui carefully and said, "This annual interest rate is stipulated by the state. Although it can be reduced a little, it does not drop much."

Yang Rui nodded with a "happy" and nothing changed.

President Li just thought Yang Rui didn't understand and quickly explained: "The current interest rate for fixed deposits is 7.2%, which means that for one-year loans, you have to pay an additional 0.6% interest per year, 1.4% more for three-year loans, and more for ten-year loans, and more for every year."

"kindness."

"If you borrow 100,000 yuan, and the interest rate of 1% in more than a year will be 1,000 yuan more!" President Li said solemnly.

For people in the 1980s, 1,000 yuan is not a small amount of money, it is equivalent to a person's salary for a year.

Yang Rui still nodded and said, "I understand."

As a hidden millionaire, Yang Rui is not afraid of small money of interest of 1,000 or 20,000 yuan. Besides, the current bank interest is considered conscience.

The interest rate on a three-year loan is only 1.4 more than the interest rate on a fixed deposit, which is not even possible after thirty years.

Later banks wanted to make a difference of two or three times.

Even financial products with slightly higher interest rates are also full of cash and fun.

If inflation is included, bank loans in the 1980s were basically free of charge, and the same was true for Yang Rui to ask for loans.

Of course, if there was no special way, there would be no room for Yang Rui to borrow money now.

Although the era when banks are rushing to borrow loans has not ended, it is already difficult to get high loans.

President Li was quite helpless and said, "My idea is not to follow a 10-year loan. Of course, I am not saying that the loan cannot be long, but based on a 10-year loan, the interest rate will be too high. Instead of doing this, it is better to borrow a year first, and then I will help you change to a long-term loan. Of course, this will not guarantee the time, but it is still fine in three or four years. It can save a lot of interest, such as if you have to borrow 100,000 yuan."

“1 million.”

"ah?"

"I'm going to borrow 1 million yuan." Yang Rui replied.

President Li was a little frozen. Although he was the president of the branch and had also approved a loan of one million yuan, it was OK to give this amount to the company. Is it possible to provide the laboratory with compliance?

President Li himself can't say it. After all, there is no such precedent.

However, when recalling what Director Hu said, he was speaking on behalf of the prime minister, how could President Li refuse Yang Rui?

He hoped that Yang Rui would give up his mind and said, "If 1 million is the interest rate, it is very high. Even if there is no collateral, it is not impossible to handle..."

"I have collateral."

President Li smiled and said, "There are too many mortgages worth 1 million..."

"I bought about 100 sets of Siheyuan, and there were also some stamps and calligraphy and paintings."

President Li was on the verge of downtime again and asked: "How come there are so many 100 courtyard houses?"

"I got the money when I got it, but I didn't know what to do, so I bought some things." Yang Rui looked like I was young and I was willful.

President Li changed his mouth and admitted: "The Siheyuan is indeed not easy to sell. If there are 100 units, it would be more than enough to make a mortgage of 1 million yuan."

"Of course it's best to do more." Yang Rui beat the snake and followed the stick.

President Li nodded and asked, "How much do you consider?"

“The more you have the better.”

"Okay, I can guarantee a loan amount of more than 2 million yuan." President Li agreed very readily, but after that, he still couldn't help saying: "There are too many 100 courtyard houses."

"Yes, I've been able to buy it."

"Is it easy..." President Li shook his head and advised: "I'll get you a mortgage loan first. If you have time in the future, you'd better sell the remaining courtyard. Now the country is doing construction everywhere, and more and more houses are built. Everyone wants to have electric lights and telephones upstairs and downstairs. It's even harder to sell the courtyard in the future."

...

A new portrait of a character has been created in the official account. If you want to read the handsome guys in the book, please move. Search for "Shino Village" in the official account, or enter znc100 in the search (magnifying glass), and then click "Search" to see it.

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Chapter completed!