After listening to Xue Qin's words, Yu Qingyang was dumbfounded, how could he forget this.

I am patronizing YY.

If he dares to pay to book more than 100 hospitals now, and the person who signs the contract is his future wife, it will be like handing the hilt of the knife into someone else's hand.

Waiting for others, when they become unhappy, they will slaughter them arbitrarily.

"What should I do?" Yu Qingyang could only humbly ask his future mother-in-law for advice.

"First purchase community hospitals in five cities, Jing, Yang, Peng, Mo, and Quan, with full payment. The remaining funds can be lent to Huayu Real Estate in the form of loans!

And let Xiaoxue come forward and sign an agreement with Huayu Real Estate!

Borrow money to the company at the bank loan interest rate for the same period, and the additional condition is to give priority to purchase all community hospitals affiliated with Huayu Century City in the future, and enjoy a 20% discount on the market price!" Xue Qin said with a smile.

"Twenty percent discount, is that no problem?"

"What's the problem? Borrowing money at the same interest rate is inherently a disadvantage!

According to the analysis of our Finance Department, the domestic price inflation index in recent years has been much higher than the bank loan interest rate in the same period!

Therefore, although it seems that lending money to a company earns interest, in fact, your money is constantly depreciating.

Enjoy a 20% discount, this is completely in line with business rules!”

“If I use this money to buy houses in four first-tier cities including Beijing, there should be no problem, right?

In other words, it shouldn't be a problem to use the houses in these four cities to buy back my mother's 3% shares, right?" Yu Qingyang thought for a while and asked.

It's too much of a loss to lend money to the company, even if it's a 20% discount, plus bank loan interest for the same period, it's still a loss.

Regarding the price inflation index, Yu Qingyang knows very well, and his memory is particularly fresh.

In his last life, he could buy a house of one square meter with one month's salary, but he didn't buy it. Six months later, he could only buy half a square meter with one month's salary (.??︿??.).

Another half year has passed, and no one knows better than Yu Qingyang how much housing prices have increased.

I can only buy a quarter of a square meter house (.??︿??.).

After working hard for more than ten years, I can finally buy a house of one square meter with one month's salary (*^ω^*).

As a result, after some hesitation, I could only buy half a square meter.

This was still in Quanshui, but in the capital, his monthly salary was only enough to buy one-fifth of a square meter of house (.??︿??.).

It brings tears to my eyes.

Not to mention future generations, right now, housing prices in four first-tier cities including Beijing have more than doubled compared to when Yu Qingyang acquired the land.

Housing prices in Beijing rose by more than 150% in the first half of 2001 alone.

This is also the fundamental reason why Yu Qingyang successfully borrowed 20 billion from the four major banks this time.

Due to the increase in land prices, Huayu Real Estate's net assets have exceeded 80 billion.

The bank's loan is 30 billion, and adding the 20 billion this time, it's only 50 billion. Why are banks afraid to lend?

The bank is now only worried that Yu Qingyang will have fewer loans.

Yu Qingyang's loans were made in the names of Huaihai Investment and Huayu Investment respectively.

The main purpose is to build the Volvo construction machinery production base and R&D base in Huaihai, China.

After several rounds of negotiations, Volvo, Huaihai Investment, and the Shanghai Municipal Government finally reached an agreement and signed a formal cooperation agreement.

Volvo provided the technology, Modu provided the policies and land, and Huaihai provided the capital and was responsible for all sales to establish a Sino-foreign joint venture, China Huaihai Volvo Engineering Machinery Co., Ltd.

Yu Qingyang's thoughts were brought back by Xue Qin.

"Yes, you can! The best way is to submit a report on exchanging housing products for shares and let the department approve it!

Including HSBC Bank, they have to send a written document!

Both shareholders agreed to the plan in writing.

This way there will be no disputes in the future!" Xue Qin suggested after considering it.

"Okay! Let's do it like this! I'll draft a replacement plan right away and report back to Director Su!" Yu Qingyang said with a smile.

Finally, there was a feasible and satisfactory plan, and Yu Qingyang smiled brightly.

After discussing with Xue Qin, Xue Qin left the office.

Subsequently, Yu Qingyang drafted a document to replace the 3% shares in his mother's name with five community hospitals in Huayu Century City and buildings in four first-tier cities including Beijing.

The exchange of 3% of the shares in my mother's name for 100% of the shares of Huayu Second Construction has been reported and approved.

The original plan was for Hua Yu to invest cash to acquire 3% of the shares in my mother’s name.

Now it is changed to exchange shares with the price of houses, which has not been blocked by the Water Resources Department and HSBC Bank.

The Department of Water Resources held a party committee office meeting to discuss it and approved Yu Qingyang's plan smoothly.

HSBC has no objection at all.

Whether it is in the form of cash or a house does not make any difference to HSBC.

HSBC is just a little resentful that Yu Qingyang did not approach them for this loan.

I believe that since it is a strategic partner, HSBC should be given priority for loans.

Yu Qingyang pushed it to domestic local policies.

He also promised to get a loan from HSBC next time, and then things were settled.

HSBC's resentment reminded Yu Qingyang of a joke.

If you borrow RMB 100,000 from the bank, the bank will force you to death, sell your house, or sell your land. In short, it won't matter even for a penny less.

If you borrow 100 million from the bank, if you sneeze, the bank president will call you and say hello. If you don't have the money to pay back, it doesn't matter. The bank will discuss it with you in a friendly manner. The principal can be deferred and the interest will be paid first.

The same is true now. Yu Qingyang borrowed 50 billion, and several banks were not only not afraid, but also jealous that they would not lend money to them.

After communicating with HSBC on the phone, within two days, HSBC Investment Bank CEO Feng Xiaochen and Mu En rushed to Quanshui.

The purpose is to invest in Huaihai.

Seeing that the cement factory invested by Huaihai in Ajigeria is booming, the production lines are all operating at full capacity, and the cement produced every day is taken away by waiting cars as soon as it comes off the production line.

Orders for environmentally friendly and energy-saving brick factories are even scheduled for next year.

The marble mining area has also been officially put into operation. Almost every half month, a 200,000-ton cargo ship will leave Ajigeria, pulling a load of marble blocks.

The security company also exchanged fire with local armed forces several times, and gradually became famous.

Everyone knows that Huaihai Building Materials Co., Ltd. has a strong armed force.

Ordinary small militants would not dare to mess with them.

With a large armed force, it is not worth the gain to offend them.

It can be said that Huaihai Building Materials Co., Ltd. has established a firm foothold in Ajigeria and even North Africa.

It even has some fame throughout Africa.

Now, Yu Qingyang has established a joint venture with Volvo in the name of Huaihai Investment to establish China Construction Machinery Company.

Seeing that Huaihai Investment is growing bigger and bigger, how can Feng Xiaochen not be anxious.

It's okay if he doesn't know. He is right in front of his eyes but he can't get a share of the pie. In Feng Xiaochen's opinion, this is a dereliction of duty on his part.

Said it before.

Because of the influence of the Internet bubble in the United States, international capital is now turning to the pursuit of industry, and the real economy is greatly favored.

Instead of looking at the monk's face, he looked at the Buddha's face. Mu En came in person, and Yu Qingyang naturally entertained him with good wine and delicious food.

The reception was held in the company's eco-manor.

After a year of development, Yu Qingyang finally realized a dream.

That was a dream that Yu Qingyang had when he met Mu En for the first time.

Build a manor at the spring to entertain friends and clients.

Now this dream has come true.

Yu Qingyang specially called Zhang Hua to accompany him.

Zhang Hua came here mainly to receive Mu En.

Zhang Hua pursued an official career and had a mixed constitution, so naturally he could not do without the support of business.

The Mu-style family is not comparable to Huayu Investment.

If forced to compare, Mu Shi Group is an adult, while Huayu Investment can only be regarded as a baby that has just learned to crawl.

It is still necessary to have a good relationship with Mu En.

"Mr. Yu, look at what we talked about before about investing in Huaihai Investment, is it time to have a result?" Feng Xiaochen said after three rounds of wine and five delicious dishes.

"Haha! Mr. Feng, we have never closed the door to negotiations!

Huayu Investment and our HSBC Bank are strategic partners.
To be continued...