Zhu Yunxiu did not return to the palace, but sat down in the private room on the second floor of the teahouse not far away, while drinking tea and looking at the noise in front of Sheng Hengda's gate.

The merchants who could not get the money were shouting and urging, the blue-faced guys were begging for mercy, and the servants were ignoring one thing and maintaining order.

After such a fuss, no matter whether Sheng Hengda can take out money to cash out in the future, its reputation has become bad and its font size has become worse.

The merchants of this era are somewhat different from those in later generations, especially those who do big business. The black ones are a bit dark, but they also pay special attention to their credibility and reputation. Many century-old brands can stand up because of their reputation.

The word "reputation" is easy to write but difficult to write, it is even more difficult to maintain, and it is even more difficult to achieve.

Without reputation, don’t say that you can’t do business, even if you sue, you won’t take any action. All the laws of business in this era adhere to the simplest truth of mankind. You are genuine and honest, and you can pay off your debts with both money and debts.

.

"Money house!"

Zhu Yunxiu looked at it for a moment, dipped his fingers into the flower tea in the bowl, and wrote two words on the table.

Regarding how to eliminate the deductions in the army, he had a plan in his mind.

This plan seems ordinary to modern people. People who serve in the army have a passbook, and they can use the passbook to collect military pay at will from each bank account.

The passbook can indicate the name, position, and the monthly military salary. Such a passbook is not difficult to make, and anti-counterfeiting is no problem.

However, the statistics work is very heavy, and the manpower required is an astronomical figure.

But it is not a problem. No matter how difficult it is to cross the Great Wall by counting the number of people and making passbooks? How difficult is it to cross the Grand Canal?

There is nothing difficult under imperial power, but time is the only thing.

However, there are several difficult problems in this.

First of all, the money in this era is precious metal, but it is not as much money as you want. The annual military pay of officers and soldiers has always been distributed in the form of silver and cloth or grain. If it is replaced with precious metals such as silver dollars, how much money does it cost?

I'm afraid it won't take long to see money on the market.

Secondly, the use of passbook payments will inevitably establish institutions similar to banks.

This matter has both advantages and disadvantages. You cannot trust the ethics of officials too much. Such an organization will likely become a tool for officials to seek personal gain in the hands of officials.

Because in this era, power cannot be restricted. A silver account cannot be a yamen, but once it is known as an official, it is a yamen.

More importantly, the issue of credibility of the court.

Furthermore, the most fundamental problem is that once such an institution is established, it is necessary to determine the use of precious metals as the legal currency.

Paper money must not be issued. The harm caused by rash opening of this head is far greater than the benefits. The earliest paper money appeared in the Song Dynasty. The old man also issued treasure money in the early days of his rule, but now that thing is more expensive than wiping his butt paper.

Not much.

Baochao can be issued indiscriminately and used to make money. But it will inevitably hurt the fundamentals of the country. To put it bluntly, once the country is short of money, print whatever it wants.

Although the Qing Dynasty did not do much personnel, it never issued banknotes in its entirety. It was after the Sino-Japanese War of 1894-1895 that a large amount of silver was outflowed, which led to the exhaustion of the empire's finances.

"We need to have a large amount of precious metals as reserves, and for the sake of the precious metal empire, we must continue to expand and develop industry and commerce. From a traditional agricultural society, we must transform into business."

Zhu Yunyu continued to dip his fingers into tea and wrote a passage on the table.

This passage seems to be small in number, but it takes a hundred years of accumulation to be truly done. It also implies various factors such as war, social turmoil and change.

But the advantage is also particularly tempting and makes people unable to stop.

It promotes prosperity for commerce, regulates the circulation of money and economic regulation...

Whether state-owned or private......

As if he was thinking too much, Zhu Yunqiu felt a little dizzy in his head and raised his head and looked out the window.

"Hey, aren't the shops over there all belonging to your brother-in-law's house?"

Zhu Yunxiu pointed to the direction across the long street and said to Deng Ping.

Almost half a street of stores there are from Cao Guogong Li’s family, gold and silver jewelry buildings, silk and satin stores, medicine shops, etc.

Deng Ping stood by the window and whispered, "It seems that I don't know much about these."

"Your brother-in-law, what's the point of saying that I'm a great minister long ago, I'm just a little bit more money and have a lot of money to start with. The family's industries have been opened one after another." Zhu Yunsheng smiled, "But he is also good at doing business.

Yes, take the Baozhitang below for example. It has only been open for two years, and it is already the best and most expensive pharmacy in the capital."

As he said that, he leaned back and continued to smile, "Old Liaodong ginseng, deer antler Ganoderma lucidum, Korean ginseng and other precious medicinal materials, only he is the best!"

Deng Ping did not dare to answer the conversation, nor did he dare to speak out.

"I heard that there are more than one Baozhitang, not only in the capital, but also in Hangzhou, Suzhou, Yangzhou, Guangzhou, and there are semicolons everywhere."

"Ha!" He said this, he smiled again, "I have heard that King Liao and King Han, etc., have all the shares in this Baozhitang, right?"

Deng Ping's back was soaked in cold sweat.

These things are hidden by the nobles of the vassal kings and nobles, but how can they hide from the Jinyiwei? It’s just that Zhu Yunyu was too lazy to care about them. Besides, such a transaction is not something that ordinary people can do. The precious medicinal materials sold are not ordinary.

What the people can bear.

"I didn't say anything about you, why are you panic?" Zhu Yunxiu took a sip of tea, "Why are the shops closed?"

On the streets there, except for Baozhitang, other shops closed their doors and boarded them, as if they were about to finish their homework.

At this moment, Zhu Yunxi suddenly smiled again.

He pointed to the sedan chair lifted out of the slanting alley on the opposite street and said, "I'm so careless. Your brother-in-law is here, go and call him up!"

~~

Li Jinglong was dressed in casual clothes and came out of the sedan chair, put his hands into his sleeves, and looked at several closed shops with regret.

"What a great deal, let's just forget it. I thought I would open another font that specializes in selling candy next year. Now it seems that I should be honest!"

A shopkeeper next to him quietly walked over, "Master, let's not move Baozhitang?"

"How to move?" Li Jinglong looked at the other party with a squinted eyes and whispered, "Don't move!" and said, smiling, "Where are the shares of the King of Liao and King of Han, I will give the two shops that earn pocket money for thousands of years. No one will say that

There is nothing to do. If there are really people who are not open to their eyes, the two princes can deal with them!"

Among the vassal kings, the two princes were counting on their lives.

The Liao King is located in Liaodong, facing the Jurchen barbarians in deep mountains and forests. In addition, the bitter and cold land in Liaodong is far less prosperous than the Central Plains.

The King of Han was even enthroned in Goryeo, and the place was so poor that it was too poor.

Among the fiefs of the two princes, the ones that can be used are these precious medicinal herbs, precious animal skins, etc.

Li Jinglong is not afraid that others will know about such a deal, and even if the emperor knows it, he can't say anything. King Liao and King Han are the closest to the emperor.

"After the store is closed, if you can throw the goods inside to your colleagues, then rent the shop out!" Li Jinglong continued to instruct, "Don't be eye-catching, don't yell at people everywhere that it is my family's property, do you understand?"

"I understand!" said the manager hurriedly.

At this moment, an exclaim came from behind, "Uncle, why are you here?"

Li Jinglong turned around in surprise and saw Deng Ping appear suddenly.

"Taipingnu, why are you here? Just have a few drinks with your brother-in-law..."
Chapter completed!