"The homeowner's business is short of funds, and the bank has not had a good time to make loans in the past two years, so he wants to sell the house and raise funds to invest in the business!" Zhang Zhiqiang said with a smile.

Jinhuan frowned, "Fund shortage? So did he use this house to mortgage it? I don't want to be sued for economic disputes because of buying a house!"

"No, housing prices have fallen sharply in the past two years, and banks do not accept mortgage loans. Besides, houses with unclear property rights cannot pass through," Zhang Zhiqiang patted his chest and promised, "If Miss Yu is worried, she can be written into the contract as an additional clause. If there is a problem, I will bear all responsibilities and losses!"

Of course, to write it into the contract, not only to write it in, but also to find a lawyer to witness the contract.

It’s not that Jinhuan is too cautious, but that Hong Kong Island’s legal terms are too complicated. In order to avoid being confused and suffering, finding a lawyer can save a lot of worries.

Jinhuan's attitude was not clear whether he wanted to buy it, but Zhang Zhiqiang did not have any anxiety or annoyance at all, and still took Jinhuan to see the next house with a smile.

Then two small apartments came into view, and the two apartments were on the same building and the same floor.

The best thing is that the single-story house is made of two households with one elevator. If you buy two houses together, you can completely open it to make a house.

Not only will the area become wider, but every elevator and every household will be much cleaner.

I also saw a few villas, and I liked the most, the townhouse near Kowloon Park.

Although it is far from comparable to the single-family villa on the other side of the shore, it can definitely be regarded as the best high-end residence in Tsim Sha Tsui.

A quiet environment in a quiet place, the privacy and comfort of the home are beyond words

Two streets away are commercial areas. While the transportation is convenient, the relevant supporting facilities are also complete.

The most important thing is good security. Not only are there security guards on duty and patrol 24 hours a day, but the police station is at the end of the street where you go out.

The total area of ​​the third floor of the villa exceeds 500 square meters, with a 15 square meters independent back garden, and the light area is already luxurious enough.

The complete set of Baroque interior decoration and furniture brings a luxurious and romantic style to the extreme.

This townhouse was originally the residence of a British official in the Hong Kong government. Now the official is retired and is preparing to return home to his hometown to enjoy his old age. Then he sold this villa.

Also because of the urgent need to take action, the price of the house is relatively cheap.

The price is 2.45 million yuan, which is less than 5,000 yuan per square meter on average.

It is not an exaggeration to say that such a price is to find a bargain.

That is, the property market in Hong Kong has not yet recovered. If it is a few months later, I will probably not be able to find such a cheap villa with lanterns.

As for the shop, I didn't have much hope.

The land price in Hong Kong is expensive, and shops have always been regarded as golden hens that lay eggs. Rich people basically use fixed assets for family heirs.

Before the critical moment of fate, you will generally not kill chickens to get eggs, especially those in downtown areas that don’t have to worry about renting.

The only shop in Zhang Zhiqiang's hands is located on the first floor of a building on Nathan Road. It covers an area of ​​less than 200 feet and costs 2.6 million yuan.

Nowadays, the monthly income of ordinary Hong Kong residents is less than HK$2,000, and 2.6 million is simply a sky-high price.

The price is so expensive that people are angry, but Nathan Road is a tourist commercial district, and the price of shops is already expensive than other places.

This shop is not a good location, but it is also very conspicuous among the many shops.

Of course, the rent is not too cheap. The monthly rent is 25,000 yuan, which is about 130 yuan per foot.

Jinhuan quickly calculated and measured it in her mind. If she wanted to buy the house she liked, the money in the bank card was much different from the price, not to mention that there was a 3% agency service fee.

It would be fine if you use cash to pay the house, just think about it. Just pull dozens of pockets of cash to buy Rolls-Royce like the coal boss.

In the end, Jinhuan decided to give priority to the most popular shops and the two small apartments that can be connected to each other.

"Mr. Zhang, the houses you recommend are actually good," Jin Huan apologized a little, "but the money in your hands is not very good, so..."

Before he finished speaking, Zhang Zhiqiang waved his hand, "It's okay, Miss Yu, it's rare to make a decision by looking at the room once, you can think about it slowly!"

Jinhuan was truly convinced that Zhang Zhiqiang did not force the order but turned his head to appease the customers.

If you want to change it to someone else, even if you don’t roll your eyes or look bad, even if you don’t show it on the surface, you will be silly in your heart.

Jin Huan laughed and joked, "If I said I wanted to buy two houses now, would you think I was stupid?"

"Ah?" Zhang Zhiqiang reacted for a few seconds and shook his head, "Ms. Yu is really good at joking. The real estate market is warming up little by little. You know that before taking advantage of the rise in housing prices, you have a very good vision!"

Jin Huan said with a smile: "Then I decided to buy that shop and two small apartments opposite the door. Let's see if it's convenient for you to fit a contract?"

"Convenient," Zhang Zhiqiang said happily: "We will go back now and find a lawyer and an accountant while the law firm we cooperated with hasn't gotten off work."

After listening to it, Jinhuan felt satisfied and took the initiative to find a lawyer and an accountant, which indirectly proved the credibility and professionalism of the intermediary.

If it were such a small workshop-style black agent, he would not have voluntarily bumped into the lawyer's hands, right?

During the colonial period, it was not uncommon for lawyers and illegal people to collude with each other. The specific situation must be kept open and carefully identified and identified.

Zhang Zhiqiang found a public telephone, first called the law firm to make an appointment, and then took Jinhuan to the law firm directly.

The lawyers and accountants who received them were all specialized in real estate business. After giving Jinhuan their qualification certificates and licenses, they quickly began to draft contracts.

Jinhuan's previous requests were also written into the contract terms.

After the contract was drafted, the lawyer also explained the specific terms of the contract and various precautions to Jinhuan in detail.

I was sure there was no problem, so I picked up the pen and prepared to sign her name.

After writing the next stroke, the fingers are like memory. If you want to write the second stroke next to the two people if you want to reflect the conditioned reflex.

The new account "Yu Younian" has already adapted to Jinhuan's mind and mouth, and the muscle memory of the fingers seems to be a little stubborn.

Fortunately, Jinhuan reacted in time, otherwise the contract would have to be re-made.

At this time, it is not a printer that can be operated visually on the computer screen. The keyboard and typewriter are directly connected. Once a word is mistyped, it must be done again.

If Jinhuan just wrote the wrong word, it means adding labor burden to the typist.

After signing the contract, Jinhuan took out a check book and signed a check of 2879,000.

The shop price is 2.6 million yuan. The total area of ​​the two apartments is 850 feet, 230 yuan per foot, with a total price of 195,500 yuan. The price of apartments and shops is 2795,500 yuan.

With a 3% agency fee of 83,865 yuan, a total of 2,879,350 yuan should be issued.

Zhang Zhiqiang said that he could exempt the fraction of 365 yuan, and the final check was 2.879 million.

The check is not directly given to Zhang Zhiqiang, but is handed over to the accountant. After the accountant has no problem verifying capital, it will be handed over to the lawyer for custody.

Only after the house is passed, the check will be delivered to the agency to settle the house payment.

After leaving the law firm, Zhang Zhiqiang kept sending Jin Huan into a taxi, and even told her to go to the agency tomorrow afternoon to get the land deed and house deed and hand over the house keys.

When I returned to the hotel all the time, she was greeted with an extremely enthusiastic hug.

Liang Sixi was so happy that she had won the five million lottery, and she was talking in a mess, "I found a job, my cousin, I'll go to work on Monday. I'm so happy. My monthly salary is 1,200 yuan. Isn't it very high? It's also a fund company!"

"Well, congratulations, Sixi! The salary of 1,200 yuan is indeed very high, and the fund industry is also very promising. What position will the company arrange for you?" Jin Huan said with a smile.

Liang Si was so happy that he couldn't see him. "What's the name of an assistant? It's just a job of doing odd jobs anyway!"

Jinhuan was just about to say that doing odd jobs is good, and the starting point of doing odd jobs at a fund company is still many times better than the cleaners and waiters I had expected.

Before he could say anything, Liang Sixi continued: "The people who were waiting with me at the door were all college students, and some people who came back from studying abroad!

They have education and skills, and can do professional work. If I can learn a trick and make a profit when I come into contact with them!"

"You can not only get a salary when you go to work, but you can also learn skills. Why are you so skillful?" Jinhuan reached out and pinched her plump cheeks.

Liang Sixi's face was rubbed repeatedly by Jin Huan. She was not angry, but instead said vaguely: "To celebrate finding a job, I will treat my cousin to dinner tonight!"

"Okay! When I came back just now, I passed by the street behind the hotel and set up many midnight snack stalls. I smelled it very fragrant. Why don't we try it now?"

The reason why I proposed to go to a midnight snack stall was that Liang Sixi had not had much money in her pocket yet, and the food stalls were cheaper, and the second was that Jinhuan was really greedy for the snacks from roadside stalls for a long time.

The two girls walked out with great enthusiasm and headed straight for the night market to have a delicious meal.

The fresh shrimp wonton noodles have thin skin and large fillings, and there is a whole shrimp inside, with tender and smooth teeth, and it feels full of satisfaction when you bite it.

There are also snacks I bought on the road before, salty, sweet and salty skewers, soft and glutinous q-ball cakes, crystal clear rice noodles...

Although these are foods made from food stalls, they taste really good and have a lot of weight.
Chapter completed!