Zhu Quan had a good hearing. When he listened to the police and the middle-aged woman intermittently, he roughly understood what the woman had done.

It turned out that a few days ago, the police in Modu received a report from an insurance company that when the company investigated the claims data in recent years, it found that someone used different ID numbers and passport numbers many times and frequently applied for aircraft delay insurance claims.

The insurance company suspected that it had encountered an insurance fraud, so it called the police.

After the police in the Magic City intervened in the investigation, they found that the delay insurance compensation for the suspicious account was transferred to Li, the middle-aged woman's bank account.

Today is when she was taking advantage of another "incitement" by the Demon City police.

When he heard the brief description of the case, Zhu Quan frowned instinctively, feeling something was wrong in his heart, and he always felt that this thing was not that smell.

"What's wrong?"

Dili Lengma did not stick her head out as if she was looking out, but saw so many people coming in, she shrank her body, put a hat made of wool on her head, lowered her head, and asked in a low voice.

"It's okay, it's not your fan, it's the police who came to arrest a middle-aged woman and said she was cheating on insurance."

Zhu Quan answered.

"Ah? Insurance fraud?" Di Li Lengma asked in confusion, "What insurance is it for fraud?"

“Flight Delay Insurance!”

Zhu Quan replied.

"There is also this danger, why don't I know?" Di Li Lengma carefully poked her head out and took a look. She saw the middle-aged woman who was being held by two female policemen, left and right, left the VIP waiting room, turned her head, touched Xu Ruji, and asked, "Sister Ruji, do you know this danger?"

Xu Ruji nodded and said, "I know."

Then, Xu Ruji explained the definition of "aircraft delay insurance", as if he was reciting the regulations, saying:

"Airport delay insurance is a kind of commercial insurance that the policyholder, that is, when a passenger agrees to take on a flight that is agreed in the contract, will pay the insurance premium according to the contract.

After taking out the air delay insurance, if the flight passengers take is delayed due to natural disasters, bad weather, mechanical failure and other factors, the insurance company will naturally be responsible for compensation.”

Xu Ruji's definition was smooth and smooth, making Zhu Quan and Dilly Lengma's eyes shine.

Unexpectedly, Xu Ruji was so powerful that he could tell the definition of "aircraft delay insurance" word by word.

However, soon, Zhu Quan became calm.

Xu Ruji graduated from the Law School, graduated from Huaqing University and master's degree. He went to the Law School of Harvard University with such an educational background, and naturally knew that this "aircraft delay insurance" was naturally natural.

Although Di Lilengma and Xu Ruji often fly around the world, the former is bought by staff and tickets, but the latter is alone.

Moreover, the former is not short of money, while the latter is well off during his school days, but he can save one point, so he naturally has to be more careful.

After all, it costs 30 or 40 yuan to buy this insurance!

"How could he cheat insurance?"

Di Li Lengma looked at the back of the middle-aged woman who was leaving, but she didn't understand how to cheat such an insurance?

"Ruji, you are a student of the law. You know more about this than we do. But in my opinion, the fact of flight delays is not something that the middle-aged woman can forge, nor is it that she can decide, so she did not commit fraud. Since there is no fraud, how did the police arrest it?"

"Also, this insurance is a "bet-up" nature. Could it be that this middle-aged woman has been betting correctly for too many times, which is a fraud? Isn't this the dealer in the casino who saw that the customers have won more, and just turned over the table and said he wouldn't play anymore, and he still had to take back the money he had lost before?"

As a preparatory news host of Guoshi, Zhu Quan should not express his views on things to some extent when he has not obtained the exact results and has not learned all the information.

Because the staff of Guoshi and Guoshi represent the face of the country, just like in "Hong Kong News", the host can perform at will?

Please, the host's manuscripts were written by a specialist.

Here, "the", "get", and "the land" are extremely standard.

However, Zhu Quan is now chatting in private, so there is no need to be so particular.

As soon as Zhu Quan finished speaking, Di Li Lengma opposite him exclaimed with her cell phone and shouted: "Look, can't this news be the aunt who is talking about this news?"

Di Lilengma looked at the screen of her mobile phone towards Ren Xin and Xu Ruji. The news title above attracted the attention, "I got rich and the woman was compensated for three million by using the flight delay insurance." Below is a photo of her being controlled by the police.

Because the clothes are all bright red down jackets, it is easy to identify that this woman is the middle-aged woman just now.

This news quickly became a hot search, and the comments below were also very intense:

"Why should I pay back the money I have to claim for compensation based on my ability?"

"We need to use legal weapons to protect ourselves!"

“Rogue Airlines!”

"Haha, then I bought a flight delay insurance. If the flight does not delay, can I sue the airline for improper money?"

"This is a bet agreement in itself. The contract agreement between the two parties under voluntary conditions cannot be said that I can claim compensation for the airline without delaying the delay insurance. The same airline cannot claim compensation for the money I have claimed because I have been delayed too many times!"

"Stop talking, they have all become "thugs" of airlines?! This has actually become a criminal case! It's so amazing!"

"I can only say that the middle-aged woman is immoral, but I don't think she is illegal."

...

Netizens were excited and had already given the answer.

And Xu Ruji analyzed the situation he had learned at the legal level:

"The so-called insurance fraud generally manifests in the following four situations, namely, the accident that did not originally purchase insurance but after the accident occurred; forged insurance contracts and then settled claims; defrauded insurance companies of insurance; or after purchasing insurance, deliberately forged insurance agreements in order to obtain claims."

Zhu Quan and Di Li Lengma listened carefully to Xu Ruji's professional explanation:

"In this case, the tickets purchased by the woman were all real. The flight delay insurance was not a deliberately fabricated insurance contract to obtain compensation after the flight was delayed. At the same time, she did not deliberately take improper measures to prompt the plane to delay, and then defraud insurance money..."

Zhu Quan took advantage of Xu Ruji's breath and concluded: "So, this should be a comfortable moral issue, not a legal issue, right?"

Xu Ruji nodded and said, "As far as we have learned, the woman's behavior is essentially a use of the insurance contract rules of the insurance company. It can be argued morally, but it is commercially in line with the logic of claims.

However, if you really want to resort to the law, you can only discuss the purpose of the contract in civil law and whether the contract complies with the principle of honesty and trustworthiness. This belongs to the scope of civil law.

In other words, judging from the information we have learned now, in any case, the behavior of the middle-aged woman does not constitute a crime.”

Zhu Quan had basically understood the meaning of Xu Ruji's words, and repeated it in his own words, saying: "That is to say, if an insurance company believes that a woman is inappropriate in obtaining insurance premiums, it can file a civil lawsuit in accordance with the law, and the court will decide whether the insurance contract is valid and whether this profit model is safe, right?"

Xu Ruji said "hmm" and added: "However, this kind of dispute is essentially a civil judgment on the effectiveness of the contract and should not be elevated to the level of criminal justice."

"Sister Ruji, but the police just arrived and arrested her like a prisoner. Could this be..."

Di Li Lengma is a star in the entertainment industry. Before she was signed by her boss Yang Mi, she had experienced many hidden rules and was instantly associated with the word "collusion".

Hearing this, Xu Ruji lost his previous decadence and regained some spirit and said seriously: "Using criminal means to resolve civil disputes is a kind of arrogance of the strong market entities, a bullying against ordinary consumers, and a destruction of the socialist legal business environment! His attitude is arrogant and has a bad impact."

Finally, Xu Ruji added: "If the whole truth is revealed online and the middle-aged woman has not faked the proof materials during the claim settlement process, then there will be no problem."
Chapter completed!