“Mr.

No company is willing to accept this condition..."

Sun Mingsheng did not deny it.

Since the other party knew it and told it, he must know the inside story.

There is no point in denying it, as it may cause misunderstandings.

As someone who has been involved in the system for decades, I still understand this.

It turned out to be a flood of bitterness.

It's not that I won't approve foreign exchange for you, I'm afraid you won't be able to accept the conditions...

Wang Hongwei on the side was completely stunned.

How did Xie Yang know?

Why is the news better than mine?

"Isn't it just the annual loan interest rate of 16%? Doesn't it need to be repaid in foreign exchange? In addition, does the company's funds go from Tuchuan Bank?"

Xie Yang asked back with a calm face.

It seems that this is not a harsh condition.

The annual loan interest rate is as high as 16%, and you have to pay back the goose coins!

Hongwei Machinery has no export business at all, so where can we get foreign exchange?

Where does Xie Yang get his confidence?

All the company's funds must go through Tsuchikawa Bank...

Sure enough, I was still young and didn’t even know that eggs can’t be put in one basket...

"Xie Yang, this..."

He was just about to ask Xie Yang not to be impulsive, but he really couldn't agree to this condition.

"Mr. Wang, these conditions are not very harsh...the base interest rate for ordinary loan annual interest rates is nearly 9 points, and most commercial banks will raise it. The highest interest rate is now 20 points, right?"

Xie Yang directly interrupted Wang Hongwei.

Wang Hongwei knows a lot about football.

If you use Xia coins to exchange for goose coins in the black market, you may get more than twenty points, and the key is not that reliable.

Wang Hongwei has never had any contact with or even found a channel for foreign exchange exchange.

Xie Yang knew.

Just because many of his original circle of friends started their careers in international trade these days.

Let alone 16 points of foreign exchange, even if it is 40 points or even 50 points, if you can get foreign exchange, you will agree.

In fact, many export companies rely on tax rebates and foreign exchange rebates to bring profits.

Wang Hongwei doesn't know the fragrance of exports at all.

Hearing Xie Yang's words, Wang Hongwei almost exploded.

The factory is your own!

Even if there is a mortgage on the second-hand CNC equipment of Hansen Company, it is still a mortgage on Hongwei Company!

Sun Mingsheng was also confused.

Faced with an annual loan interest rate of 16%, most companies find it too high and unacceptable.

You still have to pay it back in foreign currency.

Hongwei Machinery Factory does not have foreign exchange business...

At this moment, Sun Mingsheng believed that Xie Yang was a child of a high-ranking family and did not understand these things.

Maybe, what you hear from your elders chatting at home is a much larger amount...

"Mr. Xie, the interest rate is indeed not very high. Foreign exchange loans must be repaid with foreign exchange...Currently, Hongwei does not have any foreign trade business..."

As the person in charge of a branch, Sun Mingsheng also knows the rules.

I already know about Hongwei Machinery.

There is no foreign trade, and there is no international processing of supplied materials or samples...

No matter how many senior cadres Xie Yang has behind him, the bank will have to review him.

“Mr.

Since the other party has a great background.

I can understand that too.

Sun Mingsheng didn't say it too directly.

"President Sun, the rules are dead, but people are alive... You can do it. Although the stipulation must be repaid with foreign exchange, if I remember correctly, there should be a compensation clause. As long as the value of the loan collateral is higher than 1.5 times the foreign exchange, if it doesn't work, then

At that time, it can be repaid in local currency according to the international exchange rate plus 10%..."

Xie Yang looked calm.

There is no foreign trade business now.

There is also no foreign trade processing contract.

They just rely on word of mouth to say how many foreign trade contracts they have, or draw a big picture and say how many foreign trade processing orders they can undertake with this batch of equipment.

That thing is useless.

"..."

Hearing Xie Yang's words, Sun Mingsheng was completely shocked.

Tuchuan Commercial Bank is a for-profit bank, and everything is commercial.

If you lend foreign currency, you definitely want to get the foreign currency back.

As the forefront of reform and opening up, Tuchuan's foreign trade has grown rapidly and its demand for foreign exchange is also high.

However, many companies that need to import advanced equipment do not export their products.

Only then did such a policy appear.

No one has experience in crossing the river by feeling the stones.

Internal matters are only known to cadres above the level of branch president.

Xie Yang actually knows!

"so tall……"

Wang Hongwei was in great pain.

The annual interest rate of foreign exchange loans is already 16%. If it increases by 10%, how much will it cost?

It didn't show it at all.

"Old Sun, this is what's wrong with you. After all, we have been friends for more than ten years. We have been friends since you were still in the credit union... This is related to the life and death of my factory..."

Wang Hongwei complained.

Sun Mingsheng wanted to explain, but he couldn't.

"How about a loan in local currency? The interest rate is also much lower, it can only be 10%..."

Sun Mingsheng ignored Wang Hongwei.

I asked Xie Yang with some trepidation.

This young man has a calmness that is completely inconsistent with his age. In addition, he is curious about Xie Yang's mysterious identity and wants to test it.

"No, we need foreign exchange!"

Xie Yang's voice was very soft.

There was a firmness and sophistication completely inconsistent with his age on his young face.

Even his expression didn't change a bit.

At this moment, both Wang Hongwei and Sun Mingsheng felt the pressure coming from Xie Yang.

Xie Yang knew very well why this was the case, and he also came here this way.

When I was young, when I met some clients or leaders, even if the other party spoke softly and without any emotional fluctuations, they would give people the feeling of not being angry or intimidating.

This has been developed over many years.

The original owner of the body has never experienced it, but the soul at this moment is an old man who has been ups and downs in the business world for decades.

In addition, I have always been dealing with some top-level people and senior cadres, and they are very mean-spirited.

Naturally, they are not comparable to the two people in front of them.
To be continued...