Chapter 1563
As soon as Xiao Lintian said this, Ling Yu remembered that he had mentioned this Lord Chiang. It was said that the ancestral hall at home was paved with gold.
Xiao Lintian had sent someone to verify it before, so the evidence should be conclusive.
"Ayu, please think of a way for me, how to attack Xilai Bank without causing harm to the people?"
Xiao Lintian had wanted to touch Lord Jiang before, but he couldn't think of any good way to get the best of both worlds.
Mr. Jiang and Xilai Bank are inextricably linked, and Xiao Lintian is worried that if he touches Mr. Jiang, these people will suffer losses.
Ling Yu didn't pay much attention to this matter before, but she is a modern person and has heard and seen many bank failures and illegal private fundraising causing heavy losses to the people.
If the imperial court left these banks alone, it would be a huge disaster.
Xiao Lintian's ability to notice this is already a qualitative leap, and he is a wise man far ahead of other countries.
But this is not enough. Xiao Lintian now only realizes that Xilai Bank belongs to King Kang's party, and is not aware of other crises.
Ling Yu didn't have to pay attention when she wasn't paying attention. Xiao Lintian said that she had to mention it.
"Xiao Lintian, it's not just Xilai Bank, what about other banks? How do you know they are all reliable?"
Ling Yu couldn't impart modern financial knowledge to Xiao Lintian in a moment, so she used Xilai Bank as an example.
"For example, if there is something wrong with Xilai Bank, their owner has a problem, and if the bank goes bankrupt, who will make up for the losses of the people who saved money?"
"Also, if there is no supervision and an unscrupulous bank accumulates a certain amount of money and then runs away with it, what will happen to the people who save money?"
"The imperial court should have its own bank. This can at least give the people a guarantee compared to those banks that have no credibility!"
Ling Yu thought of Second Master Guan who had left the imperial capital, and said: "No one knows the inside story better than Second Master Guan about how the bank operates. You might as well invite Second Master Guan back and let him help you take charge of this!"
There are specialties in medicine. Ling Yu is a medical student and only has a superficial understanding of economics. It's OK to give a few pointers, but her knowledge is limited when it comes to in-depth discussions.
But these words have already benefited Xiao Lintian a lot.
During this period of time, he had studied Xilai Bank and knew that the bank's business was unfathomable.
Ling Yu's suggestion made him think a lot. Instead of letting Xilai Bank and other banks take over the people's money, why not let the imperial court do it?
In this way, the people's money is guaranteed and the national treasury has money to operate.
"Xiao Lintian, this is not about implementing land reform. You are not only touching someone else's cake, but also someone else's lifeblood!"
Ling Yu was worried that Xiao Lintian was hot-headed and immediately promoted the state-owned bank, and mentioned the disadvantages in front of him.
The impact of bank runs, wars, and natural disasters on banks, and what secret counterattacks King Kang and Zhao Hui will have.
Finally, Ling Yu suggested: "Let's take this matter slowly. First, use Xilai Bank to let the people see the shortcomings of private banks, and then slowly implement state-owned banks... When things are done, the resistance will not be so strong."
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Xiao Lintian laughed when he heard this: "Boil a frog in warm water! Haha, Ayu, I listen to you, I will find someone to invite the second master Guan back!"
"Ayu, I really can't imagine, without you, where would I find someone who understands me so well!"
Xiao Lintian looked at Ling Yu, the admiration in his eyes almost overflowing. He emotionally stretched out his hand to pull Ling Yu over and hugged her tightly.
"Ayu, I like you very much, I like you very much..."
"Let's... have another baby!"
Xiao Lintian mustered up the courage to say this. He was no longer satisfied with a kiss from time to time. He wanted to get closer to Ling Yu...
Lying next to her every day, but unable to do anything, this kind of depression almost drove him crazy...
Chapter completed!