Chapter 482 Fixed deposit and dyeing workshop(1/2)
Author: sole red
How to arrange accommodation and meals for more than two hundred little ghosts is naturally a lot of trouble.
At first, the girls were all taken to live outside the Jin Prince's palace, while the boys were placed in the house donated by Boss Dong.
In that house, excluding the main hall used for classrooms and the flower hall of the cafeteria, there are seven courtyards, rooms for the owners to sleep, and 21 side rooms. In other words, each room can sleep four to five people.
A child.
Li Kun naturally made a fuss and begged to live with other children of the same age. Song Qingyue let him go. Bu Nao had agreed in advance that he was not allowed to call himself the prince of the palace, and he would make up his own identity. He took him there.
He has met so many people in so many places, and with his clever little brain, it is not impossible for him to make it up.
The little guy was also smart. He first asked Song Qingyue for a list of those children, looked around, and decided to pretend to be a villager from a village in the east of Hongma Mountain in the west of Taiyuan Prefecture. There is a rural Zhaoyue Primary School in that village, and the three recommended by Naihe
The child's foundation was really bad, so Song Qingyue sent him back to Hongma Village with delicious food.
The place was remote, and neither the local squire nor the children sent by the county magistrate could pass the probing test. Therefore, Li Kun pretended to be a villager in Hongma Village, so there would be no risk of meeting an acquaintance.
Song Qingyue looked at the little kid's little face that was tanned by practicing martial arts in the yard every month, and nodded secretly in her heart. It's not an exaggeration to say that the tanned face is like that of a villager. Compared with real farm children, it is a little rounder.
A little bit, but it doesn't matter.
Then she pointed at the little boy and said, "I don't know anything about farming, so why not pretend to be the silly son of the landlord in Hongma Village?"
"Why are you stupid son?!" The little guy immediately raised his little face and stared at his mother with wide eyes.
Song Qingyue smiled and patted her son's chubby face: "Look at my round face, it looks silly."
"He's not stupid!" Li Kun snorted, angrily pulled Ah Fang's sleeve and walked out, "A Fang, let's pack our bags!"
Aunt Hong was grinning at the side and said: "Why do you say that to Xiaodong? It doesn't matter if the child is fat! When he grows taller in a month, he will become thinner at the same time."
Song Qingyue didn't laugh, she narrowed her eyes and supported Dongba and said: "Look at how cruel he is, teasing him is fun!"
"How can you be such a mother-in-law?" Aunt Hong sighed.
Because Dingdong was not allowed to accompany him during that staycation, Song Qingyue sent royal guards to carefully check the walls of the "school" to see if there were any dog holes or the like.
They blocked it, and also sent government soldiers to guard the trees near the wall, fearing that naughty children like Li Kun would climb over the wall and go out to play.
Many of those children were young masters from Shanxi officials' families. If they were lost, Song Qingyue would not be able to account for them.
Even then, she was not worried. She sent three shifts of 2,100 palace guards to surround the house outside. Zeng Maozhi and others sneaked into the house to protect the safety of the young master.
The six-year-old grandson of the Commander-in-Chief of the Western Capital, the eight-year-old Yaoer of the Chief Envoy of Shanxi, the seven-year-old nephew of the Inspector-General of Shanxi, and even the seven-year-old grandson of the Inspector-General of Shanxi were all there.
Over there.
There are many of them there, but Li Zhao said hello and must ask for Liudong.
Song Qingyue sometimes even wondered whether those officials were trying to show their loyalty to the eldest prince in disguise - then the hostages had been sent!
For example, Mr. Dongzhong, who rings the bell in Shanxi Province, actually lives in Nankang Prefecture, Jiangxi Province, and his grandchildren are also in his hometown in Jiangxi Province. Did he specifically write to his hometown in Jiangxi Province that time to ask his eldest son to be among the grandchildren who are eight years old and older?
Choose the best one and send it.
Seven-year-old Young Master Zhong is the eldest son of Mr. Zhong's fifth son. He has never been out of Nankang Prefecture since he was a child. This is his first trip away from home.
As for that son, Zhong Laowu and his wife took a boat to the north and came to Taiyuan City.
The child didn't understand anything. At first, he was very happy because he wanted to go on a long trip with his parents. However, he asked for approval from his father all the way. When he arrived in Wuchang, he started clamoring to go home, but he was rejected by his father.
After a quick meal, it was said that the whole family's hope was with him. When they arrived in Taiyuan, if they could become best friends with the young prince of the Jin Palace, then Zhong Jiayue would have hope!
The parents did a lot of ideological work for the little boy, and after a lot of hard work, they finally arrived in Taiyuan and passed the preliminary test very easily.
The fifth master and the fifth wife of the Zhong family had just breathed a sigh of relief, thinking that they were waiting to send their child to the palace. Who knows, but someone from the palace came to inform them that the young master needed to participate in a three-month "residential study".
, the time lasts from the 10th day of February to the 10th day of May. On May 15th, another test will be conducted. Only if the test is passed at that time will it be considered as passed.
When the couple heard this, they almost fainted. Three months! How could such a young child know how to be patient? What if he couldn't bear it and lost his temper in front of the palace's master, making the palace master and the princess unhappy?
Finally it’s the tenth day of February.
Li Xiaokun finally packed his bags and left his parents to go to school for a three-month training camp.
Song Qingyue and Li Zhao didn't even come to give him a gift. They felt that the little love ghost was finally gone. It was rare for the couple to have three months of peace. Li Zhao even wanted to hurry up on the plan to create a human being, otherwise he would wait.
When the brat came back, he would make noises and beg to sleep with his mother from time to time in the morning, which was very annoying...
The fifth son and his wife of the Zhong family also came to see off their child. They originally wanted to send a wet nurse to take care of their son, but the guards of the palace asked them to send the child inside, but the host was not allowed to enter the house.
When the little baby heard this, he not only begged to be separated from his parents, but also begged to be separated from his nanny. He immediately pulled the nanny's legs and howled at the door of the "school".
It happened that Li Xiaokun was dressed in colorful brocade clothes and drove a semi-old mule cart accompanied by Aunt Hong.
"Ah! Look, mother-in-law, there is a child crying there!"
Before Aunt Hong could hold him back, Li Xiaokun ran over, circled around the wailing little brother twice, and said in a Shanxi dialect he learned from nowhere, "Hey? Why am I crying?"
Don’t you think you should be happy if you are left with a prince or a princess?”
The fifth child and the fifth wife of the Zhong family heard what the children who came with them said, so they rushed over and nodded in agreement: "No! Let me listen to what others said!" They turned their heads to look at Li Kun in the east, and they were wrong again.
His son said: "Look, he is not a younger brother! Am I ashamed to cry at the gate? Wipe my tears quickly! There are maids and ladies from the palace there to take care of us. What should I be afraid of? The prince said
Yes, we are allowed to come out and visit our parents once every half month. Isn’t it just half a month? Why don’t you cry like that?”
Young Master Zhong glanced at Li Kun, and Li Kun raised his eyebrows at Young Master Zhong.
Young Master Zhong looked at him in the east and realized that Li Kun's brand new brocade jacket was very colorful. It was similar to what he had seen the rich man from Xiangdong who gave gifts to his house before. It was so outrageous!
He muttered in a low voice: "Where did this country bumpkin come from..."
Then he wiped his tears with the back of his legs, lifted his own baggage, snorted, turned around, raised his legs, and crossed the threshold of Dong's house with a little effort.
Li Xiaokun curled his lips, took his backpack from Aunt Hong's lap, put it on his back, waved his leg at Aunt Hong who looked worried, and walked in grandly across the threshold.
When the Zhong family couple saw Li Kun acting like this, they lost even more confidence in their own son!
Mr. Zhong Wu said very much: "Look, look at their child! You can tell at a young age whether that child will be a promising person in the future!"
Aunt Hong, who had just wanted to beg to wipe away her tears, held back her tears instantly when she heard those words. She raised her tongba, and her heart burst with pride - is that okay? Then is it okay for the young prince of the family, even if he is dressed in such a tacky style?
What a noble gentleman with extraordinary temperament!
After returning to the palace, Mammy Hong was praising him to Song Qingyue. Song Qingyue was so amused that she trembled and giggled. She swung her legs and said, "Okay! Mammy, please don't praise me when you mention that brat. You are so praised."
There is existence in the sky and there is nothing in the earth, so proud that he does not know the north and the south of the world!"
"Our prince is so good, I don't like this old slave to praise you!" Aunt Hong rarely said anything back, and everyone in the room laughed.
Qingzhi, who was reporting on her work while walking by, also covered her mouth and laughed. Song Qingyue gave her a red look, put her glasses back on and continued to read the business plan sent by Qingzhi.
Considering the transportation costs, Qingzhi found a dye supplier named Ding in Huaiqing Prefecture, Henan.
"Master Ding sent two dye mixers to come to Taiyuan with his slaves. They didn't ask for a share of the profits from our palace. They just asked us to open a dyeing house in Shanxi in the next month and buy all the goods from him." Qingzhi said with a smile.
.
Song Qingyue thought for a while and asked: "Did you tell him that the quality must be guaranteed? If the quality is not good or the price is increased arbitrarily, we won't buy it!"
"My servant said it! The Ding family is just a merchant. The Ding family has a big business in Huaiqing Mansion. Even if they run away, the monks can't run away from the temple. How dare you make mistakes with us! Don't you want to rely on the palace and the other two companies in Henan?
It's just a competition in the dyeing workshop. Don't worry, my lady, if something happens, I will come to see you with my head raised."
Song Qingyue burst out laughing and scolded: "Nonsense, where did you learn the rhetoric? Okay, I'll find a few more girls to refine the budget, and then hand it over to Zhaoyue Bank Shanxi for review and let them allocate funds."
Now Song Qingyue controls his own property through Zhaoyue Bank.
As for whether Zhaoyue Bank can absorb more funds, it will also launch an interest-bearing time deposit business next year.
Due to limited computing power, the current interest-bearing fixed deposit business is aimed at the storage business of more than 100 taels of silver, and a three-year fixed deposit option has been temporarily launched. The interest rate is not high, 3% per year.
For simple interest, the interest is allowed to be withdrawn during the storage period, but the principal cannot be withdrawn until the end of the period.
It was originally an experimental financial product used to explore the market, but it was unexpectedly very popular.
Judging from the reports submitted from various places, Zhaoyue Bank has attracted more than one million taels of red silver deposits in less than two days starting from New Year's Day next year.
That means everyone recognizes and trusts Zhaoyue Bank’s brand name!
I really want to dig a cellar to store money and pay for a nursing home to take care of my house. Not only does it cost nothing to put it in the bank, but I can make a little money and I can take it out in just three years. Why not give it a try?
Many wealthy families have such thoughts and try to save a hundred or two hundred taels. However, Song Jianming, as Song Qingyue's father, deposited more than 200,000 taels in one lump sum at the head office in the capital. How could the Cao family? The An family and the An family also saved tens of thousands of taels of red silver with each family.
Those companies that had been doing business from north to south all these years used Zhaoyue Bank instead of Royal Bank.
For some reason, they felt that the princess was more trustworthy than the court.
Seeing that the business was booming, Mo Xiang and Mo Yun wrote to Taiyuan, proposing to add more options and launch five-year and ten-year time deposit services. They felt that three years was a bit short.
Song Qingyue wrote back and said that if you add another ten-year fixed deposit, you don't need to add anything else, and the simple interest will be five points.
On the same day, the palace received a telegram.
Song Qingyue told Zhaoyue Bank about its withdrawal from the fixed deposit business.
Everyone knows what she does every time. The president of the Royal Bank, Mr. Shen Xin, will follow suit.
So Song Qingyue simply suggested to the emperor that if Zhaoyue Bank launched three-year and ten-year time deposits, then Royal Bank could launch five-year, eight-year, or twelve-year time deposits. In short, even if it is a parrot, it should be a little more original.
That way bank users can have choices based on their own needs.
To be continued...