If you want to do this, you need to ensure that the money lent by the bank can be returned with higher interest income, so as to cover that part of the expenditure.

Therefore, Shaofujian's production capacity must be increased as soon as possible, and then it must find bank loans to expand its industry, making money for itself and letting the bank make money at the same time.

This is quantitative easing, expanding debt and stimulating industry.

The expansion of liabilities here refers to the expansion of the liabilities of the Shaofu Supervisor, by investing in the production of various light industrial products, enlarging the market and enlarging the overall profit.

In this economic model, the Shaofujian receives a large amount of loans from the bank, which allows him to expand his factory. If he borrows money from the bank, he can earn interest on a regular basis.

People who deposit their money in the bank can get interest from the bank on a regular basis.

This is a win-win situation for all three parties.

The development of many countries in the 21st century has been through this kind of quantitative easing policy to stimulate talents, provide employment, ensure people's income, and further promote market consumption.

But this situation requires improving productivity as the basis.

Zhao Ning wanted to play like this in the Song Dynasty, but there was a limit. This limit was limited by the productivity of this era and could not be expanded infinitely.

For example, Shaofujian develops a new type of toothbrush and expands production capacity. However, due to slow road transportation, if he wants to expand to more cities, transportation costs are extremely high. Competitors appear in major cities one after another, so Shaofujian's profits will decline.

The Shaofu Supervisor has also invested heavily in factories. If the profits cannot cover the investment, there will be no way to repay the bank. If the bank has bad debts and people cannot withdraw their money, the bank will go bankrupt.

Therefore, the core lies in whether Shaofujian’s production capacity can cover bank interest.

This is an economics question.

Shaofujian is now using assembly lines to expand production capacity, but without the industrial revolution, there is an upper limit to production capacity.

The interest paid by the bank cannot be too high, otherwise it will go bankrupt. After all, industrial development is limited, so the threshold is set for wealthy people who have saved 10,000 yuan to control the overall situation.

In the future, if the number of wealthy people saving money increases and the pressure on bank interest payments increases, DaSong Bank will cut interest rates to stabilize the situation.

As long as the bank's credibility problem is solved, Zhao Ning's goal will be achieved.

After all, he doesn't really want to use banks to stimulate industry, that's unrealistic.

He just wants to make a monetary revolution.

Wang Zonglio left in a hurry and did not even eat dinner in the evening, so he immediately summoned the officials of the Song Dynasty Bank to discuss the matter.

On the morning of the second day, Wang Taiwei invited a group of wealthy people to play polo and held a feast in the suburbs at noon.

Wang Zonglio: Everyone, let me announce a big event to you. Please hand over all your money!

On April 19, the third day the bank opened, more than a dozen large households deposited money into the bank.

This matter is currently moving in this direction.

Officials gradually found out about Zhao Guan's family's handover of banknotes.

What is the attitude of conservative officials towards handing over banknotes?

Of course, I don’t object or encourage, just sit back and watch the excitement.

Everyone thinks this thing is a trap. When Cai Jing printed banknotes, people's livelihood was in chaos.

Now Zhao Guanjia still wants to pay money?

Isn’t this a flaw in the brain?

Hahaha! Officials, don’t worry, go ahead and do it, let’s watch the excitement from the side!

When you mess up the payment and get hurt mentally, you will come back to us.

Let me jump out again and try to soothe your injured soul. By the way, let me tell you that those new agricultural policies are also bullshit.

Since the handover of banknotes had only been implemented for three days and there was no splash in the court, there would not be any controversy.

But at this time, Yue Fei arrived in the Haozhou area of ​​Huaixi.

At this time, the territory of Haozhou was really turbulent. After Zhu Changgui and Wang Qing raised the banner of rebellion in Haozhou, bandits and thieves from all walks of life immediately reached a climax.

There were many local clubs in the Song Dynasty, but the imperial power did not go to the countryside, so "heroes" from all walks of life appeared one after another in the countryside.

Some people saw that Haozhou was in chaos and even the government offices had been conquered, so they felt that an opportunity had come!

Hero A: Brother Haonan, I will hang out with you from now on!

Hero B: Brother Pheasant, does your name mean Dashan, Chicken...

Hero C: From today on, the Hongxing Club is established, and the surrounding villages are all covered by me, Situ Haonan!

Hero Ding: Give me a knife, and a gun, let me become bigger and stronger, and create greater glory!

…

One by one, they were holding knives and hammers, and in small groups, they ran to the roadside and squatted in the openings. They robbed businessmen when they met, and attacked girls when they saw them. They even didn't spare a passing dog.

For a time, people from all walks of life in Haozhou were full of pride.

On this day, Zhu Changgui said to Wang Qing: "Cousin, I have explored the surrounding area. Now people from all over the country can be seen gathering everywhere. We only need to issue an order. Anyone who joins us will be given an official position, a woman, and food!"

Wang Qing asked in confusion: "Where can we get official positions?"

"Why don't my cousin make himself King of Huai and recruit soldiers and horses in Haozhou and Chuzhou? Heroes from all over the world will surely come to join him. As for women, let the people of Haozhou donate their daughters, enact new taxes, and hoard food!"

"Is this possible?"

"It will definitely work! Nowadays, the squires from all over the country are opposed to the court's recovery of taxes. If my cousin becomes big immediately, they will definitely come to seek refuge with him!"

Wang Qing thought for a moment and suddenly became elated: "Okay! Just do as you say!"

So Wang Qing established himself as the King of Huai in Haozhou, and issued a recruitment order to Haozhou, generously setting out the conditions for joining.

For a time, clubs from all over the country rushed to Haozhou City with their people and horses.

At this time, after Yue Fei arrived in Huaixi, he saw refugees everywhere in Huaixi, and he couldn't help but sigh in his heart.

"The last general of Yue Tongzhi has found out the news, so Wang Qing proclaimed himself King of Huai and issued a recruitment order to all directions."

Zhang Xian on the side said: "How brave he is, he actually dares to proclaim himself king! How many people are relying on him now?"

"It is rumored that Wang Qing has 100,000 troops."

Zhang Xian laughed, isn't this nonsense?

Yue Fei said: "If you encounter someone with a knife along the way, you will be severely punished and confiscated. The leader Qinxia will be beheaded, and the rest will go home and farm."

Wang Qing didn't know that Yue Fei had already arrived, and in the past few days, a large number of people had gone to Haozhou to defect to him. However, before they arrived, Yue Fei beat them up and dispersed in a hurry.

The leader was beheaded in public, and all the knives and knives of the others were confiscated, and they went home to farm.

Along the way, Yue Fei felt as if he was in a deserted place.

On April 21, Yue Fei's three thousand troops arrived outside Haozhou City.

At this time, people were celebrating in Haozhou City.

When he heard that the government officials were coming, Wang Qing was a little scared.

Wang Qing originally didn't want to rebel, but he was fooled by Zhu Changgui and rebelled in confusion.

After the rebellion, I raised my arms and found that many people were following me, so I felt happy, thinking that I actually had the talents of Pei Gong and the appearance of an emperor.

Under the praise of everyone these days, he felt that if he did not replace the Zhao family, he would be sorry to the people of the world.

When he heard that the officers and soldiers were coming, Zhu Changgui immediately said: "Your Majesty, don't worry. I have already sent people to find out. The number of officers and soldiers coming this time is only a few thousand."

how to say?
Chapter completed!