Gao Qiu is a man with no ambitions, and the things he is doing in the court are completely forced by Zhao Ning.

This is called forced business.

But Qin Hui is different.

Qin Hui is an ambitious person. Many times, he only needs a hint from Zhao Ning to know how to satisfy Zhao Guan's family.

And in private he will make friends with people from all walks of life.

If the Zhao Guan family hadn't beaten Qin Hui hard before, Qin Hui would never have offended the old party.

Qin Hui must have very strong personal abilities.

He and He Li were in the same scientific examination class, and He Li was the top scorer, but He Li's ability was far behind Qin Hui's.

The difference between Zhao Ding and Qin Hui is actually very obvious.

Zhao Ding is capable, responsible, and public-spirited. He will not use his power for revenge for his own selfish purposes, or he will not employ people because of his own preferences.

In other words, there is no point in flattering Zhao Ding. What he sees is a person's talent, virtue and suitability for the position.

He can truly realize the word "body country".

Qin Hui, on the other hand, has strong personal abilities, but basically has no public spirit and is very selfish.

Zhao Ding added: "There will inevitably be some problems when paying banknotes to the countryside, but it can help Hebei, Hedong, and Jingdong restore people's livelihood as soon as possible and relieve the pressure on the court."

More than just a few questions.

Paying money into the countryside, as the name suggests, is to release money to the countryside in the form of loans.

In the Song Dynasty, rural markets, or towns, had appeared between rural areas and counties, and there were abundant businesses.

Currency can definitely be circulated in rural areas.

But with the ability of the powerful class, if you release one million yuan of banknotes to the people, they will soon use various means to strip away all the money in the hands of the farmers.

In a sentence: The government prints money to boost agriculture and engages in quantitative easing, which can lead to development, but it will quickly widen the gap between the rich and the poor.

Zhao Ning said: "How to prevent interested people from borrowing money and not paying it back?"

"First, the implementation targets only the tenants of land equalization. The land in the hands of these people belongs to the court. If they do not return it, the land will be taken back, and all the crops will be confiscated to make up for the non-repayment of the accounts. The reclaimed land will be subleased."

"Second, the imperial court regularly purchased grain from the tenants of equal land, hoarded it, and promoted the Changping Division. When the people had money in their hands, they would naturally repay the loans."

"Third, the imperial court supervisors are now implementing the New Agricultural Policy in villages and towns. Those who are willing to rent fields are those who hope to improve their lives through farming. According to the current situation, as long as the people farm in a down-to-earth manner and as long as there are no large-scale natural disasters, Selling part of the grain will make money."

In the policy mentioned by Zhao Ding, the parties involved are: local banks, New Deal land renters, promotion of Changping officials, and supervisory town officials.

Among them, banks lend money, and New Deal land renters use the money to buy farm tools and seeds, and then plant the land. When there is a harvest, they are promoted to the Changping Department to buy part of the grain. The farmers have money in their hands and repay the loan.

In this way, it not only solves the farmers' difficulties, but also releases the money to be paid, and also enriches the reserves of the Changping Division.

In this process, the grassroots managers are the town supervisors.

This can be said to be an upgraded version of the previously launched New Agricultural Policy.

Zhao Ding continued: "This can also hide wealth among the people."

Zhao Ning said: "The printed part of the banknotes will be transferred to the private sector. If the total private currency increases, won't the currency depreciate?"

"If a farm family originally had only 300 cash in total, borrowed money to farm, and after a few years, had 5,000 cash, then even if the purchasing power of money has been reduced by 10%, the farmer can still afford to buy clothes, and even occasionally can If you buy some meat, people's lives will become better."

Good guy, isn’t Zhao Ding talking about promoting overall development?

Let the income of ordinary people increase faster than the rate of currency inflation.

It is really rare for Zhao Ding to see things on this level.

In other words, the Song Dynasty did indeed have commercial genes.

The officials of the Song Dynasty were indeed business elites.

The banknote payment system is still only the first generation, but the establishment of the bank seems to have opened up the thinking of people like Zhao Ding.

Seeing that Zhao Guanjia seemed to be still hesitating, Zhao Ding continued: "Are the Guan family worried about currency depreciation and causing opposition from large households?"

"No, the big investors have already eaten enough, and I don't want to pay attention to them if they object." Zhao Ning said concisely, "I'm just worried that the currency will not be controlled."

As a time traveler, he has seen in books too many people in human history who played with paper money and killed themselves.

Once the flood comes, it will be more serious than the author... no, it will be more serious than the war.

However, Zhao Ding and the others were able to realize this aspect, which more or less dispelled Zhao Ning's worries. After all, he was ready to pay workers in Shaanxi with cash.

Zhao Ning continued: "I agree with your proposal, but there are some problems that need to be dealt with by the court in advance."

"I am stupid, please make it clear, Your Majesty."

Zhao Ning asked: "Are the transactions in the private market autonomous?"

Zhao Ding said: "Yes."

"Then let's call it a free market."

Zhao Ding was stunned for a moment, feeling that the word "free market" was a wonderful word.

"In the free market, the big players are big businessmen and local powerful people. Once farmers have money, these people will definitely find ways to steal the farmers' money into their hands."

Zhao Ding said: "Your Majesty is right."

Zhao Ning continued: "The money printed by the imperial court initially stayed in the hands of the common people, and soon flowed into the hands of the powerful. However, as the total number of currencies increased, the money on the market depreciated, and commodity prices were raised. At this time

People don’t have much money anymore, and this will undoubtedly increase their burden.”

Zhao Ding couldn't help but admired: "Your Majesty is far-sighted and far-sighted, which I have not considered."

"This is a very serious problem. It is feasible to transfer banknotes to the countryside. It makes up for the shortcomings of the first generation of new agricultural policies, but I do not want the policy to transfer banknotes to the countryside in the end to become a policy that harms the people."

Zhao Ning continued: "Some officials in the court have a lazy mentality. They hope to print money to solve all problems. Some people only think about solving the immediate troubles, but do not consider the negative consequences of unrestrained money printing.

, we must strictly control this, so that we can cultivate people's livelihood and stabilize the foundation."

Zhao Ding thought for a while and said: "Balancing the distribution of private wealth is another important policy. By increasing taxes on the rich to increase state treasury revenue, the court purchases goods from the private sector, causing money to flow into the private sector and making wealth spread among merchants and producers.

The bank will regularly collect paid banknotes to balance the amount of paid banknotes in the market."

"It will definitely be good if you come up with a policy on these things to quickly restore the people's power in the north and replenish the national treasury."

"yes."

As he talked, he arrived near the palace.

"I heard that the people of Yanyun are already lacking. If we want to resist the Jin Dynasty in the future, we will need to immigrate to the north in large numbers. Immigration requires money. If we want to resist the Jin Dynasty, the current financial resources are far from enough."

Zhao Ding said: "I have calculated that at least one million households will be immigrated to the Yanyun land. If each household is given a subsidy of thirty guan, it will be 150,000 guan, including the construction of roads and military defense in Yanyun.

If the walled city and the garrison were to be taken back and turned into a front line for gold extraction, at least 100 million yuan would have to be invested over several years."

This does not include the budget for recovering the three northern towns and restoring the people's strength in the three northern towns, let alone the budget for destroying Xixia.

Destroying a country does not rely on enthusiasm, but must have strong financial resources.

Zhao Ning is under great pressure, with internal and external troubles, and there are bound to be many risks in the implementation of the New Deal.

But there is nothing we can do about it.

In addition, replenishing raw materials from overseas and enriching the quantity of goods can also play a role in curbing inflation.

Zhao Ding got off the carriage, and Zhao Ning opened the curtain and said: "Right now, the Seven-Road New Deal has begun to be implemented. Since Qin Hui wants to implement the payment of banknotes into the countryside, let him replace Xu Han's Shangshu Youcheng and implement the payment of banknotes into the countryside.
Chapter completed!