Sister Zhang is in a bad mood, and brother-in-law Zhang is naturally in a bad mood too.

Although in the Zhang family, the two sons of sister Zhang's aunt's family are doing better than him, but only those two are better, and the others are worse than the couple.

When you are a guest at home, you will always be welcomed by others.

Well, now, Zhang Linlang, a person with only a rubbish job, actually bought a villa, and a person with a stable job like him is still living in a staircase house far away from the city center. What will people think if this spreads out?

As for him, others will probably not pursue him, but will pursue Linlang and ask her about the villa.

When thinking about being no longer the focus of others during the holidays, brother-in-law Zhang, like sister Zhang, naturally cannot accept such a change, so it is normal for him to be in a bad mood at the same time.

At that moment, brother-in-law Zhang cleared his throat and said to sister Zhang: "Now that my parents are getting older, it is indeed too hard to follow us up and down the stairs every day. How about we buy a villa too."

Sister Zhang is naturally willing. After all, she doesn't want to be doing better than Linlang all the time and suddenly become worse than Linlang, but...

"We don't have that much money. If we borrow money, it's a favor."

And favors are the hardest to repay in the world.

Before the apocalypse, they could save about 100,000 a year in addition to expenses. After the apocalypse, before the sign-in system appeared, they could not save much money a year, because they were different from the original ones. Brother-in-law Zhang and his family were all

For people who cannot live a hard life, and want to maintain the living conditions before the end of the world, one hundred thousand a year is actually not enough. Because they spend almost all the money every year, they have not saved anything in the past two years after buying the previous house.

Money, let alone buying a house, can't even afford the down payment, because making money through the sign-in system has just begun.

As an aside, they are actually right to live a hard life. Look at the original person, he was too frugal, and eventually his body collapsed and was gone. Even if he saved the money, what's the use? The person is gone.

, so it is necessary to be frugal, but you can only be frugal on the premise of not damaging your body. You cannot be too frugal, otherwise your body will be damaged, and it is not cost-effective.

"I can still afford the down payment by asking my parents to pool it together. The rest of the loan will be paid off in less than two years if we make so much money in a month."

Although their family currently earns a lot from the sign-in system, they also use it a lot. Moreover, their parents’ pension and the money earned from the sign-in system may not be given to them, so they will have even less money left every month.

So even if the income is high, it will take at least two years to pay off the loan. This can only be achieved with the help of the parents. If they rely only on the couple, they may not be able to save that much.

"Our provident fund has been used up. If we want to borrow money again, we will have to use a commercial loan, and the interest rate will be very high."

"It's okay. If you only pay it back for two or three years, it won't cost you much interest."

"I don't know if the price of villas in the county will fall."

After all, if you buy it with a commercial loan and there is interest, you will suffer a loss if it does not rise. If it does fall, you will suffer an even greater loss.

Brother-in-law Zhang said: "Don't worry, I think the house prices in the county have fallen to the bottom and will not fall again. Besides, what if it falls? We bought the villa to live in it, not to sell it. If it falls, it will fall."

When Sister Zhang heard what her husband said, she supported it and said, "Okay, let's buy it then!"

At that moment, Sister Zhang and Brother-in-law Zhang had something on their minds and were not in the mood to play here anymore. They packed up their things and prepared to go back.

Originally, they planned to wait until lunch before checking out, but now they don't plan to eat here. They just plan to eat some bread. They will go back now and then look for a house.

However, Brother-in-law Zhang's parents heard that they had a new idea and wanted to buy a villa, but they were reluctant because they did not want to compete with Linlang or the Zhang family to outdo each other. They only thought about the loss of the previous two houses.

After that, if you buy again and lose again, wouldn't it mean that the money they earned was lost by investing again and again? Then what's the use of making more, it's just a nice thing to say.

However, the son and daughter-in-law had already made up their minds. Even though they tried to persuade her, they did not persuade her, so they had no choice but to forget about it unhappily.

Since Sister Zhang and her husband wanted to buy a villa, it would be easy to buy it. After all, although there are not many villas listed, there are some, and the price is only 700,000 to 800,000 yuan.

Because they still have a loan for their first home, the down payment for this second home will cost 40%, which is 700,000 to 800,000 yuan. Including transaction fees and other expenses, it will cost more than 300,000 yuan.

And they currently don’t have any money at all, and their parents don’t have much money. After all, they spent a lot of money in the last three years of the apocalypse. In addition, like brother-in-law Zhang, they are not the kind of people who will suffer themselves.

They didn't save much money before the end of the world, so they didn't have much money on hand. They could only provide 200,000 yuan, and there was still a shortfall of more than 100,000 yuan. The final result was that they still had to find someone to borrow and owed favors.

Fortunately, they are all people with a solid job, and others are not afraid that they will not be able to repay them. Moreover, now that you can sell items drawn through the sign-in system for money, there are still people who are willing to lend them money.

In this way, Sister Zhang and his wife took the money they saved from their parents, plus borrowed more than 100,000 yuan, and successfully bought a villa.

Because their jobs were stable, the loan was obtained quickly, which allowed them to find a day and move into the villa more than a month after they bought it in Linlang.

Linlang couldn't help but sigh when she saw that she had bought a villa, and that Sister Zhang actually followed her and bought a villa too.

But as a result, their finances were depleted - Linlang found out through casual investigation that they had borrowed money - and she still wanted to continue eating, drinking and having fun. Do they still... follow?

You know, they have no money now. Although the sign-in system can make money, they can't save much because they have to live a hard life and consume it.

With the money that can't be saved, she still has to pay off loans and foreign debts. Well, she doesn't think they can keep up.

But these are not what Linlang cares about, she just lives her own little life.

But he said that after moving into the villa, Xingxing became even happier.

Xingxing felt that the previous elevator room was good enough. After all, it was better than the one-bedroom, one-living house they rented before. At that time, the house was small and shabby, and they had to climb stairs to go upstairs, which was very hard.

As for the elevator room, it was not only big, but also brand new, and there was no need to climb the stairs. At that time, Xingxing felt that it would be great to live in such a beautiful house.

Unexpectedly, it could be better. Within a few months, they lived in a big villa again. It was very beautiful, and they could enjoy the sunshine and green space in their own yard without going downstairs. Now she loves to run wild in the yard every day.

But living in an elevator room was something that couldn't be done before. After all, although the previous house was nice, it didn't have a yard, so I couldn't run around as much as I wanted in the sun. Now I can do it, so can Xingxing be unhappy?
Chapter completed!