Chapter 238 Condition Exchange

"Mr. Wu, let me introduce you to you. This is our boss!" Peng Zhijian pulled Wu Yun over and said.

Wu Yun smiled and said sincerely: "Mr. Ma's name makes me well-known. I grew up playing your Tencent games."

Brother Ma joked: "Wonder has contributed a lot to me, are I going to call you Dad?"

Wu Yun waved his hand quickly and explained: "Nothing happened? I used to be free, Mr. Ma didn't make my money!"

The two of them exchanged a few more greetings, and Brother Ma asked directly: "The Pinxixi of Ya is very potential! Can we get on the bus early?"

Then Peng Zhijian explained from the side that Tencent’s layout of WeChat payment is already optimistic about e-commerce, and JD’s investment is one of Tencent’s layouts.

Wu Yun saw WeBank being prepared when he was just reading the report, and he immediately had some thoughts in his mind.

"Mr. Ma, you know too. I am not short of money. I told Mr. Peng before that I have prepared 500 million yuan of funds for blood transfusions to Pinxixi."

Brother Ma smiled and nodded, feeling incredible that Wu Yun had so much money. Which family is this? He is even more arrogant than Xiao Wang from the old Wang family.

So this is also one of the reasons why Brother Ma and Peng Zhijian have always wanted to invest in Wuyun Company.

"I know you are not short of money, but you are resources. Think about it! As long as you agree to our investment, the resources of WeChat and even the entire Tencent system can be tilted like you, which can save a lot of time and money!"

Wu Yun did not make a statement, but changed the topic: "Mr. Ma, I heard that Tencent is preparing for WeBank! I wonder if I have the opportunity to get on the bus? If I can get on the bus, I can transfer the money I invested in Pinxixi to WeBank."

Brother Ma and Peng Zhijian looked at each other and confirmed Wu Yun’s not simple identity.

You should know that WeBank has always been in semi-secret preparations, and people who have nothing to do with it don't know that there is such a project.

Brother Ma thought about it and said, "WeCheng Bank is an attempt, and we are also responding to the call of the policy. I can't guarantee that I can make money. Can you tell me why I want to invest in WeBank?"

Seeing that the two of them were going to continue talking, Peng Zhijian pulled the chair away so that the two of them could sit down and talk.

"Internet banks are different from traditional banks. They do not have fixed office outlets, which means they move the outlets to the Internet."

"I think Tencent has great advantages in establishing Internet banking. It can rely on Tencent's huge social resources to develop business layout."

Wu Yun's statement made both of them lit up.

Wu Yun continued:

"I think we can take advantage of Tencent's social advantages and first launch the Wechat Loan function on QQ to test the waters to screen high-quality customers. If the demand is strong, we can boldly carry out business."

"Then we further explore potential customers through WeChat and through the high-quality customer invitation model. If the demand is too large and we lack funds, we can also jointly carry out loans with many licensed financial institutions, and we earn a certain amount of service fee. This will make a profit and reduce our own risks."

Wu Yun directly briefly explained the path explored by WeBank in later generations.

Brother Xiao Ma looked a little wrong when he looked at Wu Yun, just like the look of Bole discovering Haoma: "High-quality customer? How to define and divide this?"

Wu Yun took a sip of tea and said, "It is to use internal big data to screen out those who have complained or cheated, and select some people with high credit index. We actively invite them and lend them."

"If they accept the invitation, they will definitely conduct the next step of review, which is credit investigation review, so in this way, we can avoid the emergence of many bad and dead accounts."

Brother Xiao Ma agrees with Wu Yun's words very much, and he is not so opposed to Wu Yun's idea of ​​entering the venue.

The preparations for WeBank, Xiao Ma has always been delegated to his subordinates. Because Tencent has a big family and has many other branches and subsidiaries to deal with. It can be said that Xiao Ma is just coordinating the overall situation now.

But this was the first time he heard a plan like Wu Yun with clear thinking and orderly development.

"If you were allowed to enter, how much funds can you provide?" Xiao Ma asked suddenly.

Wu Yun was stunned and then began to calculate his own funds.

Now he has 360 million yuan on his card. If he sells some of the shares of Xiaohong Car, it should be at least 500 million yuan, and all of them can be upgraded immediately after the past.

According to the system's practice, the basic quota after upgrading is five times that of the previous level, which means that there are 405 million Chinese coins in one month.

However, in order to confirm, Wu Yun still asked the system for verification.

Unexpectedly, the system received another reply: "Because the host completely leaves the novice period, the system's mode will be adjusted after level 7 to prevent the amount from being withdrawn or causing unnecessary trouble in the later stage. However, the host is worried that the basic amount will not be changed."

Seeing Wu Yun pondering, Brother Ma and the other two did not disturb Wu Yun.

Then I heard Wu Yun's words: "Mr. Ma, I wonder how much Tencent is going to invest?"

Wu Yun stood up and knew the amount of money Tencent invested, but if he said it, Xiao Ma might have to go back to clean up the traitor!

Brother Xiao Ma smiled and said, "Because we are trying the waters, we haven't invested much. We are preparing to invest 900 million in the early stage and preparing to raise 3-4 billion yuan."

Wu Yun nodded and said, "Okay! Then I will invest 900 million too! But this fund will be received in two to three times!"

Even if Wu Yun said this, Brother Ma and Peng Zhijian were shocked, at the age of 18!

Thinking about their eighteen years old, I guess they are still immersed in the joy of just going to college!

However, Brother Ma didn't want to find out where Wu Yun's funds came from. Perhaps Wu Yun is also someone else's agent! This is possible.

However, judging from Wu Yun's state and actions, the possibility is very small. After all, today's banquet was a temporary intention for him. What kind of person can foresee these things in advance?

Moreover, Brother Ma didn’t care about Wu Yun’s funds, but what he cared about Wu Yun’s words.

Such a plan will benefit WeBank without any harm. No matter whether it is Wu Yun himself or the team behind Wu Yun, with the efforts of these people, WeBank can avoid many detours.

Brother Ma stood up and stretched out his hand and said, "Okay! Then we will have a happy cooperation!"

After the three of them talked about Pinxixi and Xiaohongche for a while, Xiao Ma left the private room first on the grounds that there was something going on.
Chapter completed!