Chapter 125 "Liu Gongming" riding a black tiger

The grand master jumped, but the master seized the opportunity to suppress Liu Bei.

Yuan Ji immediately asked: "Zhi Jinwu has always loved and cherished the people, maybe there is another mystery?"

Liu Bei nodded and said: "The Queen Mother, Your Majesty, everyone, I think that we can issue 'Western Region Bonds' to raise funds, promising heavy profits, and the people will surely respond. It will not only solve Liangzhou's urgent needs, but also allow the people to share the dividends of the war!"

Western Bonds?

War Dividends?

These two fresh words immediately aroused Yuan Ji's great attention and pricked up his ears.

The Queen Mother, the Emperor, and all the officials were also extremely curious, waiting for Zhijinwu's further explanation.

Seeing that the evildoer was confident, Lu Zhi thought thoughtfully, then took a breath and asked: "How to actually operate this 'Western Region Bond'?"

Liu Bei, who has been planning for many years, finally waited for the moment to sound the clarion call for financial war.

"Based on the taxes of the Western Regions, regular high-interest bonds are issued. For example, the one-year 'Western Region Bonds' are tentatively priced at one million taels of silver. For those who purchase them, the court will buy them back one million taels after one year. Two years later

The "bond" with a term of two million taels will be repurchased by the court for 2.4 million taels of silver when it matures. The three-year "bond" will be repurchased with two million taels of silver and will be repurchased with three million taels of silver when it matures."
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Liu Bei looked around at the officials, and then said to the Queen Mother and the Emperor, "In this way, within three years, the imperial court will make a profit of 1.5 million taels in the Western Regions, and there will be no loss."

Wow!

The people in the palace are all human beings, and you can tell with just one touch.

Not to mention 1.5 million, even 1 million would still be a huge profit for the court. After all, it will be able to collect money every year in the future.

As far as the Western Regions are concerned, according to records in the early years, it is not difficult to collect taxes of three hundred thousand taels per year.

Queen Mother He's calculations were done very quickly.

This is equivalent to borrowing money from the people to fight the war, acquiring territory and then paying it back with taxes. After paying off the bonds, the rest is yours.

Logical and very good, he is indeed my most trusted Zhijinwu!

At this time, Ma Rixi stood up and asked: "Zhi Jinwu, with principal and interest, should be 6.5 million taels, right?"

Yuan Ji shook his head in his heart, this lieutenant was over the top.

When you open up new territory and expand your territory, can you be as willing to spend money as ordinary people?

Liu Bei smiled and said: "One and a half million taels is a dividend paid to the people. Five million taels can be regarded as the capital of the imperial court. It can always be paid back in ten or twenty years."

Ma Rixi understood, and awkwardly bowed his hands and stepped back.

Zhao Zhong, the regular servant, also thought about it at this time. Based on his intuition, he realized that the "Western Region Bonds" was a big piece of meat and he had to find a way to get involved.

But for a while, I didn’t understand how to operate it, so I quietly whispered a few words to Queen Mother He.

Empress Dowager He immediately reacted and asked: "The bonds are related to the reputation of the royal family and the court, and are handed over to the supervision of the inner government. What does Liu Qing think?"

At this time, Lu Zhiyuan Ji was also alerted and stood up at the same time.

Dealing with eunuchs is the bounden duty of civil servants. Lu Zhi, who understood each other's feelings, signaled Yuan Ji to speak first.

Yuan Ji immediately said: "Empress Dowager, this is inappropriate. The dispatch of troops will be handled by the general and the Taiwei. The raising of money, food and military supplies should be handled by the Taishi's Shangshutai. This is the court system."

Lu Zhi also added: "The issuance and repurchase of bonds are closely related to people's livelihood, so I agree with what the Taifu said."

It's rare to see two big bosses working together, and all the civil servants agreed in unison.

But women, with their short-sighted eyes, always felt uneasy leaving a large amount of money in anyone's hands, so they turned their attention to the "great loyalty and great wisdom" Zhijingo.

"What do Liu Qing think?"

Liu Bei laughed and said: "There is no wiser person than the Queen Mother. I believe that only by leaving professional matters to professionals can we be even more powerful."

He turned to the officials and asked: "Who can guarantee that the issuance of the 'Western Region Bonds' will be foolproof?"

"Boom!"

This is the first time everyone has heard of it. Who dares to make a big promise?

Even if Zhao Zhong is greedy for money, he will not show up.

Yuan Ji thought that Liu Bei was vetoing his proposal, so he asked: "To untie the bell, the person who tied the bell must be tied. Could it be that Zhi Jinwu wants to do it himself?"

This is similar to everyone's judgment, but Liu Bei said: "No, no! 'Payment of banknotes' is similar to bonds, and has been issued for many years. The imperial court can select a safe bank to handle it."

Everyone knows the role of handing over banknotes, and it is indeed similar to bonds.

But everyone has a clear mind, who doesn’t know that the leader in the banking industry is your Huitong?

At this time, Zhao Zhong suddenly asked: "So, Zhi Jinwu thinks that Huitong is the only one to issue bonds?"

You love to show off so much, so our family will expose your background and break up!

Liu Bei suddenly laughed and said: "Zhao Chehou, I didn't say that. Of course, objectively speaking, in view of the huge risks of bonds, Huitong can handle it, but in order to avoid suspicion, Huitong can give up."

Hmm?

Risk? Huge?

Everyone is confused, and it is obvious that the business is guaranteed to make a profit, so where are the risks?

Lu Zhi immediately asked: "Where is the risk?"

Liu Bei's face hardened and he said in a deep voice: "Six million and a half million taels of silver will be paid in three years. If there is a year of great disaster or a rebellion of moths and thieves, will the imperial court be able to pay it in full and on time?"

Everyone was shocked, this statement is not unreasonable!

Liu Bei continued: "If the imperial court cannot pay in time and the people cannot get their money, how will the issuing bank treat it? How will they treat the imperial court?"

Everyone was making their own calculations, and for a while they were whispering and discussing.

Liu Bei turned around and looked outside the palace, and said loudly: "If a man has no faith, he will not stand; if the government has no faith, he will perish!"

The Queen Mother was shocked and pondered for a long time.

Yuan Ji thought for a while and asked: "In charge of Jinwu, banks are also private merchants who pursue profit. How can they guarantee the reputation of the court?"

Liu Bei nodded, someone finally got the idea.

"Your Majesty, Queen Mother, everyone, the core reason why Huitong Bank's banknote payment is recognized by the public lies in the 'guaranteed deposit'."

"That is, for every copper coin issued, Huitong's shareholders will deposit one copper coin into the bank in advance. Therefore, no matter when, where or how much cash is redeemed by anyone, Huitong can guarantee that there will be enough cash."

Lu Zhi asked: "You mean, if you issue bonds, you also need to set up a deposit? If the court has a deposit, why bother to issue bonds?"

Liu Bian also felt that what the emperor's uncle said was very contradictory and couldn't help laughing.

All the civil and military officials couldn't help but laugh. This pair of master and disciple is really interesting.

The Queen Mother He glanced at her son, the emperor must have the majesty of the emperor, why should he behave so frivolously?

Liu Bian immediately sat up straight and behaved without a smile.

When his mentor asked, Liu Bei immediately explained: "Master, everything in the world has value. Gold and silver, grain, cloth, cattle and horses, houses and fields, mines and shops, can all be converted into money."

It turned out to be so, and everyone suddenly realized.

The imperial court has no cash, but it has mining land, salt and iron projects, and a large amount of real estate and land, which can be used to offset the deposit.

Tsk tsk, turning stone into gold, Zhijinwu is worthy of being Zhao Gongming riding a black tiger!

But in this way, the worries were solved, and any bank could operate it, and Zhao Zhong's eyes began to shine with golden light again.

According to common practice, such a major decision cannot be decided at the court meeting.

Both the Queen Mother and the court officials need to think about it for three to two days, and they also need to communicate and coordinate privately. When they are almost in agreement, a formal memorial will be formed and submitted to the Queen Mother for approval.

When going to court, Lu Zhi deliberately stopped the evildoers and chatted while walking.

"Xuande, to be honest, this matter is not as simple as you said, right?"

Liu Bei smiled slightly, took out a copper coin from his arms, and asked: "Please tell me, my teacher, is this copper coin evil?"

Looking at the yellow copper coins, the imperial master was speechless for a moment.

After a while, he said worriedly: "My teacher always feels that your ideas are so wild and unreasonable that they are incompatible with the civil and military forces of the Manchu Dynasty..."
Chapter completed!