Chapter 145 A smart man who has nothing to lose

"The third type is like me. The only advantage is that they have self-awareness."

Lu Bu pointed to his nose and said: "Instead of struggling to survive but still failing, it is better to follow the genius. Although you can't eat meat, you can still drink soup."

At this point, Zhang Yang and Liu Mang basically understood everything.

It will be beneficial to be honest and obedient, otherwise, they will break up and find their own mother.

Zhang Yang toasted repeatedly and kept his posture very low. Please tell me how to make money legally and compliantly?

Lu Bu, who was slightly drunk, said: "How much money can be made from a trafficker and a lackey in the fields? If it is not easy to ruin your reputation, or confiscate your home and destroy your clan, why bother?"

Zhang Yang boldly asked: "Brother Fengxian's family has a great business, how could he know that a hungry man like my little brother is hungry!"

Lu Bu sneered and asked, "How does Taiyuan compare with Shangjun?"

Zhang Yang has seen the prosperity of Shangjun, but Taiyuan is shabby and old, so it is really incomparable.

Lu Bu added: "Uncle Zhi knows that when I captured Shangjun from the Qiang and Hu, there was only one horse racing street in the city. It's not that far away if you don't say birds don't poop."

Zhang Yang knows that his old friend is not telling lies. In just a few years, Shangjun has transformed into a phoenix and become a prosperous place. He has made a lot of money from business taxes alone, which makes him jealous to death.

But how can we thrive?

Lu Bu smiled but did not answer, leaving Zhang Liu in confusion and almost suffocated to death.

After returning home, Mrs. Liu came out to inquire about the news.

Liu Mang talked gloomily, and Zhang Yang had no clue. He was still thinking about it while drinking the hangover soup.

Mrs. Liu nodded her brother's forehead: "What they said is so clear, but you still can't turn around, you are really confused!"

Zhang Yang Liu Mang, big eyes stared at small eyes, and then they all looked at Liu.

What?

Where can I explain it clearly?

Men go out to work hard, while women stay in the house and spread needles, threads, and trivial matters.

Generally speaking, women have more delicate minds than men, and their perspectives on how to behave and do things are also very different.

Liu thought for a while and said: "Those three kinds of people are actually Zhi Zhi Jinwu, you two, and Lu Zhoumu. Lu Duwei followed Zhi Jinwu, so he can become Zhou Mu, and maybe he will become the emperor in the future.

As a close minister, it can be seen that keeping up with the right people is very important."

Zhang Yang and Liu Mang both rolled their eyes, do you even need to say this?

Liu Mang couldn't help complaining, isn't being an official just to make money? But Lu Bu added three tightening curses, which was really uncomfortable.

Mr. Liu said with hatred, "There are high and low levels of making money. Look at Zhi Jinwu. He has a good reputation and is rich enough to rival his country. This is the real mastery."

Zhang Yang couldn't help but said: "He is a genius, we can't compare with him!"

Mrs. Liu shook her head and said: "So, Lu Zhoumu said that Shangjun has become rich from barbarism, and he means that he wants you to learn from it."

Liu Mang wondered: "What to learn?"

"Even if you can't learn, don't you know how to partner?"

Zhang Yang understood a little and asked: "Let's take a share in Zhi Jinwu's business... No, no, I understand. Let's do some profitable business in Taiyuan and send some dry shares to Zhi Jinwu and Zhi Jinwu."

Lu Bu."

Mrs. Liu showed a look of relief and praised: "How's that? I heard that the big boss behind Shangjun's teahouses, restaurants, cattle and horse leather, banks and shipping companies is Zhijinwu."

Liu Mang slapped his forehead and murmured: "I eat meat while I drink soup, that's how it is! Hey, when can we also eat meat?"

Zhang Yang stroked his beard and nodded: "These days, if you can drink soup, just burn some incense."

Liu Mang suddenly remembered something and asked: "But what should we use as capital?"

Mrs. Liu looked at her simple clothes and the shabby furnishings in her home, and they didn't look like she was hiding gold and silver.

It's hard for a clever daughter-in-law to make a living without rice. Just when she was frowning, Zhang Yang was sitting firmly on the Diaoyutai.

"Money is not an issue."

The Liu siblings looked at each other in confusion, suspecting that Zhang Yang was secretly hiding something.

Zhang Yang didn't know whether to laugh or cry, so he quickly explained: "What's the little treasury? Where did the madam go? So, so, so, so, so, so."

The next day, Zhang Yang held a banquet and invited seven wealthy households in Taiyuan to discuss the plan.

A group of rich people feel like they are in a mirror.

There is no good banquet when the governor invites guests, not to mention that all the guests are wealthy.

Hey, if the people don't fight with the officials, they can lose money and avoid disasters.

Before the banquet started, Zhang Yang took the lead in stating: Taiyuan is prosperous, and it is his unshirkable responsibility as the governor of Bingbei.

Later, he gave examples of the changes in Shangjun and Hanzhong, proving that there is no wealth without business.

Therefore, it is urgent to annex Yongzhong and promote the development of industry and commerce.

In the past, Zhang Yi, the state shepherd, was ashamed of his words and even suppressed big merchants. Everyone was like a rat crossing the street. Now he has finally changed to a sensible one.

The seven wealthy businessmen nodded repeatedly and praised: The governor is wise!

Zhang Yang changed the topic and said: "Business is nothing more than big fish eating small fish. Instead of fighting alone, how about working together to become bigger and stronger?"

Huh?

Everyone was taken aback, worried that their business would be taken away, and asked one after another: "What is a group? How to group?"

Zhang Yang was confident and comforted calmly: "I have decided to establish a Bingzhou Bank. I sincerely invite everyone to invest and gather a certain amount of money to connect with Yongzhou's business. In this way, what is available in Shangjun will be available in Taiyuan."

The eyes of the seven wealthy businessmen lit up and they thought this was interesting.

Banking is a very trendy business, and I heard you can make sure profits without losing money.

Of course, everyone knows the rules. Without powerful people as the backstage, it would be impossible to do anything.

Now that the governor has spoken, it doesn't matter if everyone raises some money as long as it doesn't harm their original business.

At this time, Liu Mang spoke.

"May I ask the governor, how much is the first batch of principal required by Bingzhou Bank?"

Zhang Yang pretended to be deep in thought, and then said after a while: "I heard that Huitong Bank's first batch of one billion yuan..."

The seven wealthy businessmen were stunned.

Damn, those are the top five richest men in the Han Dynasty. Even if they squeeze the seven of us dry, there won’t be that much.

Liu Mang obviously knew the background of these people and started to play red face.

"The governor, Huitong's backstage is huge, and what he does is a big business, which ordinary people can't compare to. Can you lower the price a little?"

Zhang Yang looked around at the seven wealthy businessmen with pale faces, nodded, and said, "Then fifty million dollars!"

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The Seven Rich Businessmen's hearts dropped from their throats: Are you so flexible?

After a long night and many dreams, the seven wealthy merchants negotiated with each other and finally gathered the amount required by the governor according to their financial resources.

At this time, Liu Mang said with a slight embarrassment: "Everyone, a certain second uncle traveled all over the country and did some business. I want to get a share. Do you mind?"

Everyone knows what Zhang Yang has to do with Liu Mang. The so-called "second uncle" is purely a white glove for the governor.

If you don’t say anything, you must readily agree.

Uncle Liu was quite shrewd. He stood up next to Liu Mang, cupped his hands, and spoke to silence the wealthy businessmen.

"I own 50% of Bingzhou Bank."

Damn it, where did the rich guy come from?

However, Uncle Liu's second sentence did not choke the wealthy businessmen to death.

"But, I have no money right now."

Damn it, are you acting like a monkey? Get out of here if you don’t have any money!

Liu Mang was very embarrassed and said: "Second uncle, you can't do it without money..."

Uncle Liu said calmly: "But I am well-known and well-connected in Shangjun. Think about it, favors are worth more than money, isn't that true?"

Liu Mang seemed to want to say something else. Zhang Yang waved his hand and said: "It is true that the money is not small, but talents are rare. How about this? I will be the guarantee and can temporarily borrow five principals from you and return it at the end of the year. How about it?"

Oh!

Everyone instantly understood: borrowing a chicken to lay eggs!

If people are just cut off from each other, what else is there to say?

Uncle Liu issued seven IOUs and received 25 million in principal, becoming the major shareholder and chairman of Bingzhou Bank.

Therefore, Zhang Yang took Uncle Liu to visit Lu Bu again and discussed the business cooperation between Bingbei and Shangjun.

At the same time, he said that Zhi Jinwu would get 20% of the profits of Bingzhou Bank and Lu Bu would get 10%.

Lu Bu was very pleased. It seemed that there was no shortage of smart people everywhere.

Of course, some people are smart and some people are extremely stupid.

For example, in front of Jia Xu, there were three "foolish people" who were illiterate.
Chapter completed!