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Chapter 94 Misunderstanding in Insurance Business?

"What nonsense are you talking about!"

Richard quickly kicked Jeffrey.

Jeffrey also realized that he had made a mistake and shut up immediately.

After Richard taught his apprentice a lesson, he quietly glanced at his superior, Clar.

Claire was looking at Duke intently, frowning slightly, obviously thinking about something, and didn't seem to notice Richard and his apprentice.

Richard was relieved. He looked at Duke on the stage and said in a voice that only the master and apprentice could hear:

"I really want to quit my job. I only get this little salary in a month..."

Jeffrey: "..."

Next to him, Claire's body stiffened for a moment, and then she looked at the excited crowd as if nothing had happened.

Actually speaking, the salary in the Metropolitan Police Department is not low. With Richard's qualifications, he can earn about 500 Dawn Coins a month.

But you can't just take everything at face value. After all, their work is still dangerous to a certain extent. In addition, since Richard has seniority, his salary is naturally higher.

A police officer who has just entered the profession, such as Jeffrey, only earns about two hundred Dawn Coins a month. But if Jeffrey wants to reach Richard's qualifications, he must either make a significant contribution or suffer.

How many years did Richard have to endure to reach his current level?

But Duke's company is different. The salary of first-level employees may not be high in their opinion, but it is only the lowest level, and there are nine more levels after that!

Duke just said that based on his current assessment standards, if you have strong abilities and work a lot of overtime, you may be promoted to a second-level employee in three months.

If you are inexperienced and stupid, but can complete your work on time and make no mistakes, then if you work diligently for a full year, you will automatically be promoted to a second-level employee.

The basic salary of second-level employees has risen to 200 Dawn Coins. With various benefits, it has exceeded the salary of a police officer like Jeffrey, let alone the 300, 400, 500, and 600 salaries of employees at levels 3, 4, 5, and 6.

Therefore, both Richard and Jeffrey were envious of the salary here.

Even Richard is still thinking about it, why don't he wait until he retires and see if he can get a job at Duke, even if he just looks at the door? He really doesn't like money, he just likes the atmosphere!

Matthew, who was next door to them, secretly sighed. If he didn't have his own company, he would really want to work here at Duke. The benefits are so great!

Looking back, he planned to ask Duke whether this would be a loss.

Not far away, Uncle Duke Barret and his wife were also communicating quietly.

"Duke has struck a gold mine? He is so generous to his subordinates!"

The uncle sounded shocked and his face was full of disbelief.

This salary is certainly not comparable to that of the Elvis family, but this is only a first-level employee. So wouldn’t the level of benefits above level six that Duke has not announced exceed those of the Elvis family?

"It's not like..."

Barritt frowned. In his opinion, these salaries were not too much. He had long gone beyond the level of only looking at superficial things.

He frowned because the salary was not much, but it was not too little. How was Duke going to make back the money?

Doing business depends on the rate of return. As long as the rate of return is high, it doesn't matter if the salary is higher. But the question is, does this beauty company really have such a high rate of return? Barritt is skeptical about this.

On stage.

Duke looked at the crowd below that was churning and not stopping at all. He immediately stretched out his hand and made everyone gradually quiet down.

"Okay, that's all I have to say. If you still have any questions, you can ask. If there are no questions, it's over."

Duke doesn't like long talks. Now that the most important salary issue has been addressed, there's nothing wrong with it.

At this time, someone in the crowd weakly raised his hand.

"Oh? Baldhead, do you have any questions?"

Duke spoke somewhat unexpectedly.

"Boss, I want to say, what are the employee benefits of our Tiandun Security Company..."

The big bald head scratched his head in embarrassment.

The employee benefits Duke mentioned just now belong to the new company, while the Tiandun Security Company where he works belongs to the old company. The big bald man was not sure whether the old company shared the welfare system with the new company, so he asked.

And this is also the issue that all Tiandun Security Company employees present are most concerned about.

After hearing what the big bald man said, Duke immediately patted his forehead and said a little embarrassedly:

"Sorry, sorry, I forgot to say it!"

Duke cleared his throat.

"Everyone, let me briefly explain that this employee benefit applies to both beauty and beauty companies and Tiandun security companies!"

The employees of Tiandun Security Company below suddenly breathed a sigh of relief.

But before Duke finished speaking, he continued:

"Furthermore, because some of Tiandun Security Company's businesses are dangerous, such as transportation tasks, protection tasks, etc., we also have a special benefit for this group of employees!"

Everyone pricked up their ears when they heard that there were benefits.

The guests at the guest table also quickly looked at Duke, and? Are you really sending money?

Duke naturally didn’t know what everyone was thinking, so he smiled and said:

"This benefit is insurance! I will buy insurance for our employees so that they can feel at ease while working outside!"

Everyone is a little confused when they hear the unfamiliar term "insurance".

"Insurance? What is insurance?"

"I've never heard of it...do you know?"

"have no idea……"

Duke on the stage was stunned.

"Huh? There is no insurance business in Shuguang City?"

An accident was an accident, Duke said without changing his expression:

"There are many types of insurance, and the one I bought for you is 'employee life accident insurance.' As the name suggests, this insurance means spending a certain amount of Shuguang coins every year to purchase a certain amount of compensation. If you have an accident during work, such as disability,

Or death, as long as it is confirmed to be an accident, I will compensate you and ensure that your family will not lose their financial resources due to this accident."

After listening to Duke's words, everyone was still confused and not sure what was going on.

Barritt, who was at the guest table, raised his eyebrows. As a businessman, he seemed to have grasped something.

Duke looked at everyone's confused eyes, thought for a while and then said:

"For example, you only need to pay a preferential price of 100 Shuguang Coins every year. Of course, I will help you pay for this. Then you can enjoy 3,000 of 'employee life accident insurance'. If you are accidentally disabled during work, then

Depending on the disability level, you will receive 10% to 90% of the amount of compensation. If you die, you will be directly compensated 100%, which is 5,000 Dawn Coins! The premise is that you did not do it yourself."

Wow——

This straightforward explanation made everyone excited again.

Can you get a compensation of 5,000 Dawn coins for 100 Dawn coins?

Is there such a good thing?

Looking at the excited crowd below, Duke had a dark look on his face. He felt that these people might have misunderstood something.

It is true that 3,000 Dawn Coins can be compensated, but this is compensation for accidental death!

Good guys, everyone seems to want to get the 5,000 yuan!

Duke had to speak out to make everyone quiet down temporarily. He still had to explain this kind of thing clearly.

"Everyone, let me say it again, it is true that 100 Dawn coins can compensate 5,000 Dawn coins, but this is compensation for accidental death. In other words, if you get a good one, you will not get this money."

Duke's exit really calmed down the employees a lot.

However, there are still many people with excited expressions, and these people are some employees of Tiandun Security Company.

Their current job is intra-city transportation business.

Everyone knows that the transportation business in Shuguang City is a deadly job!

Although they are still living well now, this is because the company has not expanded its business very much. When there is more business in the future, death may come to you that day.

Although they walked into the group and felt the sudden sudden death, they still felt very uncomfortable when they thought of their own death and the loss of their family to rely on.

But now, with this insurance, if there is an accidental death, the family will receive 5,000 Dawn Coins as compensation.

This money is enough to get the family out of trouble!

This benefit is great for people like them!

"Well, let me interrupt..."

Duke was a little surprised. The person who spoke out this time was not an employee, but his uncle Barritt.

Duke said respectfully:

"Count Barret, please speak."

"Where did you buy this insurance? As far as I know, Dawn City doesn't seem to have this kind of business, right?"

Barritt asked with some confusion.

Barritt still didn't quite understand what Duke said about salary and benefits just now, but when Duke mentioned the insurance, he immediately smelled the smell of money!

This insurance sounds very profitable!

100 yuan a year and 5,000 yuan in death compensation sounds like a lot, but he knows that even if the work is dangerous, after all, this is not a wilderness, and people can't die all the time!

If 50 people buy it, it will be 5,000 yuan, the same amount as the compensation.

In other words, it can be said that if one of the fifty people dies unexpectedly, although they do not make a profit, they do not lose either.

Of course, this calculation method is definitely not accurate, after all, there are labor costs and so on, but you can get a rough idea.

If nothing else, let’s just say that for a family as big as Elvis’s, people will definitely die every year, but no matter how many people die, it’s impossible to say that one in fifty is an exaggeration. He thought about it, these two

The year is relatively peaceful, and one in a thousand is considered relatively normal. This includes people who have died of old age.

Of course, the wilderness team is not included. After all, this insurance only covers the city.

But as long as the number of deaths is lower than this number, it will make money.

If it reaches a certain scale, wouldn’t it be a sure profit?

Unless there is a natural or man-made disaster, you will definitely make a profit!

Barritt saw a business opportunity, but there were still many details that he didn't understand. He wanted to ask which company or organization came up with this idea, and see if they could discuss cooperation or something like that.

What surprised him was that Duke replied:

"Count Barritt, this insurance business is the latest product of my Tiandun Security Company..."

"Uh... Tiandun Security Company? That's okay."

Barritt waved his hand.

Duke didn't know what Barritt wanted to say. Since the other party didn't say anything, Duke didn't care much.

In fact, this insurance business was completely a whim of Duke.

His original intention was that the work of employees of Tiandun Security Company was somewhat dangerous, so buying insurance for employees was not a big deal to him.

But I didn't expect that Shuguang City didn't seem to have an insurance business. If it didn't, Duke wouldn't mind setting one up himself.

However, the City of Dawn was different from the peaceful and prosperous age he had experienced in his dreams. It was still a bit dangerous here, so Duke did not dare to set the insurance premium too high.

In that peaceful and prosperous age, it seemed that a few hundred yuan could buy a life accident insurance with a limit of one million a year. Here, if he dared to set up a limit of one million, it is estimated that countless people would commit suicide tomorrow and cheat the insurance. Teach him a lesson

.

Duke originally wanted to set up a quota of tens of thousands, but to be on the safe side, he set a limit of five thousand.

Unexpectedly, the result was only 5,000, which made everyone so excited, and the effect was unexpectedly good.

Duke immediately felt that this insurance business must be done well when he comes back.

Even though the City of Dawn is a bit chaotic and the lives of employees in the Tiandun Security Company are in certain danger, Duke is still 100% sure of making money!

Because insurance doesn’t know about accident insurance...

"Boss? Then, can we buy this insurance? We can pay for it ourselves."

An employee asked.

When Duke saw that he was a civilian employee of Tiandun Security Company, he immediately nodded and said:

"Of course there is no problem. Except for some employees who bought it for them, other employees who want to buy it only need 100 Shuguang coins. This is our internal preferential price. If an outsider buys it, it will not be this price."

Duke nodded and said.

The reason why Duke set an external price was not because he was greedy for money, but because he felt that doing so would enhance everyone's cohesion.

Sure enough, when he said this, everyone felt an inexplicable sense of honor and satisfaction.

It's probably like "Did you see, only one of us can get this kind of insurance for 100 yuan?"

"Then, our wilderness team..."

Someone else spoke weakly. This person was a member of the wilderness team led by Alger.

Duke waved his hand quickly.

"This 'employee accident insurance' only covers employees within the city. Once outside the city, it is no longer under my control!"

Just kidding, Duke wouldn't dare agree to protect the Wilderness Team casually.

This is a profession where the mortality rate is almost half. If he dares to take over this business, he will probably be out of business in a few days!

Of course, Duke is still okay with his own people. If something happens to them, Duke will definitely give them a pension. He doesn't dare to agree, mainly because he doesn't want to take advantage of others outside.

But, then again, the mortality rate of the Wilderness Team is high, but their harvest is also high. Maybe we can start from this aspect, go back and add up with No. 2, and see if we can calculate a target for the Wilderness Team, and even the Awakened.

Insurance that guarantees guaranteed profit and no loss...

This beautiful beauty company's opening ceremony is over.

Duke waved and asked these excited employees to return to their posts, because starting from today, the new regulations will be officially implemented.

Every employee is full of energy and is bound to become a second-level employee as soon as possible.

Among the employees of the beauty company, Blanche’s eyes were a little dull:

"I, can I make money too?"

Thinking of what Duke just said, Blanche felt a little strange. She thought that since she was a slave, it would be good if Duke didn't exploit her crazily, but she didn't expect that Duke would allow her to make money!

She had just registered her name and became a glorious first-level employee in the beauty and beauty company.

Duke certainly didn't forget her, but he still didn't stop her from registering, which meant that Duke allowed her to make money.

But really speaking, what Blanche cares about is not money. After all, she is Duke's slave. As long as Duke says something, no matter how much money she makes, it will all belong to Duke.

What she cares about is this identity and status!

Through today's observation, she clearly felt that Duke did not tell everyone that she, Blanche, was Duke's slave.

Since no one knew about it, Blanche naturally couldn't take the initiative to tell her.

Naturally, there was no way to get rid of her slave status, but she still wanted an identity, an identity in front of everyone.

Her goal is this employee level.

She must make herself a senior employee as soon as possible. This will not only surpass most employees and satisfy her little vanity and desire for power, but also make Duke take a high look at her. As long as Duke thinks she is useful,

Then she doesn't have to worry about her life...

Blanche secretly set a small goal - a sixth-level employee!



Building 4, restaurant.

Duke hosted a banquet in honor of his uncle, police officers and Matthew.

At the dinner table, no one asked too many questions, they just congratulated Duke.

Of course, everyone is full of praise for these delicious relic cans, and at the same time they are also curious about where they come from.

Duke directly asked Qin to push him. Qin's strength was still very famous in Dawn City, and everyone suddenly understood.

After the meal, Barritt seemed to have something to deal with. He patted Duke on the shoulder and said:

"You are very nice. Let's get together at home next month and have a meal. I will let you know then."

After saying that, he left in a hurry with the eldest housekeeper, leaving the eldest aunt here.

The reason why the eldest aunt stayed here was naturally because of Duke's so-called beauty device. Of course, this was Duke's initiative.

She actually didn't really believe in this kind of thing, otherwise she would have left with Barritt just for Duke's sake.

Richard and Jeffrey also left, after all, their boss was here. Matthew left with them, saying that he had been busy recently and would come back to Duke in a few days to catch up on old times.

Claire stayed, and it was Duke who took the initiative to persuade him to stay. He just wanted to give it a try, but he didn't expect Claire to actually stay.

Duke naturally wanted to advertise his company.

He asked Alyssa to take Claire and aunt to the beauty company first, and he would arrive soon after.

Because Qin suddenly called him.

"Is that so?"

"I feel like your uncle has misunderstood you..."

Qin shrugged and said.

"What's the misunderstanding?"

Duke was confused.

"Looking at the way he looked just now, he might think that you are going to formally participate in the competition for heir, because next month is the day when the Elvis family heir will be evaluated and accepted for the year..."
Chapter completed!
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