: The Honest

Author: Jing Jing

: The Honest

On January 6, Shirakawa Kaede visited the Akita Prefecture Office again.

Unlike last time, this time there were two more people around him, Hiroshi Akai and Professor Yamada.

Government building, last meeting reception room.

"Sasakisan, Ueda Sang" Shirakawa Kaede, who entered the reception room, greeted his acquaintance first, and then introduced Professor Yamada and others behind him to the other party.

And there is also one more meeting participant at Yuhou Bank.

Tomotoyama, one of the major shareholders of Yuhou Bank, is currently the vice chairman of the shareholders' meeting.

Both sides sat down, and Sasaki, the top leader, stood up and spoke first.

"I won't introduce it to both parties attending the meeting today. One party is the pillar of Akita's financial industry, Hachigo Bank.

One side is a powerful multinational electronic technology company, Shirakawa Electric.

The purpose of this meeting is to solve the operating difficulties of Yuhou Bank.

Of course, all this is done on the basis of voluntary and friendly communication between both parties.”

Because it was a closed-door meeting, the Akita Prefecture Government took the lead in finding new investors for Hago Bank.

The latter's operating risks have been mentioned last time.

Therefore, no one has shyled about the problems existing in Yuhou Bank at this time.

An open and honest conversation can solve the problem more effectively, which also concerns the credibility of the Akita Prefecture Government.

Moreover, Shirakawa Kaede is also a native of Akita. If he deliberately sets up a trap for him, it will be very unfavorable to Akita's internal unity.

Therefore, the information on the desktop now lists the various assets and debt details of Yuhou Bank.

"I guess Shirakawa Sang is sitting here at this moment, with a certain sincerity."

Sasaki Kikuji looked at Shirakawa Kaede on his right hand, who nodded in agreement with his statement.

So Sasaki turned his gaze to Hago Bank on the left again, "So Ueda Sang and Motoyama Sang have no objection to the possible joining Shirakawa Electric Appliances later, right?"

The latter two nodded, saying that they did not exclude Shirakawa Electric as one of the shareholders of Hago Bank.

"That's great." Sasaki Kiri nodded with satisfaction.

Only when everyone has a consensus can the next thing be further possible.

"Ueda Sang, let's talk about the current difficulties of Haego Bank and the problems that need to be solved urgently."

It was still Sasaki Kiri's speech at the meeting.

Ueda Nai put down the information in his hand and crossed his fingers, "The main problem of Hachigo Bank is that it has too many non-performing assets.

The loans for farmers cannot be recovered in the short term, and investment in agriculture is basically in a loss due to this heavy snow.

In addition, agricultural insurance business also requires large amounts of capital expenditures.

So the biggest difficulty for Hago Bank at the moment is…” Ueda Zen paused as he looked at everyone, “There is a shortage of funds.”

Loans cannot be recovered, investment losses, and insurance compensation have caused Yu Hou to have difficulty in capital turnover.

From this we can estimate that Yuhou Bank's own deposit business is also at a very low threshold.

Perhaps the deposit business is in a downturn, or it may be that Yuhou Bank has used too much deposit money to invest in the above businesses.

This has caused the current shortage of funds.

Under various difficulties, Yuhou Bank's net assets are still more than 40 billion yuan.

It can almost be concluded that the net assets of this part are likely to be real estate.

Thinking about the more than a dozen branches under Yuhou Bank, it is not difficult to guess the specific knowledge of this part of real estate.

Professor Yuki Akai and Professor Yamada looked at each other and knew it in his heart.

Yuhou Bank's cash reserves were very dangerous, and a glimmer flashed in their eyes.

Still speaking, Hiroshi Shirakawa Kaede winked.

From the two seniors to get the signal, Shirakawa Kaede suddenly felt the negotiation.

When Sasaki turned his eyes to Shirakawa Kaede at the conference table, the latter also spoke in time.

"Ueda Sang, I'll ask you a risky question. How much working capital does your society need now to solve the current dilemma?"

Ueda Nai and Motoyama both were excited and asked directly how much they needed.

It seems that the other party is indeed strong. Perhaps the solution to Yuhou Bank's current problem will really fall on the other party.

"The funds required by Hago Bank are probably..." Ueda Nai wanted to say a number that was enough to unlock all the problems of Hago Bank.

But after thinking about it, he still gave a conservative number, "30 billion yen."

In fact, he wanted to quote a larger number, but he was afraid of scaring Shirakawa Kaede, so he finally gave a discount.

Even so, after quoting 30 billion, Ueda Nariki hurriedly handed over the information he had in hand.

"San Shirakawa, please rest assured that Yuhou Bank has other assets. Most of them are investment holdings in other companies. Please check it out."

Shirakawa Kaede took it and took a look. They were all Akita's local companies.

In addition to agricultural companies, most of the others are the first and second industries with low added value, such as food processing, animal husbandry, and wood manufacturing.

The only thing that made him interested was a comprehensive trading company called Sanchuan Commercial.

And a chain store engaged in the sales and rental of entertainment equipment, there is a bit of a shadow of retail.

But the scale is just that, and the influence is mostly concentrated near Akita Prefecture.

However, Shirakawa Kaede also understands that the most common Akita is agriculture, forestry and animal husbandry.

Investments like Yuhou Bank can only be considered as normal and have no particularly eye-catching.

Shirakawa Kaeda handed the information in his hand to Professor Yuki Akai and Yamada, and then turned his attention to Ueda Sei.

"Ueda Sang, please be honest. The assets of Yugo Bank do not have much characteristics.

On the contrary, too many non-performing assets have seriously affected the bank's asset allocation."

Upon hearing Shirakawa Kaede's opinion on Hago Bank, Ueda and Tomoyama were immediately disappointed.

Even Kisaki Sasaki, who was in the top leader, couldn't help but want to say something.

"But..." Shirakawa Kaede did not give them a chance to speak, "Considering that Hago Bank is a local company originating from Akita Prefecture, I am also from Akita Prefecture.

So Shirakawa Electric can consider increasing capital to the Hago Bank.”

"Shirakawa Sang is indeed a talented figure in Akita Prefecture. I admire this for the sake of the economic and economic undertakings of my hometown."

Before the others could speak, Sasaki Kikuji sprinkled a handful of beautiful words first.

"That's right, it's right..." Ueda Narita and Takashi Motoyama nodded repeatedly.

"Everyone, I can invest in Yuhou Bank, but there are conditions."

How could the business be negotiated so easily? It would be too stupid if you don’t take the opportunity to negotiate terms at this time.

Shirakawa Kaede's speech immediately calmed down the originally warm atmosphere in the conference room.

Sasaki and Ueda Zen, you look at me, I look at you, and finally Sasaki spoke.

"Shankawa, if you have any conditions, you might as well propose it. Let's discuss it together."

"That's right, it's right..." Ueda Narita and Tomoyama nodded eagerly.

Shirakawa Kaede was not polite, and he showed off his carriage and horses.

"There are too many shareholders behind Yuhou Bank, which is not conducive to the company's decision to make concentrated decisions."

Sasaki paused, and as for Ueda, the others looked at Shirakawa Kaede in shock.

This is indeed a little too direct...

Since he has done so much investigation into Yugo Bank, Shirakawa Kaede has naturally learned about the shareholders behind him.

There are as many as a dozen members of the shareholders' meeting behind a local bank.

The equity is also quite scattered, and there is almost no absolute controlling stake.

Such a shareholders' meeting is very unreasonable for a local bank.

Banks are in the development stage, so a strong man must lead everyone to make progress before the society can grow stronger.

Otherwise, the opinions will be too dispersed and quarrels every day will be a headache, and it will be even more difficult to make decisions in unifying opinions.

Therefore, if you want Shirakawa Kaede’s money? Yes, but you must first change the structure of the shareholders’ meeting.

Sasaki Kishi wanted to speak but stopped, while Ueda and Tomoyama were also confused.

They want Shirakawa Kaede's money, but they are worried about the shares they have.
To be continued...