Yoshiaki Tsutsumi has completely made up his mind. He no longer worries about raising more money in his hands, and the financing costs he needs to bear are higher than before.

If there is really any trouble in the future, then it is better to get more people on board.

As long as you get on the boat, you will have more companions to help you when the boat is about to capsize.

Therefore, he did not hesitate to throw money at Fukumoto Xiong's line, and he also did not hesitate to promise personal interests to Horikawa Nobuhiko, asking him to give him more concessions through Daiichi Kanye Bank.

After all, Nobuhiko Horikawa is only the chairman, and he only holds a small part of the entire Daiichi Bank. If the accounts can be calculated, why wouldn't he be reluctant?

What does the evil-minded Nobuhiko Horikawa not want to do?

This line of Tsutsumi Yoshiaki was only strengthened through Tao Chiming, and everyone has the same goal.

The matter here was settled, and Yoshiaki Tsutsumi went to see Ogami again.

I heard that there was such a new club, and there would be such a large area of ​​land that could be used for mortgage. Ogami, who was already red-eyed because of the problems in the real estate market, immediately agreed to it and agreed to buy 15% of the shares.

Industrial and Fuji are anxious because of the current slowdown in real estate loans, and they urgently need to use the funds on hand to find suitable projects to obtain profits.

In the financing department of Daiichi Kanye Bank, Takagi Renpachi had a conversation with a key person, and then watched him from the blinds talking with a smile on his face to the subordinates sent by Yoshiaki Tsutsumi.

Like two old friends, although it was obviously the first time they met.

Soon after, he took out his private seal and stamped many documents.

Subsequently, the document went through a process that has become familiar in the banking system in recent years and was quickly confirmed.

The huge loan from Daiichi Quanye Bank, a second-tier urban commercial banking giant in the neon escort fleet financial model, passed through a "mature model" and entered the account of this new club under Seibu Holdings.

After bidding farewell to the client, the deputy director of the financing department returned to the office and bowed humbly to Takagi Renpachi, the second most popular person in the group: "Executive Sir, everything is settled."

Takagi Renpachi nodded: "Terai-san, this is an important milestone in the cooperation between our Daiichi Quanye and Seibu Group. Just continue to watch for the first half of the year. At the end of the year, you will go there as a director posted by the bank to supervise

It’s everything!”

"Yes, yes, I, Tatsuya Terai, can't thank you enough for the care of the president and executive officers!" Deputy Director Tatsuya Terai of the Financing Department bowed deeply.

Takagi Renpachi smiled slightly, accepting the humility of his subordinates.

After the head of the Seibu Group left Daiichi Kanye Bank, he got in the car and was called by Yoshiaki Tsutsumi.

"...Yes, it has been done. President, then the next step..."

"Go to the Long-Term Credit Bank!" Yoshiaki Tsutsumi said on the phone. "Director Fushimi of the Financing Department 2 was a friend of mine when he was serving in the Ministry of Finance."

"I understand!" He hung up the phone and told the driver, "Go to the Osaka headquarters of Long-Term Credit Bank!"

After Tsutsumi Yoshiaki hung up the phone, he shouted to the people in the office: "Let's go! Find suppliers who can provide building materials! Remember, give priority to those local leaders who have scattered supply of supplies! Price is not an issue.

But give them half in cash and half in short-term money orders! They'll figure out how! A week, a week! Don't stop!"

People dispersed from positions like the Seibu Group quickly spread the crisis to more people.

In the official residence of Nagano Prefecture, Governor Yoshimura faced many leading figures in the industrial and commercial circles of Nagano Prefecture.

This is a famous agricultural prefecture in Neon with developed forestry. The cypress forest in Soyama is known as one of the three most beautiful forests in Japan. Suwa and Okaya in the prefecture are industrial cities for silk making and precision machinery due to their natural conditions.

"Everyone!" Governor Yoshimura said in a high voice, "The bid to host the Winter Olympics has entered the final sprint stage! We in Nagano have defeated many opponents and entered the final round! We all understand what the Winter Olympics means to us in Nagano.

Bar?"

No one answered him, but he himself raised his voice: "The whole country is invested in the construction of Nagano! The future is extremely broad! Rapid trains from Nagano to Tokyo, highways, hotels, shopping malls... Everyone, this is what we can do for you."

Nagano people have made the greatest contribution! A contribution that can go down in history! All of this has not been finalized yet. But you all understand that because of that one person, we have a great chance of winning!"

"Yes, Chairman Yoshiaki Tsutsumi! Everyone understands that Nagano has such an opportunity because Chairman Tsutsumi has laid the foundation for ice and snow sports in Nagano!" Governor Yoshimura shouted excitedly, "Of course he will

He has benefited from this, but what he has paid is worthy of our admiration! He deserves the admiration of every Nagano person!"

"In order to help Nagano bid for the Winter Olympics, the Nagano Winter Olympics Organizing Committee received nearly half of its bid funds from Chairman Tsutsumi's donation!" Governor Yoshimura lamented, "Not only that, President Tsutsumi donated 100 million to the Olympic Museum

Rice dollars! 100 million! Rice dollars! For this reason, the International Olympic Committee has invited President Tsutsumi to serve as an honorary member! There are only four such honors in the world!"

"So! So..." Governor Yoshimura said solemnly, "We are not only helping Chairman Tsutsumi, we are also helping ourselves! If Chairman Tsutsumi wants to profit from speculation in the real estate market, why do we invest so much in the real estate market?

Is Tokyo promoting the development of Osaki New Town? Because Tokyo is the gateway to neon! It is the first gateway for the Nagano Winter Olympics to guests from all over the world!"

Governor Yoshimura encouraged hard: "No matter what, we must help Chairman Tsutsumi! This is not to make things difficult for everyone, but because the building materials market is tight. Chairman Tsutsumi took out cash, but the price was still higher than the current market price.

Everything is just to complete the project there as soon as possible so that we can fully devote ourselves to the preparations for the Nagano Winter Olympics! Everyone, go and search! We Nagano is a major forestry prefecture and we have enough wood! The last three months are here, for everyone’s common cause

future, please!”

Afterwards, the middlemen who got the cash and money orders began to search.

A money order is usually issued by the drawer through a bank, and the payee who receives the money order can withdraw funds from the bank at an agreed time.

It is a payment instrument, and the payee is a bank. Why is this untrustworthy?

It is a credit note, and the drawer is the famous Seibu Group and Yoshiaki Tsutsumi, the richest man in the world, so why should it be untrustworthy?

The payee who has received the money order only needs to organize production and deliver the goods according to the contract order before he can get the money.

Taking the financial fleet model of Seibu Group and Long-Term Credit Bank, Metropolitan Bank and Regional Bank as the source, many people advanced funds to start this round of expansion, pinning their hopes on the money order that can be cashed at some point in the future.

superior.

In the neon bank, Kazuki Hanzawa finally met Mie Yefu with a thick pile of information.

"Mr. President!" Kazuki Hansawa reported excitedly, "The cabinet's reform of the real estate tax system must slow down! In any case, the time for it to officially take effect cannot be so fast! Colleagues from the business bureau have already made statistics, which is related to the real estate market.

The total size of related short-term bills of exchange, bonds, loans... is nearly 2 trillion yen. As long as the current market price of real estate falls by more than 15%, this part of the debt will become bad debts! As long as it starts..."

"Hanzawa-kun!" Toshihide Fukui interrupted him with a stern look on his face, "Who asked you to come here to say these words?"

Kazuki Hanzawa was stunned and looked at his "mentor": "Fukui-san...why do you ask that?"

Sanzhong Yefu stared at him and waved his hand: "You continue."

"Yes!" Kazuki Hanzawa perked up and looked at Mie Nofu and continued, "First of all, the outbreak of this part of bad debts. And the outbreak of this part of bad debts will immediately cause turmoil in the related secondary bond trading market.

.The fluctuations in their yield index will quickly affect the exchange rate of Neon Yen and the number of stock index periods!"

Mie Yefu's expression did not change, but his eyes were filled with sadness.

"Mr. President, the exchange rate and the number of stock index periods are goals that we must pay close attention to!" Hanzawa Kazuki said eagerly, "The Neon stock index is already going to fall to the level before the agreement was signed, but if something happens from

The impact on the real estate market is very likely to fall below 10,000 points! In that case... in that case... it will trigger the bankruptcy of a large number of companies!"

Kazuki Hansawa couldn't help but took a few steps forward, put his hands on his desk and shouted: "Then there will be a large number of layoffs at clubs! People who have lost their source of income will be forced to sell off their real estate, further exacerbating the pressure on the real estate market!

The collapse of the real estate industry will turn bank loans with extremely high loan scales, exceeding 100 trillion yuan, into bad debts. When... then..."

The three fingers intertwined together made a faint sound, and the knuckles turned white.

"That's enough!" Toshihide Fukui said in a deep voice, "Hanzawa, that's enough..."

"Fukui-san!" Kazuki Hanzawa said in shock, as if he didn't know him, "What I'm talking about is the risk of bankruptcy of large credit banks, urban banks and a large number of regional banks!"

"Hanzawa." Mie Yefu spread his hands and took a deep breath, "So according to your opinion, is now the time to convince the cabinet to postpone the official effective date of the land price tax? So what should we do next?"

"Of course, let the Ministry of Finance launch a real large-scale investigation, not the kind of the year before last!" Hanzawa Kazuki looked at him expectantly, "It is not an investigation against Chairman Tao alone, but a thorough investigation to see how many people there are.

Debt risks are very high, and then the risk assets are classified so that they can be disposed of in a targeted manner..."

Toshihide Fukui opened his mouth to speak, but Kazuki Hansawa continued: "About President Tao... Mr. President, statistics from the International Bureau show that in the neon and international markets, there have been people through foreign exchange transactions in the past five years.

, very accurately used the changes in the neon yen exchange rate to make a profit. That rhythm... is very similar to Chairman Tao's two months of trading!"

A gleam flashed in Mie Yefu's eyes: "Is there any preliminary assessment of the scale of profit?"

"If we look at the entire stage, it exceeds 300 billion yuan!" Kazuki Hanzawa said with certainty, "Sir, President, the Ministry of Finance's investigation of Chairman Tao really hid a lot of content, right? The investigation by the Tokyo District Prosecutor's Office

Is it because you are afraid of his influence on the financial market? But now that the Neon stock index has fallen back to its current position, it should be time..."

"Hanzawa!" Fukui Junxiu couldn't help but said again.

Mie Nofu looked at Kazuki Hanzawa, whose face was flushed, and said after a long time: "You are President Tao's senior, and Fukui-kun and I's junior at Tokyo University. Since you entered the work of Neon Bank, you have made a step forward

He has gradually reached the position of director of the Bureau of Financial Institutions. So now that you have discovered the current crisis, the plan you can come up with is to first delay the official effective date of the land price tax and first thoroughly investigate the scale of risk debt in the financial system?"

"... Mr. President, it's not my place to make further suggestions, right?" Hanzawa Kazuki couldn't help but answer.

Mie Yefu stared at him deeply and suddenly said: "Okay! Let me tell you now that the official effective date of the land price tax cannot be postponed. But can you afford to thoroughly investigate the scale of risk debt in the financial system?

"

Banzawa Kazuki was stunned: "Isn't this... the work of the Ministry of Finance? Can we participate?"

"Of course!" Mie Yefu said with certainty, "Neon Bank has the right to dispatch special agents to this secret investigation team!"

"...Secret investigation team?" Hanzawa Kazuki now had some thoughts, "You and the cabinet... are already working on this matter?"

"But you have to promise me something!" Sanzhong Yefu stared at him.

Kazuki Hansawa thought that the president had another important appointment, and he must let the bureaucrats in the Ministry of Finance fully understand the importance of the matter.

However, all he heard was Mie Nofu's expectant but stern instructions: "No matter what the result of the investigation is, absolutely! Don't say a word to anyone other than the investigation team, Fukui-san and me! No one should listen to it!"

Man! Can you do it?"

"...Of course." Kazuki Hanzawa doesn't think this is the obligation of confidentiality?

"Junxiu, let's talk to the Ministry of Finance." Mie Nofu's hand gently brushed over the information Hanzawa Kazuki brought, and then raised his head to look at Hanzawa Kazuki.

Behind the glasses, there was a look in Hanzawa Kazuki's eyes that he felt was extremely meaningful.

"Hanzawa Kazuki, the director of the Financial Institutions Bureau, will join the secret investigation team on behalf of our Neon Bank." Mie Yefu said earnestly, "investigate hard, think hard, work hard... work hard! Hanzawa!"

"……yes!"

With the resounding answer and deep bow, Banzawa Kazuki thought he had understood.

Neon Bank has been under the control of the Ministry of Finance not just for a day or two, but for more than 40 years.
To be continued...