Chapter 588, drastic changes(1/2)
Tao Zhiming, who had been scolded for so long, finally achieved his goal.
No matter how many people are still criticizing the cabinet for handing over Changxin Bank to Sanyou Holdings, the emergence of Sanyou Consortium is already a fact.
Although it is still very loose, money can solve many problems.
The first thing to start is the big recruitment.
It’s the job hunting season for fresh graduates in the new year. Today is different from the past. Students from various universities in Neon can only envy the good luck of their predecessors.
The days when you could get top-notch hospitality and gift money just for attending an interview are long gone.
Therefore, the large-scale recruitment at the core club of the ambitious Sanyou Consortium, which had just acquired Changxin Bank, caused a stir.
"Yahiko! Listen to your father and go!" In a private house on the outskirts of Tokyo, a man with graying hair taught his son a stern lesson, "It's time to mature, don't say things like that!"
"I won't go." The son, a young man in his early twenties, looked at the TV with a stubborn expression. "That guy is the devil who should be defeated! I don't want to go to his club and be his accomplice!"
"Are you planning to stay at home after graduation? The animation you like to watch is not the work of his club?"
The young man's back froze and he bitterly turned off the TV that was playing "Slam Dunk".
"Look at me!"
Hearing his father's stern voice, the young man could only sit up a little straighter and face him.
"Dad has lost his job. At my age, I may not have a chance." His father's tone became much gentler, "Yahiko, I can no longer protect you and your mother like before. Do you understand?
"
The young man clenched his fists and looked at his hands.
"I'm not asking you to take on the responsibility of taking care of us in the future, but for your own life." The father sighed and persuaded earnestly, "The real world is very cruel. The boundaries between justice and evil are always blurred.
It’s unbelievable. Demon kings and the like can be seen everywhere in reality. But!”
Hearing his father pause, the young man raised his head and looked into his eyes.
"Remember that you admired him before! With your own abilities, even the devil king can learn from those who have achieved this level! Whether you want to hit him or discover the truth, you shouldn't just stand far away.
Barking like a wild dog!”
The father's words were so harsh that anger flashed in his son's eyes.
So his eyes softened: "Go! Go and see if he is really absolutely evil. If not, you have a new chance in life. If so, you can also find out how powerful he is. If you are sincere
I want to hit him instead of just venting my dissatisfaction here. Real men should take action!"
"...I understand! I will go!" The young man's face turned red. "No matter what, I must ask him openly and honestly: 'Why do you treat Miss Quanshui's life like this!' No matter what, you must do it.
arrive!"
"...Go on, sign up for the club briefing now..."
My father felt very tired.
Silly son, when will you learn not to make excuses for your life decisions?
What position and qualifications do you have to question that man?
He was very melancholy. He had worked hard for most of his life. He lost his job in his later years and his son had not received a good education.
Children in the late Showa era still enjoyed too much blessing in their wanton youth in the bubble era and did not understand the cruelty of the world.
A middle school boy like this doesn't understand, but business tycoons like Wada Kazuo do.
Changxin Bank changed hands, and he had carefully sent a letter of visit to that man. Today was the day he got a reply and could meet.
This is formal, not just a phone call.
Because of the Yaohan Group he runs, the main bank is Changxin Bank, and the sub-main bank is Sumitomo Bank.
In the past, Changxin Bank had a transcendent status, so Yaohan Group could not be regarded as the core club of a certain consortium.
But now, the relationship between the Mitsuyo Foundation and the Sumitomo Foundation is well known. What’s even worse is that the Yaohan Group, which mainly operates distribution and retail business, is also facing a new competitor: Mogami Select and Mogami.
In the past two years, with the unfolding of the New Millennium Vision Plan, Best Choice and Best Goods have opened many chain stores throughout Neon.
Logically speaking, such an explosive rollout will inevitably face various operational and management problems such as supply, warehousing, and management.
But they seem to be very well prepared, with sufficient financial support and more advanced management methods.
Kazuo Wada was told by his subordinates that it was managed using computers. Computers were used in everything from supply to warehousing to the cashier in each store.
That man has a close relationship with SoftBank and has invested in a management software company in the United States.
Mogami Select and Mogami are not absolute giants in this industry yet, but their upward trend is very obvious.
Under this situation, as the core club of the Sanyou Consortium, how can they attack the Yaohan Group?
With a faint sense of uneasiness, Wada Kazuo looked at his watch.
The place where we met was at the headquarters building of Changxin Bank, on the president’s office floor.
"President Wada, please come this way." A very solemn staff member came over and bowed to him.
Kazuo Wada stood up and bowed: "It's causing trouble."
I secretly looked at the staff member and felt that his gait was a bit nervous.
This is probably inevitable. The employees who worked on the president's office floor may have been considered the core circle of the entire Changxin Bank in the past. Sanyou Consortium has just taken over Changxin Bank and has not announced a major blood change. These past employees were worried about their futures. I am working hard in the future, and it has not been easy during this time.
When they arrived at the door of the reception room, the clerk knocked lightly, and then said loudly: "I'm sorry, President Kazuo Wada of Yaohan Group is here to visit."
"Please come in." It was a woman's voice that spoke inside.
Kazuo Wada was a little surprised. Is there a woman among the senior officials of Naganobu Bank?
When I entered the door, I saw four people inside.
He saw Kinoshita Hidefeng from the Mogami Group at a glance, and his heart sank.
Of course, Tao Zhiming was sitting there. At this time, he stood up and saluted with a smile: "Wada-san, thank you for coming here."
"Yes, President Tao, nice to meet you."
Tao Zhiming looked at him slightly nervous, smiled and introduced: "Brother Xiu Feng, no introduction is needed. President Takagi must also know Tian Sang. Although it has not been officially announced, Gao Mu Sang will temporarily serve as the president. The new president of Changxin Bank."
Kazuo Wada was shocked and quickly greeted Takagi Renpachi: "I will ask President Takagi to take care of me in the future."
Takagi Renpachi smiled: "Please take care of President Wada and continue to trust us, Naganobu Bank. By the way, the affairs of the corporate financing department will be handled by Maehara in the future, and President Wada also needs to get familiar with it."
Maehara Kumina bowed slightly: "Please take care of me."
Kazuo Wada did not dare to neglect and exchanged business cards with her. The corporate finance department is naturally responsible for credit and other financial services for clubs. Her position is not a simple minister, but a specialist.
After Tao Zhiming asked him to sit down, he said, "The Yaohan Group has been famous for a long time. I heard that "The Story of Ashin" is based on your mother. Her mother wrote "My Business"
"Tao", I also collected a copy and study it often."
Kazuo Wada was a little surprised and bowed to express his gratitude: "Before my mother passed away, I also praised President Tao very much."
Tao Zhiming sighed: "It's a pity that I have been very busy these years and have not been able to visit."
The gesture of small talk seems to be to close the distance. Kazuo Wada came to visit today because he still wanted to find out the issue he was most concerned about first.
After looking at Kinoshita Shufeng, he owed a compliment: "I feel that I have benefited a lot from Mogami Ryohin and Mogami Selection's entry into the distribution field, their product lines and business models. Kinoshita-san, although there is competition, in the future
Hope to communicate with you more."
"It's an honor." Kinoshita Hidefeng smiled and nodded.
This smile made Wada Kazuo feel a little numb. Why did he feel that he had an ulterior motive?
Tao Zhiming said at the right time: "Wada-san has been in charge of Yaohan for 32 years and has expanded his business overseas. I have also seen Yaohan stores with prosperous business in Xiangdao. If I remember correctly, Yaohan now has 42 key stores in Neon.
, there are also 26 overseas, right?”
"...Ashamed." Wada Kazuo said, "President Tao remembered it very accurately. Yaohan's current business scale cannot be separated from Changxin Bank's trust and help in us."
"I think Wada-san's strategy is not wrong, and the global strategy is valuable."
Kazuo Wada was silent for a moment, then smiled bitterly and said: "President Tao, President Takagi, Special Representative Maehara, and since President Kinoshita is also here, it should be that Changxin Bank has some opinions to express about our Yaohan Group's loans, right?"
He stopped talking in circles.
The biggest mistake Yaohan made was probably its global strategy. In the bubble era, due to the large amount of financial support, it expanded too much. Especially the 26 overseas stores were fully expanded in the past 10 years. And Neon
It took more than 60 years to slowly accumulate the 42 stores in China.
As a result, Neon's domestic consumption desire has suddenly slumped, and Yaohan has fallen into relying on debt to operate. In order to change the financing dilemma, even though the stock market has collapsed, Wada Kazuo has listed Yaohan Group and its two subsidiaries.
.
As a result, the stock market has been unable to recover and has encountered a major financial consolidation. From banks to the stock market, two important financing channels have become extremely difficult. Today, the total debt of Yaohan Group has exceeded 100 billion yen.
The position of major bank Chang Yin is crucial.
Now, what will the new owner of Changxin Bank, a man who also has huge influence on Sumitomo, the sub-main bank of Yaohan Group, think?
Kazuo Wada felt as if he was just a fish waiting to be slaughtered.
"Specialist Maehara." Tao Zhiming specifically called the new position of Kumina Maehara, "Please introduce to President Wada our Changxin Bank's plan to revitalize the Yaohan Group."
"Yes." Maehara Kumina felt delighted and opened the plan book in front of her, "President Wada, the current total outstanding loans of Yaohan in our Changxin Bank are..."
Kazuo Wada listened to this blankly.
Of course he is aware of these debt situations.
Although the Changxin Bank revitalization plan provided by Sanyu Holdings to the Financial Revitalization Committee also included a revitalization plan for some important customers such as Yaohan, Wada Kazuo did not know the details related to himself.
Maehara Kumina finished talking about the current debt situation before talking about the key point.
"Changxin Bank still trusts President Wada's business strategy and management capabilities, and its debts to Yaohan Group can be extended for three years."
To be continued...