"Yao Dalang, don't be afraid. If you admit your mistake in front of the magistrate, you will be exposed," another yamen runner comforted. They also thought that Zuyang had lost his luck, so Wang Ju paid attention to it.

But this is normal. As long as you let usury out, half of them have done similar actions.

Besides, in order to hoard green salt, the rich people in Qingzhou are trying every means to save money and silk. As long as Yao Dachong is honest, I believe Zhang Shi will not be sentenced to a heavy sentence.

Yao Dachong had no choice but to release him.

When the two yamen runners saw the mother and daughter, they immediately figured out.

This matter is really big. The little magistrate seemed to hate this behavior the most, and even ordered the three armies to rape women when they arrived at the enemy, otherwise they would be killed immediately without laziness.

The two yamen runners looked at each other without saying anything, but said one sentence: "Yao Dalang, then you bring the loan contract and go to the city with us."

Yao Dachong's house is located on the outskirts of Huai'an Town, not far away.

An elderly yamen runner looked at the mother and daughter again and said, "You come with us too."

Three people were brought to the town.

The elderly yamen runner whispered a few words in Zhang Feng's ear, meaning that the man was released, that mother and daughter, but this young woman seemed to have been ruined by Yao Dachong.

The Song Dynasty attached great importance to chastity similar to the 1990s. It was said that it was not important to pay attention to it. Some people also like mature women, such as Chai Rong's adoptive father Guo Weite liked widows, and Liu E was also a villain's wife. The same is true among the people. After the concubines of wealthy families were released, many ordinary people liked to marry such "mature concubines". However, they said they did not pay attention to it, and gradually took it seriously.

This trend can be seen through prostitutes. Many prostitutes are laughing at their own identities. They always hold on to their own body as jade and regard themselves as pure prostitutes.

Therefore, this matter can be said to be small and big.

At least it will spread, and someone will laugh at Zuyang and his wife.

Zhang Feng looked at the Jieqi first and said, "You are Yao Keming?"

"The smallest one is exactly."

"I asked you, the loan contract clearly states that Zuyang will not be allowed to repay the debt until August this year. Why should we collect debts now?"

"Ming Gong, the young man is short of silver now."

"Then what right do you have to plunder Zu Yang's wife and daughter?"

"The young man couldn't get the money, so he had to use his wife and daughter to pay off the debt."

"Then what did you do to Zuma?"

"The little one is wrong. The little one is wrong."

In fact, Yao Dachong also had another charge, that is, no women were allowed to be sold in the Song Dynasty, but this ban also became a joke. Not only were officials selling it, but the eunuchs in Song Renzong's palace also bought two beautiful girls, and the two girls were still engaged. Then Wang Su and other ministers asked Song Renzong for someone, Emperor, it is wrong for you to do this. Song Renzong couldn't bear it, but it was indeed wrong, and finally released the two girls out of the palace.

Moreover, Wang Ju is also selling prisoners of war. Among these prisoners of war, Ma Kui soldier is the girl's mouth.

The Song Dynasty's law and order did not say that it only prohibited the sale of the Song Dynasty's female mouths, and the outer female mouths were casual.

So Zhang Feng did not ask questions. Instead, he said, "Take him back to Qingzhou City first and question him carefully."

"Here," Zhang Qing added a copy word before the question. The yamen runner understood and responded, and took Yao Keming to the Qingzhou cell.

Zhang Qi put everyone away and looked at Zu Yang and said, "Zu Yang, I say that good fortune and good fortune are in harmony. You have to pay attention to the emperor Wang. This is your luck. So when this happens, you can also treat it as a way to eliminate disasters."

In other words, you didn’t have such great blessings, but now this blessing has come, so God is destined to give you some hardships.

In a popular idiom, it is called "no blessing to eliminate suffering".

What should I do? I had to comfort myself like this.

"And the magistrate Wang will give you justice, but I have to say two more. First, Yao Keming will be punished with evil, but if you owe him your debts and get the government loan, you will definitely repay them to his family as much as possible."

"The little one must obey."

"Well, Wang Zhizhou values ​​you, not only you have some ideas, but also your usual character. Secondly, the government will soon issue your loan to you, and Wang Zhizhou will also invite a skilled craftsman from there. And you just came to Huai'an Town and saw at the gate of the city that Wang Zhizhou intentionally exchanged supplies for a large number of livestock on the other side of the mountain, including cattle, horses and sheep, including some wool sheep (sheep). Not only that, Wang Zhizhou will also introduce some measures in the future, not really intending to completely interrupt the trade between Song and Xia. If the price is right, you can still exchange a lot of fur from the other side of the mountain. In other words, your workshop can start construction without waiting for the autumn."

"Thank you for the magistrate and thank you for the Ming Gong."

"We are your parents' officials. You don't have to thank you for doing these things. If you really want to thank you, remember in the future, don't forget your fellow villagers while getting rich. Secondly, I will write a confession to your wife later. This matter has been revealed. You must manage it with peace of mind. Don't even be able to repay the government's profits in the future, which will disappoint everyone's expectations for you."

“Yes, yes.”

Then Zhang Qing recorded his confession and asked their family to go back. Then he thought about it and called a yamen runner to go to Yanzhou to report to Wang Ju.

Because he vaguely felt that this matter was not simple, and there was a fatal exemption method behind the Qingmiao Law...

After Wang Ju looked at the case file, he asked the yamen runner: "Are you from Huai'an Town?"

The government agencies of the Song Dynasty ended at the county level, and the remaining townships did not place administrative departments except for taxation or warehousing.

Although Huaian Town is an important military and commercial fortress, there is no administrative department, and all the administrative departments of prefectures and counties are located in Qingzhou City.

However, in addition to the officials of the prefectures and counties, there are also a large number of clerks, yamen runners and yamen fronts. This is a huge number. They not only come from Qingzhou City, but also from various parts of Qingzhou. Therefore, when Zhang went to Huaian Town, the clerks brought by Zhang Shi, most of the clerks in the yamen fronts were from Huaian Town.

But Wang Ju asked for a question in order to confirm.

"Ming Gong, the youngest one is."

"Are you familiar with this Yao Keming? How is this person usually likes and dislikes? Please answer fairly."

"This person is usually a bit vicious, so he is called a big insect by the people in the village. But his family has a lot of money."

"Then why did he only give Zuyang two-point profit?" Wang Ju asked again. All of these information were secretly found by Wang Ju sent soldiers and found out that Zuyang borrowed a lot of money, but most of them were two-point profits. Although two-point profits were also scary interest, compared with the high interest loan of the Song Dynasty, the interest could be said to be the starting price. Therefore, Wang Ju did not pay much attention.

"I have heard of some of the younger ones. After last autumn, Zuyang weaved a felt blanket, and his skills were quite exquisite. However, he wanted to further improve it and also add some looms, so he borrowed money from the villagers. Because he saw the prospect, Yao Dachuan borrowed some money to him. The interest was not heavy, and if it was heavy, Zuyang might not have borrowed it. At that time, no one expected that Xixia would invade. The government would strengthen the walls and clear the fields and slaughter all the sheep. He did not expect that the court would occupy a section of Hengshan and block several business roads in Hengshan."

On Hengshan Business Road, Wang Ju actually didn't want to block it at all, but now in order to quickly sell the green salt, the truth will not be told in advance.

However, after saying this, Wang Ju also understood.

This is the same as private lending in previous lives. The richer you get, the more people want to lend you money, and often the monthly interest rate is only one cent.

The less money you are, the harder it is to borrow money. The ones you can borrow are often real usury, with a monthly interest rate of 20% and 30% or even 6%.

In the Song Dynasty, the interest rate among the people was higher, starting with an annual interest rate of two cents, and such interest rate accounted for a very small proportion, most of which were six cents, or even between 100% and 300%.

But that's more than that.

Wang Ju thought for a while and said, "Let's do this, let Judge Zhang Tong behead this person for the crime of abducting his wife and daughter."

"ah."

"Why are you surprised? If you often take other people's wife and children to become slaves of the army, how to manage the local government?" Wang Ju asked back and wrote a memorial. This matter has nothing to do with the military army. You must report to the court for approval before Yao Keming can be executed.

Therefore, after writing it, Wang Jujiang also wrote it, and there was another charge in this memorial, that is, to abduct a wife and daughter and rape her. I won’t say it on the local cloth, so that the people can guide Zuyang and his wife in the future.

But Wang Ju's intention is not only that, but the Qingmiao Law and the Immune Law.

Before the implementation of the Qingmiao Law, the first was the cruelty of usury and the landlords who used usury to merge land, not only annexed the land of poor people, but the debt was not paid off. Therefore, the whole family and the young were all hostages, detained in the names of various landlords, and became their slaves. Once the land was found, people were found.

Secondly, there is Changquan. The state sets Changquan. It means that the storage in the bumper year, and the price of grain is suppressed in the deserted year, and the loss is severe because the clerks are greedy for ink, and the deficit is severe. In the bumper year, they want to change the new stock because of the price cuts by grain merchants, which causes a more serious loss. In the bumper year, the lack of grain storage cannot suppress the hoarding. This is the pitiful grain storage, and because the clerks are greedy for ink, they either sell it to the people with gray sand, or because the state warehouse is far away from each county, it is inconvenient for the people to purchase.

Therefore, Wang Anshi used the Changping position to link it with Qingmiao Loan to introduce the Qingmiao method.

Then, use Changping Warehouse Grain worth more than 10 million yuan and the Transportation Department to lend directly, or exchange it with the Transportation Department for money and money to lend. The average price of grain prices in the previous ten years was used as the loan price. Loans twice a year, the thirty of the first lunar month, the thirty of May, and the thirty of the first lunar month is the end of the autumn tax. Some people are short of grain and the spring famine comes. Therefore, when paying the autumn tax, they will borrow this Qingmiao loan to prepare for the spring famine and repay the loan on May 30. However, the proportion of summer harvest is not large. After paying the summer tax and the Qingmiao loan, some people may face summer famine again, so there is also a summer loan. May 30 is the time to pay the summer tax, and you can also borrow the Qingmiao loan with the summer tax and repay it in October.

Therefore, if you don’t do it well, it is not a two-point profit, but a four-point profit!

There is another example. Since the promotion of the Qingmiao Law, the country has spent between 15 million and 20 million yuan each year, but not more than 20 million yuan. However, the profit is between 3 million and 4 million yuan.

It's exactly two cents of profit.

But what about some dead debts? What about the corruption of officials and clerks?

Actually, it is called two-point profit, and it may be three-point profit if it is allocated to the people!

The first-class household is 15 stakes, the second-class household is 10 stake, the third-class household is 5 stake, the fourth-class household is 500 stake, and the fifth-class household is 10 stake.

If you have a third-class household or above, do you need this Qingmiao loan to help? What’s so bad is that if you want to have a loan below the fourth-class household, you need a guarantee for the senior household chief, otherwise you won’t lend it to you. Moreover, in some prefectures and counties, the Qingmiao loan has not been fully distributed, so you have to pay a new payment, which means you have to pay more than this number.

The levy is the will of the court, and it will be even more chaotic when it is implemented locally. For example, if you lend grain, you often pay the warehouse to the people to old grain. However, officials estimate the price of new grain in the past. For example, if you lend mung beans in Suzhou, each bucket of top 75 cents and the second is 72 cents. However, when the new grain comes, the price of old grain plummets, which forces the people to repay the loan with new grain, which is actually equivalent to invisibly reducing the people's income.

So Sima Guang and others wrote a letter to impeach, but Sima Guang was also talking nonsense, saying that Shaanxi used a dou of Chenmi to lend 70 yuan, and then let the people repay the loan with a dou of new good wheat for 40 yuan, which made the court profit nearly twice.

Can the wheat price be the same as the rice price?

There are also some people rumored that Shaanxi officials ordered prostitutes to sit in the shop to place wine to lure everyone to take the initiative to borrow money. Isn’t this nonsense?

Wang Ju himself did not want to express any ideas about the Qingmiao Law. Wang Anshi's reforms were to eliminate the national ill-fated policies and to improve the difficult finances. However, the black hole was not filled, what should I do if I didn't make money?

Besides, they are spending money on their own, and the first-class household plans to borrow twenty trump cards. They don’t need to borrow twice. They only charge four trump cards in a year, so people won’t die...

Some aspects have indeed suppressed some usury and mergers and problems caused by usury, but their role must not be exaggerated. The main thing is to make money.

Therefore, Wang Ju used this case to explain two issues in a vague way.

The first problem is that these powerful men are indeed lawless. The loan contract has not expired, which means that Zu Yang did not breach the contract, so he dared to force Zu Yang's wife and daughter to rape him.

This problem is very serious. Everyone, don’t pretend that you can’t see it.

The second problem is this interest. Although there are often scary loans of 100% to 300% among the people, if it is a reasonable investment, many people are willing to release it even if it is a two-point profit. But the interest of the Qingmiao Law is in the name of two points, but in fact it is four points!

It is not important that the court agrees to execute Yao Keming, what is important is the reflection behind this.

There is no way. Wang Ju thinks that he will not stay in the vortex after he has come down. In fact, it is not. Can the Qingmiao Law escape by governing Qingzhou by himself? There is a more headache-inducing law for exemption from service soon, and that levy is more...

After writing this memorial, Wang Ju ordered a horse to be sent to the capital.

But he then walked a few steps in the room and felt that he was a little bit playing the piano to the cow. He said it, would it work?

Just like the later TG, they were all softened to that point, but how many countries in the outside world recognized it? On the contrary, they ignored the facts and continued to demonize. Thinking of this, he sighed in his heart, thinking that he would do it alone. (To be continued...)
Chapter completed!