Ye Qiu, Cheng Mu, Sun Dao, and Qiu Qiang are all minors who have not graduated from high school. The word stock often appears in life when you are a child. If you ask more details, you will be speechless.
Even Lin Xue, a person who claimed that he had lost all his money after graduating from university, looked confused.
I listen to long-term discussions on stock reporters on TV all day long, and I am very eloquent in this line and that picture. It is my turn to say that, but I don’t know where to start.
Xia Qingying was full of aura and returned the question to Tang Xin in one sentence.
"Oh? Then tell me. Let's listen carefully."
Tang Xin looked at five confused faces and one of them watching the show and said, "I'm going to see you."
"Putting aside the miscellaneous factors, stocks are basically three factors. First, the company that issues stocks have good performance. Second, the supply and demand relationship, and if there are many people buying, the stock price will be raised. Third, policy, we often read news, when the central bank, the EU, or the Federal Reserve wants to save the stock market, it will introduce new financial policies."
As soon as he finished speaking, Ye Qiu asked in surprise: "Didn't you just say you don't understand stocks?"
Tang Xin pushed her back.
"If you go to a bookstore to buy a book about stocks, you will understand these things, but does this mean you understand stocks? This way, people all over the world who buy stocks understand."
Ye Qiu lowered his head in shame, Xia Qingying stood up for her, and said with a stern face: "Tang Xin, pay attention to your tone, don't talk about useless things, pick up the important ones."
Tang Xin didn't think there was something wrong with his tone. He just liked to use some exaggerated metaphors to illustrate the essence of the problem.
Shrugging and making self-interest, Tang Xin continued: "Then first analyze the first situation, the company's performance. If there is no supply and demand relationship in the stock market and the policy impact, the actual value of a stock will rise or fall, which is actually a long process. It is impossible to hit the daily limit today, and it will rise again tomorrow, and it will continue to rise for a month. This is separated from the embodiment of the stock value itself. However, if there is no supply and demand relationship in the stock market, then it is better to put the money in the bank and eat interest tightly without risking losing money day and night. Although there is no difference between depositing money in the bank now and losing money."
As soon as he finished speaking, Lin Xue widened her eyes and questioned: "How could this be? Will the money deposited in the bank be compensated?"
Tang Xin covered his face and sighed. The key to his words was the first, not the last complaint afterwards.
However, since Lin Xue asked, he had to patiently explain: "Twenty years ago, you had 200,000 yuan, and you could buy a house of more than 100 square meters. If you deposited the 200,000 yuan in the bank and took it out today, you would find that you could only buy a balcony and a bathroom. Ten years ago, you had a fast food for 5 yuan, and today, you would have to pay at least 8 yuan. The price of vegetables and rice was less than 60% today. Everything in life, food, clothing, housing and transportation, prices are rising. However, what you could buy for 10,000 yuan a year ago, and today you also used 10,000 yuan, but found that the purchase of things is not as much as last year. Even if the interest rate of less than 5% per year is still less than that of the bank."
"Oh, I understand what you mean. But this should be the reason why housing prices are rising rapidly, right?"
Lin Xue seemed to understand but she was skeptical of Tang Xin.
Tang Xin rolled his eyes helplessly and sighed: "Indeed, soaring housing prices is an important factor. But it cannot be ignored that the same labor and the same efforts were able to buy a house twenty years ago, and today I can only sigh. If you think my words are wrong, then deposit it in the bank for as much money as you have and withdraw it twenty years later. You can take the principal and interest to see if your purchasing power has increased!"
These obviously angry words made Lin Xue frightened and dared not say anything more. Sun Dao patted her hand and chuckled in a low voice: "Don't worry, he is actually very grateful to you, so that he can get a little more stinky fart."
Qiu Qiang looked confused and asked, "Tang Xin, as you say, what should I do if I have money? Are you waiting for depreciation little by little while shook hands?"
Tang Xin snapped his fingers and said, "Of course not. Ambitions use them for investment, and those without ambitions must at least keep the money in their hands. I believe that many people will be very despised when they see nouveau riche buying jewelry that they can't use every day for their lifetime! Right? In fact, I want to say that we can't just see their side of showing off their wealth. This is also an investment. Gold jewelry is an item with a very long shelf life, gold real estate, antique artwork. Why are so many rich people flocking to it? Because ten years later, twenty years later, these can not only maintain value, but even appreciate to a large extent! What should we ordinary people do? Can't afford antiques or real estate, can we only sit and wait for death? Therefore, high-return investment projects have a fatal attraction in sight, and this temptation may be a trap that will never be restored!"
The six people sitting on the sofa heard Tang Xin's endless remarks, and were full of concentration and shocked.
Perhaps, if an elder says the same thing here, they will naturally accept it, but Tang Xin is always too young, and there is a strong contrast between his words and age.
What I took for granted is Sun Dao. His poor grades were greedy for fun, and Tang Xin’s average grades were because he focused all his energy on other things.
"You're off topic? Are you talking about stocks? Why are you going so far?"
Xia Qingying's words woke everyone up.
Before Tang Xin could enjoy Cheng Mu Chong's gaze, he said calmly: "Okay, let's talk about the stocks. Let's put aside the second supply and demand factor, the policy, the domestic stock market is actually immature and often violates the operation of the Securities Law. It is largely policy intervention. When the international financial environment is bad, the domestic stock market will definitely be affected, but as long as there is policy support, the stock market cannot be crossed. As for why, you can imagine if the money of shareholders across the country has become waste paper, then... everyone is tacit. Moreover, because of the policy, it is not difficult to understand why a large number of people make profits from the stock market."
"Why?"
Lin Xue seemed very interested in these things and didn't mind Tang Xin's tone that was a little rude to her before.
Tang Xin was not biased against Lin Xue, but said: "If you know when the Federal Reserve will issue policies to save the market, the next thing you want to make money is just a matter of how much money you make. The financial market is ups and downs, and the difference in the middle is all money. Buffett said that he cannot predict the rise and fall of stocks, which is a lie in our country. The key is that you are just an ordinary person. When the stock market will rise to the top, you don't know, so you can't run, and when the stock market will fall to the bottom, so you can't catch up. And if you all know, take the elevator when the stock market is at the end and run out on the top floor, you can carry Kingsoft home and build a palace."
After saying this, Tang Xin himself fell into deep thought and was silently enlightened.
Perhaps it is this financial environment that makes my aunt rather travel across the ocean to invest abroad. Without channels and higher connections, this market has been unfair from the beginning. The ups and downs of the stock market over the decades, and the astronomical figures of the people being swept away are not enough to describe its shock.
Behind the amazing wealth, there are always heinous sins.
"Hey, why are you stupid? It's not just the editor who is talking about it now, right?" Xia Qingying and others were waiting for Tang Xin to continue talking, but they didn't see him say another word for a long time, and couldn't help but urge him.
Tang Xin came back to his senses, sorted out his emotions, and put his hands in his pockets and said calmly: "Then the second factor left is the supply and demand relationship, and political courses. We have learned the most simple price theory. Supply oversupply, falling, supply in short supply, and rising. The same is true for stocks. When there are too many people buying, they buy them at high prices. After a few moments, the price starts to rise. Those who buy stocks choose stocks and will definitely choose stocks that they think will rise. After all, there is no shorting mechanism in my country's stock market. Ye Qiu's father was recommended to buy a stock, and Manager Xu, if he is a trader, there is no need to persuade Ye Qiu's father. After all, if he operates on the agency, there will be a share of the money, so I will not doubt it. But he told Ye Qiu's father free of charge that could be called insider information, which is unusual."
Everyone probably understood Tang Xin's previous words, but Ye Qiu was still unable to clarify his thoughts while listening. At this moment, he asked anxiously: "Tang Xin, can you explain it a little more clearly?"
Tang Xin's expression was quiet and said lightly: "In order to let you better understand my worries and guesses, first of all, I would like to ask you, do you know what Ponzi fraud is?"
Ponzi fraud?
Everyone was confused, only Xia Qingying shook her head but had a smile in her eyes.
Chapter completed!