Chapter 155 The Queen Mother is indeed domineering

The Central Plains is a fertile land, but it is not the only one in western Henan, especially in Xin'an County. This is a typical hilly and mountainous land, with not many plains in large scale, mostly small basins.

The fertile land that is fertile and easy to irrigate is basically fat from the mouths of the Zheng family of Xingyang and the aristocratic families of Henan County. Even if Chen Ying opens up land, he will only pick up some barren land. Even if God is giving food, the weather will be good all year round. Unfortunately, such a year is not even two years in ten years. Even in that case, the output made Chen Ying very worried. The farmers worked hard for more than half a year, and the output of a mu of land was only about five dou of stone, which was almost enough for a person to eat for 50 days in peacetime.

Chen Ying thought about what he saw and heard in later generations. He always produced more than a thousand kilograms per mu, so he naturally felt that the yield of less than one stone and five dou of one mu was too small. Chen Ying was also sighing that it would be great if he could bring some corn, potatoes, or pepper seeds at the beginning.

Since the land in Henan County cannot build such large-scale farms, these refugees can only be placed in units of hundreds or ten households. Like Lingzhou, where there are no control of aristocratic families and clans, Chen Yingzi can gather together in ten forts and towns, which is convenient for management and defense.

It’s just a pity that the Central Plains have always been a place that major families attach importance to, especially the areas controlled by the aristocratic families in Shandong. There is almost no large-scale wasteland here, which makes Chen Ying unable to find a place even if he opens the land.

These refugees were hung by Chen for more than a month for two meals a day, one thick and one thin. These refugees gradually adapted to Chen Ying's arrangements.

The arrangement of tens of thousands of refugees was divided into thousands of villages and thousands of farms in Henan County, but a large number of farm tools were needed. The workshops under Chen Ying's name did not have the production of tillage and seeds, and Chen Ying did not even participate in the food sales and purchase business.

Although Chen Ying got enough money to resettle refugees in a short time through robbery, he had no idea how to arrange the refugees' supplies. In desperation, Chen Ying had to ask Yang Gongren, Wu Shishi and Hou Mo Chen Qian for help.

What surprised Chen Ying was that when she received news of Chen Ying's request for help, Yang Gongren and Yu Qing rushed to Xin'an County the next day. What surprised Chen Ying the most was that Samurai Teng did not come. Instead, Samurai Teng's new wife, Chen Ying's eldest cousin Yang Rong, rode her very wind-catching four-wheeled carriage and arrived in Xin'an.

Yang Rong held her skirt with her hands to prevent the hem of the skirt from being dragged onto the brick floor. She made up her makeup, and her bright eyes were still bright, shining brightly under the candlelight.

Li Xiuning looked at Yang Rong's makeup, it was unimaginable that Yang Rong was basically a woman in her forties. It seemed that no trace of time was left on Yang Rong's face. Especially Yang Rong's plump and firm breasts made Li Xiuning a little jealous.

"Wu Yang pays homage to the Gong Palace and to his brother!"

Chen Ying quipped enthusiastically: "My cousin hasn't seen me for many days, and it's a little more beautiful."

Suddenly, Chen Ying felt something was wrong with the atmosphere. He turned his head and saw that Li Xiuning's face was a little unnatural.

Fortunately, Yang Gongren was a veteran and went up to fight and smooth things over, saying, "Your Highness the Princess, I don't know anything. Chen Ying and I are cousins. In terms of seniority, Rong Niang or Chen Ying's eldest cousin!"

When Li Xiuning heard this explanation, her face calmed down a little.

Yang Rong seemed not to notice Li Xiuning's embarrassment at all. She sat openly on the soft couch and ordered the maid beside her, "Go and bring the Yiyang tea I put in the carriage!"

Only then did Li Xiuning notice that Yang Rong actually had a four-wheeled carriage, but seeing that Yang Rong's carriage was much worse than hers, Li Xiuning felt a little more comfortable.

Chen Ying knew that the so-called Yiyang is Xinyang and Yiyang tea in later generations. Isn’t that Xinyang Maojian? It is the top ten famous Chinese teas in later generations.

However, when the maid brought Yang Rong's Yiyang tea, Chen Ying felt that Yang Rong was scattering the natural things and had to pound the good tea into tea foam. Then, he added ginger, garlic, pepper, salt, and even mutton oil. A thick bowl of it was as thick as porridge. Yang Rong, Li Xiuning, and Yang Gongren both ate it with relish.

Chen Ying really couldn't stand this strange taste, but now it was not the time when Chen Ying showed his tea skills, so he had to ask Yang Rong for some tea and prepare to fiddle with it slowly in the future.

Yang Rong looked at Chen Ying with a smile and said, "Little cousin, can you say it now? What help do you want?"

Chen Ying said: "Due to this war, a large number of refugees appeared in Henan. I am now the ambassador of comfort, so the livelihood of these tens of thousands of refugees fell on me. I had no choice but to ask my cousin and cousin for help!"

Yang Rong waved her hand and said, "Married daughter, splashed water. Now I can't help with Yang's affairs. I can say something to Wu's family. Let's do this, what kind of food do you need? Is 50,000 stones enough?"

When Chen Ying heard this, he gave Yang Rong a thumbs up.

As worthy of being the biological mother of a generation of queens, she is indeed domineering. She opened her mouth and said 50,000 shi of food. Yang Gongren said lightly: "Yang can also help my cousin with 30,000 shi of money and food."

When Chen Ying heard this, no wonder the ancient aristocratic families could control local government affairs. Just like now, as an outsider, when Chen Ying wanted the Zheng family to support him, the Zheng family was silent. However, because the Hongnong Yang family had a relative with Chen Ying, they spoke for 30,000 to 50,000 yuan. The gap is too big, it is a world of difference.

Of course, this is also a common thing in this era. A huge family has full support for their children in the family. When a family's financial and material resources support a person or a few people, even a fool can achieve success. For example, Wang Xizhi, a great calligrapher in the Southern and Northern Dynasties, was the right general of the Eastern Jin Dynasty. His status is equivalent to the vice chairman of the Military Commission and a super general. However, except for making achievements in calligraphy, Wang Xizhi did not make any achievements in military affairs, and he even had a record of leading wars or military opinions. He is a typical person who occupies a pit and does not shit. (But Wang Xizhi has a very high reputation)

Chen Ying thought for a while and said, "As the saying goes, brothers settle accounts clearly, I can't let my cousin and cousin suffer losses. I mean, let's establish a joint venture mechanism!"

The money house founded by Chen Ying naturally used the functions of later banks to regulate the market economy. As the saying goes, it is difficult to kick the head. Now, with the government not intervening, how to implement the banknotes issued by the Tongli Money Bank in the Tang Dynasty has become a headache for Chen Ying. Of course, using the military pay and reward expenses of the left and right guard rate and the left and right guard rate is only a part of the money. After turning around, these paper money has returned to the Tongli Money Bank. Almost no one collects or continues to use this paper money.

Yang Gongren was not keen on doing business, so he got up and looked out the window with his hands behind his back. Chen Ying took out a small box with a thick stack of paper in it.

Chen Ying handed the papers to Yang Gongren, Yang Rong, and Li Xiuning. Li Xiuning looked at the papers inexplicably. The papers were printed with patterns of mountains and the Great Wall, and the front was the words "Tenjin" on them. There were also patterns of Yangtze River and Yellow River, and the front was printed with five-singles. There were also patterns of Chang'an City, with two-singles on them, and the fourth was printed with Luoyang pattern with words "Tenjin" on them.

Li Xiuning frowned and asked in confusion: "What is this?"

Before Chen Ying could explain, he saw a gleam in Yang Rong's eyes: "Is this money?"

Chen Ying nodded and said, "This is a banknote issued by Tongli Money House. How beautiful is it?"

In fact, this is not the earliest paper currency in history. During the reign of Emperor Wu of Han, due to the long-term battle with the Huns, the national treasury was empty. In order to solve the financial difficulties, "Sanzhu coins" and "white gold coins" (alloy coins made of silver and tin), "white deer skin coins" were issued. The so-called "white deer skin coins" were used in the white deer skin of the palace as the currency material, each piece was painted one square foot, and the surrounding area was painted, and each leather coins was set at a fixed value of 400,000 yuan. Since its value is far from the value of the leather coins, the "white deer skin coins" were only used as a gift between kings and princes, and were not used in the circulation field. Therefore, it is not a real banknote, and can only be said to be a pioneer of paper currency.

Paper money is easier to carry than metal currency and can be used on a larger scale, which is conducive to the circulation of commodities and promotes the development of commodity economy.

Chen Ying now manufactures paper money from Tongli Money House in order to promote the commercial development of the Tang Dynasty.

Yang Rong stroked the banknotes seriously, pointed to the series of Arabic numerals on it and asked, "What does this ghost talisman mean?"

"This is the big food number, representing one, two, three, four, five, six, seven, eight, ninety!" Chen Ying said: "In order to prevent fake money, each piece is printed with different combinations of numbers. This combination of numbers represents the password with the pattern and currency value. As long as it is fake money, it can be seen at a glance. Moreover, these banknotes are easy to carry, even if it is ten thousand guan, or a thousand pieces weigh more than four jin. One person can easily carry 200,000 guan for travel."

Li Xiuning was the princess general of the Tang Dynasty. When considering things, he often started from the military: "If this is the military pay for the army, if the generals in the army mutiny, the money in their hands will... become a pile of useless waste paper?"

Chen Ying explained with a wry smile: "Theory is feasible, and what cannot be destroyed will be the credit of the bank."

After half an hour of explanation, Chen Ying finally introduced the benefits and convenience of these paper money to everyone. Chen Ying meant that he first used the money shop channels to reach a preliminary loan agreement with the refugees, and then distributed these paper money to the people who borrowed money. Taiyuan Wu family, Hongnong Yang family, Houmo Chen family and Chen Ying's own business names unconditionally received these paper money according to the face value.

Yang Rong suddenly asked, "You mean, can you get three cents of profit every year by depositing money into Tongli Money House?"

Chen Ying nodded and said, "Yes, if you deposit 10,000 guan in the bank, you can get 300 guan in a year. If you deposit 100,000 guan, the interest income alone will be as high as 3,000 guan. If it is one million guan...that is 30,000 guan!"

Yang Rong patted Chen Ying on the shoulder and said, "Sister, I have handed over the coffin book to you. When I go back, I have someone look for Ma Zhou and save it first..."

Chen Ying asked nervously: "How many save first?"

"One hundred thousand coins!" Yang Rong said disapprovingly: "Save 100,000 coins first, and the family can raise 70,000 to 80,000 coins, up to two months, and you can deposit 200,000 coins."

Chen Ying was ecstatic and said to himself: "The Queen's mother is indeed domineering."

This is also the first money-saving business of Tongli Money Bank.

Yang Gongren was also a little moved. Of course, what he valued was not the credit of Chen Ying's Tongli Money House, but Chen Ying's personal credit. Yang Gongren said: "The 128 stores of Hongnong Yang's family in Henan County, including 160,000 stones of grain, can be purchased with paper money!"

When the news of three-point profit in Chenying’s money house came, the generals who heard the news also generously donated money and promised to deposit it in Tongli money house.

In just over a dozen days, Chen Ying's generals under his command ranged from dozens to hundreds of stakes. Of course, Luo Shixin and Zhang Huaiwei deposited all their property. As for others, at least one is the same as one, most of them are dozens of them.

In just one month, Chen Ying absorbed more than 200,000 guan in Henan County alone.

...

Until now, these refugees were very nervous. Until February 17th, they finally received a letter of approval, and the Tang Dynasty's pacifier was going to distribute the fields to them. And according to the original information, they sent them piece of paper. According to the literate person, the paper said that the paper had a denomination of Yiguan, twoguan, fiveguan and tenguan.

The refugees don't understand what these banknotes are, but when they were already collecting the banknote, they had signed and pressed their handprints, using the harvest in the next three years as pledge, and they can buy what they need from the stores of the Yang family, the Wu family of Taiyuan, and the Houmo Chen family.

In the thoughts of the refugees, this so-called "paper currency" is probably a kind of bill or a voucher.

With a nervous mood, an old farmer with a vicissitudes of life on his face brought more than a dozen young people. They belonged to a farm with a total of forty-six families. Judging from experience, they needed twelve oxen and twenty sets of ploughing tools, seeds from their families and grains for their harvests after autumn. They borrowed a total of 65 stagnant of money.

"Uncle Defa, do you think we can get a good deal?" a young man with a tender face asked timidly.

The old farmer, known as Uncle Defa, smiled bitterly and said, "I don't know either, please ask!"

Everyone came to a grain shop with the word "Yang" with a nervous mood, and asked the guy timidly: "We want to buy grain!"

"Buy grain, old grain, or new grain, millet or millet? wheat or rice?"

"Two hundred stones of valley, one hundred stones of wheat!"

The guy thought for a while and said, "Two hundred stones of grain, sixteen guan, three hundred coins, one hundred stones of wheat, four guan, six hundred coins!"

Uncle Defa carefully handed the paper in his arms to the servant.

The guy skillfully took the banknotes, took out a hundred dollars from the counter and handed them to Uncle Defa. This is your change, come and get the food from me!"

Everyone glanced at me and said in amazement: "Can you really get food?"

The guy curled his lips and said, "This is not paper, it's money or money. If you don't want it, give me any amount of it..."
Chapter completed!