5019 Run on
Although real estate developers have been punished for defamation and their reputations have been ruined, there has been no change in the entire real estate landscape. Although housing prices have fallen into a deadlock, there has been no change. Housing prices are still so high and unreasonably high.
Pan.Lin Feng promised three years, but can it change in three years?
This is what many media have been slandering. They believe that after three years, if the real estate developers are still strong, then the housing prices will not collapse. Especially this time, the real estate developers have lost so many people. From top to bottom, these small and medium-sized real estate developers are embarrassed.
It’s such a shame. Many of these bosses are relatively well-known figures in other fields, but it turns out that this time it’s just as embarrassing. Wouldn’t these people be resentful? Wouldn’t they think of ways to take revenge?
Obviously, this person's heart is the most unpredictable.
As long as these real estate developers hold on, Lin Feng will be finished in three years. At present, many media with backgrounds have dug up the latest news, that is, banks all over the country have provided these real estate developers with loan interest reduction and exemption policies.
, and delay their repayment futures, and the time is exactly three years. If this is true, then within these three years, these real estate developers will be fine and live well. Then three years later, Lin Feng
If the problem cannot be solved, it will be a big loss. Moreover, this is not just a matter of shame. Lin Feng will face the doubts of people across the country. For Lin Feng, it will be an unprecedented crisis.
Three years, what will happen in three years?
"Three years?" Lin Feng smiled contemptuously, "From the beginning, I didn't expect to solve this problem in three years. I don't have that much time to worry about this kind of problem."
"Boss, what are you going to do? Now they have the support of banks. They have plenty of funds." Melissa asked confused.
Lin Feng smiled.
"It's very simple. Their trump card now is the bank. The bank supports them, provides them with loans, and also exempts and exempts related loan interest, so they can have nothing to fear. This is the strategy conceived by the person above. Just let the bank continue
If they lend money, then in three years, I will be in big trouble. But I will not give them three years!" Lin Fengyouran said, "Three years, do they think I don't know the situation in three years? I said
These three years have only numbed them, and so far, everything is going according to my expectations!"
"Boss, what are you going to do?" Melissa's eyes sparkled. Although Lin Feng occasionally acted impulsively and suddenly, Lin Feng always came up with a whole set of methods. And he often made people amazed.
method.
This time, how will Lin Feng deal with the alliance between real estate developers and banks? This is very exciting.
"It's actually very simple. The root of their confidence comes from money, and for me, all I have to do is make them have no money." Lin Feng shrugged, with a relaxed look on his face, "Let them have no money, and then they can be completely defeated."
"No money? Why no money?" Melissa said differently. This makes the bank have no money. Is this possible? If the banks have no money, then the country will be in trouble. My boss, don't you want to rob the bank vault?
But even so, you can't take away so much money. That's hundreds of millions.
"Haha, what are you thinking! How could I possibly rob a bank vault? The National Bank's vault is worth at least several trillion yuan. It would take several train wagons to drag it. How could I transport it away?" Lin Feng smiled.
Shake his head.
"What should we do?" Melissa was puzzled.
"It's very simple, just let people withdraw the money deposited in the bank." Lin Feng's eyes flashed coldly, "Since I launched Yu'e Bao, these banks have been tit for tat with me, and this time, it is even more so. So,
I’m going to give them a good look this time! Aren’t those gentlemen behind all this? I want to see how they can respond if people all over the country withdraw their money from banks!”
People across the country withdraw their money! Melissa took a deep breath. Isn't this a bank run? In European and American countries, if all depositors withdraw their money at the same time, it will cause a run and make the bank miserable. And China is a country with a big depositor.
The favorite way for people in this country is to put money in the bank. Basically all the people's income is deposited in the bank.
If this were true, people all over China would withdraw their money from banks. Thinking about that scene, Melissa was a little drunk. That scene would definitely be cruel. Of course, if it were normal, this would definitely not happen. If
Without the bank's major financial problems, depositors would not withdraw their money at the same time, causing a run. Especially for China, these banks are state-owned banks. Unless the country goes bankrupt, the bank will not go bankrupt no matter what happens.
After all, in the end, all the country's central bank has to do is take action. And if the central bank has no money, it's very simple, just print more money.
Therefore, it is more difficult for the Bank of China to cause a run. This is almost impossible. However, as long as Lin Feng is there, everything can become possible. Because Lin Feng is a man of miracles.
Immediately, Lin Feng posted a message on Weibo.
"There are not many three years in life, especially for young people, three years is too long. Perhaps, we can make things simpler. For example, if people across the country withdraw money from banks, then housing companies will not be able to lend money, then they
I can’t hold on any longer, because in less than three years, I might be able to buy a property at a reasonable price now!” Lin Feng posted on Weibo.
This Weibo post immediately aroused huge controversy. If everyone goes to withdraw money, there will inevitably be a run on the bank. This will seriously affect the normal financial order of society and cause social unrest. This is an extremely unreasonable suggestion.
However, some people think that this suggestion is extremely reasonable, because once all citizens really withdraw all their money from banks, banks will inevitably run out of money, and banks will have no money to lend to companies. And banks will have no money to lend to real estate companies.
, these real estate companies will inevitably go bankrupt as a result. Once they go bankrupt, these properties will be auctioned. By then, housing prices will inevitably drop to a reasonable range.
Therefore, Lin Feng's move is indeed very suitable. It is a killer move that can solve the housing price in the shortest time.
But, will these people go to cash in?
"Damn, he actually wants to do this!" Mr. A looked furious. He didn't expect that Lin Feng would use such a desperate move to cause a bank run to ruin his plan. And once a run really happened,
Then the social order will inevitably be in chaos. In this way, when the blame finally comes, they will also have to bear the responsibility. Because they are the cause of this incident. If so, it will prevent that person from inheriting the great treasure.
"His move is indeed very vicious, but can he really make so many people listen to his orders? Go and take out the money, is this possible?" The other gentlemen did not believe it.
The reason is very simple. When ordinary people withdraw their money, where do they deposit it? For ordinary people, the bank's interest is also very important to them. If it is withdrawn, it means a loss of interest. Are they willing to do so? What's more, the house prices have dropped.
, for those people who don’t buy houses, it doesn’t make sense. No matter how much the price rises, they won’t buy houses. In this case, why would they withdraw their money?
Also, those who have already bought a house may be the ones who most eagerly hope that the price of the house will increase. If the house price falls, wouldn’t they lose money! Moreover, wouldn’t those who took loans to buy a house lose even more. Therefore, Lin Feng
They want to call on people across the country to withdraw money and put pressure on them through bank runs to force banks to give up rescuing real estate companies. They think this is impossible.
Although Lin Feng has incredible appeal, it is impossible for people across the country to run on banks!
However, what these gentlemen did not expect was that shortly after Lin Feng posted on Weibo, many people from all over the country went to banks to withdraw money, and almost all of them withdrew all the money in their passbook accounts, without even a penny.
Then, they deposited the money into the 'Second Bank'.
At this time, the bank's business volume surged. However, compared with the bank run frenzy expected by the banking industry, it only kept them busy and did not cause the bank to collapse. What the banks were afraid of was that people from all over the country would really come.
Withdraw money, causing a run. After all, the bank cannot have so much cash. If everyone really comes to withdraw cash, it will be really troublesome!
In particular, Lin Feng has not yet made any appeals, but there are so many people coming to withdraw money. What if Lin Feng raises his arms and shouts? Wouldn’t there be more people coming? The above is not a prediction, Lin Feng’s appeal will be very large.
Is it limited? Won’t there be so many people coming to withdraw money? As a result, so many people came to withdraw money that day! If this continues, that will not be a problem!
That would really cause a big trouble.
Immediately, the four major bank presidents gathered together to study what to do about this matter! After all, this is Lin Feng’s appeal. If the whole country really responds to Lin Feng’s call and comes to withdraw money, then there will be a run on the bank. Moreover,
The most serious thing is that this bank does not have that much money!
"Don't be afraid. Now all the money you withdraw is from current deposits. Although it is a lot of money, it is not too much. The question now is, what if everyone withdraws it from regular deposits as well?"
"Periodically! This should be impossible. There is not much interest on this current account, but everyone can still withdraw it, and the regular interest is quite a lot. Since people choose to save on a regular basis, they will definitely care about the regular interest. How could they not even want the interest?
,Withdraw the regular money?”
"Well, that's true. But what if Lin Feng proposes a subsidy? What should we do about this?"
"this"
The four major bank presidents are thinking hard. If this is true, it will be in trouble! (To be continued...)
Chapter completed!