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Chapter 5024 Rely on yourself

On the same day, after the four major banks announced that they would temporarily suspend cooperation with 'Aeolus Investment Co., Ltd.' because the high returns of 'Aeolian Venture Capital Fund' may generate high risks, the next second, the bank cards of the four major banks were

It is no longer possible to conduct transactions through Alipay.

Of course, if you want to make a transaction, that's fine. However, it must be done through the bank window interface, not Alipay. This immediately brings great inconvenience to many consumers. They are used to Alipay transactions and can use their mobile phones to make transactions.

After downloading the Alipay software, transactions were extremely easy, simple, fast and convenient. But now, they are in big trouble. Fortunately, transactions are still possible, but it is just a little more troublesome. What they are worried about is that in the future they will not be able to even trade.

, that’s troublesome.

"Boss, do you think they will be shameless enough to interrupt transactions with Dingdang.com and all our company's e-commerce trading platforms?" Melissa looked worried.

Lin Feng also looked gloomy. Although Lin Feng expected that the four major banks would be so shameless, he really didn't expect that they would be so shameless. They actually attacked his Alipay directly. This was a weakness of his.

"How about asking these two gentlemen for help?" Melissa asked.

Lin Feng waved his hand. As soon as the other party made a move, he was forced to ask the two gentlemen for help. So what happens next? The two gentlemen are his last trump card, and he used it so early. What if they try again?

What to do? Therefore, we must not go to the two gentlemen for rescue.

Just when Lin Feng was thinking about this, Liu Yingying and Jack Ma came together. Obviously, they must have come because of the issue of Alipay being blocked.

"Lin Feng, I've got the news. Let's talk about the next step. The four major banks may completely ban cooperation with 'Dingdang.com', and all users' bank cards will not be able to be used for shopping on 'Dingdang.com'." Liu Yingying said with a solemn face.

, "I think the other party is definitely forcing you to compromise this time. So, what do you think?"

This time, "Alipay" was blocked, so Liu Yingying didn't need to ask. She also knew that the cause of the matter must be because of Lin Feng. So, she took Ma Yun directly to find Lin Feng. She wanted to see what Lin Feng's attitude was.

"What's your attitude?" Lin Feng asked.

Liu Yingying shrugged.

"From the company's point of view, I hope you can reconcile with Lin Feng and not affect the company's operation. Alipay has a bright future and immeasurable future value. Now it has fallen out with the four major banks, especially because of the housing prices.

If the big banks fall out, the ending will not be good." Liu Yingying said, "But from a personal point of view, I support you in fighting to the end with the four major banks. They are too condescending and overbearing. I support you in what you do.

Turn them over!”

When Lin Feng heard this, he chuckled.

"What about Mr. Ma, what's your attitude?" Lin Feng looked at Ma Yun.

"I think this matter is both a disaster and an opportunity!" Ma Yun's small eyes seemed to be shining, "Boss, I think Alipay relied too much on the support of the four major banks in the past. Of course, this is mainly because

The bank cards of domestic users are basically from the four major banks. In particular, many people’s salary cards are also from the four major banks. So, I think, this time, maybe we can completely get rid of the control of the four major banks.

.Let our users no longer use bank cards from the four major banks for transactions in the future, but instead use bank cards from other banks, such as 'Second Bank' or other private banks!"

After hearing this, Lin Feng became more interested.

"Mr. Ma, continue talking!" Lin Feng asked expectantly.

"Boss, this is what I think. Since the four major banks want to clamp down on us, why not let us kick out the four major banks completely. Now the best bank in the country, besides the four major banks, is your 'second bank', boss."

, but the 'Second Bank' is a foreign-funded bank (registered in Hong Kong), so it is subject to many policy restrictions. Bank branches can only be established in a few cities such as Shanghai and Beijing. Normally, ordinary people deposit money through and

The cooperation of other banks (mainly the four major banks) allows them to withdraw money from their teller machines without handling fees." Jack Ma took a deep breath, "And since the boss and the bank broke up, it has become inconvenient to withdraw money.

Now, these four major banks have directly blocked Alipay, and may even block 'Dingdang.com'. Then I think we should simply break away from the four major banks in the future, so that e-commerce and the four major banks will no longer have anything to do with each other! They want to use their

To curb their monopoly position, we cannot cut the bottom line so that they will not be able to earn profits from e-commerce in the future!"

Lin Feng nodded.

"Continue!" Lin Feng felt that what Ma Yun said was very touching.

"Boss, this is what I think. We will use the 'Second Bank' as the leader, set up a joint venture bank in the country, attract those private banks to come in, and then set up a joint venture bank that can fully compete with the four major banks, and then let

People transfer all the money in their bank cards to these banks. Including those companies, let them issue cards and directly open accounts in this new joint venture bank to pay wages. I believe that with the popularity and status of the boss, he will be able to win over many

Companies and people come here. In this way, the four major banks will no longer try to suppress us. In the future, 'Alipay' will no longer need to look at anyone's face, and will have an opportunity to take off. Of course, the most important thing is that

, we can really change China’s financial order!” Jack Ma said with fists, “Without the control of the four major banks, China’s financial order will be more active, especially e-commerce, which will become extremely active. E-commerce is by no means only

Not only can it be used to buy or sell goods, but it can also be used to conduct various transactions, especially financial transactions. We can allow people to enjoy more of the speed and convenience brought by e-commerce!"

Lin Feng thought for a moment.

"Indeed, this may be an opportunity to overthrow the four big mountains of the four major industries. But in that case, I'm afraid we will be completely at war with each other." Lin Feng sighed with emotion. It was because of the four major industries that he could be where he is today.

The help is there. After all, on several occasions, the four major banks have provided a lot of cash support to themselves, allowing them to flex their muscles in the international financial market. This is because they have the support behind them. Now it seems that,

I'm going to completely break up with them.

However, Lin Feng doesn't feel any regrets, nor does he feel any uneasiness in conscience. Because this is a business dispute, and everyone has his own master.

"Mr. Ma, what should we do?" Lin Feng asked.

"Boss, first of all, we need to set up a joint venture bank to unite all private banks and non-state-owned banks across the country. We will send a message to invite them to come over, but then you, boss, must come forward to promote this negotiation. Then, there is

I have sent documents to representatives of major companies across the country, requesting them to pay wages in a brand new bank. I think you are the only one who has come forward. Mr. Liu and I are probably both soft-spoken, and those people will not give us face," Ma Yun said.

, "So, this time, boss, you have to go all out. Then, we are declaring war on the four major banks! If they want to suppress us, we will completely get rid of them and set up our own business. Not only will we set up our own business, we will step on them directly."

Underfoot!"

"Okay. Then do this!" Lin Feng nodded.

Immediately, Liu Yingying and Ma Yun urgently invited the CEOs of major private banks across the country to the capital in the name of "Dingdang.com" to hold a meeting to deal with the limited application of "Alipay". In this invitation letter, Liu Yingying and Ma Yun were sincere.

Invitation, I hope all bank CEOs can come to discuss how to deal with this situation of restricted Alipay.

Naturally, this invitation was known to the four major banks. In response, the four major banks sneered. Indeed, there are many banks in China now. Except for the four largest banks, the rest are invested in Shanghai Pudong Development Bank, Ping An Bank, and Commercial Bank.

Wait, most of these banks are joint-stock banks, and their status is different. Lin Feng summoned these bank CEOs to discuss this time, I am afraid he also wants consumers to use their bank cards more. But it is not the Big Four.

It goes without saying that these banks have always wanted to seek development and surpass the four major banks, but can they surpass them?

Impossible! No matter what they do, they are all under the four major banks. Because the four major banks have money, control huge amounts of funds, and are centrally owned enterprises, this is something that these later banks cannot match. Therefore, every year

These small banks have to look to the four major banks to split their funds for turnover. Therefore, the policies of the four major banks are, to a certain extent, the policies of these small banks. For example, last time, Lam Feng launched the 'Yue Bao',

After the four major banks took the lead in introducing the limit policy, other small banks also followed suit. Can they not follow up? Obviously not, they must follow up, because if they do not follow up, they will no longer be able to borrow from the four major banks.

Funds are borrowed. You must know that every year there is a period of financial difficulties for banks. At this time, the bank's money is almost empty. It is either invested or loaned. Once there is a large amount of cash withdrawals, the bank will be in trouble.

The embarrassing situation of giving money to savers.

Once this situation occurs, it will be a heavy blow to the bank and will discredit the bank. Once a run occurs, it will be difficult for you to regain your popularity and make people trust your bank.

.Almost, this is irreversible. Therefore, these small banks usually have to look at the faces of the four major banks.

So, Lin Feng thought that by calling in these small banks, he could fight against them? That is a delusion! I am afraid that Lin Feng will be very disappointed this time.

But since Lin Feng wants to compete with them, then give Lin Feng a little more warning and a little pressure. Immediately, the four major banks once again announced a decree, that is, the monthly amount of bank card purchases from e-commerce will be reduced to 50,000.

Yuan Yuan!

Before this decree, there was almost no limit. The only limit was the amount of your transactions each time. These could be solved by purchasing u-shield. But this time, it was uniformly limited to 50,000 yuan.

50,000 yuan a month has no impact on most working-class people. After all, they cannot buy that much money in a month. But for some hand-picking people, 50,000 yuan is not enough! Especially

, as e-commerce becomes more and more popular, everything on it has to be sold, and this is even more insufficient.

"Boss, they're at it again!" Melissa groaned.

"It's okay. They are responding to me convening this symposium. However, they will definitely be surprised." Lin Feng smiled. They must be very happy now. Those guys from the four major banks must think that they have no choice at the moment.

Yes. But it will surprise them later.

Soon, almost all the private bank CEOs across the country arrived. After receiving the invitation, they rushed over as soon as possible. The reason for rushing here was naturally because they came for Lin Feng. Otherwise, at such a sensitive moment, these bank CEOs would

Naturally, they were afraid of being avoided, so how could they rush over immediately? If it was just an invitation from Liu Yingying and Ma Yun, they would never come.

They came here just to know what Lin Feng's attitude was. Although this time, Lin Feng was fighting fiercely with the four major industries, but the root cause was not the conflict between the two parties, but the real estate issue. And this matter,

It is also related to the above. It is very likely that it will directly affect the process of the entire China. Therefore, they want to come over to see Lin Feng's attitude. They also want to feel the attitude of the above. It will be easy to take sides.

Being a wallflower is certainly hateful, but it is better to be a wallflower than to be on the wrong team. If you are on the wrong team, you will be doomed immediately. As for the wallflower, it is not said that there are merits, but there is no fault.

At this moment, on the other side.

"Xiao Lin is in trouble this time, should we take action?"

"No. Since they are looking for us, obviously he has his own methods. Let's see. This time, they used some unconventional means. But I don't think Xiaolin will be helpless! We will wait and see!" Mr. Xi said expectantly.

.

And on the other side of the red house.

"Hmph, I want to see how Lin Feng can reverse the situation. With the support of these banks, the four major banks are still the mainstream of the country. These banks can't help Lin Feng!" Mr. A snorted coldly. This time, he

It's time to subdue Lin Feng so that he can no longer cause trouble in the future.

At this moment, all the bank CEOs have arrived. Everyone gathered together at the 'Dingdang.com' headquarters. However, no one whispered or discussed the current situation. Because the current situation does not make any sense. After Lin Feng formally responded

Before, it didn't make any sense. Everything depends on how Lin Feng responds.

Liu Yingying and Jack Ma came. However, the bosses of major banks just glanced at them and then ignored them. They are not the protagonists this time. At least for now, they do not have the strength to affect the current situation. Of course, this

In this situation, in the whole of China, apart from those gentlemen, only Lin Feng dared to intervene.
Chapter completed!
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