Chapter nine hundred and ninety-seven--The secret promissory note
Yang Hongru didn't bother to do things like taking advantage of the situation. The price given by Yang Hongru actually had a lot of room for a premium - especially when Sai Diaochan was at the end of his rope, the price could actually be negotiated even lower.
However, money is not very important to Yang Hongru. Tianji Pavilion itself is a particularly profitable intelligence organization. As Yang Hongru's influence on Tianji Pavilion deepens day by day, Tianji Pavilion's profitability continues to rise.
Yang Hongru put the gold ingot back into his pocket: "If Shopkeeper Sai feels it's not appropriate to take this thing on the road, I still have a thousand taels of 'Tianji Promissory Note' here."
"Tianji promissory note? What is it?" Sai Diaochan asked in confusion.
Well...it seems she hasn't come across such high-end things yet!
"Because of the inconvenient logistics in the Ming Dynasty, it was very heavy for merchants and travelers to carry a large amount of silver, and it was very dangerous... so our Tianji Pavilion launched a bill for local remittance and remote withdrawal - Tianji Promissory Note. When trading bulk goods
, Tianji promissory note can be used as silver taels. You can exchange it for an amount not exceeding two hundred taels at any newsstand in Daiming territory... However, if you want to exchange for a face value exceeding two hundred taels, you need to go to the Tianji Pavilion branch in the county.
." Yang Hongru introduced.
Sai Diaochan's eyes lit up: "Is it so convenient?"
"Yes! Very convenient!" Yang Hongru said: "And our Tianji Promissory Note also has anti-theft and robbery services. If your Tianji Promissory Note is robbed, our Tianji Pavilion will send experts to help claim it - of course, this service
A certain amount of service fee is required.”
Sai Diaochan asked: "Isn't that dangerous? If the person who stole the note kills me and no one asks for it, doesn't it mean that the money becomes theirs?"
"It's useless!" Yang Hongru said: "The transaction of Tianji Promissory Note must be notarized in front of the disciples of Tianji Pavilion. We use the mechanism of binding the ticket owner - a robber can't exchange your Tianji Promissory Note even if it is stolen by him.
The money comes out. This will reduce the chance of robbers robbing and tearing up the tickets - because what they get back is just a pile of waste paper."
In the Ming Dynasty, the emergence of Tianji Promissory Note was a great blessing for business! Going long distances these days is like putting your head in your belt. With Tianji Promissory Note, at least the chance of losing money is reduced to a minimum.
degree.
Tianji cashier's check is very convenient and safe - at least in this era, there is absolutely no currency that has its own anti-theft function - only Tianji Pavilion, a mysterious martial arts organization, has the confidence to launch this kind of product.
Yes! Tianji Cashier's Note is a product! You need to spend money to buy Tianji Cashier's Note! You need to pay a premium of 5% to buy a Tianji Cashier's Note of the same denomination!
From then on, Tianji Pavilion had the function of bank bill number. It can be said that even the imperial court was not as rich as Tianji Pavilion!
Of course, there are also envious business organizations who want to get the business of winning promissory notes! Anyone with a discerning eye can see that this is an old hen that lays golden eggs - a huge profit!
So they frantically ran on the Tianji promissory note business. If they wanted to run on a yellow business, they only needed to make it lose credibility. Several merchants raised funds to buy 500,000 taels of Tianji promissory notes, and then went to the Tianji Pavilion branch in Songjiang Prefecture to exchange them.
.
Their core idea is to let the people see that Tianji promissory notes cannot be exchanged for silver, which will then cause large-scale panic and incite ordinary depositors to withdraw cash - and finally make a branch of Tianji Pavilion bankrupt.
It is difficult to establish a brand exclusively, but it only takes a moment for a brand to collapse.
But beyond the expectations of these merchants, when they arrived at the Songjiang branch of Tianji Pavilion carrying a huge sum of 500,000 taels of Tianji promissory notes, the disciple in charge of Tianji Pavilion did not hesitate at all and quickly asked the representatives sent by the merchants from all parties.
Somewhat blinded.
The disciple in charge politely took them to an ordinary warehouse, and calmly took them two metal blocks the size of microwave ovens.
The gold-to-silver exchange ratio in the middle and late Ming Dynasty was about one to eight - that is, one tael of gold could be exchanged for eight taels of silver. What was before them was two tons of gold, with a total value of about half a million taels of silver.
Many people are curious about how big a ton of gold is...it's actually not that big! The density of gold is very high, and the volume of a ton of gold is about 0.052 cubic meters - if converted into a cube, it should be a square with a side length of 38 centimeters.
About the same as a microwave...
The Ming Dynasty lacked gold but not silver!
But the whole world is not short of gold - especially a certain New World! Yang Hongru threw two mining machines to Nanmizhou to dig for gold day and night. His gold inventory alone can exceed that of the entire Ming Dynasty!
If these things are released, they will cause the currency of the Ming Dynasty to depreciate, so Yang Hongru has been throwing these golds in the warehouse. That is to say, after the Tianji Promissory Note is issued, the gold will be put to use - gold has high value and is small in size, so it is ready for use.
The best choice for gold!
Yang Hongru left one cubic meter for each branch - that is, more than nineteen tons of gold. These things must not be exposed except when they are maliciously run by merchants. This wealth is too huge, and the court will easily become jealous.
!
After this back and forth, the Merchant Alliance lost all its money in compensation for this act--the loss of 500,000 taels of silver was 25,000 taels!
Do you think 25,000 taels is a small amount? One tael of silver in the Ming Dynasty was approximately equal to 660 today... From this look, you know how much the merchants lost, right?
However, this run has really caused trouble for Tianji Pavilion - how could the court not know about such a big thing? How could a small Jianghu sect in Tianji Pavilion be able to give out thousands of taels of gold? And this was just
A remote branch in Songjiang!
As a result, even the emperor had some thoughts about Tianji Pavilion... But this is all for the future. It is not appropriate to take action before the details of Tianji Pavilion are found out... But once it is done, it will definitely be thunderous.
, the autumn wind sweeps the fallen leaves.
In the end, Sai Diaochan chose the Tianji promissory note of one thousand taels. This Tianji promissory note of one thousand taels can be fully exchanged for a note of one thousand taels, and the premium of fifty taels is not within the face value of the promissory note!
At the same time, Yang Hongru asked another Tianji Pavilion disciple to send Sai Diaochan to where she wanted to go. Sai Diaochan definitely didn't want to stay in this sad land of Qixia Town... She planned to take Xiaocui to find a safe place.
Live steadily.
Business is really not suitable for her! It’s so funny that the business ship sank before it even started!
With Sai Diaochan gone, the land deed and real estate of Yihong Restaurant have completely fallen into the hands of Yang Hongru. From now on, in addition to calling Yang Hongru Mr. Yang, he can also be called shopkeeper Yang.
Chapter completed!