"My dear nephew, I have an invitation letter from Zhang Xinxue Hanzhong School.

I see that you have no fame, so you should not be suitable for Zhu Chengxue.

Go and learn about the Hanzhong School of Mind Learning, this is the future of Confucianism.

Next year's imperial examination and scientific examination questions will also focus on Hanzhong school knowledge."

After Ding Wannian finished speaking, he took out a beautifully made invitation letter from his pocket.

His son-in-law Wang Zhongce is one of the representatives of the Hanzhong school of Xinxue.

Ding Wannian asked for a lot of invitations. When he saw frustrated scholars, he would send them an invitation.

These young people joined the Hanzhong school to strengthen the power of his son-in-law.

If he succeeds in the future, these people will also be grateful to him.

They did not join the Hanzhong School, and there was no cost in sending an invitation letter.

"Thank you Uncle Ding."

Wu Hongyi took the invitation letter with both hands and carefully put it in his pocket.

In newspapers, he often saw debates between the Hanzhong School and Zhu Chengxue.

The theories of the Hanzhong School have always been labeled as fallacies and heresies by traditional scholars.

Wu Hongyi had great opinions on the Hanzhong School before and did not agree with their doctrine.

But after living in Hanzhong City for a period of time, he found that there were shadows of Hanzhong School theory everywhere in Hanzhong City.

The main point of view of the Hanzhong School is to strengthen centralization of power.

This runs counter to the traditional Confucian idea of ​​letting the emperor rule from above.

Hanzhong City has developed so well, especially the people in the countryside, their lives are far better than in other places.

This is closely related to the fact that the Tongchengfu is a large government and its rule has been extended to the countryside.

In particular, Wu Hongyi often traded grain and salt, commodities that were closely related to the people.

He could see the attitude of the governor's government towards food and salt.

He made some changes to the Hanzhong School.

It happened that he took this opportunity to learn about the Hanzhong School.

If Suhe can really develop and grow, it will also be an excellent opportunity to participate in the imperial examination.

Wu Hongyi and Ding Wannian talked about many things.

He asked Ding Wannian for advice on what preparations were needed to open a factory in Hanzhong City.

Ding Wannian specifically explained, "Everything else is easy to say, and the most you can do if you make a mistake is a fine."

But you must understand the tax. Many people nowadays are not as kind as before.

In order to earn large sums of money for reporting, they would secretly report their employer after discovering tax evasion.

Mr. Accountant quickly found Wu Hongyi.

"Third Young Master, we have weighed all the grain.

We transported a total of 1.46 million kilograms of grain."

When Wu Hongyi heard that the weight was slightly lower than he expected.

But this is normal. Grain contains water, and as each day passes, the moisture becomes less and the weight of the grain decreases.

When Ding Wannian saw the factory manager following him, he also nodded, and he knew that the quantity was accurate.

Ding Wannian welcomed them into the room and completed the transaction.

"My dear nephew, I will give you a round number, thirty-eight thousand taels of silver coins.

Do you have any objection to this amount of money?

By the way, can silver coins be circulated there?

If it cannot be circulated, you still need to go to the bank to exchange it for standard silver ingots.

If you exchange silver coins for silver ingots, you will be charged 1% of the fire cost."

Wu Hongyi took out a silver coin from his pocket.

"Uncle Ding, that's the price, but you gave us more.

Su Datou can also be circulated in our place.

Not only Su Datou, but also the money of the Xiyi people can also be circulated in our place.

This is real money. Who would have trouble with money?

The fineness of such a beautiful silver coin is very stable, so you don't need to spend time thinking about the fineness of the silver.

Many merchants feel comfortable using it to check out.”

When Wu Hongyi saw the silver coin for the first time, he remembered that it was called Su Datou. The image of Su He on the silver coin was very clear.

The local government's wanted notices were repainted based on the portraits on the silver coins.

The money paid to the Ming government was paid in silver coins by local people.

“Nephew, do you have the bank’s seal?

Yes, I will use banknotes to trade.

No, let’s go to the bank to do the transaction.”

Ding Wannian trusted the bank. He believed that the bank would not swallow his money and put all his wealth in the bank.

The bank also gives a little deposit interest every year.

"Uncle Ding, I have the bank's seal and accept payment by bank check."

As soon as Wu Hongyi started his company, he opened a bank account and started bank check business.

Ding Wannian took out seven banknotes from his pocket.

These are seven sheets of hard paper printed with color.

Wu Hongyi looked at the banknotes. There were three types of banknotes.

"The bank exchanges the check for ten thousand taels of silver coins."

"The bank exchanges the check for five thousand taels of silver coins."

"The bank will exchange the check for one thousand taels of silver coins."

Ding Wannian placed the seven banknotes on the table next to him.

He took out his bank seal.

This is a steel seal with his name and company name on it.

Each banknote has a unique number, and this number is bound to the person who collects the banknote.

Forged banknotes have no seal and there is no way to withdraw money from the bank.

Ding Wannian put his seal on the left side of the banknote.

Each banknote must be stamped.

He handed the stamped banknote to Wu Hongyi.

"My dear nephew, this is a large-denomination registered bank note issued by the bank.

Every bank check must be stamped after transaction.

If you want to go to the bank to exchange your banknote for silver coins, the banknote number and the stamp on it must be correct.

My seal has been stamped. I need you to stamp it on the right side of the banknote.

Only then can the banknote be used.

After you go to the bank, you can exchange it for a new banknote or directly exchange it for silver coins."

Bank notes are accounting tools introduced by banks to facilitate merchants to conduct large transactions.

If the anti-counterfeiting technology is not up to standard, only registered banknotes can be issued.

Today's banknotes are equivalent to transfer vouchers.

Wu Hongyi stamped his seal on the banknote, and their transaction was completed.

He carefully put the banknotes away and said goodbye to Ding Wannian.

Registered banknotes can be retrieved, but it is very troublesome.

When he reached the door, he suddenly stopped and turned around and asked: "Uncle Ding, you just told me that the tax police are very strict with you.

Don’t we need to pay taxes on such a large grain transaction?”

"My nephew, you have completely adapted to the trading rules of Hanzhong City. I believe you will develop better here.
To be continued...