The misty raindrops, as the southeast wind fell, became denser and denser, covering the entire Kaifeng Prefecture.

The cool southeastern wind, coupled with the soft drizzle, is a unique feeling when it falls on people, and it cannot stop people from coming and going on the streets of Kaifeng Prefecture. However, Wu Haogu has another opportunity to stay in Panjiayuan and get along with Pan Qiaolian.

Pan Qiaolian was also very understanding. As soon as she saw Wu Dalang, she spoke up and invited him to finish painting the "Cuju Picture" in Panjiayuan before leaving.

Now that the "Cuju Picture" is almost completed, there is a "Taiwei Gao" with shirtless Cuju on the picture. Although Gao Qiu is in his thirties, his figure is actually maintained quite well. The muscle lines on his upper body are very beautiful, his belly does not protrude, and he can see several abdominal muscles.

Compared with him, Wu Haogu was simply a useless otakus in this life. No wonder he was scared to death in the Kaifeng Prison.

Fortunately, Wu Haogu is not very old, only 20 years old. Now, strengthening exercise should be able to strengthen the body. Only in this way can we grow old together with Pan Qiaolian in this Song Dynasty, lack of medical treatment and medicine...

Wu Haogu, who put down his brush, couldn't help but look at Pan Qiaolian again. Pan Qiaolian was sitting behind a desk with an abacus and account book, lowering her head and doing the account seriously.

She was making accounts for Wu Haogu. Wu Haogu actually asked Monk Fu to take charge of the accounts. However, Monk Fu is a monk who cooks, not a monk who "opens a bank". His level of managing money and accounting is far inferior to Pan Qiaolian, who has a gold, silver and silk shop at home, so he asked Pan Qiaolian to help.

In addition, after selling the "Drunk Arhat Picture" and winning yesterday's bet, Wu Haogu and his three brothers have greatly increased their wealth. Even in Kaifeng Prefecture, a place where wealthy people are everywhere, they are considered to have a small fortune.

If you arrive outside Kaifeng Prefecture, you will be rich, so you will naturally have to take care of it.

This financial management matter must be discussed with Pan Qiaolian.

The wealthy people in the Northern Song Dynasty had about four ways to manage their finances: one was to store cellars; the second was to buy land; the third was to lend money; and the fourth was to operate.

The first method, Wu Haogu and Pan Qiaolian would not consider it. Where can there be businessmen in the world who buried their money underground?

The remaining three methods have their own advantages and disadvantages.

Buying land and collecting rent seems to be the most stable, but the return rate is very low. There are also many tax levies attached to the land. Unless it is a famous family that resists the tax collectors in the government, investing in land is not a good way.

Money lending is not something that Wu Haogu can do now. At most, it is to store the money in Pan Daguanren to eat a little interest.

Business is a business. Wu Haogu is now a calligraphy and painting business business, and the calligraphy and painting business is what he is most familiar with. Although Wu Haogu has issued two votes, after paying back the debt (the account owed to the Pan family’s gold, silver and silk to the invoice shop) and refunding the money, the remaining capital is not much, and obviously there is no condition for cross-bank operation.

At this time, Pan Qiaolian had already settled the accounts. She looked up and found that Wu Haogu was looking at him. She smiled and said, "Brother Dawu, the accounts were settled... Last time you sold the "Drunk Arhat Picture" you received 29,000 scattered, and you gave 30,000 scattered from my gold and silver shop. After returning to 18,000 scattered in the palace, you will have 41,000 scattered. If you withdraw from the "Chung Yuan Immortal Bad Picture", you will only have 1,000 scattered. But yesterday you won 70,000 scattered by Chen Youwen and the Ji Daguanren, of which 28,000 scattered were yours, so you will have a net worth of 29,000 scattered.

However, you are still carrying a debt of 30,000 yuan, and the official of the Wuhan University owes more than 6,000 yuan... I can help you transfer it, but you still have to make the profit."

After working so long, I still have a negative asset?

After hearing Pan Qiaolian settled the bill, Wu Haogu smiled bitterly and said, "The shop will not be redeemed. Chen Youwen will give it to him. As for those calligraphy and paintings, my father will cook it himself. Anyway, he has an official tooth card that can be sold."

"In this case, you still have 29,000 yuan, and there are 1,000 yuan in the public." Pan Qiaolian said, "I don't know how many of your brothers plan to vote for? If they don't vote, you will only have 30,000 yuan. In fact, there are not many, but I just don't know what kind of activities Brother Dawu wants to do?"

"Of course, it's calligraphy and painting, so I won't do it if I'm not familiar with it." Wu Hao Ancient Tao, "No matter how big the business you want to do in the future, you must have a fundamental foundation, and this fundamental is calligraphy and painting."

Wu Haogu didn’t dare to expand blindly if he had two dollars in his pocket, and he didn’t know what else he could do besides calligraphy and painting?

The legendary golden fingers of time travelers who use to make a lot of money, such as glass, cement, steelmaking, distilled liquor, etc., are not very clear about the artists from the Academy of Fine Arts. Even if they know a big direction, they have to spend a lot of money to make mature products.

Printing and publishing are a little bit different, but this requires "expenditure". To publish comic strips, you must establish a printing workshop, carving, ink, paper, binding, distribution, and all links also require money. The cost of 30,000 yuan is enough, but it will take a lot of time to do it.

Moreover, Wu Haogu's comic strips will definitely have to fight against pirated versions at that time!

It seems that the Song Dynasty does not exist in today's "Copyright Law"?

As for publishing newspapers, in addition to printing, you have to invest in content, at least you have to have reporters and editors? Wu Haogu can't handle it alone.

In addition, if newspapers want to sell advertisements, they must have a large circulation. The circulation volume must be burned out by burning money... Newspapers must be cheap enough to have a large sales volume. Only by cultivating readers' habit of reading newspapers with low prices and exciting content can newspapers make profits through advertisements.

Therefore, Wu Haogu must first win a foundation that can provide him with "cash flow" in a steady stream in order to start a battlefield in other industries.

The industry that Wu Haogu can win in the next few years is undoubtedly the calligraphy, painting, and arts industry in Kaifeng Prefecture. As long as Song Huizong supports it, it is not difficult for Wu Haogu to replace Liu Youfang to control Kaifeng's calligraphy, painting, and calligraphy.

"Calligraphy and painting?" Pan Qiaolian asked, "Brother Dawu, how should I do calligraphy and painting activities?"

Wuhao Ancient Road: "Caifeng Prefecture purchases goods and sells them in Haizhou."

"Haizhou's calligraphy and painting are more expensive than Kaifeng Prefecture?"

"It depends on who is calligraphy and painting," Wu Haogu explained, "If ancient paintings or famous artists are old, Kaifeng Prefecture will be expensive.

But if the calligraphy and painting of ordinary living calligraphers is cheaper in Kaifeng Prefecture and expensive in Haizhou."

The economic, political and cultural center of the Northern Song Dynasty was in Kaifeng Prefecture. If the painter wanted to make a name for the world, he had to go to Kaifeng Prefecture to float.

This has led to many unknown painters with high standards in Kaifeng Prefecture. Once the number is larger, the price will naturally be cheaper.

In addition, the "Huang Family Fugui" (of course not the original works of Huang Quan and Huang Juli and his son) are also many in Kaifeng Prefecture (because there are many painters who want to enter the academy of paintings in Kaifeng Prefecture), and the price is not expensive. However, when you go to places like Haizhou and Yangzhou, the price rises due to supply and demand (many wealthy businessmen like it).

Therefore, the merchants in calligraphy and painting business all purchase works of ordinary calligraphers and painters in Kaifeng Prefecture, and sell ancient paintings and calligraphy.

"That's when I bought the goods in Kaifeng Mansion..." Pan Qiaolian frowned, "If I wanted to buy 30,000 yuan of calligraphy and paintings, I'm afraid I can't hide it from Liu Youfang and Chen Youwen's eyes and ears, right?"

"Of course I can't hide it," Wu Haogu shook his head and said with a smile. "There are not many good calligraphy and paintings on Kaifeng Prefecture's market. It may not be able to collect all 15,000 twelve twelves. I'm afraid I have to book everywhere, and it will take some time to postpone it."

When he heard that Wu Haogu was going to stay in Kaifeng Prefecture for a while, Pan Qiaolian's beautiful eyebrows frowned a little longer, "It's better to leave as soon as possible... If you want to collect more calligraphy and paintings, there is actually a way. You can take some from the quality warehouses of Kaifeng Prefecture. You can be a tooth for Brother Dawu, and you can get the bargain."

"Then I'll have to work hard for Sister Eighteenth."
Chapter completed!