Chapter 280 Investment and Financial Management(1/2)
"Noodles to eat?"
"Yes, my daughter works during the day, and no one cooks it for me. It's just me, and I can eat whatever is delicious."
"Are the noodles delicious?" Lao Nie shook his head: "Lao Su, I'm not telling you. In the future, eat less fast food. I'm telling you, Lao Su, you must be well alone now.
To enjoy life, you must eat well, drink well, play well, and keep yourself healthy."
Su Daqiang waved his hand and laughed: "How about eating noodles and fast food? Stop teasing Lao Nie. How much does that meal cost? Isn't it enough to enjoy life?"
"What a concept you have, Lao Su." Lao Niexu pointed at Su Daqiang and said with a smile: "My son, after his mother left, he made a rule for me. Three thousand yuan a month and one hundred yuan a day. You must eat it. You can't.
Save money. They also helped me find a few tasteful and healthy restaurants. Now I am going around in circles to enjoy the delicious food. Just now, the cherry meat I ate there and the water shield soup I drank were no better than noodles.
Eat? Isn’t that right, Lao Su, haha... Lao Su, we are already at this age. When we are old, we have to change our ideas. We can’t always save and save, and save it for whom, right?”
Su Daqiang gave a perfunctory smile, completely defeated, and walked slowly with his hands behind his back. He didn't want to talk anymore, he was not his opponent... but it was not easy to walk. After all, he asked us to bask in the sun together. Now that he is gone, wouldn't it be him?
Flee in despair.
They were all old friends who had known each other for many years, and Lao Nie knew this very well, but he was the winner, so of course he had to be tolerant. He immediately changed the subject and talked about some trivial matters at the homes of other old friends.
If we can find common ground, whoever has a bad life will be finished.
Chatting all the way, the two of them arrived at the park before they knew it. The two old men both said "Oh" in comfort and sat down on an unobstructed bench to bask in the sun.
"Hey, Lao Su, are you still playing lottery?"
"Just playing." Su Daqiang smiled and said: "Old Nie, when it comes to lottery tickets, I am an expert. I recently discovered a new lottery ticket. If you want me to show you how to get started?"
"Quit it, I stopped playing it a long time ago." Lao Nie shook his head: "This lottery relies on luck. If you want to make money, you have to do something scientific."
"Then the lottery is not scientific? What do you mean, you are trying to be scientific? Tell me, what's the scientific method?"
Lao Nie chuckled and uttered two words: "Financial management!"
"Financial management?"
"Ah, it's just financial management, you haven't played it before, haha."
Su Daqiang didn't pay attention to the old guy. He thought of the investment Su Mingcheng told him the day before yesterday and asked: "Hey, Lao Nie, let me ask you, are financial management and investment the same thing?"
"Yeah, then your problem is really deep. Okay, Lao Su, I didn't expect you to know about investing."
"Aren't these the children of the family? They talked about this while eating. I just listened to it. Just when you mentioned this financial management, why don't you ask?"
"Then it's your children who have a future." Lao Nie said: "Let me tell you, Lao Su, this investment is about speed and maximizing profits. If you want to make a lot of money in a short period of time, the risks are also high.
Much more. Financial management is different. Although investment can also be said to be a type of financial management, financial management does not carry as much risk as investment. It is relatively stable and takes a long-term view. Do you understand what I say?"
"Understood." Su Daqiang summed it up: "It means that the investment time is short, the profit is more, the risk is the long time, the profit is average, but the risk is small, that's what it means."
"Hey, that's right, just one point will reveal it." Looking at Su Daqiang who was pondering, Lao Nie said with a smile: "Okay, stop wondering. Financial management is not suitable for you, I, you should just play your lottery.
"
Su Daqiang was very unhappy, very unhappy. Who the hell does this old boy look down on? He has more than 200,000 in the bank, and you tell me you can’t afford it? But in the spirit of keeping his wealth private, he didn’t argue, Xiao
After taking this breath, he asked shamelessly: "Old Nie, don't worry about whether I can play or not. Please tell me what this financial management is all about."
"Financial management is something young people do. I only know a little bit about it, so I can't tell you anything."
"Come on, old Nie. You are still a young man, but look at your outfit now. You are even younger than a young man."
Lao Nie laughed: "I'm telling you, it's up to you to decide whether this person is old or not. I'm already this age, my wife is gone, and my children are all married, and they can't care about me.
Now I understand, this person, you can be happy as long as you want, don't care about the worldly rules and regulations. You see, I am now willing to mingle with young people, chat with them, exercise, and take the opportunity to learn this young man's lifestyle.
.”
After talking a lot, Lao Nie got to the point: "I learned financial management from young people. Now, I can use my pension and some savings to make a small amount of money. It's fun to make money and it's fun.
So happy."
Su Daqiang asked: "Is this investment and financial management really profitable?"
"Look, you are old, aren't you? You are out of touch with society. If investing doesn't make money, why do your children talk about it? As for financial management, people nowadays basically manage money. If it doesn't make money, who is still doing that?
Isn’t this the truth? This means that you don’t manage your money and the money doesn’t care about you, but you love managing the money and the money loves you.”
"Didn't you say there were risks?"
"What is risk-free? Is there no risk in playing lottery? How many times have you won a prize after playing for so many years?" Lao Nie continued: "This financial management is not like investment. It is relatively stable. It has a fixed
The returns, risks and returns are directly proportional. As long as you don’t blindly chase high prices and aren’t greedy, you can generally make money.”
Su Daqiang thought for a moment and looked at Old Nie with a flattering look: "I said, you can teach me about financial management. I want to be like you and earn a little money to spend."
Lao Nie smiled and said: "Let me tell you, Lao Su, when it comes to financial management, firstly, you must have capital, and secondly, you must have a good attitude. If you plan to have fun, then you can come in. If you want to get rich,
, then you should stop thinking about it and don’t play. Moreover, the cost of this financial management is relatively large, at least tens of thousands. You have to discuss it with your children at home, and they have to agree with you before you can play, otherwise I can’t take you.
"
"Hey, don't I understand this? Don't worry, Lao Nie, I know everything. And I don't play big games. I'm just telling you, start with 10,000, and you can teach me how to do it.
.Let’s finish it today, and I’ll treat you to dinner and a restaurant in the evening.”
"No, why don't you call the children and ask them? Why are you in such a hurry?"
"No, the money is all mine. Can't I control ten thousand yuan? Besides, can you, old Nie, still cheat me?"
"What you are saying is that we have been an old friend for so many years, but you still don't know who I am." Old Nie sighed and said, "Okay, then I will help you do it, but let's talk first, yes
Win or lose, you can't blame me."
"As you said, you still don't know who I am." Su Daqiang pushed Lao Nie's shoulder: "Come on, please teach me how to do it."
Lao Nie smiled and said, "If you're anxious, just keep it on your phone, but you need an ID card or photos on your phone. Do you have it on your phone?"
"It's all there, it's all there, just do it."
The two of them were sitting on a bench in the park, tinkering with that. That is, Lao Nie taught Su Daqiang how to make some periodic financial products, or some funds that he bought himself and thought were safe. After a lot of busy work, it happened to be new yesterday.
After the mobile banking was completed, it was not as troublesome as a bankbook. Su Daqiang spent more than 10,000 yuan and bought some of them one by one. And with his decisiveness, he did not hesitate to test the water with more than 10,000 yuan, and he also spent more than 10,000 yuan in his old age.
Nie put on a little show in front of him and was happy.
It’s not that Su Daqiang is gullible. Although he is indeed quite senior now, he is not an old fool. On the one hand, he and Lao Nie are old colleagues and have known each other for many years. On the other hand, he has seen that Lao Nie’s money in financial management is more than his.
Too many. And the most important thing is that when you are cheated, both of you are cheated. If you cheat on just one person, you can still find someone else. So he is relieved and feels happy.
Su Daqiang did not hold back this time, and indeed invited Lao Nie to a restaurant in the evening as promised. The two of them drank two bottles of beer, and then they broke up and went back to their respective homes.
Since he still met Lao Nie and was defeated after a few tricks, Su Daqiang was unwilling to do so. If you really want to say it, his children are better than Lao Nie's children. Unfortunately, the eldest son
It was good at first, but now he is divorced, has no job, and is about to become homeless; the second son is a loser, lazy, greedy, and has no big future; now I know the daughter who is the richest, but it turns out that because of his dead wife,
He didn't recognize it even if he looked at it. But even so, he couldn't miss out on what he should have.
So Su Daqiang is still the same as in the original drama. Through comparison, from Old Nie to himself, after a small talk, he asked Su Mingcheng and his wife for 50 yuan a day for food. Although there is a difference of 100 yuan,
But Su Daqiang didn't have high demands and he was quite content.
In the next two days, Su Daqiang continued to play lottery with a nervous and excited heart. Because he left his phone number and added prestige to the young man in the agency, the young man contacted him diligently and sent him many messages.
house. Anyway, he had nothing to do, so he just wandered around and took a look in advance.
He originally wanted to just look around and play around. But after viewing more than ten houses in the past few days, his ideal house became higher and higher. His heart became more and more itchy, and his dream was to buy a house...
It wasn't until the third day, after two days of confirming the shares, that the first profit of the fund Su Daqiang bought was displayed on his mobile phone. He didn't buy much, just a few thousand yuan, and the daily rise and fall was almost a hundred and eighty yuan.
Within. Looking at the red numbers on the phone, Su Daqiang was very happy. This is a good way to make pocket money, good brother Nie.
But he has made money, but it is still far behind when he wants to buy a house. It's not that he has never thought about selling his old house, but he can't afford to buy a house after selling his old house, and he can't make the monthly payment. And selling his old house
The money, plus the little he had on hand, was not enough to buy the down payment for the house he was looking forward to.
After thinking about it, Su Daqiang remembered what Su Mingcheng said to him. It has been pestering him these past few days, but he did not let go. Now it seems that financial management is a good way, but investing is more ruthless than financial management.
He should earn more. And Lao Nie has never done investing, so his research is a good method.
Therefore, that night, when Su Mingcheng and his wife returned home late, after a lot of tossing, it was finally time to rest. After Julie rested in the room, Su Daqiang, who was watching TV, glanced at the person watching TV with him and rubbed his
Second son.
He picked up the remote control on the coffee table and turned off the TV. He cleared his throat and said, "Mingcheng, what's going on with that investment?"
Hearing this, Su Mingcheng smiled instantly and appeared next to his father: "Dad, have you figured it out?"
"Whatever you have figured out, I just understand. Didn't I go for a walk with your Uncle Nie these two days? He talked about financial management and investment, and said he was also playing. Dad just thought that you were always there these two days.
I've been hearing about investing, so why don't I ask you to see what this investment is all about. Live and learn."
Su Mingcheng gave a thumbs up with a look of admiration on his face: "Dad, if you don't have a high level of consciousness, look at how your thoughts are different from those of other elderly people."
"Don't be poor." Su Daqiang smiled and waved his hand: "Tell me about your investment."
"Dad, I'm telling the truth." Su Mingcheng said sternly: "Didn't I tell you about Manager Zhou before? He is my boss. I have worked with her for several years. She is absolutely trustworthy. Last time
The boss of the factory she took me to was also an old customer of hers. She had helped sell the products in the past, and she had known her for a long time. As for that factory, because it had purchased some new equipment, the financial pressure was too great.
It’s big, so I found Manager Zhou to cooperate.”
"Now counting Manager Zhou and the owner of the factory, there are five people in total. Dad, I won't lie to you, this is a sure-fire business. If it weren't for my good popularity and the fact that I followed Zhou
To be continued...