“Where does the Union Savings Bank get its money?”

When he was about to get off work on Friday, Li Xuewu met Kuang Yusheng at the door of the building.

He also deliberately came to intercept Li Xuewu because of Deputy Director Cheng's new work arrangements.

In the afternoon, Cheng Kaiyuan called him to the office and told him to conduct a systematic investigation of the joint industry and the tertiary industry.

Kuang Yusheng didn't understand what Cheng Kaiyuan meant. Is this an old man eating arsenic?

Who doesn’t know that the joint industry and the tertiary industry at the Red Star Factory have always been the scope of work under the supervision of Jing Yunong and the co-management of Li Xuewu?

Now that Cheng Kaiyuan asked him to intervene, was he trying to sow discord or drive a tiger to devour a wolf?

It's okay to sow dissension, but it will make him angry if you drive a tiger to devour a wolf.

Who is the tiger and who is the wolf?

If he wants to go head-to-head with Jing Yunong and Li Xuewu, then he is a real tiger.

Of course Cheng Kaiyuan couldn't explain it clearly to him, he could only hand over the work and be done with it.

Do you think Deputy Director Cheng will speak clearly?

Ah, Director Li tacitly allows me to challenge the nerves of the existing stubborn forces. Can you explore the way for me?

Even a child wouldn't talk so stupidly when asking for snacks.

Kuang Yusheng had some ideas in his mind, but he was not sure.

According to the established group structure, there will be no joint industry or tertiary industry in the future.

United industries and tertiary industries are products that the Red Star Factory cannot complete its own control at present.

Once the group transformation is completed, Hongxing Factory is fully capable of realizing the transformation and exploration of market liberalization in the planned economy.

In the process of groupization, it is necessary to promote the creation and division of branches.

But in Kuang Yusheng's understanding, this work should be completed by Jing Yunong and Li Xuewu.

After all, it is a shelf built by others, so naturally it is up to others to make the arrangements.

Now that Cheng Kaiyuan is pushing him out, isn't it just because of his close relationship with Li Xuewu? Isn't this asking for advice?

Kuang Yusheng was also very depressed. Am I turned to stone? Am I not a tiger?

"Insurance funds, and remittances to corporate accounts."

Li Xuewu looked at him and asked, "What's wrong? Is something wrong?"

"Well, are you okay tonight?"

Kuang Yusheng flicked the cigarette butt in his hand and asked with a somewhat embarrassed expression: "Let's have a drink together?"

He knew about the remittance of funds into public accounts, but insurance funds were a bit special.

The Union Savings Bank was established, and from now on employees' wages would be paid through accounts.

After completing the employee salary savings work, the savings bank began to coordinate the work.

Account transactions between Hongxing Factory and the Ministry of Industry, and fund transactions between Hongxing Factory and cooperative units, or with purchasing and selling units.

The planned economy has a triangular economic zone, that is, supply and marketing require planning, and production requires funds.

Both sides are managed by the industrial sector, thus forming a triangular management relationship.

Now Hongxing Factory is exploring and reforming the market-oriented economy. In order to complete the control of funds and the constraints of accounting transactions, all business transactions between companies must go through the bank's exchange and deposit accounts.

In other words, the Red Star Factory should not only promote the Ministry of Industry to set up a public account at the United Savings Bank, but also promote the joint units and supply chain cooperation units to hold meetings to collect deposits.

This is not to mention, in the business development plan of United Savings Bank, while achieving the above goals, it also needs to carry out foreign investment and cooperation.

Furthermore, it is necessary to experimentally simplify the steps used by the Ministry of Industry to manage capital accounts.

What's the meaning?

This means that after the submitted plan is approved, the supply and marketing unit can directly transfer the deposit to the Red Star Factory through the deposit in the United Savings Bank to complete the settlement of the project or trade payment, eliminating the need for the Ministry of Industry to collect the payment and pay the intermediate link.

Without the "middlemen" earning the price difference, trade transactions, order production and business communication will be more convenient and faster, the capital turnover time can also be greatly accelerated, and management costs can be reduced accordingly.

You have to ask, will the "middlemen" be willing to do this?

Indeed, without fund management, there will be no layer of constraints on supply and marketing units and production units, so there are naturally concerns.

But at the same time, we must also see the advantages of such a management model. Without the capital management business, the Ministry of Industry can lay off an entire capital system and save a lot of financial funds.

Properly relaxing the management and constraints on funds can effectively stimulate economic development and bring unprecedented vitality to industrial development.

Li Huaide, with the support of Jing Yunong and Li Xuewu, and the support of Red Star United Savings Bank, is negotiating this matter with the above.

The attitude above is also very vague. It did not say that Red Star Factory played the piano randomly, nor did it criticize Red Star Factory for taking detours and making mistakes.

Even though this kind of change has actually moved some people's positions and moved some people's cakes.

The knowledgeable people above can also see the clumsiness of the Ministry of Industry in managing supply, marketing and financial relations.

They are willing to see attempts and changes, and they are even more willing to see factories step forward and actively contribute experiments.

The Red Star Factory has typical characteristics of industrial change and is a good experimental observation object.

Therefore, with the above-mentioned attitude of being willing to carry out changes and experiments, the Ministry of Industry also repeatedly relaxed the management standards for the Red Star Factory's bold actions.

Generally speaking, it is normal for factories to set up savings banks, but it is still rare to establish a savings bank in one step and obtain special channels for handling foreign exchange through cooperation and joint venture. After all, no one dares to take such a step.

Big steps.

The people above were frightened when they saw the Red Star Factory acting like a monster. This kind of ruthless behavior on the tip of a knife is tantamount to pulling chestnuts out of the fire, it is extremely bold.

But it is undeniable that in the past two years, Red Star Factory has achieved relatively successful results in industrial, economic and trade development.

At the same time, it also brings certain investigation materials to the transformation of heavy industry, economic development and marketization.

The Ministry of Industry, and even the higher-ups, also have several different opinions, not just about the Red Star Factory.

It is for the entire industrial development and economic development.

Some people advocate marketization, some propose conservative economics, and some even propose more experiments.

This chapter is not finished yet, please click on the next page to continue reading the exciting content! With the help and support of Li Xuewu, Li Huaide led the Red Star Factory to quietly become a pioneer of change and a less typical radical.

You said that the Red Star Factory is relatively radical in industrial and economic development, but the Red Star Factory does not have a financial deficit or high liabilities, so investment does not count!

The fifteen million that Dongcheng Credit Union invested was not a loan, but an investment.

In terms of financial system, Red Star Factory has achieved a lot of stability. In order to improve the normal and standardized management system of the economic and financial system, a United Savings Bank was specially established to operate independently for management.

In terms of industrial production, bolder exploration and practice have been focused on the joint industry and the tertiary industry.

Do you think Red Star Factory is too radical?

What we can see above is that the Red Star Factory achieved stability while being conservative that the radicals could not.

In the experiment of industrial system reform, the tertiary industry has implemented an integrated industrial management system with the characteristics of small scale, multiple categories and high quality.

With independent finance and responsibility for profits and losses, production and management have achieved relative fairness and win-win cooperation.

The products of the tertiary industry will be supplied to joint units and will also be supplied and operated externally.

No matter which one has the dual purpose of profit and service, this rectifies the name of the three industries that have always been service-oriented and operating at a loss.

The tertiary industry can also be highly profitable.

Joint industrial cooperation, multi-enterprise joint ventures, independent establishment of factories, supporting industrial production, and creation of clustered industrial bases have formed industrial zones for automobiles, ships, electronics, hardware, food, etc.

Everyone makes money and everyone shares the credit. This kind of cooperative and win-win production and management model exists at this time, but it has not done so well.

Everyone makes money, everyone shares the credit, and the risks are shared by everyone.

Can you still say that Red Star Factory is radical?

But if you look at the business that Red Star Factory does and the changes it has made, you can’t say it is conservative.

Therefore, Hongxing Factory, which is on the road of development and reform, has become a typical research object for the mixed development of heavy industry and light industry.

Now, even if the Red Star Factory does something extraordinary or proposes any reform projects or suggestions, the superiors will not arbitrarily reject them.

Industrial development and market diversification have become major trends. This cannot be blocked artificially, let alone blocked by anyone.

Quite simply, even those with conservative views would like to see more excellent products, more supply and marketing opportunities and prosperity on the market.

Bills are completely a manifestation of the immaturity of the market and the need for regulation by the planned economy.

If we put aside bill payments in economic and trade, it will prove that the market has the ability to adapt and regulate itself.

Just like parents helping their children learn to walk, wouldn't parents want to see their children get out of the hands of adults and truly learn to walk on their own?

The marketization experiment carried out by the Red Star Factory is more like an economic interaction model between factories and workers within the scope of business-to-business business, which is different from complete marketization.

According to the instructions given on May 7 last year, what Red Star Factory is doing is the practice and exploration of this instruction.

Influenced by Mr. Z's research and inspection here, *** has also paid attention to the Red Star Factory.

He was very satisfied when he learned that the Red Star Factory had built up small factories and factory schools, and even made them prosperous.

He wanted to see the emergence of better leaders among the workers' collectives and to see that some backward and outdated ideological dross was cleared away in the process of industrial development.

Therefore, it is not that no one has questioned and discussed the current development situation of the Red Star Factory, but it is still controllable and within a good range, and it is not right for the situation but for the person.

Li Huaide is as timid as a mouse. If he found that the limelight was not right, he would have disappeared long ago. How could he be jumping up and down to drive cars or fly planes?

The more experiments and efforts Red Star Factory makes in the process of upgrading and grouping, the higher its score will be, the more it can reflect the characteristics of being conservative but radical, and being radical while ensuring stability.
To be continued...