Chapter 954 Changing Destiny(1/2)
After returning to the small private room and sitting down again, Wang Ye smiled and said to Wang Dongdong:
"Dongdong, there are two envelopes here, you choose one.
One of them contains a check for one million. If you choose this, you can just take it. The money will be yours and you don’t have to pay it back.
The other one contains a check for 10 million, but if you choose this one, you have to pay the money back after three years.
In other words, you only have three years to use the ten million yuan
Moreover, this money is not for you to use in vain, you need to pay interest.
Just calculate it at an interest rate of four points per year. After three years, you have to pay me back 11.2 million!!
Which one do you choose?"
Zhang Xiaoxi looked at Wang Ye in surprise. She didn't know what he meant. Why did he let Wang Dongdong make the choice? Wouldn't it be better to just give her a sum of money?
But she didn't say anything, because since Wang Ye did this, he must have had his thoughts.
As an old classmate of mine, as a "foreigner", he could reach his current status in Russia in just five years. What he did was beyond the comprehension of a "mortal" like him...
So just watch by yourself and don't need to express any opinions.
Wang Dongdong, on the other hand, was speechless.
She subconsciously thought that Wang Ye was joking, and Wang Ye's expression was quite serious, but this one million, ten million, didn't feel like money in Wang Ye's eyes!
Let alone 10 million, even one million is still a huge sum of money!
The real estate they are selling only costs over 3,000 yuan per square meter, while the average house price in the provincial capital is even less than 3,000 yuan!
This means that one million can buy three houses with three bedrooms and one living room in full!
As for how many apartments ten million can buy, Wang Dongdong doesn't dare to forget...
Why should we use the house to measure it? It can only be said that this is her "occupational disease"!
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"Are you...serious? Why did you give me money?"
After hesitating for a long time, Wang Dongdong asked with difficulty.
Her eyes were still fixed on the two cowhide envelopes on the table, as if she wanted to penetrate the envelopes with her eyes to see if there were really two checks inside...
Wang Ye smiled lightly and said casually:
"Because you helped me before, and now you are in trouble, and I happen to have the ability, so let me repay the favor I owe you.
Don't think too much, and don't worry about me plotting against you or anything.
This amount of money may seem astonishing to you, but to be honest, to me, it is nothing.
Xiaoxi, do you think so?"
"Yes, yes! Dongdong, don't worry. Wang Ye is... not an ordinary rich man. This little money is really nothing to him." Zhang Xiaoxi nodded quickly to testify for Wang Ye.
Wang Dongdong looked at the two of them suspiciously, still a little worried, and asked again:
"Then...is this your family's money? I think it's still not good..."
Wang Ye spread his hands helplessly: "I told you, it's my own money and has nothing to do with anyone else. Don't think so much, just choose."
Although Wang Dongdong was still not completely reassured, she "knowingly" stopped asking further questions. She looked at the envelope on the left and then at the envelope on the right.
He seemed to have made up his mind, raised his head and looked at Wang Ye and said: "I choose the one with 10 million!"
Wang Ye did not comment, but just smiled and reminded her: "This ten million is not for free. I will pay back 11.2 million in three years, and I will have to write an IOU. By the way, can you tell me about it?
What do you plan to do with the money?"
After Wang Dongdong made his choice, he seemed to have been relieved of a heavy burden, and he felt relaxed.
Her eyes were a little dazed, and she explained as if talking to herself:
"After taking these ten million, I naturally paid off my family's debts first. I owe them for so long. I feel sorry for them.
I didn’t have much money before, and it was all money from relatives and friends, so I was shameless and didn’t mention interest.
Of course, they didn't want to ask my family to pay interest. They all knew our family's situation, so they didn't even urge my family to repay the principal.
But the more this happens, the more embarrassed I feel to face them.
Now that I have enough money in my hand, in addition to the principal, interest must also be calculated.
We are not from a wealthy family, but they helped my family during the most difficult time. We must be grateful.
But it doesn’t cost much, the principal plus interest totaling 250,000 should be enough.
With the remaining money, I plan to start my own business.
As you can see, I am now a house sales consultant, that is, a house seller.
So I know a lot about this industry.
In my opinion, although the current real estate market is not very prosperous, in the long run, the real estate market has huge potential!
The country has been talking about urbanization. I don’t know much about these big policies, but from a literal point of view, isn’t urbanization about expanding the size of cities and letting rural people, or some rural people, move into cities?
Since many people will come to the city in the future, they will need a sheltered place to live.
This means huge demand for real estate!
Especially those relatively affluent small business owners in lower counties and cities, who don’t want to settle down in the provincial capital? Since you want to settle down, you must buy a house!
Therefore, I am very optimistic about the future real estate market."
Wang Ye nodded and asked with great interest: "So you want to start a real estate company? Although ten million is a bit reluctant, it is almost enough to start with small projects in small cities."
If Wang Dongdong really wants to start a real estate company, although Wang Ye won't say anything, he won't think highly of her.
Because there is a high possibility that Wang Dongdong will not be able to repay the money in three years. For a real estate project, from obtaining a suitable plot of land to laying the foundation, construction, and sales receipts...
After the whole process, three years is enough.
Moreover, 10 million really won’t be able to carry out any big projects, and it’s even impossible to establish a foothold in provincial capitals, and can only go to lower cities.
This chapter is not over yet, please click on the next page to continue reading! But these days, the first- and second-tier real estate markets have not yet fully developed, and the lower cities do not have that environment.
Therefore, Wang Ye is not optimistic about Wang Dongdong starting a real estate company.
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Wang Dongdong shook his head, "I don't have the ability to start a real estate company. Although I haven't been in this business for a short time, I still know some things. Take our provincial capital as an example. If you want to get a piece of land, you don't need to do anything.
It’s less expensive, and it’s not enough to have land in a good location. It’s not enough to have money, but more importantly, connections!
So, I don't want to go into this muddy water.
My idea is to become a real estate agent!
This industry is that...yes, asset-light industry!
Isn't this a popular word now?
The real estate market is not only about commercial housing sales, but also about house leasing. The market size of this segment is also very huge.
Just like myself, I studied in a university in a provincial capital and naturally wanted to stay here after graduation.
Then you need to rent a house!
There are many young people like me in the provincial capital, and most of my colleagues live in rented houses, so there is a huge market demand.
But according to my observation, there are no large-scale intermediary companies here in the provincial capital. They are all small stores that only operate in a few nearby communities.
So I think the rental market still has a lot of potential.
We just need to open more stores and hire more staff to gain the advantage of scale.
By then, my agency will have more housing information, more stores and outlets, and a greater reputation, which will naturally attract more owners to rent their houses to us, and renters to come to us for help.
Looking for a house..."
Wang Dongdong kept explaining to Wang Ye and Zhang Xiaoxi her ideas and how to make the agency company bigger and stronger.
It can be heard that this was not a sudden move on her part, but something she had carefully considered.
What she said is very practical. Even if Wang Ye is asked to become an intermediary company, this is probably how it will be done.
“So, with the starting capital of 10 million, I can have a very high starting point, directly use the advantage of scale to seize the market, and occupy the rental market in the provincial capital...
Ah, sorry, I talked too much."
While talking, Wang Dongdong suddenly realized something, stopped quickly and apologized to Wang Ye.
These are things I just thought about when I had nothing to do after I entered this industry.
Talking eloquently in front of a big boss like Wang Ye, isn't it just trying to make a fool of yourself...
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Wang Ye comforted her with a smile and said:
"It doesn't matter, your thinking is very clear, and I also think this plan is feasible.
To be continued...