The Zhao official's speech was warm and inspiring. After he finished speaking, the generals and officials of the congregation were in a very good mood. The retired major Zhao Qian was filled with uneasiness and doubts, but he was so arrogant that he stayed in the corner.

After seeing Zhao Guanjia finish his speech, Li Yun stood up and said, "Do you have anything to say?"

The generals were talking, and no one spoke for a while. Zhao Qian had all kinds of thoughts in his mind, and he was a little ignorant of turning a blind eye to hearing. Many people in the Song Dynasty have made money in recent years, and Zhao Qian is very clear about this. For example, Li Yun, who spoke, is very honest, never asks his subordinates to pay tribute, nor does he allow his subordinates to extort the soldiers at all. However, the Li Yun family made a lot of money. Li Yun's father, Li Hongjun, made a lot of money just by relying on his annual maritime trade and investment.

If Zhao Jiaren meant to let these generals without backgrounds get a share of the pie, God knows what the result would be. Anyway, Zhao Qian himself was not optimistic at all. For decades, those families with opportunities have flocked to take root in various fields. Even Zhao Qian's cousin went to Shikoku Island, where birds were not laid, and relied on pearl raising and trading, and made a lot of money.

In the past few years, Zhao Qian's mother's pearl jewelry has been 1 centimeter in diameter, and this is all Zhao Qian's cousin is willing to pay tribute to his aunt. If his father dares to send this business to a general's family, Zhao Qian believes that his cousin will definitely go to Queen Qin to cry.

Zhao Qian felt that even he understood, how could his father make such a mistake?

The list of the families of the Song Dynasty flashed through Zhao Qian's mind, which made Zhao Qian increasingly uneasy. Each family has similar places. Their families have their own businesses and family members are officials in the court. In comparison, the generals of the Song Dynasty's military climbed up with their own efforts.

Thinking of this, Zhao Qian suddenly realized why the military refused to let go of the power of killing. If he lost even the huge voice in the judicial power he once had, the Song Dynasty military would have nothing.

My father was able to see the problem and dared to tell the military publicly. Zhao Qian felt that my father was really amazing. Zhao Qian was involved in this matter for a while and saw only the superficiality, and it was still far from the fundamental contradiction.

While he was thinking about it, the meeting was over. As the soldiers stood up and left, Zhao Qian found that he had not heard what the military had said at all. However, Zhao Qian didn't care. He felt that nothing the military said was not important. As long as my father really wanted to start such a direction, there would inevitably be a huge shock in the Song Dynasty court. At that time, I am afraid that the civil servants would jump three feet high.

The people left almost the same. Zhao Qian arrived at his father who was still talking to Li Yun in the venue. Zhao Qian was far away just now, but in fact he couldn't hear what everyone was saying. When he approached, Li Yun whispered: "Official family, I don't think everyone is really so anxious..."

"What's wrong with pursuing a wealthy life?" Zhao Jiaren interrupted Li Yun with a smile.

Zhao Qian was even more uneasy, and his father's attitude was too strange. Although this was fine, the attitude of these people was very problematic. If the officials surrendered to the pressure of the military, what happened later would be a bloody purge. But then he thought about it, Zhao Qian suspected that he might have thought too much. This was probably just a glass of wine to release military power. Song Taizu Zhao Kuangyin did this once in Kaifeng, and Zhao Jiaren just let history repeat itself.

After saying a few words, Zhao Jiaren left first. Following his father back to his residence, Zhao Qian saw that the guards of the guard regiment were indeed strictly guarding all entrances and no one would come to eavesdrop. He closed the door, sat down with his father, and asked in a low voice: "Dad, are you going to release the power of military power with a glass of wine?"

"Can you still use this trick to deprive them of military power?" Zhao Jiaren said with a smile.

Zhao Qian believed it a little, but also a little disbelief. Before he could speak, Zhao Jiaren said, "Dalang, you are the first president of the Veterans Counseling Association. I want you to do something now. Go to the grassroots level and explain the matter of tutoring retired officers and soldiers clearly to the officers and soldiers. This is not an easy task. Do you think of a plan yourself first, or listen to my plan first?"

If it were the past, Zhao Qian would probably immediately choose to listen to his father's plan. At this time, Zhao Qian found that he was not interested in it, so Zhao Qian asked in a low voice: "Dad, I want to hear why you do this?"

"Times are different, and the army also needs to adapt to the situation. If this hadn't happened, I really didn't notice that the situation was like this." After saying that, Zhao Jiaren couldn't help but smile bitterly: "Maybe the financial situation is not good, so I deliberately ignored it myself."

After hearing this, Zhao Qian felt that his father's statement about the financial situation was correct. Generally speaking, after peace in the world, the people should be peaceful and the treasury income increased. However, the current situation is somewhat similar to the situation after Qin Shihuang unified the world, and the Song Dynasty did not stabilize due to peace. The Zhao official's iron fist still promoted the country to make rapid progress, or to continue to operate on a larger scale.

Although the treasury income increased significantly after the implementation of the new tax law in the Song Dynasty, the expenditure became more. As for the current treasury, it was difficult for him to know the specific situation. However, just building the Qinhuai River water conservancy project, tens of millions of chunks of money was spent. Not to mention the future income, when the construction of the project, all the technicians and workers were paid for the wages of the workers. Some people in charge of money played tricks and lost their heads after being caught.

Even if the Song Dynasty had 1 billion mu of land, even if one mu of land received a consistent land tax of 1 billion mu of money every year, it would not last long under the consumption of large-scale projects across the country.

Thinking of this, Zhao Qian said anxiously: "Dad, I think it's better to take the national policy of rest and recuperation."

"Restoring? Haha!" Zhao Jiaren laughed out loud.

In history, agricultural countries' rest and recuperation were the result of rapid corruption and decline in the country. With the political level of the Song Dynasty, except that the internal and external technological levels were not as good as those of South American countries, the simple political level might be better than those of South American countries in the 19th and 20th centuries. History has proved that the so-called rest and recuperation resulted in the fact that there is only vast and fertile land and extremely rich resources, but the country has no stability at all.

In comparison, those industrial countries have not had the policy of "rest with the people" since their establishment. However, no matter what kind of turmoil they encounter, they survived. As for the New China, Zhao Jiaren had the same view as the industrial parties in the new era. If there were no various social movements and various social propaganda, I was afraid that the New China would end up with the Soviet Union.

Protecting the basic rights and rights of the people is one thing, but it is another thing to make talents emerge through competition. Rest with the people is a backward means under the backward productivity and social organization model.

Zhao Jiaren picked up the teacup and took a sip, and asked Zhao Qian: "Do you think the money is gone after spending it?"

Zhao Qian was stunned after hearing this, and soon remembered the currency multiplier effect and the currency recovery system. He could only shake his head.

"Money represents advanced circulation, and paper money is more advanced. You have been at the grassroots level and see people buying various industrial products that they never dared to buy before. I ask you, why do they want to buy?"

"...Because those things are easy to use?" Zhao Qian felt that he was in vain at the grassroots level and really didn't think through this question.

"Those things can improve their productivity!" Zhao Jiaren said it slowly almost word by word.

Zhao Qian knew this too, but when his father said that, and with all the things he had seen before, Zhao Qian suddenly realized it.

Zhao Jiaren continued to speak on his own, "The circulation of money has improved the productivity of these people, otherwise how can we sell the things produced? How can we find a suitable trader with barter? This is the meaning of the general equivalent of money. Currency is useful! But when society cannot maintain the monetary system, it is useless to have gold and silver. When encountering a famine, change your children and eat."

Zhao Qian couldn't help but nodded repeatedly. But soon he found that this seemed to have nothing to do with his father's request. My father now promised the generals a wealthy future. Does it rely on money to pay?

"So, I never used the corvee model to force labor to extract labor, but instead sent supply and marketing cooperatives to various places to exchange money exchanged for labor with industrial products that can promote their production efficiency. Industrial production is not controlled by those families, but by the industrial production system run by young cadres like you who are studying mathematics, physics and chemistry. I never allowed anyone to get involved in these fields. But now, someone has to add new fish to this pond of water, and it is time for the silence of the pond to stir up the silence of the pond." Zhao Jiaren told his son.

Looking at his son's expression, Zhao Jiaren felt that his son seemed to understand. He smiled and said, "Don't you think I would let retired generals go to Japan to raise pearls, right?"

Zhao Qian didn't expect that his father also thought of the business of Queen Qin's family, and felt that the father and son really thought of being together. Then he heard his father continue to say: "Although the Pearl business will also send people, it is inevitable to send some retired soldiers to Japan."

"Why?" Zhao Qian was shocked. Unexpectedly, his father still wanted to let retired soldiers snatch food from civil servants and early ministers of Long Zhi.

"You. Forget it, you really don't know." Zhao Jiaren sighed: "I think there are some things I have to talk to you. Do you know where the gold and silver we used as currency reserves in recent years came from?"

Zhao Qian shook his head like a fool and said he didn't know. Suddenly, he was blessed to his heart and took the initiative to tell the truth, "I don't understand the reserve system."

Zhao Jiaren was not angry, so he first talked about the reserve system. Reserves are deposited in proportion to the deposits of commercial banks in the central bank. The purpose of implementing reserves is to ensure that commercial banks have sufficient repayment ability when they suddenly withdraw large amounts of bank deposits. After the 1930s, the statutory reserve system became an important means for the state to regulate the economy and was a system for central banks to control the credit scale of commercial banks. The amount of reserves and the level of reserve ratio of commercial banks controlled by central banks affects the credit scale of banks. This system stipulates that commercial banks cannot lend all the deposits they absorb, and must be deposited in a certain proportion, or in the form of deposits, or maintain them themselves in the form of cash in stock. The proportion of reserves to the total deposits is called the reserve ratio

Zhao Jiaren himself had only heard of this before. For example, the US Federal Reserve and the People's Bank of China often adjusted the reserve ratio, and each adjustment could cause great fluctuations in the world's financial markets.

After the Song Dynasty, Zhao Jiaren didn't care about this at first. When he had to use the banking industry to operate the national finance, he soon discovered that knowledge, even the knowledge that hearsays are sometimes very useful.

After talking about the reserve system, Zhao Jiaren turned the topic to Japan. "In recent years, we have brought back hundreds of tons of silver and dozens of tons of gold from Japan every year. After adopting the metric system, our deposits are linked to silver and grain. Using deposits can be exchanged for silver from the treasury, and grain and various industrial products sold to the public, and there is no silver, only deposits. So can you understand how much deposits have we issued when we use silver as 10% reserve?"

Zhao Qian was confused. He didn't move on to finance, but he knew that the current price of payment was strong, but he didn't know the operating model behind this kind of firmness. After thinking for a while, Zhao Qian asked, "Dad, are you going to go to Japan?"

"Tsk!" Zhao Jiaren was a little dissatisfied, "Mongolia had plundered in the Song Dynasty for decades. When you joined the army, what were the real valuable homes?"

Zhao Qian thought about it carefully. In addition to metals such as gold, silver, copper and copper, he really didn't think he had seen any amazing spoils in the wars over the years. Anyway, Zhao Qian never searched the enemy's corpses to obtain spoils. As long as his subordinates did not directly search for things from the living prisoners and the people, Zhao Qian handed over the work of cleaning the battlefield to his subordinates. He never cared about what his subordinates found. At first, his subordinates tentatively asked Zhao Qian if he wanted to get some lottery tickets. Seeing that Zhao Qian really didn't want it, everyone set the rules and resolved the distribution themselves. Zhao Qian's reputation was very good.

"So, looting is a very inefficient thing. Dalang, remember this clearly. We, the Song Dynasty, relies on doing business every year, and return hundreds of thousands of ships of goods from overseas transactions. If you work hard on an expedition, you will count all the rags and load less than ten thousand large ships. You have seen our sea ships and know which ships are so big."

Of course, Zhao Qian knew how big those ships were. Now the new ships are getting bigger and bigger. The more ships they are, the faster they run. However, Zhao Qian found that he had an idea different from his father. He felt that plundering seemed to be more efficient than doing business.
Chapter completed!