.It is no exaggeration to say that the long-term financial difficulties of the Ming Dynasty were closely related to the flood and depreciation of Baochao. The reason is very simple. The government recognized Baochao, and in order to maintain the life of Baochao, they prohibited the circulation of silver and copper coins, and also stipulated that the government's taxes must be paid with Baochao. However, the people do not recognize Baochao... In addition to the fact that Baochao cannot be exchanged for gold and silver, it is poor in counterfeiting, and it is difficult to preserve for a long time, they have not yet woken up from the nightmare of vicious inflation in the late Yuan Dynasty, when the government issued Baochao indiscriminately, resulting in vicious inflation, so they ignored the ban from the court and would rather barter than use Baochao. As for those merchants who had to pay taxes, they would rather use silver to buy Baochao to deal with the government, and would not store a bunch of Baochao that had been continuously depreciated at home.

During the Xuande period, Emperor Xuanzong, who was kind to the people, abolished the already nameless "Bronze ban order" and caused the treasure bank to depreciate. The court could only issue more treasure banknotes, and then fell into this vicious cycle, which made the situation worse.

The monarchs and ministers of later generations have tried to regain the value of Baochao, but either because of the strong conservative power or because the method itself is wrong. As a result, the paper money has been completely stagnant, but the court has no intention of abolishing it. After all, it can still rely on its power to complete the payment of government payments such as salary. Once it is abolished, who dares to say that the situation will not be worse?

But in the eyes of ministers, this mess that constantly erodes the country's tradition is indeed not even a waste. If anyone is willing to accept it, I really have to thank God and send it to them.

Because of this, Shen Mo would not believe that those Shanxi merchants who fell into the eyes of money could, as they said, share the worries of the court and contribute to the revitalization of Baochao. But although they knew that something abnormal would be true, they would be sneaky, but he couldn't tell for a moment. What was the problem? He could only ask Zhang Juzheng tentatively: "What are you worried about by uncle brother?"

"I can't say it well..." Zhang Juzheng said slowly: "It's a good thing, but I always feel that coins are the right to be profitable.

Money is profitable, lowly can make noble, and poor can make rich. Therefore, I say again that people are bustling with people for profit, and people are bustling with people for profit. Who is willing to be poor but not rich?"

Shen Mo nodded and signaled him to continue speaking. Zhang Juzheng continued, "There is a saying that people die for money, birds die for food, and worldly disputes are all for the word "benefits". "I think the power of using money is above, but the lower ones have no way to get it, so I am willing to keep it apart. The power of the sacrificial people is not just a robbery, but it actually causes disasters and chaos." As he said, his tone became more and more confident.

Come, he said, "The Emperor of Zhou divided the world, but did not divide the benefits of mountains and seas, and did not do selfish interests, which actually avoided chaos. The right to issue coins is just like the benefits of mountains and seas. If the court gave up, it would inevitably cause chaos in all aspects of society. The King of Wu of Han commented on the mountain to mint coins, and then rebelled. There are many examples of this... Although the Baochao depreciated seriously, it was also money, and its issuance rights were also profitable. How could it be granted to merchants?"

Shen Mo couldn't help but secretly cheer for Zhang Juzheng. He is worthy of being a reformer who wrote in textbooks. As expected, when most people have a sharper vision and others are still confused, he can see that the right to issue currency should be controlled by the state.

But for silence, this is not good news, because what Huilianhao is doing is actually issuing its own currency in the Southeast. If Zhang Juzheng always holds this attitude, he will sooner or later work with Huilianhao.

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"Then have you talked about it specifically with those people?" Chen Mo poured wine for Zhang Juzheng and asked again.

"There is no specific talk yet." Zhang Juzheng said: "I had just arrived at the Ministry of Revenue at that time. I had not yet found out about the matter of Baochao Tutoring Department, so how could I dare to talk to them rashly?" As he said that, he took out a booklet from his sleeve and said: "But I asked them to write a note. I just got it a few days ago and kept taking a look around." Then he handed it to me and said: "Zhu Yan, please help me see it. The same sentence is the one. The note looks really good, but I always feel so weak."

Silently took it and said with a wry smile: "What can I see for a moment with such a thick book?"

"You take it back and see it." Zhang Juzheng said: "This is a copy, and there is a main book in the yamen."

He nodded silently, put the book in hand and said, "Brother Uncle, I have a common view with you. This matter must be cautious and cautious. I will share my experience with you when I understand it." He said, "But I think this matter is serious, but it is not urgent, so it is better not to make a move first."

"Well, I have a sense of sensation." Zhang Juzheng was not alone, how could he not hear the implication of silent words? Now the struggle between Xu Jie and Gao Guo is becoming increasingly fierce. No matter how good the plan is proposed, it will inevitably become a victim of political struggle. "But any plan is established, and no plan is abandoned. If you really feel this is right, I hope that when the environment is right, you will start immediately. This requires preparation early."

He nodded silently and said, "I understand what you mean. I will be concerned about this matter. Anyway, I have no serious business to do for the moment, so I will help you get this done with all my heart."

"So, thank you for your kindness, Brother Zhuyan." Zhang Juzheng said with a cup of praise: "I really want to make Baochao well, but it's hard to be an official and even more difficult to do things. Without your help, I can't do it."

"You seem to be deeply moved." Chen Si smiled faintly.

"Yes..." Zhang Juzheng frowned slightly and said, "The state affairs were sluggish, and he thought it was a treacherous party in the court. Later, the Yan party fell, and he thought he could finally be excited, right? Who knew that he was still the same. Only then did he realize that it was not only good and evil, but also different political views, but what is the benefit of fighting to the death in this way for the state affairs? Since we all saw that the people were hungry and the country was in danger, we all wanted to revive the Ming Dynasty, why can't we seek common ground while reserving differences and do major events together? Is the Ming Dynasty so small that we can only tolerate a god?"

He nodded silently and sighed in his heart, I really hope that after you reach the peak, you can still hold the same view. But he knew very well in his heart that no matter how broad the mountain is, the smaller the space is. When it reaches the peak, it only allows one person to gain a foothold. Record layers of disguise and various excuses. This is the truth hidden behind the so-called disputes between good and evil, "the political views, and other manifestations - one mountain cannot accommodate two tigers. This is the bad root in the human soul, but it is precisely because it is a bad root that there is no way to deal with it.

Zhang Juzheng still had this fantasy because he had not reached that point yet. When that day really came, maybe he was more ruthless than anyone else. If he had reached that point, he would have such thoughts, and only awaiting him was ruthless elimination.

In fact, it’s not just Zhang Juzheng, but it’s not the same when he is silent himself? The same is still full of idealism, and even a softness in his heart. I don’t know if his inappropriate kindness will disappear over time and completely evolve into a political animal, or will eventually be burdened by it and suffer the fate of failure.

Who knows? Only time can answer it. Let’s talk about it when it’s time to make a decision.

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After being separated from Zhang Juzheng, Chen Si began to study the Tiaochen of Rishenglong. In fact, before he read it, he thought that he was still imitating Huilian. Who knew that the more he looked, the more shocked he became. These old Xier was worthy of being the most outstanding business elite. The solution he came up with made him, who had gained more knowledge for five hundred years, feel ashamed of himself...

Simply put, Rishenglong was in response to the financial difficulties of the court and urgently needed additional income. They were willing to provide the court with several annual silver loans, and this loan did not need to be repaid, and only allowed them to issue Jiajingbao notes with equal total ranks.

Of course, this treasure banknote is not the Daming Bao Banknote circulating in the world, but a new version of the treasure banknote exclusively issued by Rishenglong. Moreover, as a corresponding condition, Rishenglong requires the Ministry of Revenue to fix the price comparison of silver, banknotes and copper according to the actual situation on the market. One tael of silver is equal to ten jin of banknotes equal to a thousand citrus of money and a certain and never easy. It also stipulates that silver is used for large-scale transactions. If the transactions below ten taels are prohibited from using silver, only money and handling... Of course, all these bills are for new bills. As for old bills, they must be converted into Jiajing Bao Banknotes according to the average price comparison of Jiajing for 44 years and the price comparison between silver and new bills; if it is an old currency, residual currency, or dirty currency, it must be discounted significantly...

Although Chen Mo had conducted research and analysis on Huilian No. tiny bank notes, his goal at that time was to have stronger control over the development of the Southeast economy, and he did not have the ambition to become a central bank like Rishenglong.

So I spent a long time in silence thinking about whether the Sunrise Long was right or wrong, especially in the long run, what impact would it have:

First of all, we have to admit that the monetary system plan proposed by Rishenglong was based on the current situation of the Ming Dynasty. Although he served as the issuer of Baochao, he did not regard Baochao as the main currency. Instead, he emphasized that the pair of Baochao and copper coins were all priced in silver, and a certain amount of paper money and copper coins were fixedly represented a certain silver price. According to the monetary banking learning I learned in my previous life, silver became the only main currency, or standard currency with a value function, and paper money and copper coins became the value symbols of silver. This is the legendary silver standard!

The great thing about Rishenglong is that they chose a hard currency as the standard currency. If the issuance of money and banknotes is strictly limited, then this silver standard is naturally feasible. If the court could really deliver the issuance rights of Baochao to them. Everyone would believe that as Rishenglong, who exchanged real money and silver for Baochao, naturally did not dare to issue it indiscriminately in order to ensure that the Baochao does not depreciate. This is also the reason why people are so confident under their plan.

In this transaction, the court obtained a huge amount of silver that was not repaid, and what it paid was the bad right to issue treasure banknotes; Rishenglong obtained the only right to issue banknotes in the Ming Dynasty, and because of his cooperation with the court, he established a noble and authoritative earth immortal in the village... It is almost certain that once this relationship is established, its competitors can be killed invisibly. At that time, Huilianhao will take up all the right time, place, and people, and will not be able to prevent customers from moving collectively.

If they can do things like this, even if they are silent, they will have nothing to say. They are afraid that this is just a means for them to pay only one or two million taels of silver to the court every year. Correspondingly, only a small amount of so-called Jiajingbao banknotes is issued, which is equivalent to using a sum of silver to buy a unique and transcendent status, and making the circulation of Huilian banknotes illegal, which is very likely to lead to a large-scale run of Huilian banknotes or even direct bankruptcy.

Thinking of this, I couldn't help but feel scared, and eight big words flashed in my mind, "Xiang Zhuang's sword dancing, aimed at Pei Gong" - I'm afraid Rishenglong actively took over the important task of Baochao reform, not because of sharing the worries of the country, but because of the killer moves under Huilian!

Collusion between officials and merchants is the only way for Shanxi merchants to develop. It is naturally not surprising that they want to rely on the government to defeat their competitors. Now that he is silent, he cannot stand by. He must deal with these powerful enemies for the fate of Huilianhao. It is best to rob the issuance rights, at least not let them monopolize them!

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Some people say it well, life is like a journey, but once you enter the political arena, the place of travel becomes on the sea. Maybe it was calm the moment before, but the next moment it became stormy and stormy.

Before he could come up with Dingmao, the people who visited him came over there. On the end of October, he was talking to Wang Yin and a few others, and then he heard the guards come to report that seven or eight young officials claimed that his students were asking for a visit.

"Student?" Chen Mo frowned slightly, picked up a book from the stack of prayer books, opened it and saw that it was Wang Xijue. After looking at it, there were Yu Youding, Chen Younian, Wang Zhuan and others, all of whom were prides of the Renxu Department. He couldn't help but whisper: "Didn't you already know them and you don't need to come and greet again?"

"I think I will go to the Three Treasures Hall without any trouble." Shen Mingchen said with a smile: "I heard that the officials in the capital were in an uproar for the sake of the boys and girls, especially some young officials, who were clamoring to write a letter to the death and advise the emperor not to let the Taoist priests harm the people anymore."

I was silent when I heard this. In fact, this matter was already known in the capital, and it had already caused panic. It turned out that at the end of October, the palace issued an order saying that one would choose 120 pairs of twelve-year-old boys and girls to serve in the palace.

I always heard that the number of people in the palace exceeded the standard and the palace people were useless, so why was there a shortage of people? People were bored and asked around, and finally got the exact news from the fourth cousin of his elder sister-in-law's third nephew, the third nephew of his elder sister-in-law. It turned out that they wanted to use these 240 boys and girls to prescribe medicine to the emperor.

The fourth cousin was doing things in the palace, and the news naturally could not be wrong. It caused panic in the family of a woman of a right age. Then there was a more real news. The name of the medicine was called Yin and Yang Mixing San. The main material used was the boy's urine and the blood of the girl's first menstruation. The boy's urine was just one lemon, but the twelve-year-old girl's menstruation was not something you want. There was also a well-informed person who deciphered that the demon Tao, who was named Tao Shien, would use a spell to confuse the girl, and the first menstruation came in within a day. It was so amazing that the people who raised their daughter were frightened.

Although the boys seem relaxed, their family is also worried, because the people in the capital are often at the feet of the emperor and have heard of the things in the palace. They know that all the men who serve in the palace will cast off. If they use up the child's urine and put them back, it will be fine, but what if the little one is cut, what should I do if I stay in the palace?

In the face of the imperial power like heaven, the only way that the common people can think of is to perish themselves, so a wave of marriage has started in the capital. Whoever has a twelve-year-old boy, whoever has a twelve-year-old girl, whoever has a twelve-year-old girl, whoever has a slaughter of the son-in-law is everywhere on the street. No matter what age or condition, as long as they are individuals, they will get their homes to get married.

There is also such an example around Jimo. His neighbor Qiaoer from the Han family is a good lady. Just because he was twelve years old, he wanted to buy tofu for Zhang Mazi in the front door. Qiaoer's mother went to see her son-in-law and found that she was an old bachelor who was almost forty years old. She came back crying. When she was in trouble, she realized that she had met the wife of the Shen family and came over to pray.

When Ruohan heard this, he immediately felt chivalrous and went straight to Chen Mo, asking him to take care of the matter. Chen Mo sighed and said, "There are so many adults in the capital, and they don't care, why do you insist on me?"

"Do you say this?" Ruohan said in anger: "What do you care about others? Do you pretend to be deaf and dumb? Do you want to be the same as others?"

"Madam." Chen Si smiled bitterly, "A few days ago, you taught me to be with Guang Tongchen and not to force yourself. Why have you changed your mind now?" He said, "Because of the Yuzhitan, I have offended those Taoist priests. If they run a little harder, they will hate me to death!"

Ruohan said nothing now. After being angry for a long time, he said, "I'm really weird. Why did a group of Taoist priests in the capital be cured?"

He said silently and blushed, and said in a low voice: "I can't tell you clearly, let the Han family send that girl here. I'll take care of anything."

"What about other children?" Ruohan was a kind woman after all. Even though she knew that she shouldn't let her husband meddle in other people's business, she still couldn't help but contradict herself... Maybe in her heart, there was nothing that could stump her omnipotent husband.
Chapter completed!