Chapter 412 Investment and Financial Management
Just as the People's Bank of China officially started to pick up customers, cough cough... After the official business started, not long after, the back door of the bank was suddenly opened, and then many young men in the same uniform walked out neatly from inside.
The dark blue uniform is not the kind of suit style in modern time and space, but it is not the robes of the Tang Dynasty. It is a style that absorbs their respective strengths in between, that is, it is not too eye-catching, and at the same time, it can give people a bright feeling.
In the hands of these young men, they all pushed a two-wheeled bicycle. There were a large number of manuals and leaflets in the basket in front of the car, and a small billboard was erected on the back seat of the car. The words of the People's Bank of China were very eye-catching.
In addition to the billboard, there are two large canvas bags hanging on both sides of the rear seat. The bags also have the words "Chiang Dynasty People's Bank of China". As for what exactly is contained in it, it is impossible to see clearly.
After leaving the bank gate, the young men quickly rode their bicycles and spread out in different directions. One of them quickly rode his bike to an open space on the street in the west city of Chang'an City.
After stopping the bicycle and locking it, the young man in uniform did not rush to take out the manual and flyer brought in the basket. Instead, he first removed the canvas bags hanging on both sides of the back seat of the car, and then started to get busy.
It was only a dozen minutes before and after, and something almost the same as the tent used by later merchants to conduct promotions stood on this open space. People passing by could see the big words "The People's Bank of China" from afar.
After setting up the tent, the young man in uniform took out a few folding chairs that were assembled for outdoor use and placed them in front of the small table. Then he put the exquisitely printed manuals and leaflets in the car basket on the table.
Although there were quite a few people in front of the People's Bank of China before, even so, there were still many people who did not rush there for various reasons. For example, they maintained a skeptical attitude towards the so-called deposits and banknotes, etc.
However, no matter what the reason did not become a member of the onlookers outside the Celestial People's Bank of China, even if they do not trust new things such as deposits, banknotes, it does not prevent these people from wanting to understand these mentality further.
Just now, before the tent was fully built, passers-by had already surrounded. After the young uniformed man answered the questions raised by these people and made all the preparations, more and more people watched.
Just after the young man in uniform finished his work, a strong man took the lead and asked, "Little brother, one of my relatives has ten coins of money, and he may not be able to use it for ten years, but the few you introduced do not have this one for ten years. So how should you invest?"
Investment. This is a new word. If it were the past, no one could understand what this word means. But after the hype and publicity some time ago, the new words including investment have become more and more people.
He was just recruited into the People's Bank of China. The young man in uniform, who had only been more than a month before and after, explained with a smile: "Uncle, if your friend can't use this money for ten years, there are five ways to invest together."
"So many five kinds?" The strong man was stunned for a moment and said.
"Yes, five types. The first type is to invest in three three-year financial products in a row, and then continue with capital and interest for one year after maturity. In this way, ten years later, there will be twenty ten thousand eight hundred and fifty cents." The young uniformed man explained with a smile.
"Twenty silos, 0850 silos?! That... that's more than doubled?"
The one who was shocked by this answer was not just a strong man. Almost all the people present were shocked by this number with an incredible expression.
"Yes, it's really more than doubled." The young man in uniform replied calmly.
"What about the four remaining investment methods?" The strong man who had finally come to his senses hurriedly asked.
"The second investment method is to invest in three-year financial products first, then invest in a five-year financial product, and finally deposit two one-year financial products. After ten years, you can get twenty-one, fifty cents."
"What?! There are more!!" Faced with the increase in the amount again, whether it was the strong man who asked the question or the other people, they were stunned again.
...
"The last one is to invest in a five-year financial product first, and then invest in a five-year financial product after expiration. After ten years, you can get 21,0550 yuan together." The young man in uniform said at the end.
"Ah! This kind of profit is the most, so if you want to invest, you must invest in this way."
Even though there were very few people in the time and space of the Tang Dynasty who really knew how to read, most people still knew numbers. Especially when it comes to money issues, everyone has their own account in their hearts. After comparison, they naturally know who has the greatest benefits.
However, after figuring out these five ways of investing and financial management, many people were also puzzled. Since they all invested, why do they have to be divided into so many ways, so the strong man asked before: "Little brother, they are all investing, why do they have to be divided into so many ways? I believe no one will be so stupid that he doesn't need to use the maximum return, and choose the smallest return method."
"Uncle, you are right, but investment and financial management have time limits. You have also said before that your relative's ten-ton coins of money may not be used for ten years, but what if something urgent happens to you, you need to use this money?"
"Although according to our bank's regulations, any investor can make investment projects at any time after investing in financial products for one year, this way, the original investment income will be fine. Wouldn't it be a pity if it is only a short time to go?"
"If you invest in different years, you can avoid this problem as much as possible. For example, the fourth investment method I mentioned before seems to have the lowest returns, but short-term investment can reduce the losses in this situation." The young uniformed man explained with a smile.
"What if you have to use money if you invest less than a year?" The strong man asked everyone's questions again.
"It's very simple. If the investor has to suspend the investment after less than one year, the investment will automatically be converted into deposits. At that time, only one percent will be required to pay, and ten cents will be 100 million custody fee, and the remaining amount can be withdrawn." The young uniformed man continued.
"Oh! So that's it..."
As the strong man looked abrupt, the people next to him couldn't help but raise their most concerned questions. The young uniformed man gave a very professional explanation, and at the same time he also recommended some new products in the bank, such as issuance of banknotes, issuance of commemorative coins, as well as valuable mortgage loans and personal insurance projects.
Such a scene can be seen almost everywhere in the west city of Chang'an and several nearby markets.
The east city of Chang'an City, which is the so-called rich area, is responsible for the same group of people with the best grades after receiving training.
In order to allow those high-ranking officials to further understand the service projects of the People's Bank of China, in addition to the identity certificates issued by the bank, these people even took posts jointly provided by the Cheng family, Changsun family, Fang family and Du family.
There is no way, the nobles of the Tang Dynasty were just like the rich people in later generations, and not everyone could enter the place where they lived. The posts jointly provided by these four major families became the best stepping stone. Of course, red envelopes from the doorman were still indispensable.
Under such a big publicity and sales offensive, a trend of discussion about investment, financial management, credit and insurance quickly emerged in Chang'an City. As for the headquarters of the People's Bank of China, it was even more crowded, shoulder to shoulder, and popular!
Fortunately, I had expected this situation before, so all the counters in the entire bank hall were opened. In addition, the spacious hall also provided a lot of seats and a large number of staff to provide services, so the scene was busy but not messy.
Chapter completed!