The first bank began to operate normally, and had a catchy and concise name among everyone—The First Bank. When the construction of the other five banks was about to be completed, relevant personnel came to the First Bank for further training.
Learn how to handle bank chores.
Of course, these people are not elves, but forces who have been instructed by the goddess to build the bank, people in their hands or related people. They are euphemistically called believers of the goddess of gold coins, and they have converted to religion one by one. But in reality, only they themselves know
.
Everything in the bank seems to be on track, but this does not make anyone feel relaxed. Just like any business in the development stage, it is the most laborious. The goddess and someone share the same desire to expand the bank's territory to the whole world.
.The current results can only be regarded as the beginning.
The situation in the Imperial City of Nineveh was completely different from the massive expansion of the Grand Duchy of Kawei. Under the emperor's instruction, only the Temple of the Goddess of Gold in the temple area carried out the function of a bank, and no new bank was built at any location.
The nobles' public statements also adopted a wait-and-see attitude.
The old priests in the temple naturally became the first bank clerks, but the person in charge was the Knight Lord Efren Muhashebesi, an imperial nobleman. Ko Yin did not object to such an appointment, which can be said to be a divine right.
A good start to cooperation with the imperial power. On the one hand, it is also because the old priests are far less able to absorb new knowledge than young people.
But this kind of power is certainly not enough to maintain the normal operation of the bank. You must know that no matter where the bank is in the early stages of business, the crowds that come with the initial demand are as ferocious as a mob.
For this reason, the emperor sent out his bodyguards to maintain order, so that the gate of the temple was not demolished by a group of powerful people. Even though they concealed their family crests in a low-key manner, loads of coins arrived, and those who got the news
The emperor wanted to order a robbery...
This wave of grabs will save you three years of gains.
Although some people do not agree with First Bank's behavior of classifying users into different categories according to the Great Magician, Magician and other three categories other than the first two. But at least these three categories of people do not apply the rules of the three banks.
, everyone has the same fair and reasonable rules, but they differ in the convenience of using banks.
Of course, the Imperial City of Nineveh also faced the same problem. Nobles of different ranks, nobles and commoners, and even nobles and the emperor's personal ministers, were constantly in conflict. Although the Temple of Koin under the imperial city had been there since the beginning.
Dozens of Great Holy Emblems allowed people to open accounts, deposit money, and withdraw money, but they still couldn't digest the huge initial crowd for a while.
And the drama is not just unfolding among these ethnic groups. Don't forget, there is the temple area of the imperial city, where all the gods gather. Don't the churches that belong to each god have money to deal with?
Therefore, it is not difficult to imagine that the situation in the Temple of the Gold Coin Goddess in the Imperial City of Nineveh is even more bizarre than that in the holy city of Estali. Not only the emperor's personal guards sent troops to stand guard, but also the templar warriors from other temples.
Together we protect the order of the Temple of the Goddess of Gold Coins.
And according to unknown 'high-level' rumors, the gods of other churches also showed some dissatisfaction due to the riots in the temple area of Nineveh Imperial City. It was not that they were jealous of the gold coin goddess's church welcoming a large number of potential believers, but that they were dissatisfied with them.
If the church you belong to has to deposit money, it will also be charged a storage fee!
Although it is said that the affairs of the gods belong to the gods, and the affairs of the human church belong to the human world. But sometimes once the issue of face is raised, it is difficult to get around it. So I have heard that many gods come to Ke Yin to ask for an explanation.
I don't know how the gods negotiated in the end. Anyway, it was the money that should be paid, and it would not be less. It was as if those 'high-level people' had never taken any action.
The opening of the Temple Bank in the Imperial City of Nineveh has no impact on the overall situation. It is not clear for the time being. How the emperor plans to lay out the layout, no one has a clue. The construction of various banks in the Dukedom of Kawe has just begun. Although It has caused heated discussions on the forum, but has not yet had any real influence.
During this period, what really caused crazy behavior was not the queues at First Bank, but the wave of external development by the Technology Guild!
All the basic labor force in the Holy City of Estali will be plundered, and in conjunction with the efficiency of the guild, the supply of non-magical jobs and goods in the Holy City will be saturated. It can be said that the guild members make a lot of money quickly, but this may be The result is obtained by condensing the workload of the past three to five years into one year.
In the past, everyone might have to wait for a long time to get a suitable job; now, relying on the technical guild, you can find a suitable job almost every day. However, except for those who produce consumables, most people's work results are It is the kind that can be maintained for a long time. The need to replace the old with the new within the Holy City will also come to an end.
So some time ago, the president of the Technical Guild, Uzov Gantia, complained to someone that there were already signs of competing for business within the guild. This is not a good sign for the development of the guild. Lin Only then did he propose to guide guild members to develop outside the Holy City.
However, everyone wanted to develop externally, but was discouraged by bandits and rumors of traitors that were not true. This was the motivation for someone to promote the bank and for everyone to use the bank's functions.
However, just like this, it will not inspire the members of the Technical Guild to expand their business outside. After all, the business within the Holy City is relatively close and the work is safer. There is no need to worry about being attacked by monsters or bandits in other places.
Even if in order to increase incentives, jobs outside the Holy City will have extra bonuses for the journey. But in fact, there will be additional costs for working outside the Holy City. Even if the pay for working outside the Holy City will be better, the additional cost will be higher. After adding and subtracting, there is no difference.
The real reason for them to set their sights outside the Holy City is the currency exchange ratio.
In the Holy City, the process of entrusting work by the technical guild is that the entruster hands all or part of the remuneration to the guild. After the work is completed and accepted, the remuneration is handed over to the technical team that takes over the entrusted work.
But outside the Holy City, due to the long distance, most of the clients will not send the reward to the technical guild in advance. Instead, they will receive the reward directly from the client after the team completes the work.
It is this process that in the past became robbers, and thieves could take advantage of the opportunity. But now, after the technical team on a business trip completes their work, in full view of the public, except for the necessary travel expenses, all other coins are deposited into the Goddess of Gold Coin. Country, no one can grab it.
The point is, these money are still old coins! This means that when traveling for work, in addition to the bonus for the trip, you can also earn the difference in currency exchange!
This greatly stimulated the enthusiasm of the technical guild members, and they all actively looked for jobs outside the Holy City, no matter how far away they were. After all, it is an indisputable fact that the demand for jobs within the Holy City has decreased. And working outside the city can earn more.
It also has its basis.
According to calculations by interested people, the profit of working outside the Holy City is between 1.5 and 2 times that of working inside. And it is foreseeable that this bonus will not last forever. So I want to take advantage of the good opportunity to make a fortune
People must put in more effort.
The reason why we say that dividends are not permanent is because people are naturally profit-seeking and love to show off. The advantages of using banks were quickly publicized by the craftsmen teams dispatched by the Technology Guild.
For the natives of this era, it may be very difficult for them to learn careful financial management methods. However, the benefits of bank currency exchange are easy to see. Then the interest rate difference between the old and new currency is in the old currency.
The moment the coins are handed over as transaction rewards, they are transferred from the client to the employee.
This is hard to accept for some stingy nobles who have nothing to lose. Especially since they have noble status, but those who come to work for them are just mud-legged people without any noble blood. It is inevitable that they will feel uncomfortable with this situation.
There will be some thoughts. And there are surprisingly many such people among the small aristocrats.
Some people think that they must pay at a reduced price. Even before they understand how the bank's Holy Emblem of Coin works, they think that by detaining the person, they can loot all the money stored in the other party's Holy Emblem.
However, the former does not have a publicly agreed price reduction formula. After all, the exchange between old and new coins mainly depends on the weight of precious metals. And the team of craftsmen who are good at new mathematics and are proficient in calculations will certainly not be able to accept the general formula of the past.
There are statements such as a 20% price reduction or a 30% discount.
When there is a dispute about the former situation and no consensus can be reached, the way to deal with it is actually the same as the way to deal with the latter situation, that is, let the thugs hired by the technical guild come forward to solve the problem. The mercenary guild is happy to take over this kind of situation
business.
The Technical Guild will also spread the news about a certain noble's breach of contract, shrink its manpower, and stop dealings with the noble. It will start from three aspects: force, economy and public opinion to fight against those who they could only look up to in the past and have noble blood.
.
In the face of robbers, thieves or traitors without definite evidence, the guild has no good means to deal with these people hiding in the dark. It can only passively strengthen the protection force, or find people who are familiar with the underground society afterwards.
People come to solve the problem. However, no one can guarantee whether the person who committed the murder is the same person who was brought in to solve the problem.
But it is much easier to deal with people who have a fixed base, clear goals, and value their reputation.
The biggest reliance of these noble lords is to use their power. Before the matter is publicized to everyone, they will completely deal with the insiders to protect their reputation.
However, this method is difficult to implement today when forums are so popular. People have not yet realized its evil, but the power of forums has already emerged.
As long as any nobleman fails to act in accordance with the agreement, he and the people around him will be baptized by overwhelming news. They will receive overt and insidious ridicule from fellow nobles and contemptuous looks from the subordinates.
Even if the latter can be suppressed by their own power, there is no good solution to the former. And this kind of mental bullying is more painful for the nobles than any physical punishment.
Therefore, when there are several examples of reputation being tarnished, other people will think twice before making irrational actions.
Then, in order to prevent the benefits of currency exchange from being monopolized by the craftsman team of the Technical Guild, it became a question for the nobles whether to accept the establishment of a bank in their territory.