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Chapter 1477 The bank going astray

The situation of the Karlsruhe Empire is the focus of attention of everyone in the land, especially the aristocracy. But no matter how much attention is paid, its influence only slowly spreads outward, let alone any substantial changes.

To put it another way, the revolution only ended at the stage of stacking firewood. Nobles and lords from all over the country were moving firewood, breaking down bonfires, and carefully preventing any sparks from flying over. Everyone was not blind and knew that this thing was really being used.

What will it look like after being ignited?

What has really drastically changed the overall landscape, but which everyone takes for granted and quickly gets used to, is the development of banks.

According to the original plan, the belief in the gold coin goddess Ke Yin spread smoothly to every corner of the Mysterious Land. Even the underground world of the evil god camp was involved and took root smoothly.

But once the money is gathered, it will easily arouse the covetousness of interested people.

The reason why banks in the underground world are stable is more because the moment each depositor deposits money, the money is transferred to the goddess' kingdom. If it is like someone's hometown, relying on cash transport trucks to dispatch, underground

The world's banks will not be trusted, and I'm afraid they will be robbed every day.

As for breaking into the Kingdom of God to steal money... let alone being protected by the Lord of Guardians. If you want to break into Ke Yin's Kingdom of God, you must be led by other gods. Ordinary people will only be suppressed if they enter the Kingdom of God.

However, the stolen coins are of no use to the gods, and are only needed by the church in the mortal world. This feeling is like the younger brother wants to eat a lollipop, and the boss takes the lead and rushes into other bosses' houses, and only grabs one.

Lollipops satisfy my little brother’s desires! Is this possible?

If the difficulty of breaking into the Kingdom of the Gold Coin Goddess is the same as in the past, and you can grab some other things easily, then forget it. But as banks spread all over the land, the power of the Gold Coin Goddess will also increase step by step.

Some gods believe that the Goddess of Gold Coin should be enough to enter the powerful divine power sequence. However, she is not sure which level she is in the upper, middle and lower reaches.

In short, no god will continue to treat Ke Yin as a medium or weak god. Because even without the protection of the guardian lord, she has beaten several guys who broke into her kingdom and planned to kidnap her as the concubine of the god. Evil God

Both with demons.

The covetousness of the gods is easy to solve. In fact, most of the gods do not covet the money, they are just jealous of the gold coin goddess's power and power in just a dozen years.

Some gods want to replace her, and some gods want to take her as a pet and extract the parts they need from her. But these actions can easily be stopped by more powerful violence, whether it comes from the guardian lord or Koin.

my own.

The world's covetousness for money is even easier to solve. The series of settings of the Midi Bank, as well as the elite force of the wood elves controlled by the World Trees, which can be deployed at any time throughout the Midi, are all designed to resist mortals.

measure.

From the beginning, Lin did not design the entire bank's operational structure based on the premise that local people would cooperate obediently.

How to react as quickly as possible when encountering a robbery, how to deal with those who stop outside the bank and collect tolls, and how to prevent the lord from imposing exorbitant taxes and miscellaneous taxes when he sees his subjects using the bank. Banks and wood elves have the same thing.

A complete set of corresponding guidelines.

Moreover, once the wood elves are dispatched, they will kill them and never injure them! They will silence them and show no mercy! It can be said that they have done everything possible.

If the churches of other gods dared to act like this, the nobles would probably share the same hatred and launch an all-level suppression and cleanup. But when the Goddess of Gold Coin did this, no one said a word, and some even applauded.

Even though some people were dissatisfied with the goddess's behavior at first, after receiving Ke Yin's explanation, everyone unanimously stood behind the goddess to support her.

Ke Yin said: 'It is your money that is stored in my Kingdom of God. Your money is robbed, and I will watch it happen and then do nothing. The loss will be to pick a few unlucky people and directly take their money.

Should the account be reset to zero, or should everyone share it equally and deduct a fee for being robbed? Or should I beat to death those who dare to rob?'

Best to kill!

No one considers that since the bank is in custody for others, the bank should be responsible for any abnormal transaction losses. This is also because most people are not qualified to hold accountable a goddess, nor have the ability...

Since you can beat those guys who want to steal money to death, why not beat them? All that is robbed is their money! If the goddess is not responsible for the loss, then the loss belongs to them.

So after forcefully killing a few chickens to show the monkeys, the noble lords of Lost Land finally calmed down and did not dare to continue the idea of ​​​​banking. No one wanted to see a legion of wood elves like Shen Wen Tian.

Surrender, directly catch yourself off guard and show no mercy.

However, just because there is no way to grab it openly does not mean that there are no other means.

So far, banks only have deposit and withdrawal services, and their functions are similar to the ancient Feiqian and Jiaozi in my hometown, which allow ordinary people to travel long distances with light luggage. It is not a real game of 'riding a crane to Yangzhou with a hundred thousand guan in your pocket.'

What level of quantity is 100,000 guan? Putting aside the issue of the weight of the holder, 100,000 guan of copper coins can be strung together into a thick gold-lined garment. It can also be used as armor, and it can be considered as heavy as a tank on the battlefield.

But after countless small amounts of money are gathered together to form a considerable amount of money, they can do things that were originally impossible. Such functions are difficult to ignore. For example, crowdfunding, stock listings and other activities, this is the original intention

.

Just for crowdfunding, the stock market needs a more mature financial environment and a stable society to operate. Most people still focus on the business that the bank of the Gold Coin Goddess does not intend to operate, which is 'lending'.

In fact, many people are puzzled by the fact that the Goddess of Gold Coins did not intend to lend money to earn interest after taking over the savings. They are jealous because such huge funds are placed there. Since there is no way to grab them openly, they can always borrow them. But the Goddess has not yet

Play with loans.

For this reason, many lobbyists found the goddess to lobby, and even found a certain original voter to try to persuade this powerful magician.



It is a pity that in the bank, in front of the Holy Emblem of the Goddess of Gold Coins, these lobbyists can only get mechanical canned replies. There is no good or bad, and of course it is impossible to agree. Rejecting anything is just meaningless nonsense.

times were spoken.

Despite this, the goddess is still somewhat tempted by these people's proposals. The reason is very simple. In their plan, lending is a part of helping people. Of course, the people who are helped will be grateful to the goddess, and the collection of the power of faith will also

Not a sudden surge.

It's just that most people's plans are immature, and the safety issues alone make the loaned money very insecure. In addition, as a voter of the goddess, someone warned repeatedly about the dangers of lending money to earn interest.

, so Ke Yin has never relented on this aspect.

The magician in the holy city of Estali was even simpler. He simply said that he had lost his identity as a chosen one and could no longer influence the goddess. No matter how much he talked to him, it would be a waste of words. Then he sent the guests away.

No one really dares not to leave. Because if you don’t want to go straight out, you will go out sideways.

Midi does not have much sympathy for those who offend powerful people and suffer misfortunes, and the strong will not be polite. It is indeed the consensus of everyone to protect the weak, but this does not mean that the weak will bully the strong.

The reason for this is that respect is the most basic and comes from both directions.

but!

After all, someone will come up with a plan to impress the goddess. Just like someone used to take a bank-related proposal and let the goddess of gold coins, who was a weak divine power at the time, resolutely promote this career with an unknown future in the land. Now there are people of the same level.

A proposal appears.

The specific operation method is very complicated. But to put it simply, it is to upgrade the gold coin goddess to the status of a gold reserve bank, and then use the shell of a second bank to also collect reserves and issue banknotes!

The second-level bank opened an account in the bank of the Gold Coin Goddess in the name of a private bank, and deposited all the savings funds collected into the goddess's kingdom.

The savings attracted here will provide interest, both current and fixed deposits. The storage fees deducted when the funds enter the Kingdom of the Goddess of Gold Coins will be fully borne by the second-tier bank. Use this method to attract funds.

The money collected is the reserve of the second-tier bank. While retaining reserves to meet withdrawal needs, the second-tier bank will print banknotes and lend money.

These actions are to prepare for a credit-based economic structure while establishing a gold-standard economic structure.

On the surface, paper money called "vouchers" allows people to move around without carrying heavy bags; and the bank's lending business also helps those in urgent need or need.

But in fact, what is going on behind this whole set of things can still be seen by someone who understands it. As a time traveler who has been tricked by capital to the point of throwing himself on the ground, it is in vain if he is not familiar with this set of things.

I paid so much tuition myself.

The familiarity of this whole set of operations also gave a certain magician a clear realization: I am afraid he is a fellow countryman again.

No matter how talented you are, people have limitations. Sometimes they are limited by vision and experience, and sometimes they are limited by environment and reality. Under such a premise, any proposal that challenges the unknown future will always be immature and risky.

The ingredients are inside.

But when Lin learned that someone wanted to cheat a second-tier bank and got specific services and business scope, he quickly made the decision to meet a peer, another cross-border group. Because this whole method is quite mature and quite

Familiar.

But it's not without flaws.

One of them is that the second-tier bank was not founded by a noble lord or a king, but by a powerful businessman. Although the chamber of commerce under its jurisdiction is not at the level of a multinational group, it is still a leader in the local area.

.

I don’t know where the source of this mysterious self-confidence comes from. Do you think that capital can simply override power?

Secondly, this can be regarded as an old almanac. That is, the design is too complicated and it is clear that it does not want people to understand it. If any business is to be successfully completed, it requires very professional financial talents.

What would happen if you were a dabbler and wanted to learn this whole thing and get out?

They are all playing basketball. What will happen if elementary school students play basketball with NBA stars on the same court? They just stand still and just raise the ball to their heads. Elementary school students can't even think about playing with them.

So this entire design is obviously meant to trick people.


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