After the meeting, as usual, the content of the meeting and the suggestions on the property market will be disclosed to the outside world.
The first is the bank interest rate for mortgage loans, which has been lowered for the first time in ten years.
The annual interest rate was reduced from the previous 5.5% to 5%, a year-on-year decrease of 0.5%.
If we take a house with a total price of 1 million as an example, the down payment is 300,000 and the loan is 700,000.
For a loan of RMB 700,000, with a 0.5 percentage point difference in annual interest rate, you can save almost 188 yuan per month, which is 2,259 yuan a year.
A normal 30-year mortgage saves 67,770 yuan.
If a house costs tens of millions in a first-tier city, the loan interest will be reduced by almost one million over thirty years.
Countless home buyers learned about this, beat their chests and stamped their feet, looked up to the sky and sighed.
hey-hey……
They are pretending...
It's just Versailles, but actually I'm already happy.
Anyone who understands the real estate market knows that a reduction in mortgage interest rates is definitely good news for the real estate market.
In the future, house prices in various places will rise rapidly again.
Compared with the fluctuations in housing prices, the benefits generated by falling interest rates are simply not worth mentioning.
However, it did not make them happy for long,
The document also recommends that all parts of the country implement property purchase restriction policies based on local conditions.
Taking Shanghai as an example, locals are limited to purchasing two units, and those with foreign registration are limited to one unit. They also need to pay social security for one year in the local area in two years before they can purchase it.
In addition to purchasing restrictions,
There are also suggestions to limit sales.
In the next five years, home buyers are not allowed to sell property rights in various forms through transfer transactions.
Interest rates are lowered, buying and selling restrictions are imposed.
Come down with a set of combo punches,
Property markets across the country have fallen into an eerie calm.
The kind of scene that people imagined, where housing prices fell off a cliff, did not happen.
On the contrary, real estate stocks and related stocks in the A-share market hit their daily limit and were closed almost instantly!
It seems that they only see the news of falling interest rates, which is a huge good news, and have no idea that the subsequent purchase and sale restriction policies are the biggest negative news.
Professional influencers came out to analyze the new policies and the reasons for the skyrocketing stocks.
Falling interest rates is a sure thing.
So this is a good thing and also the reason for the daily limit.
However, subsequent buying and selling restrictions will
Just a suggestion.
Just a suggestion,
Just a suggestion!
Important things need to be said three times.
The former is extremely beneficial,
The latter is doubtful but does not mean it is bad.
It’s normal for real estate stocks to hit their daily limit...
The articles by big V are full of quotes out of context, focusing on the news of interest rate cuts, while deliberately ignoring the policy content of recommended purchase and sale restrictions.
And the article hints that houses will continue to rise in the future, supporting the current decline in interest rates and interest rates, which is the best time to buy.
When you pass by, don't let it go.
This is definitely a signal, equivalent to the signal that started the era of skyrocketing housing prices ten years ago.
Officials did not stop those people from speaking.
Because this involves a game between both parties.
The scale of the real estate market is too big. They dare not cut it across the board, nor can they do it across the board. Managing a big country is like cooking small dishes. There is no need to rush, and violent methods are even less advisable.
Boiling the frog in warm water is the most common method.
Lu Beifeng has such an idea, and he is qualified and capable to do so. The official supports it.
Therefore, signaling to the outside world that he has ideas to change the current status of the property market is also paving the way for him, so that he will face less pressure in the future.
This is also the only thing that leaders can do.
Today's prosperous China is the result of the sacrifice of several generations and the joint efforts of hundreds of years.
They must be in an absolute advantage before they can take further measures. They cannot pin all their hopes on Lu Beifeng.
If Lu Beifeng's plan fails, then it will be business as usual, waiting for the next opportunity to take action on the property market.
Who wins,
Who do they help?
This is very cruel.
But when it comes to governing a country, you cannot rely on emotions.
When the leader first knew about Lu Beifeng's idea, he directly explained the situation to him.
If he wins, no one cares about him.
If he loses, he will take the blame for the rest of his life!
Lu Beifeng knew, but he didn't care.
It’s worth it, just do it!
Why are you thinking so much about the consequences?
If you lose, you won't die.
He is still the richest man in China and the most powerful competitor for the richest man in the world.
He never cared about people's opinions.
He doesn't think anyone is qualified to judge him.
A confident, conceited, arrogant person.
He always has been!
The real estate developers did not know the existence of Lu Beifeng, but they knew that this was an official test.
After the content of the meeting was released, they held an emergency meeting and unanimously set a tone.
Under the overturned nest, there are no eggs left intact!
No one is allowed to voluntarily surrender. Anyone who dares to lower housing prices is the public enemy of their entire industry.
And they cannot show weakness. In order to maintain this common big cake, their attitude must be resolute and let the officials see their determination.
That’s why they spent money to instruct various financial tycoons to set the pace crazily, confuse the public, and use large amounts of money to raise stock prices, creating the illusion of a frenzied market.
Tianhu City.
Wang Zhen was not qualified to attend the meeting, but after the meeting, he also received an official copy of the meeting minutes.
After learning the content of the meeting, Wang Zhen, who has a keen sense of politics, was in disbelief. Since the official plan to take action on the property market?
He thought of Lu Beifeng, it must be him, otherwise it wouldn't be such a coincidence.
Wang Zhen suddenly fell into a dilemma.
As I thought about it, I laughed to myself again.
He seemed to have no choice.
"Lu Beifeng, you bastard!"
Wang Zhen gritted his teeth.
Because he knew very well that Lu Beifeng's plan was to be implemented in Tianhu. He could escape the monk but not the temple.
And in the face of such an important plan, Wang Zhen's choice actually didn't matter at all.
The content of the document is that the leaders are expressing their position. They support Lu Beifeng's plan and are willing to help him with some trivial matters.
It's best if Wang Zhen is willing to cooperate proactively. If he doesn't cooperate with them, then someone else who is willing to cooperate will be replaced.
It looks like a multiple-choice question,
In fact, it’s a single-choice question.
Wang Zhen felt very tired.
Why can't Boss Lu just stop?
The one year he served in Tianhu was more exciting than his career in the past 20 years.
Although he was coerced,
But he couldn't help but feel a little excited.
It is impossible to refuse without cooperation. No ambitious and ambitious person will refuse this temptation.
He didn't agree before because the official attitude was clear. With Lu Beifeng's personal power, it was simply impossible to complete this plan.
Now the official attitude is very clear and expresses support.
Once this plan is successfully implemented, it will be the icing on the cake for Lu Beifeng.
After all, the status he currently holds is at the pinnacle of domestic businessmen, no matter how high it is, it will only be that high.
Those real estate developers probably would not have thought that Lu Beifeng would be the game-breaker between them and the authorities. I am afraid they will be very shocked when they find out in the future.
Because it's not necessary,
Lu Beifeng really didn't need it.
But for Wang Zhen, this achievement is comparable to rocket propellers and nuclear power fuel.
With the current development of Tianhu City, as long as he works steadily, he is destined to become a feudal official in the future.
This life is coming to an end. After all, no one from above supports him, and he is still a man who has done meritorious deeds.
If it weren't for Lu Beifeng, Wang Zhen would probably have stayed at the third-in-command position in this small city until his retirement.
But once Lu Beifeng's property market plan succeeds, he will be the biggest beneficiary, bar none.
There may be an opportunity to be admitted to hospital in the future.