The government has promulgated several new policies.
The first one concerns the property market, which is directly distributed to land bureaus across the country.
Starting from October 1st, the five-year house purchase and sale restriction rules will be officially implemented. It is no longer a recommendation and guidance a few months ago, but must be resolutely implemented by all localities.
But in addition, the pilot areas in four domestic cities are no longer restricted, and real estate sales and transactions within the areas will not be affected in any way.
They are the Canal District of Hangcheng, the River Scenic Area of Rongcheng, the South District of Fucheng, and the Jiuhu New District of Tianhu.
The second article is about bank lending. Every problematic and unreasonable loan will be investigated to the end. There is no such thing as immunity from liability.
The third article is about the real estate industry. It cannot be allowed to grow wildly. The funds of home buyers must be supervised by relevant departments. At the same time, pre-sale of off-plan properties is strictly prohibited.
The three new policies are all related to the real estate industry. They are deadly and cut into the arteries of real estate developers.
What is unreasonable lending? Are real estate companies that generally have debts of more than 500% considered unreasonable lending by banks?
Pre-sales of off-plan properties are strictly prohibited, and pre-sale funds are subject to supervision by relevant departments, which means that real estate developers will not be able to misappropriate funds in the future, demolish the east wall to pay for the west wall, and build up high debts.
If you want to do real estate, just do real estate honestly. In the past, diversified development was actually a big project to make money from. The good old days are gone forever.
After experiencing yesterday's despair, real estate developers have significantly improved their ability to withstand stress, and the current situation has not yet reached a desperate level.
Although the latter two items restricted the development of the real estate industry, the promulgation of the first New Deal gave them a slight chance of survival.
What is a pilot? As long as the pilot is successful, subsequent nationwide implementation is only a matter of time.
Officials are still reluctant to give up the economic growth brought about by the property market. They do not choose to cut it across the board, leaving some room for maneuver.
However, it is also a clear warning to real estate developers that housing prices in developed cities can be set at will, as people there are qualified and can afford high-priced housing.
But in other small cities outside the third tier in China, don't even think about hyping up housing prices. If you dare to raise your hand, your head will be chopped off.
It is cruel to say that the essence of these new real estate policies is to keep the capable ones and leave the mediocre ones.
This may be good news for those who cannot take root in first- and second-tier cities.
Their hometown may not be that developed, but it is a good place to live. If you do not stay in a big city, it is also a good choice to return to your hometown without being troubled by high housing prices.
The official has tried its best to choose a relatively optimal answer.
They also firmly believe that they can stick to their original aspirations and ensure that while big cities are prosperous, they will not forget their compatriots who stay in underdeveloped cities.
Although this is indeed a pity for ordinary people living in first- and second-tier cities.
But there is no such thing as a complete method. There are gains and losses, and there is no answer that satisfies everyone.
Almost at the moment the New Deal was promulgated.
In cities across the country that belong to the third tier or outside the country, housing prices have fallen sharply, like a flash flood or like the water of the Yellow River tumbling into the sea.
The era of low wages and high housing prices is gone forever, and there is no room for rebound.
There is not much time left for real estate speculators now. National Day is ten days away, and there are only seven working days left.
Within these seven days, if the hoarded properties cannot be sold to raise funds, then when the new policy is implemented early next month, there will be a lock-in period of three to four years.
The lock-in period is calculated from the day of purchase. During the years of the lock-in period, house prices may rebound slightly, but only slightly.
The income generated by the rebound in house prices is definitely not enough to offset the interest incurred on the loan.
Whether they can hold on until the real estate embargo period is lifted is another matter.
You must take advantage of this period to sell the property at a low price, even if you lose money, you must get back some of the funds.
The five-year lock-in period directly eliminated most real estate speculators from the source.
Because no speculator is willing to waste five years of money on a project full of uncertain prospects and have to pay interest on it.
The subtlety of the official new policy is that it does not choose to be simple and one-size-fits-all, but has a good grasp of the scale.
The real estate market in small cities outside the third tier has plummeted across the board, but in first and second tier cities, except for the four pilot cities that have been identified.
Similar to the first-tier cities of Beijing, Shanghai, Guangzhou and Shenzhen, as well as the second-tier Guancheng Star City International Village, housing prices have gradually stabilized and stopped the downward trend.
Especially in second-tier cities in some special economic areas, housing prices have risen instead of falling, and they have continued to skyrocket.
There are many smart people in the world, and many of them have seen the hidden meaning of the New Deal and the conditions for becoming a pilot area.
Buying relatively low-priced housing now is like buying new stocks in the financial market, where you are betting on the future.
Won the young model in the club,
If he loses, he will work in the sea.
Their behavior also gave major real estate developers a lot of blood.
It's a little bit less, but it's better than nothing.
The road ahead is not just about mediocrity, there is hope.
In terms of public opinion, confusion is highlighted.
The Internet is a microscope, and all emotions will be magnified countless times.
The official's heavy blow to the property market is something that the proletariat likes to see. The beneficiaries of their New Deal have not suffered any losses in their own interests.
There are also people who have suffered losses and are cursing the government online. Why don’t they pretend to be different now? Chi Guoguo is promoting class and regional antagonism, using rhetoric.
Lu Beifeng, the initiator and promoter of the incident, was naturally pushed to the forefront.
Being named the Imperial Eagle Dog has a relatively good reputation.
There are even conspiracy theories that Lu Beifeng cracked down on the property market just to allow hot money to flow into the financial market.
Who knows, he is the well-deserved uncrowned king in the financial market.
Lu Beifeng's current behavior is even worse than that of Lao Ma. He is trying to change the country's attributes through a curved plan. He is actually a thief who steals the country. It is the country's misfortune that the key officials still listen to his slander.
Educated people often push themselves for justice and point fingers from the moral high ground.
However, this time, except for a few disciples with firm faith, few others tried to speak for him.
For a time, the number of pure passers-by who talked about it became extremely large.
It is true that Lu Beifeng is cracking down on the real estate economy, but so is the surge in the financial market.
Since yesterday, the Shanghai Composite Index has soared by more than 400 points in two days, and the daily limit of 1,000 shares has been repeated for two consecutive days.
The market index reached 3,300 points, and countless hot money from the property market poured into the financial market.
For a market that hovers around 3,000 points all year round, this is definitely auspicious.
The new energy industry, which Lu Beifeng focuses on, has become a super hot spot.
During the Jude era, the market value surged by 300 billion in two days, reaching a market value of 12,000 yuan. BYD's market value also skyrocketed by 100 billion, hitting the trillion dollar mark. Didi did not fare much better, with an increase of nearly 80 billion, hitting a market value of 700 billion yuan.
The holdings of Dixing Investment have swept away the previous decadence and recovered all their lost ground.
Not to mention the previous acquisition of stocks of major real estate developers at extremely low prices, and the upcoming acquisition of Hengtai Real Estate for one yuan.
Although liabilities increased by RMB 1.3 trillion, fixed assets were actually RMB 200 billion.
With the current market sentiment, the future is promising.
The cows are really coming.
Professional financial analysts have even estimated that in this round of market conditions, Lu Beifeng's wealth will be guaranteed to increase in value by nearly 300 billion.
By then, Lu Beifeng will stand out among the many entrepreneurs in the world with a wealth of 1.4 trillion soft sister coins.
However, they intentionally or unintentionally ignore that behind the 1.4 trillion yuan in wealth is an additional 1.3 trillion yuan in liabilities.
Knowing the traffic password is a yes, because netizens really like this trick, and their morale is instantly high.
Point the finger directly at Lu Beifeng,
Haha, it sounds like a lot of hype, but the substantial increase in one's own wealth cannot deceive anyone.
Unless Lu Beifeng learns from Gates and donates all his wealth, they will believe that Lu Beifeng has great righteousness.
[Lu Beifeng came out to explain]
It has become the most popular topic on the Internet.