As the richest man in Hong Kong, Su Yehao is regarded as the "walking God of Wealth".
The matter of acquiring the land was tentatively decided in the afternoon, and in the evening someone took the lead and contacted representatives of many well-known local companies and set up two tables on the Qinhuai River Boat.
The atmosphere of dining on the boat is quite unique.
It's a pity that Su Yehao feels a little less interesting without the girls waving their handkerchiefs and saying "Come up here and play" with a sweet smile.
While eating and drinking, people introduced the project status.
Among them, Su Yehao accidentally learned that Jinling Bank was preparing for external financing. Su Yehao immediately kept this in mind, but in order to avoid offending others, he was not in a hurry to express his position for the time being.
After dinner that night, Linda Yun was asked to call the person at the bank according to the phone number on the business card and mentioned that if she really wanted to raise funds, he could help solve the financial problem.
At present, the mainland banking industry is regarded as junk stocks, and there are even rumors that "all banks are technically bankrupt."
Many people at home and abroad have lost confidence in the development of the mainland's banking industry and are extremely pessimistic. Foreign investors are afraid to enter the mainland's financial industry, especially banks, treating them as landmines that can explode at any time.
for these views.
As a veteran, Su Yehao can only say that these people are too young, do not understand the methods above, and underestimate the prospects of economic development in the mainland.
It is said that others are afraid of me and I am crazy. It is a bit early to enter the game now, but the cost of financing is also lower, which is very suitable for private equity investment in them through 5S asset management companies.
Considering that within the 5S Asset Management Company, there are still a lot of self-owned funds that were invested proportionally by shareholders when the company was first established. It is a waste on hand and the money needs to be exchanged for high-quality assets in a timely manner.
After the phone call is over.
It's calm on Su Yehao's side.
He stayed at the Jinling Hotel, turned on the air conditioning and heating, and drank yogurt to nourish his stomach. At the same time, he used his laptop to check news from various places and reply to some business emails.
At around nine o'clock in the evening, I called Xiao Nizi and promised to bring more hairy crabs back to Hong Kong City, and also look for delicious local specialties.
There was an explosion at Jinling Bank, with executives frantically making phone calls and looking for someone to discuss the matter overnight.
...
Early the next morning.
Su Yehao listened to the hotel waiter's suggestion and went out to find a breakfast shop called "Chicken Cry Soup Buns". It had a cage of chicken soup dumplings and a bowl of duck blood vermicelli, which was particularly suitable for him.
Before breakfast was finished, Linda Yun received a call. Jinling Bank invited them to visit the headquarters to discuss the details of financing.
When she was planning to go to Zhongshan Scenic Area for a stroll, Su Yehao shook his head and asked her to help him refuse, only saying that other people would be responsible for contacting him when the time came.
We only have an intention for now and can't achieve anything by talking about it, so there is no need to waste time on politeness.
Wait for Linda Yun to hang up the phone.
Su Yehao asked Feng Tiancai: "What do you think of the development prospects of the banking industry in the mainland?"
Feng Tiancai wiped his foggy glasses and answered casually without thinking:
"The office has investigated the relevant data, and I happened to have seen that information."
"After completing a statistical survey, they found that about 30% of the non-performing loans of large commercial banks in the mainland were caused by external intervention, another 30% were caused by the provision of credit support to state-owned enterprises, and 10% were caused by an inadequate legal environment. In addition, about 30% were caused by external interference.
10% is the result of some enterprises’ industrial restructuring.”
"In general, only 20% of non-performing loans are caused by poor credit management of large commercial banks. If investment banks can make rectifications, I think given the economic heat of the mainland, as long as risk control management is done well, in fact, the mainland's
The bank will be very profitable..."
After he finished speaking, Su Yehao wiped his mouth with paper and said with a smile:
"You are right. The mainland is about to join the WTO. After the transition period, foreign banks will also be allowed to enter. Judging from the news in recent years, the intensity of banking industry reform is by no means loud and clear. I have previously released harsh words.
He said that as long as open-end funds are allowed to be launched as soon as possible, I will raise 60 billion yuan within three years to assist a group of enterprises, and maybe half of this will be thrown into various banks."
After thinking about it briefly, Feng Tiancai spoke the truth:
"Thirty billion yuan in three years is not enough to support a few big banks. At most, it can only help a few medium-sized banks to temporarily tide over the difficulties. The key is to jointly promote reforms from inside and outside the banks, Jinling
The size of the bank is not too big, and it is not too small compared to credit unions and so on. It is just a good starting point for us to accumulate some experience and copy it to other banks."
"Also, boss, after the rectification is successful, the profits may be very generous if it is capitalized and listed in the future. It will also be helpful to your other businesses, boss, especially the investment banking and real estate business. The investment bank itself has related businesses. If you can accumulate some
If you have experience and become famous in the industry, you may be able to use the banking industry as a selling point to help investment banks win the first batch of large enterprise-level customers..."
Feng Tiancai speaks very quickly, but his thinking logic is very clear.
Hear the words.
Su Yehao glanced at Linda Yun silently.
Although she didn't say anything, this glance still sent shivers down Linda Yun's back. She seemed to realize something vaguely, and her heart rang with alarm bells.
Compared with Feng Tiancai, Linda Yun felt that she was not smart enough. She had to ask Su Yehao to explain things clearly every time. The so-called comparison of goods had to be thrown away... She felt that her bowl of rice was a bit unworthy.
Stable.
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Fortunately, Su Yehao also thinks that Feng Tiancai is very capable.
She felt that it would be a waste to have such a talent by her side and only do daily chores, so she did not have the idea of replacing her personal secretary, which allowed her to escape the disaster.
What's more, if you want to be his personal secretary, simply being able to take care of business is not enough.
She also has to be careful and tactful, help coordinate the schedules of several girls, and be proficient in making excuses, making up reasons, etc. The honest and honest Feng Tiancai will definitely not be able to do this, but Linda Yun is very good at this.
We talked a little bit about the topic of the mainland's financial industry.
Sitting in a busy breakfast shop, Su Yehao was finally recognized, and he almost attracted onlookers by accident.
It wasn't until many plainclothes people nearby came forward to help maintain order that they left the soup dumpling shop. They first visited the nearby Jiming Temple and then took a bus to Purple Mountain.
Take advantage of the good weather to climb the mountain and enjoy the scenery, that's all.
I walked around during the day, turned down all the dinner invitations, and took a plane that night to go to Lin'an to inspect the Taobao Company.
The headquarters of Dabao.com was moved to Pengcheng by Su Yehao.
However, in this era, the business atmosphere in the Suzhe area is indeed more suitable for the development of so-called B2B business, which is to provide transactions between enterprises.
Many wholesalers in the Yiwu area are now trying to provide wholesale services to traders through the Internet. When I chatted with Boss Ma last time, it was said that the transaction volume in the Yiwu area this year exceeded 350 million yuan...