"Even if it's just a favor, you don't have to be so anxious!" Fairy Haomiao understood. As she spoke, she secretly wrote down the chain letter experiment in her heart, and then asked a few sect disciples to arrange a group of mortals to try it.
"It's easy to borrow and repay. It's not difficult to borrow again!" Shen Fengshu replied with a smile. It can't be said that he has always owed a favor and asked his sister to contribute to the sect to repay it. Shen Fengshu himself is not happy, right? Why? There is nothing wrong with doing things in your own sect. The problem is that now the identities of the two sisters have been exchanged. Others don’t know, but Shen Fengshu understands! Normally, it is not a big problem to practice by yourself, but when you have to go out to do things, your usual habits and style are different.
Likewise, it would be a big trouble if others saw it, so it was better to reduce the risk of the sisters working in the other sect as much as possible. Seeing that Fairy Hao Miao and the beautiful master both looked disapproving, Shen Fengshu was afraid that they would think I was eager to clear up the relationship, so I had to explain patiently: "Actually, I am returning the favor now so that I can owe you a bigger debt in the future."
What a favor! This junior admits that this is a conscious cultivation of credit."
Credit training? What the hell? The two elders and two sisters looked over with doubtful eyes. Shen Fengshu could understand what they were doubting without even opening a word. "That's it." Shen Fengshu gave a very simple example: "I borrowed ten taels of silver today and paid it back on time in a few days. The next time I borrowed twenty taels, I paid it back on time. After a while, I borrowed fifty taels and paid it back on time. I
In the mind of the creditor, is he a trustworthy person?"
Everyone nodded. "Then when I borrow another hundred taels, will I be more confident than when I borrowed it out of thin air without any friendship? Even if I suddenly ask to borrow one thousand taels or ten thousand taels, as long as I have a legitimate reason, creditors are more willing to lend
I am not another person who borrowed money before and failed to repay it, right?" Shen Fengshu asked again.
Everyone nodded again. Isn't this obvious? If you borrow and return it several times in a row, your trust level will naturally be higher.
"This is to consciously cultivate your own creditworthiness in the credit system." Shen Fengshu summed it up. He cleverly replaced the concept of returning favors with a simple process of borrowing and repaying money without leaving any trace.
"What is this credit system of yours?" The beautiful master glanced at Shen Fengshu and asked.
"This is another thing." Shen Fengshu didn't care and explained casually. Shen Fengshu briefly introduced how to use credit cards in advance on the earth. Of course, he did not forget to share these with the sect disciples in the end. Combining practice: "The new disciples of the sect have little financial resources or resources at the beginning. They cannot afford elixirs, medicines, magic weapons, etc. But because they are disciples of their own sect, the sect can consider letting the disciples consume in advance and lend them out first. The resources improve the cultivation level, and then return the capital and profits to the sect. In this way, the disciples can practice faster.
Not to mention, the overall strength of the sect can also be improved."
The world of monks is actually similar to that of ancient China on earth. There is basically no concept of credit consumption. Everyone saves diligently, and they dare not and cannot spend in advance. But everyone understands that even if the cultivation level is only improved a little, it will make money or The speed of earning resources will be much faster than before. Things that are unattainable in the Qi refining stage are just a piece of cake in the foundation building stage. Withdraw resources in advance to improve your realm.
Paying back later is another good way for the sect to train disciples. "If you are afraid that the disciples will be under too much pressure in the future, you can also use installment payments." Shen Fengshu explained the new method of playing on earth again, and finally Then the topic was brought to the credit system: "This requires the sect to provide
Disciples established credit files and divided them into different credit grades. Different grades have different advance loan amounts." Shen Fengshu didn't know whether Haotianmen and Tianxuan Sect would adopt their own explanations, or whether they would open their own bank. Shen Feng Shu Shu didn’t know either, but since he had already talked about it, Shen Feng Shu didn’t mind going a little deeper: “Actually, there are
One thing that can be standardized is currency." Qin Shihuang unified China and unified the weights, measures, and written currency. Since weights and measures have been mentioned, and the writing has been unified by the academy, there is not much meaning in keeping this currency. Anyway, Shen Fengshu didn't prepare himself. Do it, let the super sect choose
This is the head!
"Although spiritual stones are now divided into upper, middle and lower grades, each with a different value. The value is determined by weight, but this actually has a drawback." Shen Fengshu couldn't stop himself as soon as he opened his mouth. The spiritual stones were simply divided into There are three grades: upper, middle and lower. The lowest grade is also called the first grade. But in fact, the quality of spiritual stones of the same grade still varies. Some are of high quality but cannot reach higher grades, and some have been used by others.
It is just like the chaos of privately minting copper coins in ancient China on earth. How to use unified methods to extract spiritual stones to make their quality uniform is a matter for experts. Shen Fengshu is only responsible for asking questions, but the benefits of doing so are obvious: "If the standards can be unified and there are two major sects certified
Lingshi currency is more acceptable, and this is a big and profitable business."
Not to mention the minting rights, the fire cost of collecting spirit stone coins alone is a lot of income. The whole process is the process of turning scattered silver taels into silver dollars, and the two major sects can make a lot of money.
"You usually don't practice well, so what are you thinking about?" No one interrupted Shen Fengshu during his narration, but as soon as he finished speaking, the beautiful master frowned and scolded him.
"Thinking about it! Thinking about it!" Shen Fengshu quickly apologized and said, "It's hard to get into the elegant hall and make Master laugh." "It's not enough to make me laugh!" Fairy Haomiao next to her shook her head and smiled bitterly: "It's because we are addicted to practice and have neglected it. There are many things. I once thought that there was nothing more to explore except cultivation. But I discovered it after being reminded by you today.
It turns out there is a lot to be done. The favor you owe has been evened!"
The beautiful master glanced at Fairy Hao Miao with great dissatisfaction. Obviously, this little guy could have said something more, so it would be even? However, the beautiful master also knew that they really benefited a lot today, even if it was The monks of Shenmen cannot be greedy and excessive. Since Fairy Haomiao of Haotianmen already feels the same, then the elders of her Tianxuan Sect cannot have a small family either.
In order not to be outdone by Haotianmen, he could only wave his hand: "Forget it, it's even!"
The whimsical ideas in this kid's mind are really admirable. Even an ordinary person borrowing money can come up with tricks. It's hard to believe.
"Thank you, master! Thank you, teacher!" Shen Fengshu beamed when he heard that it was even, and he saluted the two of them repeatedly.
It's good that you don't have to pay more, and the sisters can relax and be more valued in the sect. The most important thing is that the masters on both sides have something to do, and the probability of the sisters getting involved is greatly reduced.
Successfully deceived two elder masters into lameness. "You are really lucky. Even masters like Li Changsheng may not have the opportunity to own this small world. Xuanji Academy uses their small world scroll as the treasure of the town, but you are in the foundation period." I am uniquely blessed to have one." Immortal Hao Miao
He looked around and praised him.
"Yes, my disciple is very lucky." Shen Fengshu agreed obediently. "She is reminding you not to show off the good things you have, and don't let outsiders know that you, a mere golden elixir, have such good things!" Zu angrily warned Shen Fengshu: "If you weren't Ruxue's biological brother, I would have
I grabbed it." Shen Fengshu was speechless for a moment. The beautiful master didn't even hide her bad intentions. Fortunately, she knew that the happy world was a small world, so except for people close to her, most people didn't know that she had it. this
Good stuff. But since even Fairy Hao Miao and Master Beauty have warned me like this, I have to be cautious in the future.
"I sincerely follow the teachings of my master!" Shen Fengshu understood what he was saying and quickly thanked her respectfully.
"They say your chess skills are superb. Come, let's talk a game and see how good you are." The business was finally finished. The beautiful master seemed to still have the intention of taking the exam and directly ordered Shen Feng to write.
Playing chess? Shen Fengshu shook his head quickly without thinking, his head shaking like a rattle.
"What? Are you scared?" the beautiful master asked with a smile.
"Master, you are a relative. If your relatives don't play chess, it will hurt your feelings!" Shen Fengshu explained with a smile. Can playing chess, something that hurts feelings, be played casually with elders? What's more, Fuxi's current computing power is still concentrating on optimizing Whale Swallowing. Score, is it worth it? Who knows whether the beautiful master's chess skills are good? Will he fall out if he loses in chess? Or not?
Take this risk.
"Hurt your feelings?" It took the beautiful master a while to realize. This is because this little brat Shen Fengshu has no regard for her chess skills! Is it tolerable? Which one is intolerable? "Little Shen is already Grandmaster of Wangyouzhai, the three sets of blood vomiting charts are earth-shattering. If you are not convinced, break the three sets of blood vomiting charts first." Fairy Haomiao said lightly from the side, although she and the beautiful master are so calm now.
They sat chatting with each other, but they were still happy to see the other party deflated, and couldn't help but ask for help. The beautiful master immediately glared at Fairy Hao Miao, looked at it for a long time, and suddenly waved to "Ruxue" who was waiting beside him. : "Ruxue, when I came here, I saw that there was a place in the capital that was faintly covered with demonic energy. You and Xiao Shen
Let’s go and see.”
The most benign place in the capital was actually covered with demonic energy? Shen Fengshu was immediately shocked. But with the beautiful master's eyesight, he had no doubt that there must be something wrong.
"What a coincidence!" Fairy Haomiao said tit for tat: "I also found something wrong in the direction I came from. Ru Bing, you should go and take a look."
The two sisters all agreed obediently, and then winked at Shen Fengshu. Shen Fengshu immediately understood and took the sisters away from the world of satisfaction. The two elders pushed these juniors away, obviously aiming at Shen Fengshu. The things mentioned in the book are divided into areas. It is probably not easy for them to say some bad words here. If it is heard by the juniors, it will damage the image, but it is still supported.
Keep it far away!
"Sister, what's going on with the demonic energy?" Shen Fengshu didn't dare to peek into the scene in the heart-wrenching world, so he could only focus on what the two elders said was wrong. "The power of the Yan Dynasty was at its peak, and the emperor's purple energy was As the sun rises, it is natural that some demonic monks will take risks to covet it." Sister Ru Bing pointed in a certain direction: "This is a place that can be hidden. Go to this direction and go and have a look."
