Hearing Zhu Yunye's words, Qu Shen looked at the emperor with resentment on his face. He had been greedy for the inner treasury for too long. Every time when his hair turned gray due to tens of thousands of dollars, he couldn't help it.
Thinking about the gold and silver in the inner treasury.
There was absolutely no discussion on this matter. Zhu Yunye's eyes suddenly became sharp and he glared at Qu Shen. That was his old capital. Zhu Yunye was not stupid enough to cut the meat to feed the officials.
Qu Shen looked away angrily. Since the emperor couldn't count on him, there was nothing he could do.
He spread his hands and said to Wang Yuanji, "If the chief minister of Wang insists on building the railway track, there are still eight months left in this year, and all the officials may not be able to receive a penny of salary. If the officials start making trouble at that time, the lower officials will not be able to stop it.
live."
I can't stop you, Wang Yuanji, from building the railway track, but I can't stop the officials from causing trouble. If you're not afraid that all the officials will take the whole family to your Wang Shoufu's house for dinner, then you can continue to repair it.
Wang Yuanji stretched out his hand toward Qu Shen and patted him twice, signaling him to be calm and calm.
Then he looked at Zhu Yunye, smiled and said, "Your Majesty, where is the Royal Bank?"
"What do you want to do?" Before Wang Yuanji could finish speaking, Zhu Yunye stared at him warily, feeling dissatisfied in his heart.
Okay! I already told you that I have no money, but you still dare to take advantage of my inner treasury?
Wang Yuanji didn't panic at all, and said with a faint smile, "Your Majesty, aren't banks always lending money to people and merchants? They just need to charge a little more interest."
"The imperial court also borrowed money from the Royal Bank this time, and the interest will be calculated based on the amount lent to the merchants, how about that?"
The court borrowed money from the bank?
This is so fresh!
Not only was Zhu Yunye's head turned into a mess from the stimulation, he was confused and confused.
Even others looked at Wang Yuanji with surprise, wondering how he came up with this idea.
"Is the imperial court borrowing money? This is something that has never happened before. Is there something wrong?" The Minister of Rites was the most opposed to this deviant behavior and was the first to speak. However, he could not find a reason to refute, so he said
Hesitating.
"Yes, the dignified imperial court actually borrowed money. If this spreads out, where will the dignity of the imperial court be?" Even Deng Chengdu, who had always supported the construction of railway tracks, began to hesitate. These words were really too unpleasant to hear.
Who would borrow money in daily life? Either those who are in trouble or have a very bad life would lick their faces and borrow money from others.
Therefore, anyone who takes the initiative to borrow money, even if they mention it to their close relatives and friends, will be filled with shame and want to find a crack in the ground to crawl in.
Now that the imperial court wants to borrow money, do you still want to lose face?
"I agree, Wang Shoufu is worthy of being Wang Shoufu. He is really extremely talented.
Man, you can even think of such a good idea!" Completely opposite to the worries of the Minister of Rites and Deng Cheng, Qu Shen looked so excited that he could not control himself.
For Qu Shen, as long as he does not have to take out the money, that is the best result for him. As for who takes out the money, he is too lazy to care.
And what is face?
Besides, it was the whole court that was embarrassed anyway, not him alone, so he didn't feel any psychological burden at all.
The change in attitude before and after Qu and Shen made people look at each other. It was obvious that he was still strongly opposed to the construction of railway tracks just now, but now that he heard that no money from the treasury was needed, he was strongly in favor of it.
Faced with Qu Shen's fiery gaze, Wang Yuanji just nodded lightly in response, and then turned his gaze to the emperor.
After all, whether this matter can be accomplished depends on whether the emperor is willing to let the bank lend money to the court.
Zhu Yunye lowered his head and pondered in his heart. Compared with asking me directly for money, this and bank loan are indeed more acceptable to me.
Asking for money directly was undoubtedly like a meat bun beating a dog, and the court would not be able to repay it. It was precisely because of this that Zhu Yunye refused without giving a few people the slightest chance.
Although there is money in the inner treasury, it is not brought by strong winds. It is several million yuan at the beginning. No matter how rich you are, you can't withstand such consumption.
And as long as the imperial court takes the money from the inner treasury for the first time, there will be countless times. No matter how thick the inner treasury is, the family will be emptied. Zhu Yunye knows this very well.
But the court borrowing money from the bank seems to be negotiable? First of all, since it is a loan, it is only natural to repay the money. Secondly, didn't Wang Yuanji say that he will pay interest in accordance with the rules?
The bank's current interest rate is between 15% and 20%, which means that if you lend one million yuan, you can earn at least 150,000 yuan in interest a year.
This is no small sum!
"You have to repay the money you borrowed from the Royal Bank. What do you use to repay it?" Zhu Yunye asked thoughtfully.
Wang Yuanji felt calm after hearing this, knowing that the emperor was interested in making money.
He smiled and replied, "The railway tracks will make a profit, so I will repay the principal and interest with the money gained from the railway tracks."
"That's true." Zhu Yunye frowned and said hesitantly, "If the railway track built can make as much money as the one built by Zhen Guogong, then it will definitely be able to pay back the principal and profit. But how can you guarantee that the railway track built will be as profitable as the one built by Zhen Guogong?"
Will it definitely be possible to make money? And just making money is not enough, you must also make a lot of money."
king
Yuanji patiently explained, "The biggest role of railway tracks is transportation. As long as we find where the demand for transportation is greatest, we will build the railway tracks there. It will be difficult not to make a lot of money!"
This is exactly the truth!
Everyone, including Zhu Yunye, subconsciously nodded slightly in agreement with Wang Yuanji's words after listening.
Zhu Yunye glanced at the others and saw that they were all deep in thought without saying a word. After thinking for a moment, he looked up at Wang Yuanji and asked, "So, do you have something in your heart?"
"Xuzhou!" Wang Yuanji seemed to have been prepared.
Xuzhou!
Hearing these two words, Zhu Yunye couldn't help but be stunned, and then a smile of realization appeared on his face.
He smiled and continued to ask, "What's the reason?"
Wang Yuanji was refreshed, his back stood straight, and he said loudly, "From my observation, the more prosperous the place, the greater the demand for transportation. The more prosperous the place, the more people are willing to spend money on traveling."
Above. Half of the world's taxes come from Jiangnan, and the wealth of Jiangnan is famous all over the world. Now there is a railway track from Beijing to Shanghai County in the south, but there is no such thing as the Jianghuai land in the north."
After hearing this, Zhu Yunye and everyone understood without Wang Yuanji continuing to speak.
"Listening to what you said, I no longer have any doubts that this railway track can make money." Zhu Yunye looked at Wang Yuanji with appreciative eyes. The chief minister of the cabinet had never let him down.
Immediately afterwards, Zhu Yunye also raised his doubts, "But since it wants to connect the Jianghuai area, why not build it to Lin'an Mansion?"
Wang Yuanji explained in a gentle tone, "Lin'an Prefecture is not far from the seaside, and there is a Yellow River waterway leading to the sea. Even if there are transportation needs, it can be solved by sailing."
"But Xuzhou is different. By connecting Xuzhou, the north-south hub, it will be very convenient whether you continue to go north or turn west to the Central Plains in the future!"
Is this preparation for building more and longer rail tracks in the future?
Deng Cheng and others looked at Wang Yuanji with horrified eyes. While they were still thinking about how to choose, they didn't expect that Wang Yuanji had already seen the future many years later.
Everyone admired Wang Yuanji even more!
Zhu Yunye's thoughts were similar to those of others, and he also admired Wang Yuanji in his heart.
"So, how much does it cost to build such a long railway track?"
"When Zhen Guogong built the railway track from Beijing to Shanghai County, he spent about 4 million guan, less than 5 million guan. I calculated that if I want to build a railway track to Xuzhou, it will cost about 6 million guan.
It looks like seven million penetrations."
"
So much?" Zhu Yunye subconsciously wanted to refuse.
Although the Royal Bank will lend money, it has not lent out six or seven million pounds a year in the past.
If he really lent money to the court, it would be equivalent to lending out all the money for a year at once.
Thinking of this, Zhu Yunye was a little worried.
It's not that the bank can't get the money out, but that I feel unsure.
Wang Yuanji smiled and nodded, but said nothing.
This is the amount he calculated, and even if there is a discrepancy with the actual situation, it will not be very big. If you want to build a railway track from Beijing to Xuzhou, you will need so much money!
When Zhu Yunye saw Wang Yuanji looking at him with a smile, he suddenly felt embarrassed and his face felt a little feverish. After all, he had agreed just now, and now he wanted to go back on his word, so he couldn't hold it in his face.
"I'm not saying I won't borrow it, it's just that these six to seven million are a bit too much."
"Then how much can the emperor borrow?" Wang Yuanji asked calmly without continuing to pester.
Zhu Yunye glanced at the others, then looked at Wang Yuanji, secretly gritted his teeth and said, "Three million strings, 15% profit."
Zhu Yunye still had a conscience and did not ask for a 20% profit. Perhaps this was because he was somewhat unreasonable.
"Sure, three million strings is three million strings."
Everyone never expected that Wang Yuanji would agree to it neatly.
Qu Shen was even more horrified. He clearly needed six to seven million strings, but now the emperor was only willing to borrow three million strings. So what to do with the remaining three to four million strings?
Could it be that we are trying to target him, the Minister of the Ministry of Finance, again?
Everyone else's eyes also fell on Qu Shen, obviously their thoughts were similar to Qu Shen's.
In an instant, Qu Shen subconsciously wanted to turn around and run away. If he hadn't been worried about Jun Qian's misconduct, he would have done it.
However, although Qu Shen did not run away, he had already made up his mind that no matter what Wang Yuanji said, he would grit his teeth and not take out a penny.
Wang Yuanji glanced at Qu Shen and saw that he was gritting his teeth and looking determined and unyielding, and felt a little funny in his heart.
Do you really think you can only take advantage of the treasury?
"With the emperor's three million dollars, I have solved my urgent need. Although there is still a lot left, I can borrow the rest from merchants. As long as I pay them interest, it won't be difficult to get it together!"
Zhu Yunye
Flexion and extension
everyone
How to borrow money from merchants? Everyone is eager to know.