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Chapter One Thousand Seven Hundred and Forty Seven Royal Bank

"What did you say? Ke Zhong and Fu Li are coming back? Is this true?"

Before Han Du could speak, An Qing stood up and asked excitedly.

Soon, tears welled up in her eyes and she quickly covered them with a handkerchief.

Han Du also had ups and downs in his heart, but he quickly reacted and asked quickly, "Where did Uncle Wu get the news? Is it reliable?"

If it were Ye Luzi's gossip, it would have no effect and would only make him happy in vain.

"Yes, yes, yes, Fifth Uncle, is this news accurate?" An Qing also quickly restrained her excitement. What she wants to know most now is whether the news is true or false.

The fifth uncle quickly nodded firmly, "It was the official from the General Affairs Department who personally came to tell the old slave that the emperor had just issued a decree to move the eldest son to be the minister of household affairs and the second son to be the minister of rites."

"Okay, great!" An Qing was trembling with joy, covering her mouth and looking at Han Du. She was not happy that both of her sons were promoted to senior ministers.

The title of Minister of the Sixth Division may be the end of life for many officials. This must have been the case for his father Han De. He was established as an official in the early Ming Dynasty and took more than ten years to become the Minister of the Ministry of Revenue. However, Anqing did not like this.

The only thing she cares about now is that she can finally be reunited with her two sons.

After hearing what Uncle Wu said, Han Du thought for a moment and understood what was going on. There were also officials from the academy in the General Affairs Department. Someone must have gotten the news and came to inform him immediately.

Han Du also misses his two sons very much. After all, they are his blood in this world, and they will be proof of his existence in this world in the future.

Had he not thought that it would irritate Zhu Yunye, who had just succeeded to the throne, Han Du would not have said a word about their relocation.

And now Zhu Yunye has taken the initiative to move them to the capital, which means that firstly, the original grudge has disappeared, and secondly, it is probably because he proposed to sell bonds to resolve the crisis of the court's lack of money.

"Sir, did you hear that? Ke Zhong and Fu Li are coming back." An Qing was so happy that he grabbed Han Du's arm tightly.

Han Du felt that her hands were shaking, so he reached out and patted her a few times to comfort her.

"The Emperor's kindness, we still need to go to the palace to express our gratitude."

An Qing nodded happily, "Well, once the official letter is officially issued by the court, we will go to the palace together to express our gratitude."

However, two days later, the imperial court officially issued an official letter to move Han Kezhong and Han Fuli back to Beijing.

Han Du also took An Qing into the palace to express his gratitude to Zhu Yunye. After An Qing saluted Zhu Yunye, he found an excuse to see Han Jingyun and stayed.

Han Du and Zhu Yunye were alone in the hall.

Han Du sat on the Jindun and nodded gratefully to Zhu Yunye again, "Thank you again, Your Majesty, for moving the two dogs back to the capital."

Zhu Yunye burst out laughing, waved his hands widely, and said, "What did your uncle say? After all, my uncle and I are a family. Besides, my cousins ​​have indeed done a good job, and their achievements are there."

, of course I will reward you based on your merits!"

Han Du looked at Zhu Yunye who looked fair and just, but he couldn't help but cursed in his heart. If you really regard me as a family, then you shouldn't transfer them out of the capital.

The reason why they are being transferred back now is not because of their merits.

However, in the face of Zhu Yunye's proactive overtures, Han Du still had to accept this affection. As he grew older year by year, Han Du missed his two sons more and more.

In the past, Han Du could watch his two sons stay in a remote and difficult place without being indifferent, but now he gradually began to worry about them.

Zhu Yunye now transferred them back, which scratched the itch in Han Du's heart.

After thinking for a while, Han Du reminded, "I believe that the emperor has also seen the benefits of the Royal Bank's issuance of bonds, but there is something I still want to remind the emperor."

"Uncle, you're too polite. If you have something to say, it's okay to say it." Zhu Yunye was in a very high mood.

In a short period of time, the Royal Bank raised 10 million yuan for the court. After receiving the money, the court was already organizing manpower to build the railway tracks.

After Han Du pondered for a moment, he stroked his beard and said, "Your Majesty, selling bonds can indeed gather a large amount of wealth in a short period of time. But at the same time, the Emperor must also pay attention to the fact that these wealth are all owed money, and you will need to repay the principal in the future."

Return it with interest."

"Of course." Zhu Yunye nodded subconsciously without thinking about defaulting on the bill.

"The emperor cares about the people and can consider them like this, but the officials below may not." Han Du said with a "hehe" smile.

The smile on Zhu Yunye's face quickly faded, his brows furrowed slightly, and he said in a deep voice, "What do you mean, uncle, the government below will follow suit and sell bonds?"

"They don't necessarily have to sell bonds." Han Du shook his head slightly, and then said, "They can borrow money from the private sector in various ways. They can't get out the bonds, but they must be careful of them making idle notes."

Oh, this is indeed a problem, Zhu Yunye nodded secretly.

But not accepted

Doubts arose in his mind and he asked, "If the government below can borrow money, will it have any impact?"

In Zhu Yunye's view, it should be beneficial for the government below to borrow money and use it in key areas, right? Why does Han Du look like he is facing a formidable enemy?

Han Du quickly said, "The money borrowed by the imperial court this time is used to build railway tracks. Although the initial investment in railway tracks is huge, the emperor cannot deny that railway tracks can make a lot of money in the future."

Zhu Yunye nodded slightly.

Han Du continued, "So, there is no need to worry that the court will not be able to repay the money in the future. But if the government below borrows money, let alone what they borrow the money for, who can guarantee that they will be able to repay the money in the future, and they will repay it willingly.

money?"

As soon as Han Du's words fell, Zhu Yunye instantly understood the seriousness of this.

The government is always there to guard one side. If it goes back on its word and refuses to pay back the money, neither the local businessmen nor the people will be able to do anything about it.

Zhu Yunye quickly asked, "Does your uncle think that the government below cannot be allowed to borrow money from the private sector?"

Han Du nodded solemnly and said solemnly, "It would be best for the emperor to issue an edict prohibiting government at all levels from borrowing money from the private sector."

After Zhu Yunye heard this, he lowered his head and kept weighing the pros and cons.

"But the effect of the court's loan this time is very good."

Seeing Zhu Yunye's hesitation, Han Du's face became serious and added, "Your Majesty, businessmen cannot trust the imperial court. The key to accomplishing this this time is to let the Royal Bank mediate the sale of bonds. If there is no Royal Bank mediating, the Emperor thinks that those

Would a businessman lend money so easily?"

Zhu Yunye had to shake his head after hearing this. If those businessmen were willing to borrow money easily, then they wouldn't have just heard a rumor and fled the capital overnight.

Han Du showed some worries and said in a serious tone, "I am still worried that if the government fails to borrow the money, it will be forcibly allocated, or even allocated to the people."

"Absolutely not!" Zhu Yunye's eyes widened suddenly and he quickly stopped him.

Then he pondered for a moment, took a deep breath and stood up, pacing back and forth with his hands behind his back.

Finally, he stopped in front of Han Du and sighed, "My uncle's worries are not unreasonable."

Seeing Zhu Yunye's unwillingness, Han Du suggested again, "It is necessary to prohibit the lower government from borrowing money from the private sector. However, if the emperor is willing, he can also let the Royal Bank mediate and let the lower government borrow money from the bank."

A request is made to borrow money, and then the bank sells the bonds."

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br> "When the time comes, the banks will just ask the government for money."

Zhu Yunye suddenly felt enlightened and couldn't help but nodded and said with a smile, "It seems that the role of the Royal Bank is getting bigger and bigger!"

Han Du laughed and said, "Your Majesty, the real role of banks is not just that. In the future, the Emperor will also find that banks will become more and more important."

"It doesn't matter in the future, I feel deeply about it now." Zhu Yunye said with a complicated mood.

Managing a bank is not a simple matter and requires extremely high mathematics. Even if an average person is forced to sit in the bank by Zhu Yunye, it is impossible for ordinary people to sit calmly.

It is precisely because of this that the bank is still under the control of the queen.

It wasn't that his mother insisted on occupying the bank and refused to give it to him, but that he really couldn't find anyone he could trust and be in charge of the bank.

Originally, the best candidate was Zhu Yunye's queen, but it was difficult for the queen to control the bank with her ability. Now the queen is still learning from her mother.

Now that the importance of banks has become more prominent, Zhu Yunye couldn't help but want to know how the queen learned from her mother.

night.

Zhu Yunye finished handling government affairs early today and ordered, "Show off, Kunning Palace."

Empress Wu was born among the common people, and her father was only an eighth-rank county magistrate. Although she was good at playing, chess, calligraphy and painting since she was a child, she had never understood anything like mathematics.

The arithmetic she had learned before was like something a child learns when it comes to mathematics. She only started to learn mathematics after entering the palace, but she really didn't seem to have any talent at all, and it was very painful for her to stumble and learn.

Fortunately, she has the hard work and hard work of ordinary people, and she has learned bit by bit with perseverance.

When Zhu Yunye came, Mrs. Wu happened to be still doing the questions assigned by her mother today.

"Your Majesty, the Emperor is here." The female official ran in quickly to remind.

"Ah?" Empress Wu didn't react for a moment. After a few breaths, she suddenly put down her pen and stood up.

Before she could go out, Zhu Yunye strode in with a smile on his face.

"I, my concubine, pay my respects to the Emperor."

"Meet the Emperor"

Zhu Yunye glanced at the palace maids and eunuchs who all bowed down, laughed and waved, "Pingshen, please get up."

"Thank you, Your Majesty!"

Queen Wu took the lead and stood up, looking at Zhu Yunye with a smile.


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