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Chapter one hundred and fourteenth

It is said to be a "small hall", but in fact the area is not too small. The small room is more than 50 square meters and is furnished with a set of Chinese desks. Chinese-style calligraphy and paintings are hung on the walls of the room. There are lush green potted plants in the corners.

bamboo.

The waiter wearing aqua blue uniform and skirt brought a pot of "Tieguanyin", which was full of fragrance.

Jing Gao sat in the yellow pear wood official hat chair, smiled and nodded, "Thank you."

"You're welcome!" The beautiful waitress, who was about in her early twenties, smiled sweetly and walked away happily with long legs.

Jing Gao's "Jinghe" membership card was entrusted to Gong Cheng. Otherwise, he would not have brought Deng Ran here for dinner. Just because he and Wei Zhengyuan were discussing things here this afternoon, he felt that he could stay for dinner. That would be too much.

Not robust enough.

Uncle Wang was only forty-one years old and looked like a handsome middle-aged boy. Watching the "interaction" between Jing Gao and the waitress, he mentally evaluated whether this young man liked "playing" or whether a tutor would be better?

Taking a sip of tea, Wang Bocai said with a smile: "Mr. Jing, let me first introduce my tourist town in Xianghe."

Wei Zhengyuan was drinking tea and quickly waved his hand and said: "No, no. Mr. Jing, Lao Wang, you two can talk alone. I won't listen to the next commercial secrets." He got up and went outside to wait.





Deng Ran was led by the waiter to visit the Jinghe Club. She didn't know how long Jing Gao would have to talk, and how tiring it would be to sing alone! She happened to ask the waiter that Jinghe could "hang out" here, and there were 6

Walking around on the floor.

Jinghe Club provides conference rooms for business meetings, banquet halls for dining, KTV, private cinema, gym, SPA, billiard hall, and chess and card room. The main function is food in addition to business activities.

While Deng Ran was visiting, Dong Lingxi, who had been "hanging out" in Jinghe all year round, received news: Jing Gao and a friend who is a food e-commerce company came to discuss business.

In the No. 2 banquet hall on the 62nd floor, Dong Lingxi was wearing a dark blue suspender dress with complex patterns and ruffles. The thin suspender straps stretched across her white shoulders. She wore a white jacket. It was very

It highlights her bright charm.

Talking about business? What kind of business?

"I understand." Dong Lingxi replied to the message on his mobile phone WeChat. He placed the fruit machine on the marble coffee table at hand, looked at the middle-aged man in front of him, and continued the previous conversation.

He was about fifty years old, with heavy bags under his eyes, and he looked unsightly. He said in a low voice: "Ms. Dong, it's difficult to start the textile industry now! Banks no longer lend. Please help me."

Dong Lingxi pondered slightly, with a thoughtful look on his bright and dignified oval face. After a moment, he said: "Mr. Lu, I do have a financial channel at hand, but I don't dare to guarantee whether it will succeed. I will give you an answer tomorrow."

Mr. Lu was immediately overjoyed and said gratefully: "Miss Dong, thank you, thank you!"

Dong Lingxi was grand and waved his hands calmly.

After a while, he just stood up and watched Mr. Lu leave.

Miss Dong is a brand in Jinghe!





In the small Chinese-style hall on the 60th floor, Jing Gao listened to Wang Bocai's general talk for half an hour and roughly understood how the tourist town in Xianghe operated.

Xianghe is located in the northern part of the North China Plain, bordering Beijing and Tianjin on all sides. It is known as the "Pearl of the Capital Region".

The economic strength is strong. There are 3 provincial-level industrial parks and 1 provincial-level agricultural high-tech park. It has huge development potential and is the most promising sector in the Capital Economic Circle and the Bohai Rim Economic Circle.

It ranks among the "Top 100 Counties in the Country for Comprehensive Strength". It was recommended as one of the best leisure travel destinations by "China National Tourism" magazine. The most famous one is undoubtedly the National Football Training Base under the Chinese Football Association.

Therefore, the tourism industry in Xianghe is very promising.

Wang Bocai's "Ming and Qing Town" is located next to the canal. It has an excellent geographical location. The annual output value brought by tourists is about 84 million yuan. The pre-tax profit is more than 25.3 million yuan. The net profit is 11.718 million yuan.

This financial statement is a younger brother among companies in the tourism industry. For example, the leading company in the tourism industry: Huangshan Tourism, in its publicly announced financial statements, its operating income in 2015 reached 270 million.

But for a tourism company located in Xianghe, this figure is pretty good. With an annual profit and tax of tens of millions, it is regarded as a "golden doll" by the government.

Wang Bocai chose to expand the second phase of the town, mainly for commercial real estate development. The capital chain was very tight. At the same time, he also had some legal disputes with local residents. All kinds of things combined made him very embarrassed, and he was looking for funds everywhere.

Jing Gao sat in a wooden chair, drank warm tea, ignored Wang Bocai's earnest gaze, and said slowly: "Mr. Wang, I will lend you 10 million for six months. The interest will be according to the rules of private lending."

After listening to Professor Zhao's words last night, he suddenly lost interest in the tourism industry. His original intention of getting involved in the tourism industry was that he might be able to wear a tourism development vest in the future and actually build a farm to live and play on his own.

What he is most interested in now is labor-intensive industries that can expand his social influence and enhance his social status.

But since he agreed to come and talk, he didn't mind lending a sum of funds to Wang Bocai to make a quick buck. At the same time, he would also expand his "business circle."

Uncle Wang gritted his teeth a little and drank tea to cover up his slight sadness.

The private lending rate is very high. The monthly interest rate is usually one cent to three cents. The equivalent annual interest rate is 12%-36%. In 2016, the one-year loan benchmark interest rate announced by the central bank was 4.35%.

This shows that the cost of capital is huge.

If he really wanted to borrow funds like this, why would he make a special trip to the capital to find Jing Gao?

Two points. First, 10 million is too little. He needs at least 20 million. Second, the capital cost is too high.

Wang Bocai pondered for a while, leaned forward slightly, and said sincerely: "Mr. Jing, the interest rate on private loans is too high. How about I raise 30 million from you and sell you 15% of the company's shares?"

His annual net profit margin is only about 13%. The capital cost alone will eat up 2 points. How can he be willing to do so?

Jing Gao laughed and took a sip of warm tea. As the old saying goes: there is no businessman without evil, and it is true.

Wang Bocai’s travel company is valued at 200 million, can you believe it?

I want to eat shit.

Seeing that Jing Gao seemed unmoved, Wang Bocai became anxious and persuaded: "Mr. Jing, when I finish building the building and start pre-sales by the end of the year, the value of the company will increase dramatically, and it will be worth at least 500 million."

Jing Gao is not good at business negotiations. But with the funds in hand, he is equivalent to "Party A's dad" and has a relaxed mind. On the contrary, he can see many things very clearly.

Jing Gao waved his hand and said clearly: "Mr. Wang, if you really want me to raise funds and buy shares, that's not how it works. A third-party financial audit must be conducted to arrive at a relatively reasonable valuation.

In addition, if I want to invest in your company, I should at least go to Xianghe to see it on the spot. It makes sense to invest 30 million without even asking, don’t you think?

My idea is this. Two options. First, I will lend you 10 million, with an annual interest rate of 8%, and I want to give you Mr. Wei’s face.

Second, I will spend 30 million to invest in your company. After inspection and valuation, I will invest the funds in batches. After the houses and shops are sold, you can buy back these shares according to the company's valuation at that time.

At the same time, we signed a premium repurchase clause. The repurchase price must not be lower than 12% of the current price."


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